425 Credit Rating Jobs - Page 13

The candidate to have an experience in handling Sustainability/ ESG assignments/projects in either consulting, internal corporate role or Rating agency, Good writing including presentation/communication skills Adept in excel/advance excel skills, Understanding of sustainability disclosures and sector nuances Carry out benchmarking exercise for ESG related parameters for various sectors/corporates Enhance ESG assessment framework by incorporating ESG risk nuances pertaining to various sectors Continuous following and updating the understanding on evolving trends in ESG disclosures, sustainable finance, competing ESG assessments External & internal interface conduct presentation to clients; seek feedback from market participants; continuously interact with analysts and operating team Carry out training sessions for ESG assessment Roles & Responsibilities Graduation in finance/environment science or equivalent subjects and MBA thereafter preferable 28 years of experience in ESG consulting / reporting / evaluation Should have thorough technical knowledge of ESG assessment related requirements for various sectors including understanding reported information, computing proxies and validating information and benchmarking Indepth understanding on non-financial disclosure standards in India and globally Strong communication, MS Office (excel skills) presentation skills and ability to interact with senior management Ability to work with different operating teams and projects with tight deadlines

Position: Credit Ratings Role - Large Corporates (Mumbai/ Delhi NCR/ Kolkata) (3-8 yrs) Role : - This position is part of the Large Corporate Credit Rating team. 3-8 yrs of work experience, preferably in credit rating/credit appraisal/ financial research, is a prerequisite. There should be exposed to / credit analysis of corporate entities in any sector - Undertaking detailed analytical research on debt issuers - Publishing timely, topical and high quality research on general market and sector specific trends, contributing to the increasing profile of the Company within the debt capital markets - Conducting analytical reviews with management teams of rated issuers and making written and oral presentations to rating committees, including rating recommendations. Taking responsibility for allocated portfolio, ensuring timely reviews/rating actions as required. Requirements: - 8-13 yrs of work experience, preferably in credit rating/credit appraisal/ financial research, is a prerequisite. There should be exposed to / analysis of corporate entities in any sector excl. financial institutions/ banks. Qualification: CA/ MBA - Robust Analytical skills and ability to form a credit opinion - Preferably some background in dealing directly with corporates as part of the analytical role. Must possess strong financial analysis skills, including developing forecasts, peer/ industry analysis and ability to identify key drivers for any given case/ credit. - Must be a strong team player and possess excellent inter-personal skills, with an ability to integrate quickly into an established team and to deal with colleagues and external parties across the region Location: Mumbai/ Delhi NCR/ Kolkata This position is with a Client of Vertex Corporate Services which is a Leading Rating Agency

Position: Credit Analyst (Investments focussed Family Office) Role: - Undertaking detailed analytical research on debt issuers (Corporate Bonds/NCD/MLD/Tax Free Bonds). Going through the annual reports, credit rating reports, building financials model to understand repayment capability of issuer with financial ratio and cash flow analysis, speaking to the Company/ industry experts/ Banks/ rating agencies to understand the issuer in detail - Benchmarking of financials and physical performance with peers in the industry to understand key strengths and weakness of corporates - Prepare investment note with key financials, pros and cons of the issuer and recommendation to the investment committee - Assessment of quality of security being offered and tracking security cover during the tenor of the facility - Closely monitor the credit exposures with review at quarterly intervals - Connect with direct market participants Brokers, Mutual Funds, Banks, Corporates, PDs, or Insurance companies for sourcing of bonds - Evaluating the AIF’s/ PMS’s/ MF’s investing in debt (Investment grade & high yield products) by speaking to the product manufacturers and taking feedback from the market & preparing the note to be presented to the investment committee Requirements: - Qualification: CA/ MBA/CFA. CA is preferred. - 3-6 years of work experience, preferably in credit rating/credit appraisal/ debt Capital market, is a prerequisite. Exposure to credit analysis of Real Estate, Infrastructure sector entities and Projects is a plus - Robust Analytical skills and ability to form a credit opinion - Preferably some background in dealing directly with corporates/ financial services entities as part of the analytical role. Must possess strong financial analysis skills, including developing forecasts, peer/ industry analysis and ability to identify key drivers for any given issuer Location: Hyderabad This position is for a Client of Vertex Corporate Services which is a Large Family Office focussed on Investments

Position: Credit Analyst-Real Estate & Infrastructure Sector (Investments focussed Family Office) Role: - Undertaking detailed analytical research on debt issuers (Corporate Bonds/NCD/MLD/Tax Free Bonds), mainly entities and Projects in the Real Estate & Infrastructure Sectors. Going through the annual reports, credit rating reports, building financials model to understand repayment capability of issuer with financial ratio and cash flow analysis, speaking to the Company/ industry experts/ Banks/ rating agencies to understand the issuer in detail - Benchmarking of financials and physical performance with peers in the industry to understand key strengths and weakness of corporates - Prepare investment note with key financials, pros and cons of the issuer and recommendation to the investment committee - Assessment of quality of security being offered and tracking security cover during the tenor of the facility - Closely monitor the credit exposures with review at quarterly intervals - Connect with direct market participants Brokers, Mutual Funds, Banks, Corporates, PDs, or Insurance companies for sourcing of RIETs, InvITs & bonds - Evaluating the AIF’s/ PMS’s/ MF’s investing in debt (Investment grade & high yield products) by speaking to the product manufacturers and taking feedback from the market & preparing the note to be presented to the investment committee Requirements: - Qualification: CA/ MBA/CFA. CA is preferred. - 3-6 years of work experience, preferably in credit rating/credit appraisal is a prerequisite. Exposure to credit analysis of entities and Projects in the Real Estate or Infrastructure Sectors is required - Robust Analytical skills and ability to form a credit opinion - Preferably some background in dealing directly with corporates/ financial services entities as part of the analytical role. Must possess strong financial analysis skills, including developing forecasts, peer/ industry analysis and ability to identify key drivers for any given issuer Location: Hyderabad This position is for a Client of Vertex Corporate Services which is a Large Family Office focussed on Investments

Location(s): Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN Line Of Business: RRS(RRS) Job Category: Credit Analysis Research Experience Level: Experienced Hire At Moodys, we unite the brightest minds to turn today s risks into tomorrow s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies: Solid accounting background with a strong focus on financial analysis Demonstrates knowledge of MS Excel, Word, and PowerPoint Strong organizational skills and attention to detail Ability to work effectively in a team environment with matrix reporting Solid verbal, written communication, and interpersonal skills Ability to adapt to a changing environment and prioritize tasks accordingly Education: Minimum Experience: 1-2 years relevant in Credit Rating Analysis, Financial Statement Analysis Preferably a Postgraduate degree in Accounting, Finance, Economics, from a premium institution Good to have CFA/FRM certification Job Responsibilities: The Senior Financial Data Analyst contributes to the success of the Research and Ratings Support team by providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams. This internal-facing role involves working directly with rating and research support analysts, preparing data, and performing various analytical tasks such as spreading, data gathering, and analysis for credit ratings, research, analytical market outreach, and presentations Key responsibilities include: Preparing a variety of discrete credit process inputs, performing preliminary analyses to identify trends in data, and applying reasoning to the completed work product Performing financial statement analysis using accounting and finance principles to read and understand financial statements and other disclosures related to debt issuers performance Applying Moody s relevant methodology standards and requirements to financial data and making appropriate adjustments Creating a variety of standard initial work package items that serve as starting points for the ratings and research process, including data, spreadsheets, charts, and tables Updating financial spreadsheets, charts, and tables Identifying trends in data and applying reasoning to work being completed Initiating/escalating deeper reviews when necessary Preparing presentation materials for outreach activities Providing support for RRS and RR in monitoring/surveillance of Moody s rated issuers Supporting monitoring of analyst credit portfolios through news and industry source tracking and highlighting key issues requiring further analysis Understanding the application of accounting concepts on a particular entity Creating documentation and providing guidance to support analysts and outsourcers Reviewing, adjusting, and publishing data to external market participants Supporting the credit administration process and performing other routine administrative and ad hoc tasks as directed by RRS RR Teams About the Team: Our Research and Ratings Support (RRS) team is responsible for providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams By joining our team, you will be part of exciting work in credit ratings, research, analytical market outreach, and presentations

* Conduct credit analysis & appraisals * Evaluate financial statements & corporate credits * Monitor credit risks & trends * Collaborate with sales team on new opportunities * Manage credit portfolio & ratings

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Date 5 Jun 2025 Location: Bangalore, KA, IN Company Alstom Could you be the full-time Project Cybersecurity Manager in [Bangalore] were looking for Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Management Plan Distributing and ensuring compliance with applicable security requirements and regulations Planning security activities and managing efficient system architecture design Conducting cybersecurity risk analysis and managing project/business impacts Reviewing deployment documents from a cybersecurity perspective Defining and following up on action plans to resolve cybersecurity issues Ensuring cybersecurity awareness is propagated to the Alstom team and suppliers All about you We value passion and attitude over experience. Thats why we dont expect you to have every single skill. Instead, weve listed some that we think will help you succeed and grow in this role: Degree in Engineering or a related field Experience or understanding of cybersecurity management and deployment of security technologies Knowledge of cybersecurity risk analysis methods and industry standards (ISO 2700X, IEC 62443, NIST, etc.) Familiarity with security products and protocols A relevant certification (e.g., GICSP, CISSP, GSEC, CISM) Strong documentation and presentation skills Proven ability to collaborate across functions and communicate effectively Things youll enjoy Join us on a life-long transformative journey the rail industry is here to stay, so you can grow and develop new skills and experiences throughout your career. Youll also: Enjoy stability, challenges and a long-term career free from boring daily routines Work with cutting-edge security standards for rail signalling Collaborate with transverse teams and helpful colleagues Contribute to innovative projects that shape the future of mobility Utilise our flexible working environment Steer your career in whatever direction you choose across functions and countries Benefit from our investment in your development, through award-winning learning programs Progress towards leadership roles within the cybersecurity domain Benefit from a fair and dynamic reward package that recognises your performance and potential, plus comprehensive and competitive social coverage (life, medical, pension) You dont need to be a train enthusiast to thrive with us. We guarantee that when you step onto one of our trains with your friends or family, youll be proud. If youre up for the challenge, wed love to hear from you! Important to note As a global business, were an equal-opportunity employer that celebrates diversity across the 63 countries we operate in. Were committed to creating an inclusive workplace for everyone.

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models (Projections and DCF models will be an added advantage) Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations Good communication skills Ability to multi-task, priority setting and meeting deadlines The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention Clear and logical thinking to understand clients requirements

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

Role & responsibilities : Financing, Banking and Credit Rating Related Preparation of Detailed Project Report (DPR) for Banks Liaising with the TEV Consultant for preparation of Techno Economic Viability (TEV) Report Coordinating with banks for getting sanction for required funding for proposed projects. Fund Flow Planning for the Group. Preparation of Credit Monitoring Arrangement (CMA) for Banks Preparation of financial projections taking into account both technical and commercial aspects for Credit Rating Agencies and Private Equity firms Coordinating with Private Equity firms with respect to their queries on financial projections and assisting them other details required Acquisitions Related To study technical, legal and commercial aspects pertaining to tender documents of Coal/Iron Ore Mines and presenting it to the Directors To evaluate company takeover proposals Drafting and submission of documents required for participating in Mines Auction and coordinating with various departments for documents required Preparation of Financial models to determine the Bid Value at which the mines would be financially viable Corporate Insolvency Related work Submitting Expression of Interests for prospective companies Liaising with legal and tax consultants in the drafting of Resolution Plan Reviewing and finalising the Resolution Plan Evaluating tax efficient structures proposed by the consultants Submission of Resolution Plan and coordinating with the Resolution Professional before and after submission of the Plan Due Diligence of documents made available in data room by the Resolution Professional and. preparation of Financial models to arrive at an acquisition value considering company's internal policies Preferred candidate profile : Education: CA Qualified only Key Skills & Competencies: Expertise in advanced Excel and financial modeling techniques. Strong knowledge of banking documentation, project finance, and investment appraisal. Excellent analytical, presentation, and negotiation skills. Ability to handle high-value financial transactions and work in a deadline-driven environment. Preferred Background : Experience in manufacturing. Interested candidates please share resumes to: sataparna@empowerresources.in Contact Number: 7980076315 (Whatsapp)

Excellent English speaking and written skills Blended Customer service process Min 1 year exp in any BFSI process Min HSC Pick up and Drop till Thane station Easy selection (only 3 rounds) Fixed Day shift with Sat & Sun off Required Candidate profile If interested then call or whats app Sujal @ 9867369341

Select how often (in days) to receive an alert: Select how often (in days) to receive an alert: Edwards India Private Ltd Date of posting: Jun 13, 2025 Your Role To manage and execute financial and operational tasks relating to Financial Accounting, Corporate Finance, Treasury in manner that creates value for the shareholder. Main Responsibilities or Functions of the Job Monitor and direct the implementation of business plans. Manage funding requirements and ensure acceptable financing. Supporting digitization initiatives in line with the sustainability goals of the Group. Safeguarding a good internal control environment in order to protect the company s assets and to make sure that financial reporting and accounting practices are in accordance with The Way We Do Things of Atlas Copco and local statutory rules. Implementation of best practices Support in preparation of specific financial material as and when needed for management meetings, Business Review, Company Review, Legal Boards, AGM general business follow-up. Ensuring audits conducted by external / internal auditors and maintaining good relationships. Managing any third parties to which functions may have been outsourced. Managing funding related to Corporate Social Responsibility (CSR). Weekly Cash Forecast and investment of surplus cash. Maintaining updated documentation for signatories with the banks. Providing all documentation to the banks for renewal of banking limits. Rationalizing the banking limit requirements for the legal entity. Monitoring banking transactions on a day-to-day basis. Engage with Finance department for closure of outstanding items with banks. Supporting users for resolving banking issues as and when required. Managing the business insurance requirements of the legal entity. Support in all strategic initiatives driven by the Group. Monitor Master Data Maintenance such as Vendor Creation, Fixed Assets Verification, etc. Understand and support in mitigating key elements of the companys risk profile. Monitor the implementation of reliable control systems. Maintain appropriate insurance coverage. Support in compliance of all legal and regulatory requirements. Manager relationship with Auditors, Bankers, Credit Rating Agencies, and engagements with other consultants necessary to fulfil the function. Experience requirements Solid progressively responsible experience working for a large corporate with hands on exposure in finance, treasury and reporting. Minimum 3-5 years of relevant experience is expected. Acquainted with the principles and updates of the Companies Act, internal controls over financial reporting, as well as banking regulations in India. Educational requirements - University degree in accounting or finance - Chartered Accountant or equivalent qualification - Proficiency in English (both written and oral) Personality requirements Effective Communication is very important in this role. Multifaceted, result oriented, high performing individual with a collaborative style of working. In return, we offer you Multiple interactions with different stakeholders internally and externally A culture known for respectful interaction, inclusive, ethical behavior and integrity where sustainability matters Potential to see your ideas realized and to make an impact on technically interesting Jobs New challenges and new things to learn every day Plenty of opportunities to grow and develop Global job opportunities, as part of the Atlas Copco Group Edwards is a leading developer and manufacturer of sophisticated vacuum products, exhaust management systems and related value-added services. Edwards solutions are integral to manufacturing processes for semiconductors, flat panel displays, LEDs and solar cells. They are also used within an increasingly diverse range of industrial processes including power, glass and other coating applications; steel and other metallurgy; pharmaceutical and chemical; and for scientific instruments in a wide range of RD applications. Edwards has over 4,000 employees worldwide engaged in the design, manufacture and support of high technology vacuum and exhaust management equipment. Edwards has state-of-the-art manufacturing facilities in Europe, Asia and North America.

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Role Credit Analyst – US Market Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelor’s degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Job Responsibilities Arrangement of Finance: Arrangement of Working Capital Finance for various business requirements across the Group. Arrangement of Vehicle/Equipment Finance. Participation in other funding exercises, including but not restricted to Term Loans, Private Equity (PE), etc. Negotiating interest costs. Banking & Compliance: Completion of banking formalities, including submission of CMA (Credit Monitoring Arrangement) projections, DP (Drawing Power) statements, KYC papers, documentation, etc. BG (Bank Guarantee) Preparation and Cancellation. Bill Discounting - Onboarding and Renewal processes. Employee Financing: Managing Employee Car Financing. Data Management: Creating a Data Bank for timely submission of information to Banks and other stakeholders. Accounting & Reporting: Passing entries in Books of Accounts in respect of funding/borrowing related transactions. Timely completion of regular financial reports and ad hoc information sought by top management for their review. Handling the following activities and MIS preparation: Staff advance, Loan, and Imprest. Gratuity Payment. NPS (National Pension System) deposit. No Dues for FFS (Full & Final Settlement) in System. Market Vehicle Profitability. Indirect expense (except Fleets). Liaison & Support: Liaison and providing information to Credit Rating Agencies. Supporting other teams/cross-teams in respect of any Bank-related issues. Coordination with Vehicle Sellers for invoicing (credit notes etc.) and passing corresponding entries in books of accounts. Required Knowledge & Experience Knowledge of Banking and Credit Rating. Minimum Debt Book handled of approximately Rs. 200 Crores with essential experience in handling working capital and rupee term loans. Sound working knowledge of MS Excel.

Role objective Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank Reporting Authority Sr. Team Member Education CA/ MBA/ CFA or equivalent from reputed institute Experience 4-8 yrs of post qualification experience preferably in business, credit function of Bank/ NBFC Job Description Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank. Key activities include Detailed review and understanding of credit (industry, business, financials, management), credit ratings Preparation of rating rationale along with rationale for any changes in risk scores Review deviations to the credit policy of the Bank o Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects etc Approve judgmental rating action proposed as per delegation matrix o Decision making along with the stakeholders (Credit/ Business) Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFC/ Brokers/ MFI/ Projects/ Small, Micro Enterprises/ Business Banking o Effective resolution of internal audit/ external audit/ RBI queries • Review and recommend on classification of Borrowers under Financial Difficulty • Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate. Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers, Benchmarking of companies within sectors Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division. Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals. Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Reporting directly to the Group Company Secretary and indirectly to the Regional Company Secretary (APAC, Europe & Banking), the successful applicant will provide crucial banking / finance related administration, KYC and CDD support to the company secretarial team and also have responsibility for delegated company secretarial and associated matters for a number of group companies based both in and outside India. This role is for someone keen to take on a varied and interesting role within a fast moving and dynamic team – this is not a traditional company secretarial role. It is important to note that the role requires a hands-on, flexible approach and a willingness to deal with regular day-to-day administration, such as filing, coordinating signatures, correspondence, etc. related to the Group banking portfolio. In addition, the successful applicant will form part of a wider team (based in Amsterdam, Johannesburg, Senegal, Mumbai and Puerto Rico) who collectively perform a similar role for group companies worldwide. The core duties are, i) to support the management of the corporate banking administration and compliance function group wide, including the drafting and reviewing of legal documents (such as board/shareholder resolutions, intragroup agreements) and ii) responding to incoming KYC enquiries and requests. providing company data and details in a timely manner, as well as the management of an online electronic database (to which external parties can be granted secure access) through which corporate documentation and data can be securely shared. DEPARTMENT: Company Secretarial The department supports all business areas and provides corporate administration services, the creation and maintenance of the corporate legal records for all group companies and responding to KYC enquiries, by receiving and responding to incoming requests, as well as maintaining an online database of corporate details, corporate identification documents and other data, and managing access to the same. KEY RESPONSIBILITIES: Provision of support for the administration and management of all bank account related, corporate finance, KYC, CDD and compliance matters for the group’s entities across a variety of jurisdictions. Responsibilities will include but are not limited to: Drafting, coordinating and managing the timely and accurate execution of legal and corporate documents – resolutions, board minutes, powers of attorneys, bank facilities, loan, guarantees and related agreements, to ensure that the companies fulfil their legal and statutory obligations in the relevant jurisdiction. Providing company legal administration services to and overseeing document and record management and other administrative processes for, a portfolio of companies. Liaising with and supporting internal group functions (including legal, tax, finance, treasury) as well as external suppliers, professional advisors (audit and legal) and company agents. Ownership of the administration and management of all inbound KYC enquiries. Responding to KYC requests from internal and external requestors by ensuring the accuracy and collating signatures accordingly. Maintenance and updating secure online documentation database. Maintaining accurate and proper records and overseeing document and record management and other administrative processes. Liaising with and supporting internal group functions (including Global Banking and treasury) as well as external suppliers and counterparties. SKILLS & COMPETENCIES: Experience with Indian corporate secretarial practice and relevant company law principles, as well as associated compliance requirements is essential. Experience working with other legal jurisdictions gained specifically in a banking / financial institution environment is preferred. Familiarity with the principles and background of global anti- money-laundering regulations and KYC compliance, as well as standard requirements and the importance of compliance in the global regulatory environment. 1-3 years of relevant work experience, gained ideally in an in-house legal or company secretarial department or with a bank or similar financial institution. Relevant academic background; law or finance degree and/or professional qualification (eg. ICSI or ICSA) preferred. Formal company secretarial registration/membership required. Demonstrable ability and willingness to work in a fast-paced commercial environment, often dealing with senior management and colleagues based worldwide. Ability to work independently and comfortable with managing a busy workload of changing priorities. A practical, ‘can do’ attitude and ability to produce quick solutions is essential. A ‘hands-on’ approach towards management of day-to-day tasks Fluent English is essential; other languages desirable but not essential. Familiarity with standard MS Office computer software; Computershare GEMS or other company secretarial software is preferred. Excellent oral and written communication skills. Energetic, dynamic and enthusiastic personality. Reporting Structure - Reporting directly to the Group Company Secretary, with an indirect functional reporting line to the Regional Company Secretary (APAC, Europe & Banking). - Senior Company Secretary - Regional Company Secretary (APAC, Europe & Banking) - Directors and other colleagues based in Mumbai, Johannesburg, Amsterdam - Colleagues in other offices worldwide - External Service Providers

Roles and Responsibilities: The Senior Rating Analyst would conduct end-to-end rating involving the following primary responsibilities: The position is part of the Infrastructure Group and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensuring timely delivery of the same as per the laid down regulatory timelines. To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company. To prepare rating reports covering the risk assessment concerning Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations. Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering. To take ownership of the folio by carrying out regular surveillance, monitoring, and reviews every quarter/ material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries. Strictly adhere to standard operating procedures, regulations & policies. Mentor and guide junior rating analysts Competency / Skills: Good domain knowledge in the credit ratings/banking / financial services sector with an analytical approach. Assessment of the creditworthiness of large and medium businesses. Good analytical and presentation skills to present the facts along with rating recommendations to the rating committees. Good written and oral communication skills in English (for report-writing, making presentations). Good customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders. Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills. Good interpersonal skills and the ability to work with a larger team under the guidance of mentor team members. Skilled in working with details and numbers. A strong sense of ethics.

Location(s): Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN Line Of Business: RRS(RRS) Job Category: Credit Analysis & Research Experience Level: Experienced Hire At Moodys, we unite the brightest minds to turn today s risks into tomorrow s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Solid accounting background with a strong focus on financial analysis Demonstrates knowledge of MS Excel, Word, and PowerPoint Strong organizational skills and attention to detail Ability to work effectively in a team environment with matrix reporting Solid verbal, written communication, and interpersonal skills Ability to adapt to a changing environment and prioritize tasks accordingly Education: Minimum Experience: 1-2 years relevant in Credit Rating Analysis, Financial Statement Analysis Preferably a Postgraduate degree in Accounting, Finance, Economics, from a premium institution Good to have CFA/FRM certification Job Responsibilities: The Senior Financial Data Analyst contributes to the success of the Research and Ratings Support team by providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams. This internal-facing role involves working directly with rating and research support analysts, preparing data, and performing various analytical tasks such as spreading, data gathering, and analysis for credit ratings, research, analytical market outreach, and presentations Key responsibilities include: Preparing a variety of discrete credit process inputs, performing preliminary analyses to identify trends in data, and applying reasoning to the completed work product Performing financial statement analysis using accounting and finance principles to read and understand financial statements and other disclosures related to debt issuers performance Applying Moody s relevant methodology standards and requirements to financial data and making appropriate adjustments Creating a variety of standard initial work package items that serve as starting points for the ratings and research process, including data, spreadsheets, charts, and tables Updating financial spreadsheets, charts, and tables Identifying trends in data and applying reasoning to work being completed Initiating/escalating deeper reviews when necessary Preparing presentation materials for outreach activities Providing support for RRS and R&R in monitoring/surveillance of Moody s rated issuers Supporting monitoring of analyst credit portfolios through news and industry source tracking and highlighting key issues requiring further analysis Understanding the application of accounting concepts on a particular entity Creating documentation and providing guidance to support analysts and outsourcers Reviewing, adjusting, and publishing data to external market participants Supporting the credit administration process and performing other routine administrative and ad hoc tasks as directed by RRS & R&R Teams About the Team: Our Research and Ratings Support (RRS) team is responsible for providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams By joining our team, you will be part of exciting work in credit ratings, research, analytical market outreach, and presentations

Role: The GAC SPOD - Commercial team conducts business, financial, and market research to support and contribute to our clients (Sales) business development initiatives. This role plays a vital part in assembling custom pitches, collaterals, pre-meeting packages, value books, reporting, operations, CDDQ s and executing other key activities. Some of these activities include: Functional Responsibility & Domain Related Content Development: Create Pre-Meeting Briefings, Value Books, RFPs , and other presentation and research materials in PowerPoint, Word or Excel, tailored to specific companies or sectors. Project-Based Research: Conduct data management, analysis, and industry research to support business development. Market & Competitive Intelligence: Track client products, services, industry trends, and competitor activity to provide actionable insights. Client Due Diligence (CDD): Assist in preparing, reviewing, and completing Client Due Diligence Questionnaires, ensuring compliance and accurate reporting. Market Analysis & Forecasting: Perform market sizing, statistical modeling, and trend analysis to support Ratings sales strategies. Operational Efficiency: Manage queries, mailbox support, and optimize reporting mechanisms. Automated Business Intelligence: Create weekly/monthly reports and dashboards utilizing BI tools for seamless data management. Client & Stakeholder Management Cultivate strong, trust-based relationships with clients and internal teams across global markets, ensuring seamless service delivery. Collaborate actively with stakeholders to enhance operational efficiency and optimize business development processes. Candidate Profile: Understanding of international financial markets, credit rating systems, and financial instruments, with awareness of industry trends and market developments. Experience with financial tools such as Bloomberg, Capital IQ, IHS Markit, etc. Problem-solving skills and ability to work with large datasets Proficiency in Advanced Excel, PowerPoint, Power BI, and other BI tools. Strong verbal and written communication. Essential Qualification: Bachelor s degree or equivalent with 0-1 years of relevant experience in research, business development, financial analysis, or operations.

About the Role: Grade Level (for internal use): 09 The Role Commodity Chemicals Analyst The Team You will be working with a global analysts team supporting the commodity chemicals experts all over the world to conduct research and analytics work for the related industry and market. Maintain Chemical Assets database for producer and chemical capacity information. The Impact You will work as part of the newly developed workflow and with newly launched systems to contribute to the supply-demand model of specific value chains. Maintain and update the data required by the model, including but not limited to capacity, trade and demand. Whats in it for you Abundant training programs and self-development opportunities Diversity and inclusiveness in the workplace Group term life insurance and additional medical coverage, Paid holidays and leaves Responsibilities: Persistent, with a natural curiosity about chemical market fundamentals and technical details. Update Chemical Assets database to reflect changes. Efficiency, accuracy, and attention to detail are essential since data changes will go live to clients on a daily basis. Support subject matter expert, explaining the relationship between feedstocks, supply, demand, and trade flows. Expert status in Microsoft office and advanced excel. Working knowledge of Power BI, SQL and/or Python is a plus. Ability to structure, format, and present raw/calculated Excel data in a clean and efficient manner. Responds to client requests/inquiries for data and analysis. Adept at managing multiple tasks and adhering to regular deadlines. Able to adjust priorities throughout the day. Works well in a global team environment, focusing on collaboration and adapting to the needs of a diverse team. Being a team player is a vital aspect of the position, and it is expected that the candidate will work well individually, as well as in a global team environment. Displays well-rounded communication skills that implement good listening techniques, clear, concise writing style, and good verbal skills. The ability to communicate across a wide range of groups and personalities internally and externally. What Were Looking For BA/BS or MS in Chemical Engineering, Chemistry, Economics, Business, or other numerate discipline preferred. Equivalent experience within the chemical industry also considered. Prior experience with 1-5 years of full-time working, preferably in a detail-oriented environment Fluent in English Knowledgeable in chemical and petrochemical industry is a plus About S&P Global Commodity Insights At S&P Global Commodity Insights, our complete view of global energy and commodities markets enables our customers to make decisions with conviction and create long-term, sustainable value. Were a trusted connector that brings together thought leaders, market participants, governments, and regulators to co-create solutions that lead to progress. Vital to navigating Energy Transition, S&P Global Commodity Insights coverage includes oil and gas, power, chemicals, metals, agriculture and shipping. S&P Global Commodity Insights is a division of S&P Global (NYSESPGI). S&P Global is the worlds foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the worlds leading organizations navigate the economic landscape so they can plan for tomorrow, today.For more information, visit http://www.spglobal.com/commodity-insights . Whats In It For You Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technologythe right combination can unlock possibility and change the world.Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you cantake care of business. We care about our people. Thats why we provide everything youand your careerneed to thrive at S&P Global. Health & WellnessHealth care coverage designed for the mind and body. Continuous LearningAccess a wealth of resources to grow your career and learn valuable new skills. Invest in Your FutureSecure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly PerksIts not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the BasicsFrom retail discounts to referral incentive awardssmall perks can make a big difference. For more information on benefits by country visithttps://spgbenefits.com/benefit-summaries

Functional Responsibility Having sound knowledge of banking domain (Wholesale, retail, core banking, trade finance) Experience and good understanding of credit appraisal, loan origination process and portfolio monitoring for BFSI Should have an understanding of financial ratios, annual statement and financial instruments. Supporting clients by providing user manuals, trainings, conducting workshops and preparing case studies. Process Adherence Review the initial and ongoing development of product Responsible for documenting, validating, communicating and coordinating requirements. Provide support to business development by preparing proposals, concept presentations and outreach activities Maintaining and updating tracker, reviewing test cases, providing training to internal as well as external stakeholders Client Management / Stakeholder Management Interact with clients in relation to assignment execution and manage operational relationships effectively Interact with client for requirement gathering, issue tracking, change request discussion, FRD writing and preparing project status reports People Development Co-ordinate with assignment-specific team of consultants, developers, QA and monitor performance to ensure timely and effective delivery