425 Credit Rating Jobs - Page 7

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Vijayawada. The ideal candidate will have 6-10 years of experience in the banking industry, with expertise in credit management. Roles and Responsibility Manage and oversee the credit function across multiple branches within the region. Develop and implement effective credit strategies to achieve business objectives. Conduct thorough credit assessments and risk analyses on potential clients. Build and maintain strong relationships with key stakeholders, including customers and partners. Monitor and report on credit performance metrics, providing insights for improvement. Collaborate with cross-functional teams to ensure alignment and effective implementation of credit policies. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills, with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build rapport with diverse stakeholders. Proficiency in credit management systems and software applications. Experience working in a similar role within the banking or financial services industry.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 4 to 9 years of experience in the banking or financial services industry. Roles and Responsibility Understand financial statements and perform financial analysis of corporates and mid-corporates. Prepare credit appraisal notes in a concise manner, highlighting key aspects of transactions. Develop financial models using MS-Excel for business plan preparation and financial projections. Provide domain expertise in sectors under coverage, including banking and lending. Conduct research-oriented work with attention to detail and identify key drivers, risks, and issues in transactions. Draft term sheets and lead discussions with clients and stakeholders to understand key aspects and risks of transactions. Job Strong understanding of financial statements and financial analysis of corporates and mid-corporates. Proficient writing skills for preparing credit appraisal notes concisely. Experience with financial modeling skills using MS-Excel for business plan and financial projections. Domain expertise in sectors under coverage, including banking and lending. Research-oriented approach with attention to detail. Ability to present transactions internally to senior management, highlighting strengths, risks, and mitigants.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of credit appraisal, underwriting, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable insights to relevant authorities to ensure compliance with regulatory requirements. Continuously monitor events related to borrower accounts to maintain high customer satisfaction. Perform annual reviews of accounts to ensure accuracy and completeness. Appoint and maintain vendors such as lenders, independent engineers, legal counsel, and insurance consultants. Identify stress accounts and recommend actions, while also handling account restructuring. Engage in portfolio modeling and analysis, covenant monitoring, and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, along with an MBA degree. Possess strong knowledge of credit monitoring, analysis, and portfolio management principles. Demonstrate excellent communication and coordination skills to work effectively with cross-functional teams. Exhibit strong analytical and problem-solving skills to identify areas of improvement. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are necessary to manage multiple tasks simultaneously.

We are looking for a highly skilled and experienced professional to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. The ideal candidate will have 2-7 years of experience in the field. Roles and Responsibility Lead and manage credit processes, including appraisal, underwriting, compliance, and monitoring. Conduct detailed due diligence on proposals presented to the Credit Committee. Analyze risks, including financial, commercial, technical, and policy and regulatory risks, and their mitigants. Develop and execute best practices for credit assessment across disparate products and sectors. Prepare detailed credit notes for presentation to the Investment Credit Committee of the Board. Collaborate with business teams to deliver industry-leading turnaround times without compromising on quality. Engage effectively with internal and external agencies such as other FIs, credit rating agencies, developers, and regulators to stay updated on new developments. Ensure adherence to various credit policies and norms, and conduct periodic reviews and portfolio monitoring. Work cohesively with risk, origination, relationship, legal, internal audit, and operations teams to achieve maximum efficacy. Build and execute strategies for underwriting, helping to build a robust, quality portfolio. Demonstrate thought leadership and ensure complete compliance with TCCL''s policy on Social and Environmental Management Systems (SEMS), conducting periodic reviews and coordinating with IFC to maintain high standards of SEMS compliance. Job Strong analytical skills with attention to detail and a passion for excellence. Excellent collaboration and coordination skills, with the ability to work effectively with cross-functional teams. Proven track record of building and executing strategy, demonstrating self-motivation and customer orientation. Sound problem-solving and decision-making skills, along with strong leadership abilities. Good communication and interpersonal skills, with a working understanding of SEMS or similar standards. Ability to work in a fast-paced environment, focusing on delivering results and achieving targets. Experience in emerging sectors such as E-mobility, Solar Rooftop, Water, Energy Efficiency, and Green warehousing. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to excellence and innovation.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 6-10 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Experience in MIS and other reporting is desirable.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Manage and oversee credit operations for individual loans. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong understanding of financial services industry trends and developments. Experience with credit management systems and technologies. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong attention to detail and organizational skills. Understanding of financial markets and instruments. Familiarity with credit risk management practices.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Preparation of credit appraisal notes and in-principle notes/presentations. Liaison with business, legal, and risk teams for transaction execution, including structuring and term sheet preparation. Conducting credit checks on compliance with pre-disbursement conditions. Building knowledge by engaging with internal and external parties. Preparation of financial models and tracking key operating parameters in infrastructure sectors. Tracking sector developments. Job Understanding of financial statements and corporate/mid-corporate financial analysis. Proficient writing skills for preparing concise credit appraisal notes that cover all key aspects of a transaction. Financial modeling skills using MS-Excel for creating business plans and financial projections. Domain expertise in covered sectors. Knowledge of banking/lending business and regulatory aspects related to it. Research-oriented approach with attention to detail. Experience in term sheet drafting.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate in Delhi. The ideal candidate will have a strong understanding of corporate, group, and promoter due diligence. Roles and Responsibility Conduct thorough analysis of financials and credit assessments for effective risk mitigation. Understand proposal-related industry and market dynamics to inform credit decisions. Perform site visits and personal discussions with promoters/CFOs to gather essential information. Prepare comprehensive credit notes including deal-specific covenants. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions based on thorough analysis. Job Strong knowledge of term loans, working capital, and structural products. Ability to analyze financials and credit assessments. Excellent communication skills for effective collaboration with stakeholders. Strong analytical and problem-solving skills to mitigate risks. Experience in preparing credit notes and managing portfolio companies. Familiarity with internal credit policies and procedures. Understanding of the banking/financial services/broking industry is beneficial. Candidate should be able to work independently and as part of a team. Additional Info The selected candidate will be required to monitor portfolio companies and ensure adherence to internal credit policies.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Emerging Corporate-Credit Appraisal, located at Auto Plaza in Hyderabad. Roles and Responsibility Ensure quality credit underwriting and maintain high standards. Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals. Develop market intelligence through regular interactions with competitors, key business groups, CA firms, and other stakeholders. Identify potential stress accounts and take proactive measures for timely exit. Resolve audit queries, including RBI and statutory audits, within prescribed timelines. Collaborate with cross-functional teams to achieve business objectives. Job Minimum 2 years of experience in a related field, preferably in banking or financial services. Strong knowledge of credit appraisal, underwriting, and portfolio management. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with clients and stakeholders. Experience working with emerging corporate clients and understanding their needs.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Madurai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Conduct thorough credit analysis and prepare comprehensive credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Regularly meet with new and existing customers to ensure continuous monitoring of high-value exposures. Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals. Develop good market intelligence through regular interactions with competitors, key business groups, and CA firms. Identify stress accounts and initiate corrective measures to minimize audit queries and resolve issues within prescribed timelines. Job Strong knowledge of credit underwriting, portfolio management, and financial services. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills to build relationships with customers and stakeholders. Experience in managing teams and leading by example. Familiarity with auditing processes, including RBI and statutory audits. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, committed to providing exceptional customer service and driving business growth.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects. Assess financial statements, credit reports, and other relevant data to determine risk profiles. Provide clear and well-supported credit recommendations, including credit limits and terms. Monitor and manage the credit portfolio to minimize risks and maximize returns. Identify early warning signs and take proactive measures to mitigate potential losses. Ensure compliance with internal credit policies and regulatory requirements. Prepare accurate and comprehensive credit reports and documentation, and maintain detailed records of credit assessments and decisions. Stay informed about Cleantech industry trends, market dynamics, and emerging risks, applying this knowledge to credit assessments and risk management. Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO, automating reporting processes to enhance efficiency and accuracy. Generate ad-hoc reports as required by the business to support decision-making and assist in generating data for CTLC debit notes, verifying their correctness. Job Strong understanding of credit assessment and risk management principles. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience with financial reporting and automation is desirable. Knowledge of the Cleantech industry and market trends is an advantage. Educational qualificationsB.Com, CA, MBA/PGDM. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing innovative solutions to its clients.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai, Lower Parel, and MM*. The ideal candidate will have 6-9 years of experience in the banking or financial services industry. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financials to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Conduct site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants to ensure compliance. Adhere to internal credit policies and capture deviations in credit notes for transparency. Approve/recommend credit limits and transactions based on thorough analysis. Monitor portfolio companies to ensure timely payments and adherence to agreed-upon terms. Job Strong understanding of credit appraisal principles and practices. Excellent analytical and problem-solving skills with attention to detail. Ability to work independently and as part of a team to achieve common goals. Effective communication and interpersonal skills to build strong relationships. Proficiency in preparing credit notes and other financial documents. Experience in monitoring portfolio companies to ensure timely payments.

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Delhi. The ideal candidate will have 4 to 6 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in a related field. Possess strong knowledge of credit appraisal, underwriting, and financial services. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

Reports to:CEO Grade:SM1(AVP-1) ROLE SUMMARY (PURPOSE) The Manager for Investor Relations in Muthoot FinCorp plays a crucial role in fostering communication between the company and its investors. Responsibilities include managing relationships with shareholders, analysts, and financial institutions, organizing investor meetings, and ensuring compliance with regulatory disclosure requirements. Additionally, the role involves supporting finance and secretarial team preparing financial reports, presentations, and communication materials to keep investors informed about the company s performance and strategic initiatives. Further, the role may collaborate with the strategy team to analyze market trends, competitor activities, and industry developments to provide valuable insights to investors. ORGANIZATIONAL CHART KEY RESPONSIBILITIES Stakeholder Relationship Management Cultivate and maintain strong relationships with current and potential investors, analysts, and financial institutions. Serve as a primary point of contact for inquiries from the investment community. Organize and coordinate investor conferences, meetings, and other events to showcase the companys performance and strategic objectives. Facilitate communication channels during these events, addressing inquiries and providing relevant information. Address shareholder concerns and inquiries promptly and professionally. Gather feedback from investors and analysts to understand their perspectives on the companys performance and areas for improvement. Use feedback to enhance investor relations strategies. Conduct educational sessions for investors to enhance their understanding of the companys business model, industry dynamics, and growth prospects. Internal Team Collaboration Collaborate with the finance team to ensure financial data integrity and compliance with accounting standards. Further work closely with them to prepare and disseminate accurate and timely financial reports, earnings releases, and other relevant financial information. Partner with strategy team to gain insights about market trends, competitive landscape, and developments in BFSI sector as a whole. Partner with marketing team to design and develop internal/external communication framework and ensure its readiness before critical events. Coordinate with legal and compliance teams to draft and submit necessary reports to regulatory bodies. Develop contingency plans for handling crises and market disruptions, ensuring a transparent and effective communication strategy. KEY INTERACTIONS Internal Stakeholders External Stakeholders Chief Executive Officer Board of Directors Key Managerial Personnels Analyst Finance Corporate Strategy and Planning Marketing Shareholders Credit Rating Agencies Community and Society KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills Familiarity with capital markets, financial and regulatory compliance. Further, understanding about NBFC, particularly in gold loan space would be an added advantage. Good written and verbal communication skill in English and ability to disseminate critical information through organized and standard communication process. Ability to facilitate key events/conferences and internal and external stakeholder management. Behavioral Attributes Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. EDUCATION / EXPERIENCE Education A master s degree in business administration in finance is preferred. 4 - 7 years of experience in investor relationship management, shareholder communication, corporate strategy and planning would be ideal for this role.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Designing social media strategies to achieve marketing targets. Managing, creating, and publishing original, high-quality content on social platforms. Administering all company social media accounts to ensure up-to-date content. Having hands on experience in Photoshop as Illustrator. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

CMBS Structured Finance (SF) Senior Analyst (Mumbai) The Team : DBRS Morningstar is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Morningstar, Inc., the credit ratings business is the fourth-largest provider of credit ratings in the world. DBRS Morningstar is committed to empowering investor success, serving the market through leading-edge technology, and raising the bar for the industry. DBRS Morningstar is a market leader in Canada, the U.S. and Europe in multiple asset classes. DBRS Morningstar rates more than 4,000 issuers and 56,000 securities worldwide, and is driven to bring more clarity, diversity, and responsiveness to the ratings process. Visit https: / / www.dbrsmorningstar.com / learn / dbrsmorningstar to learn more. About the Role : DBRS Morningstar CMBS team is looking for candidate with good problem-solving skills and analytical thinking in the securitization space with experience in the credit rating process and basic understanding of SQL/VBA. Knowledge of Python is a plus. This role will provide unique opportunities for mastering the key aspects of the credit ratings business including in-depth collateral and deal analysis. Responsibilities Analyze the credit risk in CMBS securities by performing tasks that include reviewing deal documents, investigating periodic data, setting up net cashflow templates Underwriting of loans for all property types in CMBS Assist the primary analyst in preparing rating committee note, rationale and building and maintaining various databases relating to mortgages Collect, organize, and study data from internal and external sources for use in criteria development, ratings, and research reports. Compile and prepare periodic portfolio reports for use by senior staff and identify material changes for research causes. Maintain regular and open communication with the operations team and technology team about assigned tasks, priorities and ensure applications under development meet the defined requirements and pass the user acceptance testing prior to its release. Take ownership of the tasks with focus on quality and accuracy of the deliverables Demonstrate strong learning curve and eagerness to move up the rating value chain Ensure compliance with all applicable policies and procedures. Highly organized and efficient, with ability to multi-task and meet tight deadlines Requirements Postgraduate in Finance or CA or CFA charter holder or such equivalent qualification Minimum of 3-5 years of relevant experience in capital markets, structured finance credit analysis, experience at a rating agency is a plus. Expertise on Microsoft Excel, Visual Basic for Applications (VBA), MSSQL. Knowledge on Python is a plus Excellent writing, communication, and quantitative/analytical skills. Ability to communicate analytical thoughts in a crisp, concise, and precise manner Creative thinker who is adept at taking an analytical approach to problem solving. Experience with REIS, Intex, and Bloomberg is a plus. Robust quantitative and analytical skills supported by strong attention to detail and accuracy Good inter-personal skills and ability to participate/ contribute as a team player Highly motivated, self-starter with a positive attitude and a strong work ethic. Morningstar DBRS is an equal opportunity employer. About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity