1138 Credit Policy Jobs

Role & responsibilities Appraise /recommend / approve proposals as per the delegation of authority. Monitor credit decisions by the team Develop & motivate the credit team Review delinquent cases and document learnings / portfolio reviews for risk management Conduct process audits Recommend changes to policy / process based on local nuances / competitor feedback. Establish and monitor vendors; maintain a pipeline for growth / attrition. Implement system integration plans MIS expert

Job Requirements Role/Job Title: Manager - BBG Credit Policy Business: Risk Function department: Wholesale Banking Risk Job Purpose Manager - BBG Credit Policy will lead to ensure that the growth in Business Banking Segment is within an effective risk management framework to actively manage all the material risks faced by the Bank, in a manner consistent with the Bank's risk appetite, making the Bank resilient to shocks in a rapidly changing environment. The Bank aims to establish itself as an industry leader in the management of risks and strive to reach the efficient frontier of risk and return for the Bank and its shareholders, consistent with its risk appetite. This role shall be respons...

CV sent to :steffi.gard@idfcfirstbank.com SQL and Python is mandatory Job Requirements Role/Job Title: Senior Risk Manager-Credit Cards Business: Retail Assets Function/ Department: Credit Cards - Policy Place of work: Mumbai Roles & Responsibilities: 'Credit Policy formulation for Account Management Define and Monitor key risk metrics Portfolio monitoring and Review Loss forecasting for individual product and monitoring Define Portfolio intervention strategies basis the delinquency and losses Define Portfolio Positive Interventions strategies CLI/TLI, BT. PLCC, express cash and monitor the performance Secondary Responsibilities: 'Help launch revenue generating and portfolio growth products ...

Kotak Mahindra Bank Limited is looking for Credit Manager-Housing Fice-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established c...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established cr...

We are looking for a highly skilled and experienced Assistant Credit Manager to join our team at Taj Chandigarh. The ideal candidate will have 1-3 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval and disbursement. Develop and implement effective credit policies and procedures. Analyze credit data to identify trends and areas for improvement. Collaborate with cross-functional teams to resolve credit-related issues. Provide excellent customer service to clients and stakeholders. Maintain accurate and up-to-date records of credit transactions. Job Requirements Strong knowledge of credit management principles and practices. Excellent ...

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data and provide insights to senior management on credit performance and areas for improvement. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of credit transactions and activities. Job ...

Kotak Mahindra Bank Limited is looking for Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk as...

To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local lang...

We are seeking a Proxy Voting Analyst in Columbia Threadneedle Investments, an Ameriprise Financial company. In this role you will support Responsible Investment reporting and focus on proxy voting for the firms investment strategies. It will involve formulation, development and delivery of the global proxy voting strategy and approach. Key Responsibilities Focus on stewardship research, engagement, and proxy voting. Work with and support global investments in the formulation, development and delivery of the global proxy voting strategy and approach. Participate in the research, coordination, and application of the exercise of stewardship rights on behalf of clients. Research and review thir...

Job Requirements Role/ Job Title: Credit Manager-Loan Against Property. Function/ Department: Retail Underwriting. Job Purpose: To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the banks’ risk appetite. Interpersonal relationship Management with Peers. Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan c...

The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be driving credit policy formulation, portfolio monitoring, and cross-functional risk governance to ensure a robust lending framework. Sounds like you? Read more on what we are looking for in the role. What you will work on: Policy: Preparing and clarifying Policies/Addendums to be circulated to the credit team Conducting trainings/tests continuously to gauge policy understanding Preparing various MIS, maintenance of data for analysis and summarizing them in a structured way for meaning interpretation on different...

As an Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter at our company, your role will involve covering large and complex products globally and managing the credit review process. Your primary responsibility will be delivering best-in-class credit risk analysis, monitoring, and credit administration as a partner to Risk and Banking shared commitment to ensuring the safety and soundness of wholesale lending across ICM. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors. - Complete Credit Analysis Write-up Memos and Final Obl...

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

As the Credit Manager, you will be responsible for overseeing the credit-granting process for the company. This includes developing and implementing credit policies and procedures to ensure effective risk management. You will assess the creditworthiness of potential customers through credit scoring, financial statement analysis, and external credit checks. Your role will involve approving or rejecting credit applications based on company policies and risk tolerance, as well as monitoring and managing the company's accounts receivable portfolio to ensure timely collections. Key Responsibilities: - Develop and implement credit policies and procedures - Assess creditworthiness of potential cust...

PRGX India Pvt Ltd is looking for Analyst I to join our dynamic team and embark on a rewarding career journey Managing master data, including creation, updates, and deletion. Managing users and user roles. Provide quality assurance of imported data, working with quality assurance analysts if necessary. Commissioning and decommissioning of data sets. Processing confidential data and information according to guidelines. Helping develop reports and analysis. Managing and designing the reporting environment, including data sources, security, and metadata. Supporting the data warehouse in identifying and revising reporting requirements. Supporting initiatives for data integrity and normalization....

Job Summary: The Credit Risk Manager will be responsible for assessing, monitoring, and managing credit risk across the organization. This role involves developing credit risk models, reviewing credit exposures, and implementing risk mitigation strategies. The ideal candidate will combine strong analytical and quantitative skills with a deep understanding of financial analysis, regulatory compliance, and portfolio management. Key Responsibilities: Develop and maintain the companys credit risk management policies, procedures, and frameworks. Evaluate credit risk for new and existing clients, counterparties, and investment opportunities. Analyze financial statements, credit reports, and market...

Role & responsibilities Evaluate the creditworthiness of new and existing distributor clients by analyzing financial statements, credit reports, trade references, and payment history. • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements. • Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms. • Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies. • Work closely with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds. • Support customer ...

This Position reports to: Head of Global Credit Risk Management, Order to Cash Provide strong support to Head GCRM in maintaining and improving the group-wide sustainable credit risk management, proactively manage ABBs credit risks while remaining ahead of the curve in terms of latest developments on risks, risk metrics and reporting. As part of GCRM team, being responsible to conduct research and provide fundamental analysis and initial recommendation as part of credit risk approval documentation on large customers and other high impact counterparties, including partners and suppliers, financial institutions (core and non-core banks, insurance companies and commercial paper issuers), alongs...

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data to provide insights on credit performance and suggest improvements. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records of credit transactions and reports. Job Requirements Strong knowledge of credi...