425 Credit Rating Jobs - Page 11

Key Responsibilities. Designing social media strategies to achieve marketing targets. Managing, creating, and publishing original, high-quality content on social platforms. Administering all company social media accounts to ensure up-to-date content. Having hands on experience in Photoshop as Illustrator. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Designing social media strategies to achieve marketing targets. Managing, creating, and publishing original, high-quality content on social platforms. Administering all company social media accounts to ensure up-to-date content. Having hands on experience in Photoshop as Illustrator. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Working on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screening the education loan applications, advising students on the documentation, and coordinating with bank staff for the smooth processing of the education loan. Working on solving students' queries. Managing the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Designing social media strategies to achieve marketing targets. Managing, creating, and publishing original, high-quality content on social platforms. Administering all company social media accounts to ensure up-to-date content. Having hands on experience in Photoshop as Illustrator. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Designing social media strategies to achieve marketing targets. Managing, creating, and publishing original, high-quality content on social platforms. Administering all company social media accounts to ensure up-to-date content. Having hands on experience in Photoshop as Illustrator. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Train on the nitty-gritty process of scholarship and admission in various countries. Help students secure admits and scholarships for their higher studies abroad. Understand student profiles and their specific requirements upon application. Shortlist relevant scholarships and universities for each student. Write scholarship essays and Statements of Purpose (SOP) for students. Track and manage deadlines for your portfolio of students. Interact with students primarily through phone or email, dedicating 3-4 hours a day for calls. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Train on the nitty-gritty process of scholarship and admission in various countries. Help students secure admits and scholarships for their higher studies abroad. Understand student profiles and their specific requirements upon application. Shortlist relevant scholarships and universities for each student. Write scholarship essays and Statements of Purpose (SOP) for students. Track and manage deadlines for your portfolio of students. Interact with students primarily through phone or email, dedicating 3-4 hours a day for calls. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysisConduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impactsCollaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs Qualifications Fluency in SQL and R/PythonPrevious experience in analytics and/or quantitative modeling, using large datasetsExperience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs. Qualifications - Fluency in SQL and R/Python Previous experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors Strong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industry Enthusiasm for working across cultures, functions and time zones

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities - Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability. Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production. Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysisConduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts. Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis. Support the marketing and product team with their data needs. Qualifications - Fluency in SQL and R/Python. Previous experience in analytics and/or quantitative modeling, using large datasets. Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills. 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones.

: Job TitleClient Service Analyst, AS LocationBangalore, India Role Description Institutional Cash & Trade Management (ICT) helps Financial Institutions clients to optimize their treasury and commercial payments businesses. This improves their cash flow, while offering a wide range of solutions including channel management, global payment services, check services, liquidity management, information and reporting services, and financial supply chain management. TFFI facilitates their Trade Finance needs by originating, arranging and facilitating Letters of Credit, Trade-related Guarantees and Documentary Collections destined into and out of Deutsche Banks global network of Trade Finance locations as well as providing Trade Financing in certain hubs. The TF product range consists of traditional trade products (such as LCs, guarantees, and collections), FI Financing, trade reimbursement services, structured short-term trade finance (e.g. Structured LCs) and electronic banking products. ICM improves their cash flow, while offering a wide range of solutions including channel management, global payment services, check services, liquidity management, information and reporting services, and financial supply chain management. ICT Client Service Officer (CSO) cover clients out of our global locations with hubs in Frankfurt, London and New York. ICM Client Officers provide personalized and proactive service to financial institutions for their day-to-day cash management business needs. The position we are looking for is covering clients in our region Western Europe and APAC markets. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Client Service Officer (CSO) role will be responsible to resolve client queries related to commercial transaction flow. CSO are first point of contact and provide end-to-end query resolution to client. This role involves various stakeholder engagement. A person who understands and managing cross-functional processes with knowledge of Cash management functionsSpecific to Global payments Operations, Payment Investigations, Funds Release, Cross border Payments. Proactive contact with clients to ensure that first class service is continuously delivered to our client base as well as to identify the needs of the clients (business opportunity spotting) thus supporting the growth of business and income for Deutsche Bank Providing information and solutions to client enquiries around Payments (EUR, USD, MCCY), Balances, Checks, Service Bills, Regulatory Issues and other investigations as requested. Be the first point of contact for trade related client inquiries concerning trade requests for repetitive inquiries, RMA establishment, inquiries on claims and check of adoption status Client setup, training and maintenance for cash and trade products including documentation to ensure a seamless process flow from implementation to regular after-sales service Active handling of Due Diligence inquiries received from the Compliance teams in Deutsche Bank, approach the involved clients, securing all deadlines are met Handling of the internal fee and billing scheme Your skills and experience Experience of institutional client service in International Clearing and Payments Business or experience in Trade Finance Business Solid understanding of the Financial Institutions markets (5 years) Sound understanding of Payment Systems (CHIPS, Fedwire, EBA, SEPA) and SWIFT methodology and formats (MT format as well as ISO20022) related to payments Strong client/ service focus and excellent relationship, communication and teamwork skills, committed to internal policies and corporate governance Strong ability to work independently and under tight deadlines and support the CSOs in other locations on an as needed basis Business Language is English How well support you

: Job Title Credit Analyst Location Mumbai, India Corporate Title Analyst Role Description GFCT Pacific ABS and Special Situations Desks provide asset backed financing and ABS capital markets solutions to clients. The ABS business provides warehouse financing in respect of a range of RMBS, ABS and esoteric assets that have a public capital markets exit, while the focus of the special situations desk is portfolio financing and acquisition of performing and non-performing loans and lending platforms as well as warehousing asset classes that do not have a traditional capital markets exit. The key sub-business verticals include ABS, Alternate ABS and Special Situations The role on offer primarily entails supporting onshore team in managing all activities through the life cycle of a trade once executed. It also includes liaising with various internal stakeholders to ensure correct execution/monitoring. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities You would be working closely with the onshore team (Pacific ABS and Special Situations) and will perform following activities: Weekly Review of the existing facilities Managing drawdowns/repayment requestsborrowing base check, managing LS2/TS bookings, P&L reconciliation, treasury funding update, rate set etc. Monthly Performance Summarypreparing performance summary pack, strats review, comp analysis refresh, monthly review of trust manager reports Industry/Company research Managing internal DB process/systemNTA, SPPI, LOUD, Covenant tool etc. Other adhoc tasks as required Your skills and experience Highly motivated person who is willing to learn, be intellectually curious and actively blend with Candidate/Applicant onshore and offshore colleagues. Superior analytical aptitude, problem solving abilities and excellent communication skills Team player with strong work ethics Strong excel and writing skills Experience in securitisation is a plus How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

: Job TitleNon-Financial Risk Assessor (FinTechs/VASPs) Corporate TitleAVP LocationMumbai, India Role Description Corporate Cash Management Non-Financial Risk Assessor (FinTech/VASP) FinTech and Virtual Asset Service Provider (VASP) is one of the key growth pillars of Merchant Solutions within Corporate Bank. The complexity of the business models, the industry and our growth ambitions make it a very interesting place to work. The Non-Financial Risk Assessor Team (NFR), as part of FinTech Product Management in Merchant Solutions, is responsible for the evaluation of the effectiveness of the FinTech/VASP Clients AML/CTF Control framework to ensure compliance with the respective KYC requirements for our FinTech/VASP client relationships. What well offer you , 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Autonomous preparation and leadership of regular onsite/virtual NFR review discussions with senior Anti-Financial Crime (AFC) Compliance staff from the FinTech/VASP client, engaging with internal stakeholders at both global and regional levels. Evaluation of the adequacy and effectiveness of the FinTech/VASPs control framework in relation to Financial Crime risks, using the defined FinTech/VASP control framework. Derive conclusions and recommendations in cooperation with AFC. Track and document the resolution of recommendations and issues for your assigned client cases. Continuous development of industry knowledge in both the FinTech business and the respective regulatory standards and understanding their implications on the risk framework. Contribute to the continuous improvement of the FinTech control framework as well as the effectiveness of the FinTech ecosystem within CCM. Close collaboration with key stakeholders including AFC, Coverage, and CCM Sales Your skills and experience Passion and ability to explore new FinTech business models and thrive in a dynamic, international environment. Strong knowledge of non-financial risks and the respective regulations, particularly Anti-Money Laundering, demonstrated through experience in KYC, AFC, Audit, or other control functions. Industry experience in transaction banking, ideally within the FinTech segment. Ability to effectively manage cases, adhering strict deadlines while balancing internal priorities and client expectations. Fluent in English (verbal and written) and strong communication skills across all seniority level. Strong proficiency in MS Office programs, with outstanding skills in Excel or PowerPoint Independent working style, self-motivation, and attention to details. Excellent team-player with strong collaboration skills. How well support you . . . . About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Why We Work at Dun & Bradstreet Dun & Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation, and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Credibility and Business Insights Group (CBIG) Dun & Bradstreets proprietary suite of reports help position your business and acts as a catalyst in generating interest among existing and potential business partners. It gives your business the advantage of Dun & Bradstreets outlook to establish the legitimacy, ownership, creditworthiness, overall standing against industry standards and business viability. Our reports are a proactive tool for businesses seeking to establish an updated profile thereby positioning the true picture to stakeholders globally. It also helps • Establish your credibility on a global platform. Enable quicker and better-informed decisions for your stakeholders. Key differentiator between you and your peers Builds confidence of key stakeholders and assists in enhancing your bargaining power. Acts as a catalyst in generating interest among potential trading partners globally. Your Business would obtain a D&B D-U-N-S Number - the most widely accepted global standard for authenticating businesses. For more info visit: www.dnb.co.in Designation: Analyst II SBU: Credibility and Business Insights Group 1. KEY RESPONSIBILITIES 1. Customer Engagement Role requires interaction with senior stakeholders in customer companies (SMEs and Corporates) – CEOs, CFOs, Vice presidents, and alike to understand their business and financial performance Conducting management discussions for the BU and communicating the summary of the discussion to the report analyst in a precise and concise way Resolving client issues through interaction with own and other teams within D&B to provide the quickest and the most efficient solution to client issues while coordinating with sales Understanding on credit and performance rating and undertaking resolution of rating appeals Strong adherence to SLA’s and SOP’s with an inclination to doing the right thing when situation demands Maintenance of records for each customer interaction and customer requirement Resolution of customer queries and enquiries based on customer feedback or query Interact with Correspondents/Customers/Sales Associates/Internally to ensure timely deliverables with desired quality Ensuring required extracts as per business requirements from various data sources Support to sales team for explaining product information to the customers by making presentations, onsite support if required and handling specific queries. 2. Report reviews and rating assignment Undertaking reviews for reports prepared by team – reports may be made for SMEs as well as large corporates and may include varying content based on the report variant Strict adherence to processes and timelines whilst maintaining highest levels of accuracy and quality in line with SLA’s Ensuring appropriate update of relevant MIS’ along with process compliance Perform complex analysis, and work on financial/business research-based assignments /reports Be a part of internal rating committee and product enhancement discussions Responsible for value addition and process improvement in reports Interaction with other SBU members for specific projects 2. KEY REQUIREMENTS CA or MBA with experience of more than 8 years in banking or credit rating industry in a role requiring ongoing client interaction Should have a strong grasp on understanding and analyzing financial statements Internal Use Only Articulate with strong communication skills (verbal and written – English and Hindi) and presentation skills suitable to BU requirements Good knowledge on varied industries will be important Strong analytical skills and ability to provide value added insights Possesses excellent MS-Excel, MS-PowerPoint and MS-Word skills Should not have apprehensions to travel beyond city limits for the interest of Business People Management Be a team player Ability to coordinate between internal and external parties as well as within the internal teams will be important Will work under the direct supervision of Team Lead – Customer Engagement CBIG Primary External Interactions MD/Directors, CXO’s, Proprietors, etc. Primary Internal Interaction Report preparation teams within BU, sales team, customer support team, organization support functions, BU heads, etc. Job Location : Turbhe WFO - 5 days.

Job Summary: The Senior Credit Underwriter - Unsecured Loans is responsible for assessing and approving credit applications. The role involves detailed financial and non-financial analysis of applicants, with a strong focus on credit risk mitigation, policy adherence, and portfolio quality. The underwriter will also support the development of credit frameworks and guide junior team members. Key Responsibilities: Evaluate unsecured loan applications within defined TATs and risk parameters. Analyze applicant profiles using financial statements, bank statements, credit bureau reports (e.g., CIBIL, Experian), and alternate data sources. Approve or recommend decisions within delegated authority; escalate cases requiring higher approval levels. Monitor post-disbursal performance and provide inputs for early warning systems by bounce audits. Collaborate with sales, collections, fraud control, and operations to ensure seamless credit processing. Provide mentoring and training to junior underwriters or credit analysts. Highlight if any fraud parameter or business wise any fraud angle is seen. Qualifications: Bachelor's degree in Finance, Accounting, Economics, or related field or MBA in finance. Minimum 2-3 years of experience in unsecured loan underwriting. Experience with credit decision engines, LOS (Loan Origination Systems), Novel pattern or any other API tools. Familiarity with regulatory guidelines (RBI, NBFC, fintech norms).

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs Qualifications Fluency in SQL and R/Python Previous experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors Strong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones

Job Details Description Underwriter Key Responsibilities Conducts risk assessments and follows NLG Underwriting philosophies by analyzing data, using tools (e.g. medical records, prescription databases, borrowing history, credit rating etc.), and third party information (e.g . medical records, prescription databases, borrowing history, credit rating etc.) to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books . Proactively seeks information (e.g. processes, philosophies, etc.), takes advantage of both formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. Coordinates and communicates (verbal and written) with internal and external constituents to gather information, gain insights, and explain Underwriter decisioning and works to build relationships in a way that demonstrates seamless service excellence. Participates in interdepartmental presentations, helps with new hire training in various subjects. At the higher levels of Underwriting, will guide and educate others to improve Underwriting quality, capabilities, efficiencies, and output . Identifies, communicates, and resolves escalations to deliver on seamless service and protect the bottom line. Factors that lead to success in this role: You get excited, and feel rewarded, in helping people (Customer Focus) You bounce back from setbacks easily (Being Resilient) You tackle tough assignments, face difficult issues, and challenge the status quo with courage You readily and easily adapt to people and situations, using appropriate empathy (Situational Adaptability, Empathy) You relate comfortably with different types of people and easily build rapport and long-standing relationships (Interpersonal Savvy) You use a mixture of analysis, wisdom, experience, and judgement to make sound decisions (Decision Quality) You can clearly convey your message verbally and written (Communicates effectively), and demonstrates strong listening skills You use business knowledge and experience to guide actions (Business insights) You deal constructively with problems that do not have clear answers, appropriately handling risk (Manages Ambiguity) You are great at multi-tasking in a fast-paced, production environment and are technology savvy (web searches, MS Office, data bases, and Mainframes) Minimum Qualifications: Bachelors degree preferred, and minimum 2 years Life Underwriting experience in production-oriented environment required Must be able to pass a background check