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Regional Credit Manager - CEQ - Credit Appraisal

Regional Credit Manager - CEQ - Credit Appraisal

Tata Capital

4 - 9 years

12 - 17 Lacs

Mumbai

Posted:5 days ago| Platform:

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Skills Required

risk management team management credit appraisal underwriting credit policy credit underwriting credit analysis credit risk credit management delinquency management credit approval appraisal portfolio management credit risk analysis ca finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Kolkata. The ideal candidate will have 4 to 9 years of experience in credit appraisal, underwriting, and portfolio management.
Roles and Responsibility

Manage the entire credit approval process for corporate finance products.

Support business teams in managing end-to-end credit approval for the designated region.

Underwrite for all customer segments and present to senior level.

Authorize deviations documented by underwriters in compliance with credit policy.

Lead a team of credit approvers to ensure portfolio quality and manage delinquencies.

Develop, implement, review, and monitor various credit programs.

Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission.

Coordinate with the recoveries team and generate business insights.

Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.

Ensure compliance with all Audit/other regulatory regulations and company processes, policies, and reports.

Job

MBA/PGDBA/PGPM/CA or equivalent degree.

Minimum 4 years of experience in credit appraisal, underwriting, and portfolio management.

Possess strong knowledge of credit policy, underwriting, and risk management.

Demonstrate excellent leadership and team management skills.

Exhibit strong analytical and problem-solving skills.

Ability to work in a fast-paced environment and meet deadlines is essential.

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Tata Capital

Financial Services

Mumbai Maharashtra

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Regional Credit Manager - CEQ - Credit Appraisal