425 Credit Rating Jobs - Page 5

JD Regulatory Updates and Implementation - Timely tracking, record keeping and support in implementation. Complinace Checklists - Tracking and updating periodic compliances, email circulation to respective teams and maintenance of records. Ensuring completion of compliance within the regulatory TAT. Supporting in admin role in the compliance tool. SEBI SCORES & ODR portal- Daily checks for resolution as per regulatory timelines and internal policy. Operational support under SEBI (PIT) Requirements - Review of periodic disclosures. Updating of regulatory portals from time to time. Liaising with to ensure regular update of website w.r.t. regulatory disclosures, policies and product disclaimers - applicable as a Research Analyst and Credit Rating Agency, Intermediary, Fiduciary, etc. Maintaining MISs - Business advisories, Regulatory communication, BSE and Board updates. Support with creating awareness content and circulation for compliance awareness and trainings - training material, updating on internal platform through banners, awareness emailers, PPTs, etc. Operations and support during compliance awareness programmes Support in collating audit/ regulatory inspection and board requirements. Record Management

: Job Title Conduct, Business Risk & Controls, AVP LocationMumbai, India Role Description The Conduct, Business Risk and Controls office is a small but high impact team within the CB IB Non-Financial Risk office, tasked to deliver a best-in-class controls and culture across Corporate Bank (CB), Investment Bank (IB) and Corporate Bank and Investment Bank Operations & Controls (CB IB Ops). We work in partnership with our leadership, business aligned control teams (i.e. within CB, IB and CB IB Ops) and our partners in Infrastructure. You will play a key role in supporting strategy execution, taking the lead in assigned projects and stakeholder management, particularly around the design and execution of strategic objectives relating to the CB IB Non-Financial Risk profile. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Analyse and interpret changes in the CB, IB and DB IB Ops non-financial risk profile Oversee the effective operation of breach management alerts, where the residual non financial risk exceeds defined tolerances, and review remediation commentary explains provided by the respective 1st line owners Support the rollout of new non-financial risk activities across CB IB, via coordination with stakeholders, to ensure that control enhancements or residual risk mitigation activities are defined, agreed and implemented on a front to back basis Contribute to the design and build of non-financial risk reporting with a continuous improvement mind-set Identify dependencies within the risk profile (e.g. where the risk appetite remediation ownershpip sits in other divisions) and underpin effective communication and sharing of information across the Bank Build and maintain effective working relationships with stakeholders across the 1st line of defense (Business) and 2nd line of defense (Infrastructure) and foster a collaborative approach Prepare regular updates / presentations for key governance fora (including Divisional Executive Committees, Supervisory Board, IB CB Controls Leadership Forum, etc) and dashboards for key stakeholders (e.g. MB-level, Non-Financial Risk Committees) Execute ad-hoc tasks and activities as and when deep-dives are required on specific topics for internal and external stakeholders Facilitate a home of best fit mindset with the utilisation of the India CBRC to progress with established activities once embedded into the business as usual operating model Your skills and experience Proven experience in risks and controls at a global bank with well-developed knowledge of front to back risk and control in Corporate and Investment Banking A knowledge of non-financial risk frameworks Attention to detail with problem-solving skills (structured, analytical, articulate) Demonstrable track record in identifying opportunities for innovation Excellent knowledge and experience with Microsoft products (e.g. Excel, Word, PowerPoint) Excellent verbal and written communication skills in English Educated to Bachelors degree level or equivalent qualification/relevant work experience How well support you

Cashflow and Liquidity Management Forex Risk Management- Develop and comply with Approved Hedging Policy to mitigate Currency Risk Borrowing both INR and FCY Manage Banking Relationship Domestic and Global Compliance with RBI/FEMA regulations Work closely with FP&A and other business partners to optimize working Capital MIS for Cash flow, borrowing status, Investment management Develop appropriate reporting and modelling capabilities required to support short-term and long-term forecasting needs through indirect modelling working closely with corporate FP&A Monitor quarterly and annual compliance with loan agreements and Sanction Letters Ensuring Covenant Compliance and submission of timely data to Banks including Stock Statements, CMA data Regulatory Compliance Credit Rating

We are looking for a highly motivated and detail-oriented Credit Analyst with hands-on experience in financial modeling and fundraising for real estate projects. This role is crucial in evaluating project viability, supporting funding efforts, and collaborating with lenders and investors. The ideal candidate should possess a strong understanding of real estate finance, credit risk, and project evaluation frameworks. Key Responsibilities: Financial Modeling & Analysis Build and manage comprehensive financial models for real estate projects, including revenue forecasts, cost estimations, cash flow projections, IRR, ROI, and break-even analysis. Conduct scenario and sensitivity analyses to assess the financial health and viability of projects under varying conditions. Credit Assessment Perform credit analysis for the company and individual projects. Evaluate financial statements, assess debt-servicing capacity, and prepare credit notes for internal and external stakeholders. Fundraising & Investor Collateral Prepare detailed Information Memorandums (IMs) , investor presentations, teasers, and loan proposals tailored for banks, NBFCs, and private investors. Support due diligence processes and respond to investor queries. Liaison with Lenders Engage with banks, NBFCs, rating agencies, and institutional investors for fundraising initiatives. Facilitate documentation, compliance, and disbursement processes in coordination with legal and finance teams. Project Feasibility & Evaluation Conduct project-level feasibility assessments, incorporating factors like sales velocity, construction timeline, funding requirements, and regulatory implications. Support decision-making on new launches, land acquisition, and joint development opportunities. Market Research & Benchmarking Track real estate funding trends, benchmark debt/equity structures, and monitor market-based interest rates and financial covenants. Stay updated on RERA and regulatory developments affecting funding strategies. MIS & Reporting Maintain dashboards and reports on fundraising status, loan covenants, disbursement schedules, and financial metrics. Provide timely updates to senior management on project financials and funding pipelines. Qualifications & Requirements: Bachelors or Masters degree in Finance, Accounting, Economics, or a related field (CA or MBA Finance preferred). 3 to 5 years of relevant experience in credit analysis, financial modeling, or project finance, preferably within the real estate or infrastructure sectors. Advanced proficiency in Excel and financial modeling. Strong analytical and problem-solving skills with a good understanding of project finance concepts. Effective communication and presentation skills, with the ability to work independently and manage multiple priorities. Preferred Skills Prior experience in real estate project modeling, including sales-linked inflows, construction-linked outflows, and structured drawdowns. Familiarity with lender expectations, term sheets, and financing instruments. Working knowledge of RERA, stamp duty regulations, and real estate-specific financial nuances

Position- Consultant: Job Summary: We are seeking a highly motivated risk consultant to join our team in Mumbai. Successful candidate should have a decent background in credit risk and banking. Key Responsibilities: Work on credit risk consulting offerings, utilizing knowledge of Probability of Default, transition matrix, ratings, Merton Model. Responsible for translation of requirements into specifications for the software development ensuring seamless implementation of credit risk models. Configure and implement credit rating models, ensuring accuracy and precision. Requirements: A graduate degree in a relevant field (e.g., Finance, Economics, Statistics, Mathematics), CFA or FRM is beneficial. 0-2 years of relevant work experience in the risk domain. Proficiency- MS Office (Excel, MS Word, Power-point, VBA) and Python. Familiarity with credit risk concepts Excellent analytical, problem-solving, and communication skills. Ability to work in a fast-paced environment and meet tight deadlines. Strong attention to detail and ability to work accurately.

Department : Large Corporate Group - Ratings-Business Development Job Responsibilities Business Origination, New client onboarding and relationship Management Knowledge and understanding of Indian Capital & Bank Loans market markets Networking with Lenders & Investors in the market Acquisition of Mid & large corporate clients for their credit rating requirement for products such as Bank loans, Capital market instruments, Securitization, etc Identify unrated clients & competitor rated clients and facilitate them in migrating to CRISIL Contract negotiations, contract closing and manage sales receivables Building MIS & market intelligence about competitors, preparing geography wise and service wise sales plans and achieving them Maintaining a thorough understanding of the client s industry, including industry trends, industry business processes, industry financial measurements and performance indicators, and key client competitors in their industry Meeting quarterly and annual sales revenue targets Desired Skills: Individual contributor role Excellent interpersonal, presentation and proposal writing skills Market research, Outbound Sales & Inbound Sales Business development Strong negotiation skills Self-starter

About A One Advisory: A One Advisory is a leading finance consulting firm specializing in credit rating advisory and financial consultancy. Established by first-generation entrepreneurs with over 30 years of experience in the finance industry, the firm has successfully executed over 2,000 assignments. Role Overview: We are seeking a seasoned Senior Credit Analyst to lead our credit analysis team. This role involves overseeing financial assessments, guiding analytical processes and ensuring comprehensive credit evaluations for our clients. Key Responsibilities: Team Leadership: Manage and mentor a team of associate credit analysts, fostering a collaborative and high-performance environment. Financial Analysis: Conduct in-depth analysis of balance sheets, profit and loss statements, cash flow statements and notes to accounts to assess financial health. Ratio Analysis: Evaluate key financial ratios, including liquidity, solvency and profitability to determine company strength and creditworthiness. Client Engagement: Engage with company promoters to gain insights into business operations and performance relative to industry benchmarks. Report Preparation: Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards. Rating Process Management: Oversee end-to-end interactions with rating agencies, ensuring timely and accurate completion of the rating process. Qualifications: MBA in Finance or CA. Good communication, analytical & problem solving skills. 3-5 years in credit analysis, with at least 1 year in a leadership role managing a team.

About The Role : Deploying Forex hedging strategies to mitigate the risk of adverse currency movements and Forex management covering related compliances there on Supporting front office on deal confirmation, to manage end to end FX operations for the group, setting up fx limits with banks and FX related compliances Implementation of Hedge Accounting and disclosures as per IFRS/ Local GAAPs, liasioning with auditor to resolve queries Setting up working capital facility, negotiations on pricing with banks and financial institutions for raising fund and non-fund based facilities to meet working capital requirements and for long term debt. Ensuring smooth renewal of Credit rating /D&B rating/ Valuations Qualifications B Com, CA, CWA, MBA with 7 to 10 years experience. Strong exposure to Foreign exchange market and accounting Job Location

Cashflow and Liquidity Management Forex Risk Management- Develop and comply with Approved Hedging Policy to mitigate Currency Risk Borrowing both INR and FCY Manage Banking Relationship Domestic and Global Compliance with RBI/FEMA regulations Work closely with FP&A and other business partners to optimize working Capital MIS for Cash flow, borrowing status, Investment management Develop appropriate reporting and modelling capabilities required to support short-term and long-term forecasting needs through indirect modelling working closely with corporate FP&A Monitor quarterly and annual compliance with loan agreements and Sanction Letters Ensuring Covenant Compliance and submission of timely data to Banks including Stock Statements, CMA data Regulatory Compliance Credit Rating

Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in mutual fund collections. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to identify opportunities for growth. Provide excellent customer service to maintain high levels of client satisfaction. Identify and mitigate risks associated with mutual fund investments. Job Requirements Strong knowledge of the BFSI industry, particularly in mutual fund collections. Excellent communication and interpersonal skills are required for building strong client relationships. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills are needed to analyze data and develop effective solutions. Experience working with financial products, such as mutual funds, is an advantage. Familiarity with regulatory requirements and compliance procedures is essential.

We are looking for a highly skilled and experienced Premium Acquisition Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, with a strong background in premium acquisition and sales. Roles and Responsibility Develop and implement effective strategies to acquire high-value customers. Build and maintain relationships with existing clients to increase business growth. Identify new business opportunities and expand the customer base. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service to ensure client satisfaction and retention. Job Requirements Proven experience in premium acquisition and sales. Strong knowledge of the BFSI industry and its trends. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience working with financial institutions is an added advantage.

Job Description Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Business Development Executive: o Identify and approach potential clients, Pitch CRISIL s assessment, grading, and other solutions tailored to client requirements. o Achieve monthly and quarterly sales, Conduct presentations, meetings, and product demonstrations to stakeholders. o Build and maintain long-term relationships with key decision-makers. o Ensure post-sale service delivery coordination and client satisfaction. o Track market trends, competition activity, and client feedback. o Maintain accurate records of leads, opportunities, and sales activities. o Prepare weekly and monthly sales reports for internal review. Preferred: Prior experience with credit rating agencies, financial advisory, or consulting firms Ability to travel frequently for client meetings 2-5 years of experience, preferably in financial services, ratings, or consulting Please note: This is a third party payroll opportunity.

Associate Manager / Manager - Business Development Bareily/Kanpur (UP) Relevant Work Experience: (CRAs / Banks / Financial Industry) 3-8 Years About Brickwork Ratings Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors. Acquiring new clients through focused research and a consultative approach. The role requires continuous relationship management of the acquired client. Managing existing Brickwork Ratings (BWR) relationships and focusing on additional mandates for credit ratings, grading services, and various risk & advisory mandates. Meeting key decision makers, decision influencers, and other senior officials to increase the visibility of Brickwork Ratings (BWR) Meeting corporate clients at various levels including Finance teams, Treasurer, and CFO, as well as meeting bankers at various levels in head office and branches Constant updates on market developments across the portfolio of clients, competition, regulations, and best industry practices. Ensuring monthly, quarterly, and annual revenue targets are met. Timely updating of client pipeline reports, call reports, and client calls. Enhancement of the Company s social media presence. Constant client engagement by facilitating interviews, vodcasts, symposiums, etc. in collaboration with the Social Media team Ensuring timely invoicing and ensuring prompt client payments. Competency / Skills: Excellent Communication & Interpersonal skills Marketing & Sales skills including negotiation & persuasion skills Research & Strategy - strong research and strategic analysis skills to benchmark the competition and keep the company ahead of it. Business Intelligence - Knowledge about products and services of the financial services sector especially of a credit rating agency is essential.

Job summary Securitised Products Group (SPG) is looking to hire a person onshore in India to expand its origination efforts. SPG is a private-side, client-facing business area that markets, structures, finances and distributes bonds and loans backed by a range of collateral types. This team works with a wide selection of clients, including banks, non-bank finance companies, other non-bank lenders, hedge funds, private equity sponsors, corporates and asset managers. Job Responsibilities Marketing/Origination The key aspects of the role involves identifying SPG business opportunities onshore and cross-border, including acting as a lender or underwriter for asset backed financing mandates e.g. through PTCs, and pitching to, and negotiating with, SPG s clients - generally in partnership with the relevant client coverage areas of the firm (Investment Banking Coverage, Sales, Debt Capital Markets, Corporate Banking, etc.) Structuring and execution Once a mandate has been awarded, the person will also be responsible for transaction execution. The person will have oversight and manage the onshore execution process in partnership with other parts of SPG. As a general matter, this may include detailed quantitative and analytical analysis; cash flow modelling; commercial terms negotiation; review of legal documentation; rating; asset pool level audit; and other diligence processes. Team members interact with, and often direct the work of, a range of external parties including credit rating agencies, transaction sponsors, lawyers, auditing firms, co-arrangers, and co-placement agents. The role would also be responsible for preparing internal investment committee materials and running various internal underwriting and financing approvals Distribution to the extend relevant, the role would also liaise with J.P. Morgan s dedicated Syndicate team and Sales force, who are tasked with identifying institutional investors interested to participate in transactions arranged by the SPG Originations team - both in APAC and globally Required Qualifications, capabilities and skills 6+ years securitization specific related work experience in the region Sound understanding of the local financing market and key players Can proactively market to banks/NBFCs to originate new financing opportunities, with the support of sales and banking Ability to coordinate different internal and external workstreams to meet transaction execution timelines Self-motivated and ability to execute on an aggressive growth strategy Ability to manage people and partner with other parts of SPG/J.P. Morgan Extremely proficient in the handling and manipulation of data Very good attention to detail and strong analytical skills Strong financial modelling skills (Excel / VBA) Job summary Securitised Products Group (SPG) is looking to hire a person onshore in India to expand its origination efforts. SPG is a private-side, client-facing business area that markets, structures, finances and distributes bonds and loans backed by a range of collateral types. This team works with a wide selection of clients, including banks, non-bank finance companies, other non-bank lenders, hedge funds, private equity sponsors, corporates and asset managers. Job Responsibilities Marketing/Origination The key aspects of the role involves identifying SPG business opportunities onshore and cross-border, including acting as a lender or underwriter for asset backed financing mandates e.g. through PTCs, and pitching to, and negotiating with, SPG s clients - generally in partnership with the relevant client coverage areas of the firm (Investment Banking Coverage, Sales, Debt Capital Markets, Corporate Banking, etc.) Structuring and execution Once a mandate has been awarded, the person will also be responsible for transaction execution. The person will have oversight and manage the onshore execution process in partnership with other parts of SPG. As a general matter, this may include detailed quantitative and analytical analysis; cash flow modelling; commercial terms negotiation; review of legal documentation; rating; asset pool level audit; and other diligence processes. Team members interact with, and often direct the work of, a range of external parties including credit rating agencies, transaction sponsors, lawyers, auditing firms, co-arrangers, and co-placement agents. The role would also be responsible for preparing internal investment committee materials and running various internal underwriting and financing approvals Distribution to the extend relevant, the role would also liaise with J.P. Morgan s dedicated Syndicate team and Sales force, who are tasked with identifying institutional investors interested to participate in transactions arranged by the SPG Originations team - both in APAC and globally Required Qualifications, capabilities and skills 6+ years securitization specific related work experience in the region Sound understanding of the local financing market and key players Can proactively market to banks/NBFCs to originate new financing opportunities, with the support of sales and banking Ability to coordinate different internal and external workstreams to meet transaction execution timelines Self-motivated and ability to execute on an aggressive growth strategy Ability to manage people and partner with other parts of SPG/J.P. Morgan Extremely proficient in the handling and manipulation of data Very good attention to detail and strong analytical skills Strong financial modelling skills (Excel / VBA)

Role & responsibilities Evaluate potential customers' credit worthiness Maintain detailed records of company loans Approve or reject loan requests from customers Calculate and set loan interest rates Monitor customers' loan payments Review and update the company's credit policy when necessary Create a credit scoring model to assess risks Preferred candidate profile Qualifications - Graduation/Post Graduation Years of Experience - 4 to 5 years in credit profile We are open for multiple locations in Gujarat - Ahmedabad Vadodara Jamnagar Mehsana Rajkot Surat Jamnagar Interested candidates may share CV at samiksha.shewale@piramal.com with subject CV for BCM (Preferred location)

Deploying Forex hedging strategies to mitigate the risk of adverse currency movements and Forex management covering related compliances there on Supporting front office on deal confirmation, to manage end to end FX operations for the group, setting up fx limits with banks and FX related compliances Implementation of Hedge Accounting and disclosures as per IFRS/ Local GAAPs, liasioning with auditor to resolve queries Setting up working capital facility, negotiations on pricing with banks and financial institutions for raising fund and non-fund based facilities to meet working capital requirements and for long term debt. Ensuring smooth renewal of Credit rating /D&B rating/ Valuations Qualifications B Com, CA, CWA, MBA with 7 to 10 years experience. Strong exposure to Foreign exchange market and accounting

Associate Director Relationship Management Summary We are looking for an experienced and driven business development professional to lead origination, acquisition, and relationship management for clients across Gujarat. The ideal candidate will have deep understanding of credit and capital markets and experience in acquiring mid-to-large corporates for credit-related solutions. Location Ahmedabad, Gujarat, India Your Future Employer A reputed and fast-growing analytical company providing research, advisory, and ratings services to corporates and financial institutions. Responsibilities Originate new business opportunities and onboard clients across the Gujarat region. Manage client relationships and support end-to-end engagement for credit solutions. Network with lenders, investors, and stakeholders in the capital and bank loan markets. Acquire mid and large corporates for credit rating needs (loans, capital markets, securitization, etc.). Lead contract negotiation, closure, and follow up on receivables and MIS reporting. Requirements 515 years of experience in business development, client acquisition, or institutional sales. Strong exposure to capital markets, credit products, or financial advisory services. Excellent communication, negotiation, and relationship management skills. Proven ability to drive revenue targets and manage sales pipelines independently. Graduate/Postgraduate in business, finance, or related disciplines preferred. What is in it for you Opportunity to lead business development for an entire region Strategic role with high visibility and growth potential Work with a reputed organization in financial services Competitive compensation with performance-based incentives Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords Crescendo Global, Jobs in Ahmedabad, Associate Director Jobs, Business Development Jobs, Sales Jobs, Relationship Management Jobs, Credit Rating Sales, Financial Services Jobs, Capital Market Jobs, Client Acquisition Roles, Institutional Sales Careers

Business Development Executive: o Identify and approach potential clients, Pitch CRISIL’s assessment, grading, and other solutions tailored to client requirements. o Achieve monthly and quarterly sales, Conduct presentations, meetings, and product demonstrations to stakeholders. o Build and maintain long-term relationships with key decision-makers. o Ensure post-sale service delivery coordination and client satisfaction. o Track market trends, competition activity, and client feedback. o Maintain accurate records of leads, opportunities, and sales activities. o Prepare weekly and monthly sales reports for internal review. Preferred: Prior experience with credit rating agencies, financial advisory, or consulting firms Ability to travel frequently for client meetings 2–5 years of experience, preferably in financial services, ratings, or consulting Please note: This is a third party payroll opportunity.

Financial Reporting Analyst Location: Bangalore, IN, 562122 Position Type: Professional Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the futureIf you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match. Job Summary: Supporting Month End, Quarter End and Year End closures Supporting Audits Sales and Inventory Management Main Tasks/ Responsibilities / Authorities : Month End & Quarter End Reporting Monthly Closing Closure Ensure all entries from feeder systems are posted in Master Finance. Ensure posting of all accruals and provisions. Responsible for sales reconciliation with feeder system Responsible for Inventory Management - maintenance of data, reconciliation of inventory and monthly monitoring. Ensure common cost allocations and closing entries posted. Run all month closing activities Preparation of MIS and month end sales report. Audit: Preparation of audit schedules and General Ledger level. Gathering data for business control for schedule supporting. Handle further data requests and audit queries from auditors. Assistance in preparing the final report from auditors to group. Other activities: Balance Sheet reconciliation and GL Analysis Perform & ensure Performance of the Internal Control activities to ensure controls are in place in the Reporting & Master Data Processes Support relevant data requests in an efficient and timely manner (e.g. National Statistical Survey, RBI compliances, Ministry of Corporate Affairs, Tax Authorities, and Credit Rating Agencies etc.) Responsible for performing and coordinating testing where there are system changes to Master Finance or relevant feeder systems Automation: Drive automation across the Accounting & Reporting processes Key Skills: SAP/Blackline/Power BI and advance excel Mindset and Competence: You are a CA / CMA with at least 8-10 years of work experience in accounting & Reporting within finance function preferably in a Multinational organization. You have firsthand experience in above mentioned processes in finance and accounting function with knowledge incl tax , accounting, compliance and audit. You have good understanding of business operations preferably from related industry/ manufacturing industry. You have failed and overcome difficulties and learned from mistakes You have demonstrated a growth and learning mindset in yourself We value your data privacy and therefore do not accept applications via mail. Who we are and what we believe in We are committed to shaping the future landscape of efficient, safe, and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents across the group s leading brands and entities. Applying to this job offers you the opportunity to join Volvo Group . Every day, you will be working with some of the sharpest and most creative brains in our field to be able to leave our society in better shape for the next generation. We are passionate about what we do, and we thrive on teamwork. We are almost 100,000 people united around the world by a culture of care, inclusiveness, and empowerment. Part of Volvo Group, Volvo Construction Equipment is a global company driven by our purpose to build the world we want to live in. Together we develop and deliver solutions for a cleaner, smarter, and more connected world. By unleashing everyone s full potential, we build a more sustainable future for all our stakeholders. Come join our team and help us build a better tomorrow. Job Category: Finance Organization: Volvo Construction Equipment Travel Required: Occasional Travel Requisition ID: 21854 View All Jobs Do we share the same aspirations Every day, Volvo Group products and services ensure that people have food on the table, children arrive safely at school and roads and buildings can be constructed. Looking ahead, we are committed to driving the transition to sustainable and safe transport, mobility and infrastructure solutions toward a net-zero society. Joining Volvo Group, you will work with some of the world s most iconic brands and be part of a global and leading industrial company that is harnessing automated driving, electromobility and connectivity. Our people are passionate about what they do, they aim for high performance and thrive on teamwork and learning. Everyday life at Volvo is defined by a climate of support, care and mutual respect. If you aspire to grow and make an impact, join us on our journey to create a better and more resilient society for the coming generations.

Associate Director Business Development Summary We are looking for an experienced and driven business development professional to lead origination, acquisition, and relationship management for clients across Gujarat. The ideal candidate will have deep understanding of credit and capital markets and experience in acquiring mid-to-large corporates for credit-related solutions. Location Ahmedabad, Gujarat, India Your Future Employer A reputed and fast-growing analytical company providing research, advisory, and ratings services to corporates and financial institutions. Responsibilities Originate new business opportunities and onboard clients across the Gujarat region. Manage client relationships and support end-to-end engagement for credit solutions. Network with lenders, investors, and stakeholders in the capital and bank loan markets. Acquire mid and large corporates for credit rating needs (loans, capital markets, securitization, etc.). Lead contract negotiation, closure, and follow up on receivables and MIS reporting. Requirements 515 years of experience in business development, client acquisition, or institutional sales. Strong exposure to capital markets, credit products, or financial advisory services. Excellent communication, negotiation, and relationship management skills. Proven ability to drive revenue targets and manage sales pipelines independently. Graduate/Postgraduate in business, finance, or related disciplines preferred. What is in it for you Opportunity to lead business development for an entire region Strategic role with high visibility and growth potential Work with a reputed organization in financial services Competitive compensation with performance-based incentives Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords Crescendo Global, Jobs in Ahmedabad, Associate Director Jobs, Business Development Jobs, Sales Jobs, Relationship Management Jobs, Credit Rating Sales, Financial Services Jobs, Capital Market Jobs, Client Acquisition Roles, Institutional Sales Careers

Analyst - Corporate (Private Credit Ratings Team) The Team : Morningstar DBRS - Credit Operations Mumbai Analytics The Group: Morningstar DBRS (MDBRS) is a global credit ratings business with about 800 employees in eight offices globally. Formed through the acquisition of DBRS by Morningstar, Inc., the credit ratings business is the fourth-largest provider of credit ratings in the world. Morningstar DBRS is committed to empowering investor success, serving the market through leading-edge technology, and raising the bar for the industry. Morningstar DBRS is a market leader in Canada, the U.S. and Europe in multiple asset classes. Morningstar DBRS rates more than 4,000 issuers and 60,000 securities worldwide, and is driven to bring more clarity, diversity, and responsiveness to the ratings process. Visit: https: / / dbrs.morningstar.com / about to learn more. Credit Operations Mumbai Analytics team enables and supports the efficient and effective delivery of credit ratings/information to the market with its specialized skills and assets, consistent frameworks, and economies of scale. We collaborate with MDBRS global stakeholders to build creative, impactful solutions and offer services for the business and the market. The Role: Morningstar DBRS s Corporate team is looking for a motivated individual with good analytical skills and a desire to learn. This role will provide unique opportunities for learning key aspects of the credit ratings process including in-depth fundamental analysis of Corporate borrowers across multiple industries in support of analysts based in North America & Europe. You will be responsible for providing data, research and financial modeling support utilized to produce company and sector specific credit reports that incorporate creative insights and support activities across the ratings value chain. This position is based in our Navi Mumbai office. Key Responsibilities: Develop an understanding of and build proficiency in credit analysis Provide support to global analytical teams in monitoring news, announcements, or other material events impacting corporate credits Assist in preparing financial models, including, but not limited to, updating financial information, reconciling data, maintain company and peer group historical financial results and credit metrics, etc. Maintain industry data through ongoing research/ review of company filings, presentations, and industry publications Provide research support and help collect, organize, and analyze data from internal and external sources for use in company-specific and industry commentaries and reports authored by the global analytical team Review and summarize credit & legal documentation, etc. Assist the global analytical teams or senior analysts in preparing credit rating memos, rationales, etc. or parts thereof Track, review and maintain documentation and various operational databases to help support the credit rating process Ensure compliance with regulatory and company policies and procedures Requirements: Master s or Postgraduate in Management (Finance) or CA or CFA Level 3 or any such equivalent qualification Minimum of 2-3 years of relevant experience in capital markets, corporate credit analysis, analyzing credit risk of high yield or leveraged loan issuers, etc. or experience in auditing corporate financial statements at a nationally recognized accounting firm with CPA license Good understanding of core finance and accounting concepts Knowledge of U.S. GAAP and/ or IFRS accounting rules is strongly desired Robust quantitative and analytical skills supported by strong attention to detail and accuracy Fluent in English, with good verbal and written communication skills Highly motivated, self-starter who is keen to learn, has a positive attitude and a strong work ethic Ability to manage multiple tasks at the same time and deliver results in a timely manner Good inter-personal skills and ability to participate/ contribute as a team player Morningstar DBRS is an equal opportunity employer. Hybrid model - partial work from home option where employee will from Morningstar s Navi Mumbai offices 3 days a week (subject to change as per organizational directive). About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity

Associate Director Business Development Summary We are looking for an experienced and driven business development professional to lead origination, acquisition, and relationship management for clients across Gujarat. The ideal candidate will have deep understanding of credit and capital markets and experience in acquiring mid-to-large corporates for credit-related solutions. Location Ahmedabad, Gujarat, India Your Future Employer A reputed and fast-growing analytical company providing research, advisory, and ratings services to corporates and financial institutions. Responsibilities Originate new business opportunities and onboard clients across the Gujarat region. Manage client relationships and support end-to-end engagement for credit solutions. Network with lenders, investors, and stakeholders in the capital and bank loan markets. Acquire mid and large corporates for credit rating needs (loans, capital markets, securitization, etc.). Lead contract negotiation, closure, and follow up on receivables and MIS reporting. Requirements 515 years of experience in business development, client acquisition, or institutional sales. Strong exposure to capital markets, credit products, or financial advisory services. Excellent communication, negotiation, and relationship management skills. Proven ability to drive revenue targets and manage sales pipelines independently. Graduate/Postgraduate in business, finance, or related disciplines preferred. What is in it for you Opportunity to lead business development for an entire region Strategic role with high visibility and growth potential Work with a reputed organization in financial services Competitive compensation with performance-based incentives Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords Crescendo Global, Jobs in Ahmedabad, Associate Director Jobs, Business Development Jobs, Sales Jobs, Relationship Management Jobs, Credit Rating Sales, Financial Services Jobs, Capital Market Jobs, Client Acquisition Roles, Institutional Sales Careers

We are a rapidly growing company that s revolutionizing the way the restaurant industry does business by pairing technology with an extraordinary commitment to customer success. We help restaurants streamline operations, increase revenue, and deliver amazing guest experiences through our platform that combines restaurant point of sale, guest-facing technology, and award-winning customer support. Join us as we empower the restaurant community to delight guests, do what they love, and thrive Bready to make a change The Fintech Risk team at Toast is responsible for driving risk informed growth for the rapidly expanding Toast Fintech line of business. We are seeking a Principal Credit Risk Strategist as part of the team, with a focus on the acquisition space. You will work with other analysts, risk managers and leaders to analyze customer characteristics, identify risk differentiators, and recommend underwriting strategies to achieve the risk and return goals. If you have an analytic and data driven mindset, eye for detail and can-do attitude then you are right for this position About this roll (Responsibilities) Perform comprehensive credit underwriting and risk assessment for commercial submissions, evaluating exposure using financial statements, industry benchmarks, and client history. Lead financial analysis and due diligence on new and renewal accounts to ensure informed decision-making and risk alignment with underwriting appetite. Utilize Python, SQL, and Hex to automate assessments, monitor trends, and communicate insights to underwriting teams and business stakeholders. Develop and manage a pipeline of commercial accounts, contributing to ongoing portfolio management and monitoring across assigned regions or industries. Apply credit rating logic and commercial risk scoring to support effective credit decisioning, pricing, and coverage structuring. Maintain high-quality risk documentation to support audit, compliance, and governance standards. Identify emerging risks and trends through industry and sector trend analysis, and use market intelligence to adjust underwriting strategies proactively. Support client relationship management by working directly with brokers, agents, and internal partners to improve submission quality and turnaround times. Collaborate cross-functionally with actuarial, product, compliance, and operations teams to align underwriting actions with broader business objectives. Uphold underwriting discipline and ensure all decisions are in compliance with internal policies, risk appetite, and regulatory frameworks. Contribute to team leadership and stakeholder management efforts by sharing best practices, participating in process improvements, and driving a culture of analytical rigor and accountability. Do you have the right ingredients* (Requirements) Bachelor s degree in Finance, Accounting, Risk Management, Economics, or a related quantitative field. 7 plus years of over all experience and 2 5 years of relevant experience in commercial credit underwriting, financial risk analysis, or related financial services roles. Proven ability to analyze complex financial statements, assess liquidity, leverage, and solvency ratios, and form credit opinions. Hands-on experience with credit and financial intelligence platforms such as Moody s Analytics, S&P Capital IQ, and Bloomberg for evaluating borrower creditworthiness and market exposure. Experience using Hex or similar platforms to visualize financial trends and develop interactive underwriting dashboards. Strong knowledge of credit risk frameworks, rating methodologies, and underwriting guidelines. Ability to collaborate effectively with cross-functional teams including underwriting, finance, operations, and compliance. Skilled in managing stakeholder interactions to gather documentation, clarify submissions, and support risk-based decisions. Excellent written and verbal communication skills, with a structured and detail-oriented approach to problem solving. Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https: / / careers.toasttab.com / locations-toast . Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. ------ For roles in the United States, It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

At Capgemini Invent, we believe difference drives change. As inventive transformation consultants, we blend our strategic, creative and scientific capabilities,collaborating closely with clients to deliver cutting-edge solutions. Join us to drive transformation tailored to our client's challenges of today and tomorrow.Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. What you will love about working here We recognize the significance of flexible work arrangements to provide support. Be it remote work, or flexible work hours, you will get an environment to maintain healthy work life balance. At the heart of our mission is your career growth. Our array of career growth programs and diverse professions are crafted to support you in exploring a world of opportunities. Equip yourself with valuable certifications in the latest technologies such as Generative AI. Your Role We are looking for a skilled PySpark Developer with experience in Azure Databricks (ADB) and Azure Data Factory (ADF) to join our team. The ideal candidate will play a crucial role in designing, developing, and implementing data solutions using PySpark for large-scale data processing and analytics. Your Profile Design, develop, and deploy PySpark applications and workflows on Azure Databricks for data transformation, cleansing, and aggregation. Implement data pipelines using Azure Data Factory (ADF) to orchestrate ETL/ELT processes across heterogeneous data sources. Conduct regular financial risk assessments to identify potential vulnerabilities in data processing workflows. Collaborate with Data Engineers and Data Scientists to integrate and process structured and unstructured data sets into actionable insights.