568 Credit Rating Jobs

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilities Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing with clients for all operational activities. Should support the manager in day to day activities. Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction. Supporting thought leadership and content building exercises in Mid Corporate Segment Experience : 3+ years

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side clients Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Masters Degree: Hold a Masters degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side clients Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Masters Degree: Hold a Masters degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

Role & responsibilities Review of risk parameters basis which scoring and rating is assigned to borrowers Review of internal credit rating framework and its implementation Review of risk weights assigned to each borrowers rating Evaluate rating rationale and justification for ratings assigned. Review of outsourcing policy and vendor onboarding Review of periodic monitoring of service providers

* Credit Analysis & Ratings across sectors * Conduct in-depth financial statement analysis, business model evaluation, cash flow assessment, and risk analysis * Prepare and present rating recommendations to rating committee * Build Financial Models Required Candidate profile Bachelor’s degree in Finance, Economics, Accounting, Business, or related field. Strong analytical, quantitative, and problem-solving skills. Proficient in Microsoft Excel, Word, PowerPoint.

We are hiring for over 10 Corporate Sales Manager positions. Prior experience in direct sales within the insurance domain is required.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions. Key Responsibilities: 1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks. 2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance. 3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations. 4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions. 5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders. 6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements. Requirements: 1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field. 2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry. 3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data. 4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred). 5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software. 6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts. 7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment. Preferred Qualifications: 1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC). 2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models. 3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

Job Purpose The purpose of this job is to acquire and grow the lending book for the SME segment for the assigned geography. The role entails both identification of newer customer segments, as well as strengthening existing customer relationships through continuous engagement and ensuring customer retention on the lending platform Job Context Key Aspects: The EB WM function is engaged in funding short term, medium term and long-term working capital needs of SMEs via a suite of customized short and long tenured products. While unit of sizing up the business is its loan book size, profitability and zero tolerance on delinquency are key business objectives Strong understanding of business finance, loan structuring methods and credit administration are key to building credibility with customers and gaining competitive advantage Understanding of local market patterns such as specific occupations/trade, industries at play, local financial and investment preferences and practices important to gain competitive advantage while structuring loans and identifying leads. Key Challenges Increase the market share in targeted locations against competition Constantly upgrade financial, know-how of self on loan structuring methods and business financials in order to build credibility with customers Stay abreast with the recent market trends and local market preferences and needs Ensure credit quality and carry out effective portfolio selection and pre-screening to minimise risk of NPAs To ensure complete safety of financed amount through post sanction surveillance by maintaining strong client relationships and monitoring collaterals Key Result Areas KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Sales Growth Achieves sales targets through:Driving pipeline funnel to achieve book size and market share Monitors local market trends and competitive offerings identifies opportunities for business expansion for the region Ensures minimal client attrition through strong client engagement activities Engages with the investment bankers, chartered accountants and brokers in the for sourcing new business on a regular basis Raises escalation on delinquent cases/ potential NPAs and closely monitors these through the team for collection dues. Tracks key accounts in the portfolio about health of the business and potential early warning signs of NPAs KRA2 Client Acquisition Relationship Management Acquisition of new clients Increases quantum of area business through strong focus on cross-selling initiatives innovative product mixes. Cultivates a deeper customer bonding by ensuring faster TATs in collaboration with the Credit analysts, enabling the use of technology to improve operational efficiencies responsiveness in customer service to ensure retention of existing customers. KRA3 Disbursal-Timely disbursement of the loans to customers with proper documentation Coordinate with internal stakeholders to process the applications Coordinate with internal teams and respond to their queries to ensure timely accurate disbursal Complete transactions with customer with appropriate documentation KRA4 Market Intelligence-Gather market intelligence towards evolving competitive business strategy, policies processes Gather market intelligence on a regular basis Share the market intelligence with the Area Sales Manager KRA5 Portfolio quality, Profitability--Maintain quality of portfolio to minimize NPAs, Implement measures to ensure profitability Track over-due account daily for the business Intervene to ensure collection for initial overdue accounts on timely basis Ensure profitability by right pricing, processing fees Implement all cost management initiatives on a timely accurate basis KRA6 Organisation Process Efficiency-Implement process improvements to ensure process efficiencies Adhere to all processes for pre post sourcing processes Provide inputs to Area Sales Manager for Sales MIS

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilities Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing with clients for all operational activities. Should support the manager in day to day activities. Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction. Supporting thought leadership and content building exercises in Mid Corporate Segment Roles and Responsibilities Experience : 3+ years

The candidate will be responsible to work with advisors and clients regarding service issues, requests, policies, procedures, and information on accounts. Communication with advisors via system to assist them with their queries, open issues and resolve high level problems in timely manner. Emphasis is on creating and delivering a unique client experience that defines and differentiate advisors practices. To provide brilliant customer service by responding to advisor and client inquires in fact pace, customer-focused environment. Key Responsibilities - Perform data evaluation on information retrieved from hard money loan applications - Consult with Loan Officers following meetings with potential clients - Investigate the medical questionnaire and documents in question and make assessment about investment ROI - Research project costs for remodeling and renovating properties listed on loan applications - Conduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors - Request additional information from Loan Officers when appropriate - Render application decisions based on consultations with supervisory underwriter and upper management - Prepare reports detailing risk assessment findings and other data that contribute to lending decisions - To document, scrutinize and assess risk on the underwriting policies - Calculate the risk involved as per the rules/guidelines and submit the report to management - Review renewal and requests for benefit changes in individual contracts - Evaluate new and renewal applications to determine insurance risks and premiums - Review new business opportunities for potential brokerage clients fit within establishments - Identify factors which result in decline of opportunities to quote and give the confirmation to next level Underwriter for declining the request - Analyze requests to quote to assess eligiblity and degree of risk including by reviewing the industry type, given employees existing benefits, occupations to be covered, date of hire, location, salary levels, age, classing criteria and benefit levels - Forward complete quote to Underwriting assistants/management for final rate generation, to set margins and distribution of the final proposal document - Participate in Team meetings, huddles, and brainstorming sessions to discuss process updates, operational issues and identify process improvement opportunities Required Qualifications Graduate/ Post- Graduate in finance / commerce/ business management/ operations discipline Strong communication, interpersonal, organizational and time-management skills. Good working knowledge of computers, with proficiency in MS Office applications (Word, Power Point and Excel). Exposure to financial products like mutual funds, insurance, retirement services, financial planning, etc would be an added advantage. Knowledge of equity and fixed income securities. Understanding of derivatives and related securities. Preferred Qualifications Product-specific or financial services industry experience will be an added advantage. Desired experience of 3-5 years in the field of brokerage and a Strong academic background/ orientation. About Our Company Ameriprise India LLP has been providing client based financial solutions to help clients plan and achieve their financial objectives for 125 years. We are a U.S. based financial planning company headquartered in Minneapolis with a global presence. The firm s focus areas include Asset Management and Advice, Retirement Planning and Insurance Protection. Be part of an inclusive, collaborative culture that rewards you for your contributions and work with other talented individuals who share your passion for doing great work. You ll also have plenty of opportunities to make your mark at the office and a difference in your community. So if youre talented, driven and want to work for a strong ethical company that cares, take the next step and create a career at Ameriprise India LLP. Ameriprise India LLP is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, genetic information, age, sexual orientation, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law. Full-Time/Part-Time Full time Timings (8:00p-4:30a) India Business Unit AWMPO AWMP&S Presidents Office Job Family Group Business Support & Operations

As an Underwriter at NLG, your role involves conducting risk assessments to uphold NLG's underwriting philosophies. This includes analyzing data from various sources such as medical records, prescription databases, and credit ratings to ensure profitability and mitigate risks effectively. Key Responsibilities: - Analyze data using tools like medical records, prescription databases, and credit ratings to protect NLG's bottom line - Proactively seek information and educational opportunities to enhance underwriting skills and knowledge - Coordinate and communicate with internal and external stakeholders to gather insights and explain underwriting decisions - Participate in presentations and assist in new hire training to improve underwriting quality - Identify, communicate, and resolve escalations to deliver seamless service and protect profitability In order to succeed in this role, you should possess the following qualities: - Customer Focus: Find satisfaction in helping people - Being Resilient: Ability to bounce back from setbacks easily - Courage: Challenge the status quo and tackle tough assignments - Situational Adaptability, Empathy: Easily adapt to different situations and show empathy - Interpersonal Savvy: Build rapport and establish relationships with various individuals - Decision Quality: Make sound decisions using analysis, wisdom, and experience - Communication Skills: Clearly convey messages verbally and in writing - Business Insights: Use business knowledge to guide actions - Manages Ambiguity: Deal constructively with problems that do not have clear answers - Technology Savvy: Excel in multi-tasking and use technology effectively in a fast-paced environment Qualifications Required: - Bachelor's degree preferred - Minimum 2 years of Life Underwriting experience in a production-oriented environment - Must pass a background check,

Why We Work at Dun & Bradstreet Dun & Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation, and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Credibility and Business Insights Group (CBIG) Dun & Bradstreets proprietary suite of reports help position your business and acts as a catalyst in generating interest among existing and potential business partners. It gives your business the advantage of Dun & Bradstreets outlook to establish the legitimacy, ownership, creditworthiness, overall standing against industry standards and business viability. Our reports are a proactive tool for businesses seeking to establish an updated profile thereby positioning the true picture to stakeholders globally. It also helps, Establish your credibility on a global platform. Enable quicker and better-informed decisions for your stakeholders. Key differentiator between you and your peers Builds confidence of key stakeholders and assists in enhancing your bargaining power. Acts as a catalyst in generating interest among potential trading partners globally. Your Business would obtain a D&B D-U-N-S Number - the most widely accepted global standard for authenticating businesses. For more info visit: www.dnb.co.in Designation: Analyst II 1. KEY RESPONSIBILITIES : A. Customer Engagement Role requires interaction with senior stakeholders in customer companies (SMEs and Corporates) CEOs, CFOs, Vice presidents, and alike to understand their business and financial performance Conducting management discussions for the BU and communicating the summary of the discussion to the report analyst in a precise and concise way Resolving client issues through interaction with own and other teams within D&B to Provide the quickest and the most efficient solution to client issues while coordinating with sales Understanding on credit and performance rating and undertaking resolution of rating appeals Strong adherence to SLAs and SOPs with an inclination to doing the right thing when situation demands Maintenance of records for each customer interaction and customer requirement Resolution of customer queries and enquiries based on customer feedback or query Interact with Correspondents/Customers/Sales Associates/Internally to ensure Timely deliverables with desired quality Ensuring required extracts as per business requirements from various data sources Support to sales team for explaining product information to the customers by Making presentations, onsite support if required and handling specific queries. B . Report reviews and rating assignment Undertaking reviews for reports prepared by team reports may be made for SMEs as well as large corporates and may include varying content based on the report variant Strict adherence to processes and timelines whilst maintaining highest levels of accuracy and quality in line with SLAs Ensuring appropriate update of relevant MIS along with process compliance Perform complex analysis, and work on financial/business research-based assignments /reports Be a part of internal rating committee and product enhancement discussions Responsible for value addition and process improvement in reports Interaction with other SBU members for specific projects 2. KEY REQUIREMENTS CA or MBA with experience of more than 8 years in banking or credit rating industry in a role requiring ongoing client interaction Should have a strong grasp on understanding and analyzing financial statements Internal Use Only Articulate with strong communication skills (verbal and written English and Hindi) and presentation skills suitable to BU requirements Good knowledge on varied industries will be important Strong analytical skills and ability to provide value added insights Possesses excellent MS-Excel, MS-PowerPoint and MS-Word skills Should not have apprehensions to travel beyond city limits for the interest of Business 3.People Management Be a team player Ability to coordinate between internal and external parties as well as within the internal teams will be important Will work under the direct supervision of Team Lead Customer Engagement CBIG 4.Primary External Interactions MD/Directors, CXOs, Proprietors, etc. 5.Primary Internal Interaction Report preparation teams within BU, sales team, customer support team, organization support functions, BU heads, etc. Job Location : Turbhe, Navi Mumbai

Lead and mentor a team to drive client acquisition and business growth. Proactively identify and acquire new business opportunities, particularly in financial services like Debt Syndication, Private and Public Equity, and Fundraising. Required Candidate profile 2-3 Years in Business Development of Relationship Manager at Credit Rating Agencies Debt Syndication Firm Banks Finance Consulting Firms Qualification: Graduate, MBA

Analyse risks and approve or reject loan requests. Prepared CAM(Credit Appraisal Memo)Analysed for Credit History. Knowledge of Technical and Legal report.

Roles and Responsibilities Roles and Responsibilities Urgent Requirement in NBFC Company Assistant Credit Manager Annalise risks and approve or reject loan requests Prepared CAM(Credit Appraisal Memo) Analysed for Credit History Knowledge of Techn

Location: Mumbai Designation: Deputy Manager The team Valuations team provides advisory & support services to Deloitte members firms Valuation practices in performing a diverse nature of the valuation engagements. The team has significant experience in performing valuations of varying complexities for international entities (private and public) of differing sizes operating across a diverse range of industries and stages of development. We work as an extension of our Deloitte member firms valuation practices and provide dedicated support throughout the project lifecycle. Working on international assignments involving cross-border and cross-service line teams allows you to build your networks across the vast Global Deloitte network and develop understanding of the global valuation standards. We perform valuations for various financial reporting, tax compliance, transaction support and other commercial purposes. Our core service offerings include business valuation, intangible/IP valuation, purchase price allocations, fairness opinions and audit-review support. We also have an active international secondment program for our analysts after they gain relevant experience as we believe this plays a crucial role in their overall career and personal development. This includes secondment into valuation practices across our global network of Deloitte member firms. Your work profile As a Deputy Manager in our Valuations Team you ll build and nurture positive working relationships with teams and clients with the intention to exceed client expectations: - A career within Valuations practice will provide a wide & valuable experience in an exciting and dynamic working & learning environment. The role will position you to support on all aspects of a valuation engagement which include the following activities: Perform and assisting experienced team members in valuations modelling and pricing of complex financial instruments including stock awards, options, warrants, fixed income instruments, convertible debt, contingent considerations and other derivatives for financial reporting, deal support/fund raising, financial planning and litigation purposes. Develop sophisticated quantitative models such as the option pricing method, lattice based framework, Monte Carlo simulation to value a variety of financial instruments depending on the payoff structure and the business circumstances. Preparing quality deliverables (including valuation models and reports) within agreed timeliness. You will have the opportunity to be involved in diverse nature of engagements where you will: Support Deloitte member firms (Canadian, UK, Australian, Middle East and Europeans) complex securities valuation practice Develop and review valuation models of varying complexities for international entities (private and public) of differing sizes operating across a diverse range of financial instruments and perform valuation analysis, as necessary Work on tools such as Python and VBA to optimize the valuation models and bring efficiencies. Preparing valuation reports and memos summarizing the methodologies and key assumptions used. Provide guidance to, supervise and review the work of junior team members Liaise and develop relations with engagement team members in Canada, Australia, UK, Middle East and Europe as required Work towards tight deadlines, adding value to complex and high profile projects Demonstrate strong business diagnostic skills and the ability to apply a logical and analytical approach to problem solving Desired qualifications CA / CFA (International) In order to be considered for this role, your competencies will cover the broad scope of Valuation services, leveraging your professional background and skills such as: Excellent track record and strong academic achievements Experience with any of the Big 4 firms, leading investment banks, or their support centers is an asset At least one year of experience in the valuation of complex financial instruments, such as employee stock awards, warrants preferred shares, contingent considerations, fixed income instruments and hybrid instruments; Familiarity with credit risk assessment and synthetic credit rating approaches; Valuation of early stage venture capital backed companies with complex capital structures as well as Venture capital/Private Equity fund valuation Understanding of Black-Scholes options pricing model in context of the above valuations. Hands on experience with US based 409A valuations would be an added advantage Experience in more sophisticated option pricing models such as Binomial Lattice and Monte-Carlo simulation would be an added advantage Proficiency in Python/VBA would be a plus. Excellent verbal and written communication skills Proven analytical and systematic problem-solving skills Advance knowledge of using data sources such as Capital IQ, Bloomberg, Thomson etc. Advance knowledge of Excel Ability to work with staff at all levels of the organization Ability to work independently with minimal supervision Proactive and an inquisitive mind, with a passion to provide world class client service Location and way of working Base location: Mumbai This profile involves occasional travelling to client location Hybrid is our default way of working. Each domain has customised the hybrid approach to their unique needs. Your role as an Deputy Manager We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society. In addition to living our purpose, Senior Executive across our organization must strive to be: Inspiring - Leading with integrity to build inclusion and motivation Committed to creating purpose - Creating a sense of vision and purpose Agile - Achieving high-quality results through collaboration and Team unity Skilled at building diverse capability - Developing diverse capabilities for the future Persuasive / Influencing - Persuading and influencing stakeholders Collaborating - Partnering to build new solutions Delivering value - Showing commercial acumen Committed to expanding business - Leveraging new business opportunities Analytical Acumen - Leveraging data to recommend impactful approach and solutions through the power of analysis and visualization Effective communication Must be well abled to have well-structured and well-articulated conversations to achieve win-win possibilities Engagement Management / Delivery Excellence - Effectively managing engagement(s) to ensure timely and proactive execution as well as course correction for the success of engagement(s) Managing change - Responding to changing environment with resilience Managing Quality & Risk - Delivering high quality results and mitigating risks with utmost integrity and precision Strategic Thinking & Problem Solving - Applying strategic mindset to solve business issues and complex problems Tech Savvy - Leveraging ethical technology practices to deliver high impact for clients and for Deloitte Empathetic leadership and inclusivity - creating a safe and thriving environment where everyones valued for who they are, use empathy to understand others to adapt our behaviours and attitudes to become more inclusive.

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

You should have a minimum of 15+ years of experience in Global Credit Administration. Your responsibilities will include managing and monitoring the function of Credit Rating, approving Credit Rating related work, managing Internal/External Audits, and monitoring the function of Credit Risk Rating. Additionally, you will be evaluating the credit worthiness and analyzing the credit risks involved in various processes. The role is for Head - Global Credit Admin in Chennai, within the ITES/BPO/KPO industry. The functional area is ITES/BPO/Customer Service. The required education is a Bachelor's Degree. This is a full-time, permanent position requiring key skills in CREDIT RATING, CREDIT RISK, and CREDIT RISK ANALYSIS. If you are interested, the job code is GO/JC/884/2025. The Recruiter for this position is Ramya V.,

You will be responsible for monitoring and managing daily cash flows and forecasts to ensure optimal liquidity for meeting operational and capital requirements. Your duties will include coordinating with internal departments for fund planning and utilization, managing banking relationships, and negotiating terms for credit facilities. You will also be handling bank documentation, account maintenance, and ensuring KYC compliance. Preparing and processing documentation for Letters of Credit (LC) and Bank Guarantees (BG) will be part of your role, along with coordinating with banks and vendors for issuance, amendments, and closures. It will be essential for you to ensure compliance with contractual and regulatory requirements, including adherence to RBI and FEMA regulations in all treasury activities. Additionally, you will be responsible for preparing and filing necessary reports and documentation with regulatory bodies and liaising with auditors and consultants for treasury-related audits and filings. Operating and maintaining treasury functions within SAP, supporting automation and process improvements in cash and treasury management, and ensuring accurate and timely reconciliation of bank and treasury accounts will also be part of your tasks. You will be expected to prepare MIS reports, dashboards, and treasury analytics for management, analyze cash flow trends, interest costs, and investment performance, and assist in budgeting and forecasting treasury-related metrics. Identifying and assessing foreign exchange exposures arising from imports, exports, and borrowings, developing and executing hedging strategies using forwards, options, and other instruments, and monitoring market trends and currency movements to optimize hedging decisions will be crucial aspects of your role. Maintaining documentation and compliance for all hedging activities, liaising with credit rating agencies for periodic reviews and assessments, and preparing and submitting required financial and operational data will also be part of your responsibilities. Supporting management in maintaining or improving the company's credit rating, coordinating with internal teams and external auditors for periodic stock audits, ensuring accuracy and completeness of inventory records, addressing discrepancies, and implementing corrective actions will be essential tasks. You will also be responsible for internal control and process audit, ensuring compliance with various statutes applicable to the company.,

Pss Consultant Hiring For Banking Credit Manager Description A Credit Manager in banking evaluates customer creditworthiness to minimize loan losses and optimize profitability by approving or rejecting loan requests, setting credit limits, and monitoring accounts. Key responsibilities include conducting financial analysis, developing and enforcing credit policies, ensuring regulatory compliance, managing the credit portfolio, and collaborating with other departments. The role requires strong analytical, communication, and decision-making skills, a thorough understanding of financial statements and credit reports, and knowledge of credit risk and relevant banking regulations. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 4 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id pssconsultant939@gmail.com

Role & responsibilities: * Perform rigorous credit analysis, financial modelling and forecasting and performing rigorous credit analysis, financial modelling and forecasting. * Conduct plant visits, management meetings and make presentations to the rating committee. * Mentor analysts and monitor team productivity. * Ensure quality and timeliness of deliverables in credit rating value chain . * Drive operational efficiency and client delivery excellence. * Track economy and sector trends and ensure timely rating actions. * Write analytical reports, research notes and rating rationales. * Conduct plant visits, management meeting and make presentation to the Rating Committee mentor analyst and Monitor Team productivity and ensure quality. * To maintain MIS pertaining to the relevant areas of work. Preferred candidate profile * Should be MBA (Finance) or CA Finals * Should have relevant experience in team handling * Should have got communication skills Perks & Benefits * 5 days working * Supplementary Benefits Location * Delhi * Ahmedbad * Mumbai * Hyderabad * Pune * Chennai * Bangalore Education Qualification * MBA (Finance) / CA

About The Role About The Role Credit Portfolio Oversight: Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio. Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio. Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections. Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance. Stakeholder Engagement: Establish and maintain robust channels of communication with clients and strategic partners. Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration. Reporting and Analysis: Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends. Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data. Uphold rigorous standards of record management to support transparency, accountability, and audit readiness. Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes. Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization. Cross-Functional Collaboration: Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities. Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts. Risk Management: Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions. Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries. Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations. Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics. Qualifications & Experience Minimum DegreeCA / MBA Minimum Years/type ofexperience8-10 Years of experience

The Team: The role will be part of the Index Management and Production Group (IMPG) at S&P Global. The team is responsible for the production and management of a wide range of indices covering global options, equities, futures, fixed income, commodity, digital assets and economics indices. This role will focus on providing comprehensive insights and solution in the fixed income markets, including management of Asian and Global Fixed income indices of S&P Dow Jones Indices The Impact: As a Fixed Income Index Manager you will play a crucial role in maintaining and enhancing the quality of our fixed income indices. Your experience in the Fixed Income markets and Index management will be essential in researching corporate actions, new issuances, and implementing index changes. You will collaborate with internal teams to implement methodologies and solutions for our fixed income products, ensuring the accuracy and integrity of fixed income index data, and monitor market trends and performance. Whats in it for you: A global role, with the opportunity to fully support the Global Fixed Income Index Management Group within IMPG. The Index Manager is responsible for researching and screening details and events for an assigned universe of Fixed Income securities and ensures these are correctly reflected in respective S&P DJI Indices. Responsibilities: Data and content management; including corporate action analysis, periodic index review, participation in the monthly rebalancing process and validation of all data content required for index rebalancing process. Review and interpret corporate action events including refinancing, restructuring, bankruptcy workout, sustainability data, call, put, sinking fund and so on. Able to communicate index methodologies to stakeholders in a clear and understandable way. Conduct analysis of basic bond risk concepts such as duration, option-adjusted spread, and convexity. Support the analysis of recommended index changes and assist in presenting these changes to the index committee. Collaborate with team members and stakeholders to assess potential methodology changes and help facilitate the governance review process. Assist in the development and launch of new indices, supporting with methodology application, operational feasibility, and system capabilities. Stay updated on market trends, regulatory changes, and key factors affecting bond market and responsible investing. What Were Looking For: Basic Required Qualifications: Bachelors degree in business, mathematics, IT, economics, finance, or a related field. 3+ years of professional experience in fixed income or a similar financial field. Proficient in Microsoft Office, particularly Excel. A foundational understanding of the fixed income market Strong analytical and quantitative skills with the ability to work with large data sets. Ability to learn and adapt to S&P DJIs proprietary index calculation platforms. Good written and verbal communication skills with the ability to explain complex topics clearly. Additional Preferred Qualifications: Progress toward CFA or CIPM certification. Experience with SQL, Python and VBA for process automation and data analysis.