Credit risk-MNC-Hyderabad

3 - 6 years

4 - 7 Lacs

Posted:3 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

  • Evaluate the creditworthiness of new and existing distributor clients by analyzing financial statements, credit reports, trade references, and payment history.
    • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements.• Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms.• Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies.• Work closely with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds.• Support customer onboarding by reviewing legal documents, trade references, and credit application data.• Update and maintain credit master data in ERP systems and ensure accurate customer records.• Perform periodic reviews of credit limits and adjust as needed based on updated customer risk profiles.• Generate reports on credit exposure, high-risk accounts, and DSO performance.• Ensure compliance with internal controls, SOX, and customer data privacy policies.• Ad hoc reporting capabilities• Data analysis and interpretation as required

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