Get alerts for new jobs matching your selected skills, preferred locations, and experience range. Manage Job Alerts
2.0 - 5.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
Job Requirements Role/Job Title: Associate Relationship Manager-NBFC Function/ Department: Wholesale Banking Job Purpose Prepare credit proposals to support credit committee decisions regarding the clients portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Roles & Responsibilities Performing credit appraisal of NBFC & NBFC-MFI clients through analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc. Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the clients portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Liaison with Credit Risk, Compliance to get the credit memo approved internally. Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene Assisting Relationship Managers & Senior Relationship Managers on clients meetings, internal presentations, and MIS Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals Visiting clients to improve business relationship with them. Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification. Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports. Analyzing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically Educational Qualification Graduation: Any Graduation Post-graduation: Any Post-graduation Professional Qualification/Certification: Chartered Accountant (CA) Experience: 2-5 years of experience in portfolio management & credit analysis role Show more Show less
Posted 2 days ago
4.0 - 9.0 years
20 - 35 Lacs
Mumbai Suburban, Navi Mumbai, Mumbai (All Areas)
Hybrid
Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry and prepare credit assessment reports. • Manage end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers). • Carry out portfolio monitoring, including covenant checks and preparation of periodic monitoring reports. Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility) based on continuous monitoring of developments. • Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews. • Undertake and lead calls with key internal stakeholders to ensure smooth portfolio management. • Support in preparation of presentations for Management reporting, Credit Committee meetings etc. • Audit management – Internal, External including regulatory inspections (Credit Examination, JFSA / MAS / BoJ / RBI / Statutory etc.) • Maintenance of credit files as per Banks procedures and requirements.
Posted 2 days ago
6.0 - 10.0 years
13 - 16 Lacs
Mumbai
Work from Office
Key Responsibilities: Lead planning, execution and delivery of projects within Employee Technology (e.g. endpoint upgrades, application rollouts, device management changes, etc.) Ensure projects are delivered on time, within scope and budget and aligned to business priorities Maintain project documentation, track milestones, and manage risks and dependencies Coordinate across technical and functional teams including Service Desk, Infrastructure, End-User Computing and Cloud Workspace engineering teams Conduct user needs assessments and pain point analyses through interviews, workshops and surveys Translate business and user requirements into documentation for technical teams, using JIRA Draft clear, concise and compliant communication materials for user groups Collaborate with Compliance and Legal teams to review and approve end-user messaging, where required Partner with Morningstar Central Technology, Information Security and Compliance functions to ensure solutions are secure, compliant and aligned with standards Preferred Qualifications 6-10 years of experience in Program/Project/Product Management associated with Product Development or Technology Support functions Experience working in or with regulated industries (e.g. Credit Ratings, Financial Services) is preferred Proven experience in business analysis and stakeholder management Strong written and verbal communication skills, especially in translating technical content to business-friendly language About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity
Posted 2 days ago
7.0 - 12.0 years
10 - 20 Lacs
Varanasi
Work from Office
Formulation of Credit Policy for assigned products Review amendment proposal to credit policies Monitor effective implementation of credit policies Review and Analysis of historical loan data to understand the pattern from delinquency point of view Apply statistical tool to analyze the pattern and come with detailed assessment Review and Prepare risk dashboard for management which shows all important risk parameters Customer, vendor, competition visits & Market analysis Develop rating model/scorecard for various retail and corporate loans based on historical data Testing of scorecard/model on a regular basis and update Coordinate with various stakeholder for the rating model implementation Prepare and maintain database of loan products from risk assessment point of view Ensure data is correctly captured in the system and coordinate with different teams to fix the issue. Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption Regulatory, Audit reporting interested candidate can share their resume on adarsh.pandey@utkarsh.bank.
Posted 2 days ago
0.0 - 4.0 years
0 - 0 Lacs
chennai, pondicherry, madurai
On-site
EliteRecruitments Hiring For Banking Branch Credit Manager Description A Branch Credit Manager in a bank is responsible for overseeing the credit portfolio of a specific branch, ensuring sound lending practices and managing credit risk. This role involves evaluating loan applications, analyzing financial data, and making recommendations on loan approvals while adhering to the bank's credit policies. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in
Posted 3 days ago
2.0 - 7.0 years
0 - 0 Lacs
delhi
On-site
As a Rating Analyst / Senior Analyst / Manager / Senior Manager - Ratings at INFOMERICS Valuation and Rating Private Limited, you will be an integral part of a SEBI registered and RBI accredited Credit Rating Agency. INFOMERICS utilizes in-house developed credit rating models, including ML based frameworks, to estimate default probabilities. With offices in New Delhi, Mumbai, and branches across India, INFOMERICS also has a joint venture for credit rating in Nepal and plans for further international expansion. Your role will involve analyzing counterparty credit risk, evaluating past and future financial statements, conducting industry studies and preparing research reports, benchmarking peer companies, meeting with company management and other stakeholders, visiting field and factory locations, recommending credit ratings, presenting proposals to the Rating Committee, preparing rating rationale, studying rating migrations, and maintaining relevant MIS. Your communication and soft skills will be essential in effectively mentoring and guiding team members. Minimum qualifications for this role include an MBA/PGDM in Finance or CA. For Managers and Senior Managers, a minimum of 7 years of experience in the Credit Rating industry is required. Senior Rating Analysts should have a minimum of 5 years of experience, while Rating Analysts should have a minimum of 2 years of experience in the Credit Rating industry. Industry experience in Banking, Financial Services, and Investment Banking will be advantageous. The compensation package is competitive, with CTC for Managers / Senior Managers ranging up to 14 lacs (negotiable), Senior Rating Analysts up to 10 lacs (negotiable), and Rating Analysts up to 8 lacs (negotiable). If you are looking to join a dynamic and ambitious team in the Credit Rating industry, INFOMERICS Valuation and Rating Private Limited offers a challenging and rewarding environment where you can grow both professionally and personally.,
Posted 3 days ago
4.0 - 8.0 years
9 - 13 Lacs
Gurugram
Work from Office
Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines. - Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees. - Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well. - Understand the feedback received from the onshore team members and disseminate the same to the team. - MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. -overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class). - Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). -Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc. - Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc. Please share your profile at surbhi.malhotra@nlbtech.com
Posted 3 days ago
9.0 - 11.0 years
25 - 30 Lacs
Mumbai
Work from Office
Manager, Structured Finance Analytics (Mumbai) The Team : Morningstar DBRS is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Morningstar, Inc., the credit ratings business is the fourth-largest provider of credit ratings in the world. Morningstar DBRS is committed to empowering investor success, serving the market through leading-edge technology, and raising the bar for the industry. Morningstar DBRS is a market leader in Canada, the U.S. and Europe in multiple asset classes. Morningstar DBRS rates more than 4,000 issuers and 56,000 securities worldwide, and is driven to bring more clarity, diversity, and responsiveness to the ratings process. Visit: https: / / www.dbrsmorningstar.com / learn / dbrsmorningstar to learn more. Credit Operations Mumbai Analytics team enables and supports the efficient and effective delivery of credit ratings/information to the market with its specialized skills and assets, consistent frameworks, and economies of scale. We collaborate with stakeholders to build creative, impactful solutions and offer services for the business and the market. About the Role : Morningstar DBRS Structured Finance Analytics team is looking for candidate with good problem solving, analytical technical mindset. As a Lead Quant Analyst, you will be responsible for managing a team of offshore Quant Analysts providing support on automating data analysis processes, building and running data analytics to aid rating, research, and surveillance process, developing and enhancing data analysis, data visualization and workflow optimization tools. We are looking for an individual having strong understanding of Structured Finance products (RMBS, ABS, CMBS etc.,) coupled with technical skills and leverage them to build efficient technical infrastructure for evolving FinTech solutions. Expertise in Python, Tableau, AWS, Athena, SQL and VBA will be needed. This position is based in our Navi Mumbai office and work shift will be EMEA. Responsibilities Manage and mentor a team of 6-8 Quant Analyst, providing guidance on technological enhancement and fostering a collaborative work environment. Managing work priorities of the team including quality timeliness of delivery schedules, periodic reporting on work performance, project reporting and interact regularly with onshore team Lead and mentor the team on critical processes to achieve the business goals Maintain regular and open communication with the Global Structured Finance Analytics team and Credit Technology team about assigned tasks, priorities and ensure applications under development meet the defined requirements and pass the UAT prior to its release. Lead the team with transforming, improving and integrating data, depending on the business requirements Understand core concepts around data storage and access specifically in structured data systems such as databases (SQL, Athena, AWS S3) Understand the domain and implement quick fix solutions to align the development activities with dynamic business needs Participate actively in the design and build phases, to aim at producing high quality deliverables Have a mindset to bring about process efficiencies and ideate automations Collect, organize, and study data from internal and external sources for use in criteria development, ratings, and research reports Take ownership of the tasks with focus on quality and accuracy of the deliverables Highly organized and efficient, with ability to multi-task and meet tight deadlines Ensure compliance with regulatory and company policies and procedures. Requirements Minimum of 9-11 years of relevant experience working in Credit Modeling / Model Validation roles. Qualifications: MBA (Finance)/BTech/PHD (Math) from a Tier I college. Knowledge of finance, statistics, behavioral sciences. Strong Analytical skills. Experience with large databases / datasets preferred. Expertise in Python / Anaconda, Data science stack (Jupyter, Pandas, NumPy), Tableau, Microsoft Excel and MSSQL Experience with SAS/R is a plus Familiarity with AWS infrastructure is considered an added advantage. Ability to manage multiple tasks at the same time and deliver results in a timely manner Morningstar DBRS is an equal opportunity employer. About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity
Posted 3 days ago
0.0 - 1.0 years
2 - 6 Lacs
Gurugram
Work from Office
About The Role Skill required: Property & Casualty- Underwriting Support - Underwriting Designation: Underwriting New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help insurers redefine their customer experience while accelerating their innovation agenda to drive sustainable growth by transforming to an intelligent operating model. Intelligent Insurance Operations combines our advisory, technology, and operations expertise, global scale, and robust ecosystem with our insurance transformation capabilities. It is structured to address the scope and complexity of the ever-changing insurance environment and offers a flexible operating model that can meet the unique needs of each market segment.Define Insurance policy and calucating premium including terms and condition for P*CA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for The process begins with a thorough assessment of operational performance, organizational structure, and revenue streams. This is followed by an in-depth analysis of credit ratings, financial strategy, and market risks. A comprehensive understanding of M&A implications, regulatory compliance, ownership structures, and stock performance is essential in identifying both financial strengths and vulnerabilities.This role demands a high level of financial expertise, positioning it as a niche and highly specialized field. Professionals in this domain integrate financial analysis, risk assessment, and regulatory compliance to evaluate a companys efficiency, profitability, and overall financial health.Candidates must possess proficiency in financial statement analysis, ratio analysis, and due diligence to ensure accurate risk assessments. Expertise in US GAAP compliance, industry-specific regulations, and macroeconomic trends is crucial for evaluating financial stability. Additionally, strong technical skills in Excel (including financial modeling and data analysis), and data visualization platforms like Power BI are essential for supporting data-driven decision-making. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation
Posted 3 days ago
5.0 - 8.0 years
4 - 9 Lacs
Gurugram
Work from Office
About The Role Skill required: Property & Casualty- Underwriting Support - Underwriting Designation: Underwriting Senior Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help insurers redefine their customer experience while accelerating their innovation agenda to drive sustainable growth by transforming to an intelligent operating model. Intelligent Insurance Operations combines our advisory, technology, and operations expertise, global scale, and robust ecosystem with our insurance transformation capabilities. It is structured to address the scope and complexity of the ever-changing insurance environment and offers a flexible operating model that can meet the unique needs of each market segment.Define Insurance policy and calucating premium including terms and condition for P*CA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for The process begins with a thorough assessment of operational performance, organizational structure, and revenue streams. This is followed by an in-depth analysis of credit ratings, financial strategy, and market risks. A comprehensive understanding of M&A implications, regulatory compliance, ownership structures, and stock performance is essential in identifying both financial strengths and vulnerabilities.This role demands a high level of financial expertise, positioning it as a niche and highly specialized field. Professionals in this domain integrate financial analysis, risk assessment, and regulatory compliance to evaluate a companys efficiency, profitability, and overall financial health.Candidates must possess proficiency in financial statement analysis, ratio analysis, and due diligence to ensure accurate risk assessments. Expertise in US GAAP compliance, industry-specific regulations, and macroeconomic trends is crucial for evaluating financial stability. Additionally, strong technical skills in Excel (including financial modeling and data analysis), and data visualization platforms like Power BI are essential for supporting data-driven decision-making. Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day to day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Please note that this role may require you to work in rotational shifts Qualification Any Graduation
Posted 3 days ago
1.0 - 3.0 years
2 - 6 Lacs
Gurugram
Work from Office
About The Role Skill required: Property & Casualty- Underwriting Support - Underwriting Designation: Underwriting Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help insurers redefine their customer experience while accelerating their innovation agenda to drive sustainable growth by transforming to an intelligent operating model. Intelligent Insurance Operations combines our advisory, technology, and operations expertise, global scale, and robust ecosystem with our insurance transformation capabilities. It is structured to address the scope and complexity of the ever-changing insurance environment and offers a flexible operating model that can meet the unique needs of each market segment.Define Insurance policy and calucating premium including terms and condition for P*CA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for The process begins with a thorough assessment of operational performance, organizational structure, and revenue streams. This is followed by an in-depth analysis of credit ratings, financial strategy, and market risks. A comprehensive understanding of M&A implications, regulatory compliance, ownership structures, and stock performance is essential in identifying both financial strengths and vulnerabilities.This role demands a high level of financial expertise, positioning it as a niche and highly specialized field. Professionals in this domain integrate financial analysis, risk assessment, and regulatory compliance to evaluate a companys efficiency, profitability, and overall financial health.Candidates must possess proficiency in financial statement analysis, ratio analysis, and due diligence to ensure accurate risk assessments. Expertise in US GAAP compliance, industry-specific regulations, and macroeconomic trends is crucial for evaluating financial stability. Additionally, strong technical skills in Excel (including financial modeling and data analysis), and data visualization platforms like Power BI are essential for supporting data-driven decision-making. Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation
Posted 3 days ago
7.0 - 11.0 years
5 - 9 Lacs
Gurugram
Work from Office
About The Role Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do 2 to 5 years of experience in P&C core underwriting or underwriting support processesE2E knowledge of services offered under spectrum of Pre and Post underwritingHands on experience of managing the one of the following tasks from the earlier experience from Insurance Underwriting Cycle Quote Preparation, Binder, Loss run, Policy Drafting, Rating, Pricing, Policy Booking, Issuance, Premium Coding, mid-term endorsement, Renewal and cancellation In this role one is required to do analysis and solving of high-complexity problemsDefine Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for This role works with the underwriters to ensure that underwriting is conducted within the standards and timeframes, including policy booking and ensure policy issuance information is accurate and complete, conducting quality control checks to ensure adherence to division-specific guidelines and procedures. The role works under moderate supervision and would be performed in areas of greater size.Partner with regional underwriters and/or more senior UW Support employees in the end-to-end processing of Rating and Pricing. Evaluates new and renewal submissions against prescribed criteria to determine completeness; documents outstanding items and include them in communication to an underwriter for review.Assists in the follow-up and securing of outstanding items from the broker. Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation
Posted 3 days ago
3.0 - 5.0 years
3 - 7 Lacs
Gurugram
Work from Office
About The Role Skill required: Property & Casualty- Underwriting Support - Underwriting Designation: Underwriting Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help insurers redefine their customer experience while accelerating their innovation agenda to drive sustainable growth by transforming to an intelligent operating model. Intelligent Insurance Operations combines our advisory, technology, and operations expertise, global scale, and robust ecosystem with our insurance transformation capabilities. It is structured to address the scope and complexity of the ever-changing insurance environment and offers a flexible operating model that can meet the unique needs of each market segment.Define Insurance policy and calucating premium including terms and condition for P*CA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for The process begins with a thorough assessment of operational performance, organizational structure, and revenue streams. This is followed by an in-depth analysis of credit ratings, financial strategy, and market risks. A comprehensive understanding of M&A implications, regulatory compliance, ownership structures, and stock performance is essential in identifying both financial strengths and vulnerabilities.This role demands a high level of financial expertise, positioning it as a niche and highly specialized field. Professionals in this domain integrate financial analysis, risk assessment, and regulatory compliance to evaluate a companys efficiency, profitability, and overall financial health.Candidates must possess proficiency in financial statement analysis, ratio analysis, and due diligence to ensure accurate risk assessments. Expertise in US GAAP compliance, industry-specific regulations, and macroeconomic trends is crucial for evaluating financial stability. Additionally, strong technical skills in Excel (including financial modeling and data analysis), and data visualization platforms like Power BI are essential for supporting data-driven decision-making. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation
Posted 3 days ago
5.0 - 9.0 years
0 Lacs
maharashtra
On-site
The primary responsibility of the Credit Analyst is to conduct independent assessments on the credit quality of borrowers in order to evaluate the level of risk associated with them. This is achieved by assigning ratings based on the Bank's internal rating model and ensuring that the ratings are accurate and constantly updated with all available information. This includes tracking news, reports (both internal and external), and quarterly performance data. Key Responsibilities: - Independently analyze the performance of companies in the assigned portfolio by evaluating credit proposals, financial statements, projections, and other relevant information to determine the creditworthiness of the entity. - Evaluate the business model, identify strengths, weaknesses, risks, and understand the revenue models and corporate structure of businesses. - Independently handle rating assignments for entities of various sizes and provide rationales for the assigned ratings based on the Bank's internal rating scale. - Perform surveillance of ratings within the assigned portfolio, review ratings based on new developments in the company/industry, and monitor ratings through multiple surveillance frameworks to ensure all available information is considered. - Conduct industry analysis by reviewing reports from various agencies, attending industry-related webinars and seminars, and preparing presentations evaluating sector performance and rating movements at a portfolio level. Additional Responsibilities: - Manage one of the surveillance frameworks in the team, follow up with Rating Analysts for feedback on cases within the framework, review feedback, and present outcomes and key rating actions to senior management. - Monitor portfolio performance for stress indicators, recommend appropriate rating actions, and highlight key risk factors to the credit team. - Prepare newsletters on industry/portfolio for internal circulation, respond to audit observations, and undertake any other assignments as needed by the organization. - Adhere to the organization's policies and procedures at all times.,
Posted 5 days ago
4.0 - 9.0 years
6 - 11 Lacs
Mumbai
Work from Office
Our fixed income philosophy: Know the risk. Own the insight. Protect the downside. Were not just looking for a Credit Analyst. The person needs the conviction in his views to take risks, and not just benchmark to others in the industry. The edge in financial markets comes by not being in bandwagon, but willingness to go beyond the ordinary. The person should be ready to put his neck online by giving actionable views that will get alpha. What does value mean in credit research It means surfacing risks others miss. It means asking uncomfortable questions in comfortable rooms. It means protecting portfolios when markets forget to. We re looking for: A sharp eye for financial statements and ratios. A curious mind that questions assumptions. A talent to evaluate business models whether it s a steel plant or a fintech. A solid understanding of credit rating frameworks and the confidence to challenge. A pulse on macro trends and sectoral shifts. Comfort reading between the covenants, and not just the lines. You must love for : Writing crisp, well-reasoned reports. Presenting to investment committees with clarity and confidence. Engaging with company management, rating agencies, and market participants. Staying organised we value record-keeping as much as insight. Working in a tightly regulated setup with auditors around the corner. Using tools like Bloomberg to extract the truth hidden in numbers. You bring: Risk perception that s instinctive, yet backed by data. Curiosity to learn across sectors. Professionalism, integrity, and the ability to hold ground in debates. Energy to work independently, and humility to collaborate as a team. Discipline to juggle multiple issuers, deadlines, and reviews. If this sounds like your kind of challenge don t just send us your CV. Tell us how you assess credit. Write to us about a credit that surprised you for better or worse. Or tell us what youd do differently if you were the rating agency. We re not hiring for a checklist. We re hiring for perspective.
Posted 6 days ago
5.0 - 8.0 years
7 - 10 Lacs
Mumbai
Work from Office
Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Strong client management skills, with the ability to build and maintain relationships with key stakeholders Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members
Posted 6 days ago
12.0 - 18.0 years
15 - 25 Lacs
Navi Mumbai, Chennai
Work from Office
Global Credit operation ,Credit Rating , Credit Risk Rating ,Credit Rating Management, worked in any of GCC where he/she would have managed Global credit operation function, managed migration.
Posted 6 days ago
5.0 - 9.0 years
0 Lacs
kochi, kerala
On-site
As the Credit Manager, your primary responsibility is to ensure the quality appraisal of credit for worthy borrowers and to guarantee timely credit and transaction approvals for delegation under your supervision. You will be required to follow up with seniors for credit and transaction approvals, manage the loan portfolio with respect to credit rating and quality, and identify de-risk accounts and AL accounts. Monitoring the team's Turn-Around-Time (TAT) and productivity will also fall under your purview. It is crucial for you to ensure adherence to the credit policy and process, review delinquency, and manage exceptions and approvals for knocking. Responding to hindsight and internal audit observations will be part of your routine tasks, along with conducting monthly Regional Council Meetings with all stakeholders. In terms of strategic and managerial responsibilities, you will engage in discussions with seniors, ACH, RCH, National Credit Manager, and Chief Credit Officer. Assessing credit proposals and cases for your respective location or region, presenting key observations to senior management periodically, and effectively managing your team to achieve set goals are essential aspects of your role. Your core responsibilities will include assessing credit proposals, reviewing cases as per credit policy parameters, conducting documentation checks, analyzing observations for necessary corrections in credit appraisal, and preparing CAM/Reports that highlight the quality of information for senior-level decision-making. Monitoring delinquency, exceptions, portfolio movement, and maintaining data as required by senior management will also be part of your core tasks. You will need to actively participate in process re-engineering related to products/processes, collaborate with business, OSD, and Policy teams for any process/policy changes, and demonstrate self-drive, goal orientation, and dynamic nature. Identifying gaps in processes and highlighting them to senior management, as well as suggesting changes in policy, are part of your risk and internal control responsibilities. Your key interactions will involve regular engagement with the business team, policy team for clarification or guidelines, and customers as required by policy while assessing cases and interacting with them for information or concerns related to decision-making.,
Posted 1 week ago
10.0 - 14.0 years
0 Lacs
hyderabad, telangana
On-site
You are a qualified Chartered Accountant with a minimum of 10 years" experience, ideally from a manufacturing industry background. Your responsibilities will include: - Managing cash flow and liquidity, ensuring efficient cash management. - Developing and implementing a Forex Risk Management strategy, complying with the Approved Hedging Policy to mitigate Currency Risk. - Handling borrowing in both INR and FCY, managing relationships with domestic and global banks. - Ensuring compliance with RBI/FEMA regulations and other regulatory requirements. - Collaborating with FP&A and other business partners to optimize working capital. - Generating MIS reports for cash flow, borrowing status, and investment management. - Developing reporting and modeling capabilities to support short-term and long-term forecasting needs. - Monitoring quarterly and annual compliance with loan agreements and Sanction Letters. - Ensuring Covenant Compliance and timely submission of data to banks, including Stock Statements and CMA data. - Managing regulatory compliance and credit rating processes effectively.,
Posted 1 week ago
1.0 - 5.0 years
3 - 7 Lacs
Bengaluru
Work from Office
Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors. Verification of Financial details of the clients provided by the Analyst. Collecting, processing, and maintaining large sets of data. Execute projects of varying nature -- from as simple as data entry and mining, to as complex as lead generation. Maintains database by entering new and updated customer and account information. Prepare Minutes of Meetings (MOM) Financial review and analysis Competency / Skills: Knowledge of financial statements Good data entry speed Prior experience in Audit/Rating preferred. Basic Knowledge in Excel Excellent written and verbal communication skills Each word in the name should start with caps, name should end with alphabet, can contain only alphabets, dot, space, apostrophe() Mobile number should begin with 7 or 8 or 9,should be 10 digits, spaces/dots/dashes are not allowed. * invalid email address Relevant Work Experience in years (CRAs / Banks / Finance Companies) *
Posted 1 week ago
2.0 - 4.0 years
4 - 6 Lacs
Bengaluru
Work from Office
Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing with clients for all operational activities. Handholding of 1-2 junior analysts. Should support the manager in day to day activities. Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc. Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction. Supporting thought leadership and content building exercises in Mid Corporate Segment
Posted 1 week ago
2.0 - 7.0 years
3 - 7 Lacs
Kumbakonam, Thanjavur
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulatory changes and industry trends to ensure compliance. Job Requirements Strong understanding of credit principles, including credit scoring and analysis. Experience with credit management systems and software. Excellent analytical and problem-solving skills, with attention to detail. Strong communication and interpersonal skills, with the ability to work effectively with stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and industry standards.
Posted 1 week ago
1.0 - 6.0 years
1 - 3 Lacs
Salem
Work from Office
Looking to onboard a skilled Branch Relationship Executive - Used Car with 1-6 years of experience to join our team at Equitas Small Finance Bank. The ideal candidate will have a strong background in the BFSI industry and excellent relationship-building skills. Roles and Responsibility Develop and maintain strong relationships with used car dealerships and customers. Identify new business opportunities and expand existing customer relationships. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the industry. Job Requirements Minimum 1 year of experience in the BFSI industry, preferably in a similar role. Strong knowledge of the used car market and industry trends. Excellent communication and interpersonal skills are required for building strong relationships. Ability to work independently and as part of a team to achieve sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with financial institutions or banks is an added advantage.
Posted 1 week ago
2.0 - 4.0 years
2 - 6 Lacs
Erode
Work from Office
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis Support the marketing and product team with their data needs Qualifications Fluency in SQL and R/PythonPrevious experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones
Posted 1 week ago
6.0 - 7.0 years
2 - 6 Lacs
Bengaluru
Work from Office
We are looking for a skilled professional with 6-7 years of experience to join our team as an Area Credit Manager in the BFSI industry. The ideal candidate will have a strong background in credit management and a proven track record of success. Roles and Responsibility Manage and oversee the credit function within the bank, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and analyze credit portfolio performance, identifying areas for improvement. Ensure timely and accurate reporting of credit-related data and metrics. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationships with stakeholders at all levels. Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines. Strong understanding of regulatory requirements and industry standards related to credit management. Experience working with credit rating agencies and other financial institutions.
Posted 1 week ago
Upload Resume
Drag or click to upload
Your data is secure with us, protected by advanced encryption.
Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.
We have sent an OTP to your contact. Please enter it below to verify.
Accenture
39581 Jobs | Dublin
Wipro
19070 Jobs | Bengaluru
Accenture in India
14409 Jobs | Dublin 2
EY
14248 Jobs | London
Uplers
10536 Jobs | Ahmedabad
Amazon
10262 Jobs | Seattle,WA
IBM
9120 Jobs | Armonk
Oracle
8925 Jobs | Redwood City
Capgemini
7500 Jobs | Paris,France
Virtusa
7132 Jobs | Southborough