425 Credit Rating Jobs - Page 17

Role:- Commercial Project Manager Location:- Gurgaon Project Management: Lead and manage projects throughout the entire project life cycle. Active involvement in sales and project initiation phases, including customer requirements analysis, commercial and contractual feasibility assessment, and ECC matters. Review and evaluation of contract conditions, including legal scrutiny. Conduct commercial project status meetings with stakeholders. Ensure the correct methodology for evaluating risks and opportunities is applied. Identify, evaluate, assess risks and opportunities, and develop appropriate response strategies. Ensure adherence to regulations, including the role of the CPM as per FRG, NCM guidelines, and specific regulations. Coordinate onshore and offshore allocations with the Project Manager. Ensure compliance with internal controls (RIC), including ICFR. Project Finances: Verify cost and pricing calculations and maintain accurate project books and records, including SAP data. Prepare commercial documentation for regular project status meetings and ensure data accuracy (FC, MIKA, cash flow). Manage asset management and initiate invoicing per project progress and contractual terms. Ensure compliance with Siemens FRG and local GAAP requirements. Oversee the application and management of financial guarantees, bonds, and project securities. Support the PM in identifying and minimizing non-conformance costs and implementing lessons learned. Risk, Contract, and Claims Management: Ensure compliance with LOA guidelines for commercial aspects and risk management processes. Participate in contract/claim/change order negotiations for commercial aspects. Establish a contract and claim management framework, involving the assigned CM when necessary. Summarize critical and legal elements, ensuring their consideration in partner/subcontractor contracts. Identify, assess, respond to, monitor, report, and escalate all commercial risks, such as calculations, tax, insurances, and currency. Communicate relevant commercial contractual obligations/conditions to project team members. Participate in the Change Management Authority (change control board) for change request review and approval. Perform credit risk analysis for potential customers, in collaboration with Global Procurement for suppliers. Compliance to Standards, Rules, and Regulations: Lead project members to adhere to Business Conduct Guidelines and promote a culture of trust and integrity. Ensure compliance with relevant tax regulations, including PATAC, NCM, and PE management. Compliance with export control regulations. Adherence to hedging/currency regulations. Support PM in establishing a framework for regular compliance checks in the project.

RoleCommercial Project Manager LocationGurgaon Project Management: Lead and manage projects throughout the entire project life cycle. Active involvement in sales and project initiation phases, including customer requirements analysis, commercial and contractual feasibility assessment, and ECC matters. Review and evaluation of contract conditions, including legal scrutiny. Conduct commercial project status meetings with stakeholders. Ensure the correct methodology for evaluating risks and opportunities is applied. Identify, evaluate, assess risks and opportunities, and develop appropriate response strategies. Ensure adherence to regulations, including the role of the CPM as per FRG, NCM guidelines, and specific regulations. Coordinate onshore and offshore allocations with the Project Manager. Ensure compliance with internal controls (RIC), including ICFR. Project Finances: Verify cost and pricing calculations and maintain accurate project books and records, including SAP data. Prepare commercial documentation for regular project status meetings and ensure data accuracy (FC, MIKA, cash flow). Manage asset management and initiate invoicing per project progress and contractual terms. Ensure compliance with Siemens FRG and local GAAP requirements. Oversee the application and management of financial guarantees, bonds, and project securities. Support the PM in identifying and minimizing non-conformance costs and implementing lessons learned. Risk, Contract, and Claims Management: Ensure compliance with LOA guidelines for commercial aspects and risk management processes. Participate in contract/claim/change order negotiations for commercial aspects. Establish a contract and claim management framework, involving the assigned CM when necessary. Summarize critical and legal elements, ensuring their consideration in partner/subcontractor contracts. Identify, assess, respond to, monitor, report, and escalate all commercial risks, such as calculations, tax, insurances, and currency. Communicate relevant commercial contractual obligations/conditions to project team members. Participate in the Change Management Authority (change control board) for change request review and approval. Perform credit risk analysis for potential customers, in collaboration with Global Procurement for suppliers. Compliance to Standards, Rules, and Regulations: Lead project members to adhere to Business Conduct Guidelines and promote a culture of trust and integrity. Ensure compliance with relevant tax regulations, including PATAC, NCM, and PE management. Compliance with export control regulations. Adherence to hedging/currency regulations. Support PM in establishing a framework for regular compliance checks in the project.

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Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 11 Jun 2025 Organisational Skills Skill Credit Highest Education Bachelor of Arts Working Language Marathi About The Role TAT Management Achieve the Budgeted business volume for the financial year Maintain portfolio quality Portfolio Hygiene & Housekeeping

Basic Section No. Of Openings 1 External Title Credit Analyst Employment Type Permanent Employment Category Office Closing Date 06 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Credit Cards Department Credit Sub-Department Underwriting Generic Role Analyst External Title (Job Role) Credit Analyst Division Credit Cards Zone South State Tamil Nadu Region Tamil Nadu Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Sales Highest Education Bachelor of Science Working Language English Tamil About The Role Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation

Basic Section No. Of Openings 1 External Title Credit Analyst Employment Type Permanent Employment Category Field Closing Date 04 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Credit Cards Department Credit Sub-Department Underwriting Generic Role Analyst External Title (Job Role) Credit Analyst Division Credit Cards Zone South State Tamil Nadu Region Tamil Nadu Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Sales Highest Education Master of Business Administration Working Language English Tamil About The Role Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation.

* 1-2 years of handling Level 1 Customer Service support in a voice process. * Customer Centric Orientation: Ability to understand and address the unique needs of authors and reviewers, providing tailored solutions. * Problem-Solving Skills: Strong problem-solving and time management skills, with the capacity to work independently and learn new skills. * Communication Skills: Excellent interpersonal and communication skills required to effectively communicate with authors and reviewers. * Teamwork: Ability to work effectively in a team, manage multiple tasks, and meet tight deadlines in a fast-paced environment. * Technical Proficiency: Experience in MS Office (Word, Excel, and PPT) and Content Management System tools is preferred. Education Any Bachelors degree Responsibilities Provide customer-centric support to authors and reviewers, ensuring seamless publication of research reports with minimal disruption. * Author-Centric Support: The primary role is to provide customer-centric support to authors & reviewers throughout their content creation to publication journey. This includes understanding their unique needs, addressing queries, and providing tailored solutions. * Effective Communication and Escalation: Communicate with authors and reviewers effectively and empathetically, addressing issues and inquiries following support procedures. Escalate when needed, always keeping the authors needs and concerns in mind. * Responsive Issue Management: Address all issues related to publishing with a high level of urgency, ensuring minimal disruption to authors. This involves evaluating each situation on a case-by-case basis and taking the appropriate response or escalation actions within the agreed-upon SLA and SOP. * Publication Process Support: Provide guidance and assistance to authors during the publication of research reports using CMS and FMP in accordance with approved SLA and SOPs. This involves a focus on making the publishing process as seamless and intuitive for authors as possible. * Knowledge Maintenance and Continuous Learning: Stay updated on current, new, and expired issues including workarounds. This role requires an understanding of all documented functions, SLAs, and a commitment to continuous learning to improve service quality and author satisfaction.

About The Role : Job TitleClient Service Analyst, AS LocationMumbai, India Role Description Institutional Cash & Trade Management (ICT) helps Financial Institutions clients to optimize their treasury and commercial payments businesses. This improves their cash flow, while offering a wide range of solutions including channel management, global payment services, check services, liquidity management, information and reporting services, and financial supply chain management. TFFI facilitates their Trade Finance needs by originating, arranging and facilitating Letters of Credit, Trade-related Guarantees and Documentary Collections destined into and out of Deutsche Banks global network of Trade Finance locations as well as providing Trade Financing in certain hubs. The TF product range consists of traditional trade products (such as LCs, guarantees, and collections), FI Financing, trade reimbursement services, structured short-term trade finance (e.g. Structured LCs) and electronic banking products. ICM improves their cash flow, while offering a wide range of solutions including channel management, global payment services, check services, liquidity management, information and reporting services, and financial supply chain management. ICT Client Service Officer (CSO) cover clients out of our global locations with hubs in Frankfurt, London and New York. ICM Client Officers provide personalized and proactive service to financial institutions for their day-to-day cash management business needs. The position we are looking for is covering clients in our region Western Europe and APAC markets. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Client Service Officer (CSO) role will be responsible to resolve client queries related to commercial transaction flow. CSO are first point of contact and provide end-to-end query resolution to client. This role involves various stakeholder engagement. A person who understands and managing cross-functional processes with knowledge of Cash management functionsSpecific to Global payments Operations, Payment Investigations, Funds Release, Cross border Payments. Proactive contact with clients to ensure that first class service is continuously delivered to our client base as well as to identify the needs of the clients (business opportunity spotting) thus supporting the growth of business and income for Deutsche Bank Providing information and solutions to client enquiries around Payments (EUR, USD, MCCY), Balances, Checks, Service Bills, Regulatory Issues and other investigations as requested. Be the first point of contact for trade related client inquiries concerning trade requests for repetitive inquiries, RMA establishment, inquiries on claims and check of adoption status Client setup, training and maintenance for cash and trade products including documentation to ensure a seamless process flow from implementation to regular after-sales service Active handling of Due Diligence inquiries received from the Compliance teams in Deutsche Bank, approach the involved clients, securing all deadlines are met Handling of the internal fee and billing scheme Your skills and experience Experience of institutional client service in International Clearing and Payments Business or experience in Trade Finance Business Solid understanding of the Financial Institutions markets (5 years) Sound understanding of Payment Systems (CHIPS, Fedwire, EBA, SEPA) and SWIFT methodology and formats (MT format as well as ISO20022) related to payments Strong client/ service focus and excellent relationship, communication and teamwork skills, committed to internal policies and corporate governance Strong ability to work independently and under tight deadlines and support the CSOs in other locations on an as needed basis Business Language is English How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

Experienced analyst for FI role. Role Summary Functional Responsibility/Domain Related • Support global Credit Analyst(s) to track the performance of a portfolio of Banks and Financial Institutions operating mostly in the European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research • Track and understand industry, regional and regulatory dynamics and trends • Analyze financial and operational performance; work on financial models and projections; and conduct peer analysis • Prepare internal credit analysis and notes • Assist global Credit Analyst(s) in the preparation of publishable credit rating and research reports 1. Process Adherence • Follow defined processes in day-to-day execution of assignments • Ensure retention, documentation, and dissemination of knowledge • Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization. • suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited 2. Client Management/Stakeholder Management • Build and maintain strong relationships with international clients • Manage a wide range of requests from various global Credit Analysts • Understand and contribute proactively to client priorities Candidate Profile 1-3 OR 3-6 Years of relevant experience in credit analysis and ratings, credit research, and report writing, covering global markets (preferably European countries) or domestic markets for Banking Sector/ Financial Institute

Roles and Responsibilities: The role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines. To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company. To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations. Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of regular monitoring and data gathering. To take carry out regular surveillance, monitoring, and reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, and handling internal and external audit queries. Strictly adhere to standard operating procedures, regulations & policies. Competency / Skills: Good domain knowledge in the credit ratings/banking / financial services sector with an analytical approach. Assessment of creditworthiness of large and medium businesses. Good analytical and presentation skills to present the facts along with rating recommendations to the rating committees. Good written and oral communication skills in English (for report-writing, making presentations). Good customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders. Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills. Good interpersonal skills and ability to work with the larger team under the guidance of mentor team members. Skilled in working with details and numbers. A strong sense of ethics.

Key Accountabilities & Support Actions Portfolio monitoring includes but not limited to daily / weekly monitoring of updates on all the cases under portfolio which includes daily alerts / classification of alerts into different risk category / monitoring of credit rating / financial metrics / legal cases / adverse news both positive & negative. Taking timely & appropriate action basis the changes. Timely renewal of the cases. Preparation of scorecard and testing of the same. Qualifications CA / MBA 6-7 years of Experience. Understanding of credit assessment / underwriting of multiple industry operating in India. Working in Bank / NBFC. Working in working capital division Qualifications: MBA Minimum Experience Level: 2-5 Years Report to: NA

Credit Analyst JOB SUMMARY Looking for credit analyst for the fund management team of Max Life Insurance that manages AUM of over Rs 1.70 lac crore and credit portfolio of over Rs 30,000 crores. KEY RESPONSIBILITIES Overall responsibility for managing credit risk, comprising of corporate bonds with credit rating ranging from A to AAA, State development loans, Special purpose vehicles, Infrastructure investment trusts (INVIT), REITs, Alternative investment funds. Credit evaluation of new and active monitoring of existing exposures. Research and maintain database of credit market data/metrics. Individual that has passion for fundamental research, understanding business models of companies from various sectors and having strong background for financial statement analysis. The person to have prior experience in handling credit book (comprising of issuers from various sectors) in Mutual funds, Banks, Credit rating agencies and/or insurance companies. Experience of evaluating structured credit would be an added advantage. MEASURES OF SUCCESS Performance of credit portfolio, new credit additions Active coverage of credit companies and reporting Timely analysis and reporting MINIMUM EDUCATION CA or MBA (Finance) from reputed B-School. MINIMUM/SPECIFIC EXPERIENCE 2-7 years of experience in credit function in a Fund Houses/Insurance co./Banks/Rating agencies. KNOWLEDGE/SKILLS/ABILITIES Good understanding of credit markets Strong customer relationship building skills and presentation skills Good communication, interpersonal skills Highly motivated and high energy personality

Acquiring new clients through focused research and a consultative approach. The role requires continuous relationship management of the acquired client. Managing existing Brickwork Ratings (BWR) relationships and focusing on additional mandates for credit ratings, grading services, and various risk & advisory mandates. Meeting key decision makers, decision influencers, and other senior officials to increase the visibility of Brickwork Ratings (BWR) which is a boutique advisory firm offering services and solutions in risk management, research, analytics, investment management, infrastructure advisory, and skill development. Meeting corporate clients at various levels including Finance teams, Treasurer, and CFO, as well as meeting bankers at various levels in head office and branches Constant updates on market developments across the portfolio of clients, competition, regulations, and best industry practices. Ensuring monthly, quarterly, and annual revenue targets are met. Timely updating of client pipeline reports, call reports, and client calls. Enhancement of the Company s social media presence. Constant client engagement by facilitating interviews, vodcasts, symposiums, etc. in collaboration with the Social Media team Ensuring timely invoicing and ensuring prompt client payments. Competency / Skills: Excellent Communication & Interpersonal skills Marketing & Sales skills including negotiation & persuasion skills Research & Strategy - strong research and strategic analysis skills to benchmark the competition and keep the company ahead of it. Business Intelligence - Knowledge about products and services of the financial services sector especially of a credit rating agency is essential. Good insights about the competition with the required leverage to surpass them. Organizational and People Skills Computer Skills: Decent competency in working with Microsoft Office, Excel in particular, and working knowledge of CRM software.

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Senior Analyst Qualifications: Any Graduation Years of Experience: 5 - 8 Years What would you do? 8-10 years of experience in Property & Casualty Underwriting or Policy Servicing across shared services/Third Party BPO service providers (Essential) Hands on experience of managing the one of the following tasks from the earlier experience from Insurance Underwriting Cycle - Policy Issuance, Premium Audit, Pricing Reading, Endorsement, Quote/Booking, Aggregation / Modeling, Contract Reading, Slip Processing, Benchmarking, Binders Processing, Submission, Declarations, Cancellations, Reinstatements, Insurance KYC.Define Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for? Good to have someone with experience in Re-Insurance Fac and Treaty business. Tracks and translates quality, timeliness, productivity, and service delivery requirements into individual, team, and unit metrics. Recommends how and what performance measurements to collect for performance data. Review and manage production and quality control reports and take appropriate action for improved results. Work independently on the largest and most complex accounts with limited direction from the underwriters, team lead, and/or underwriting managers. Reviews and analyzes the most complex premium allocations from clients and brokers and responds to all queries related to regulatory compliance, structure, fees, and progress execution. Develop skills, knowledge, and competencies of the underwriting assistants through coaching and providing feedback in cooperation with the team leader and/or underwriting manager. Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation

www.rentomojo.com About the Company We, RentoMojo, were founded by IITM alums and serial entrepreneurs who worked out of almost every major city in India in his first five years of corporate career. Frustrated with the hassles of relocating from one place to the other, and tired of finding that perfect cluster of home essentials that suited their lifestyle. "The spending youth, especially the millennials & Gen Zs prefer staying light, desire flexibility and are value conscious. Willing to experiment with new stuff across categories that make life simpler and not boring, these generations are also sensitive to our planets sustainability. Our customers and employees identify with what we do , is what Geetansh Bamania, our Founder and CEO has to say. RentoMojo caters to the needs of the working professionals which is unmet due to nonavailability of furnished rental flats by offering furniture and appliances on rental basis, thus, providing more flexibility than owning the expensive furniture and appliances. Currently, we have 130,000+ subscribers with a typical rental period of 1214 months. The current market size (as per a recent report by Grant Thornton) is estimated to be US$ 4.1 Billion and expected to grow to US$ 13 Billion by 2025. With 1000+ people operations, the company has a presence in 16 cities across India. Looking back, Rentomojo has not only made a new market of lease which never existed for the consumer, they have also become market leaders in the consumer rental industry. Unlike the norm, they are now seeing a reverse trend wherein a version of ours is being copied in the US and UK. We are also profitable at monthly PAT since Oct 2021. Five Pillars of our Culture: Zoom InZoom Out : We zoom in and go micro; our focus would be doing better in everything, including things we already do well. We zoom out a lot for creating successful pilots that can potentially scale into a lot of value add in the future, like strengthening our offline presence. Enterprising Mindset: If you are bold enough, you will have life changing growth opportunities here. We will continue to expand the responsibilities of hungry and willing people. If you are ready to do what you have never done, you will find roles that you have never managed. Growing people from within was a significant contributor to the Fortune employers choice award that we won in 2022 and more importantly thats one of the biggest reasons of our success & continued momentum Frugality: Measure Twice and Cut once. It is always easy to spend more money to get more done, but it lacks any form of challenge. We have to grow and become better without a proportionate increase in cost. For every penny that we spend or that we put up to spend, expect a lot of discussions, debates and conversations. Planning is going to be important, data has to be the foundation, detailing will be a must and world class execution is the only way we will move forward in this journey. Accountability: Less Why, more How. We will always have more to bite than we can chew, we will always have to make choices and prioritize while we progress. We can have hundreds of reasons behind why something can not be done, but we have to remain focused on the how of things. The focus on how will help us find ways to get done, what needs to get done. Think, decide, play and act for the long term. The only time we will make short term decisions is when they help us in the longer term. To me, the long term is all about consistency and not intensity. Recent Media Coverage: YourStory , Dec 2022 The Core Team: Geetansh Bamania - Founder & CEO Ketan Krishna - People & Governance Head Prabhat Verma - VP of Engineering, Data & Product Hakim Ujjainwala - Head of Capital and Resourcing Shivendu Ojha - Customer Operations and Sales Rohan Kulkarni - Head of Corporate Finance and Strategy Aman Jha - Head of Operations & Procurement Akash Jangid - Chief of Staff Dhruv Wahal - AVP - Growth and Marketing ROLE : Finance executive LOCATION : : Bangalore NUMBER OF DIRECT REPORTEES : Individual contributor role KEY RELATIONSHIPS REPORTS TO : Senior Manager Finance Responsibilities Roles and Responsibilities Manage companys capital structure and review with senior leaders. Partner with various business teams to support financing decisions. Documentation for on boarding investors and serve as the key point of contact for the investor community. Build analytical models to evaluate capital structure decisions including financing, return of capital, and contingency planning. Build and/or maintain deal collateral, teaser, one pager, Information memorandum, financial model, debt profile, and other important metrics. Etc Assist in research for various information cuts, new MVPs, new business lines, new financing structures, etc Assist in data mining for new financing structures, means of finance, and the nature of lenders/investors (both domestic and/or international). Model credit rating outcomes and assist in managing relationships with rating agencies. Support maintenance, user entitlement, and activities relating to Treasury workstation and electronic banking portals. Provide broad-based, analytical support to the Treasury team for cash management processes and initiatives. Qualifications ACCA Pursuing CA or MBA (Finance)Fresher or BCOM/MCOM with minimum 2 yrs experience Advanced level expertise with MS Excel, Word, PPT, and other similar tools. Advanced analytical and problem-solving skills with keen attention to detai

Position : Real Estate/Construction Sector Equity/Credit Rating Professional (8-14 yrs) Role and Requirements : - MBA with 8-14 yrs of experience - Should have extensive experience in equity/ credit rating/ credit research in the Indian Real Estate/Construction Sector and on Indian Companies in the Sector - Role will involve Sector Reports/ thought leadership on the sector as well as credit rating of proposals of companies in the sector - He/She should be able to write special reports on the Sector - Should have knowledge and experience in financial analysis/ credit appraisal/ credit rating/ equity research for the Indian Real Estate/Construction Sector - Excellent written and oral communication skills - Knowledge of financial analysis - Expertise in MS Suite of Products Location : Mumbai This position is for a Leading Credit Rating Agency

Relationship with banks & statutory bodies for smooth business operation &working capital requirements. Responsible for credit rating . Financial reporting to management. Review of Due Diligence &Valuation Reports, Balance Sheet splitting. Required Candidate profile Must have worked with larger manufacturing companies. Candidates having worked in Banks / NBFCs shall be given preference. Should have excellent leadership, interpersonal and relationship management

Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors. Acquiring new clients through focused research and a consultative approach. The role requires continuous relationship management of the acquired client. Managing existing Brickwork Ratings (BWR) relationships and focusing on additional mandates for credit ratings, grading services, and various risk & advisory mandates. Meeting key decision makers, decision influencers, and other senior officials to increase the visibility of Brickwork Ratings (BWR), which is a boutique advisory firm offering services and solutions in risk management, research, analytics, investment management, infrastructure advisory, and skill development. Meeting corporate clients at various levels including Finance teams, Treasurer, and CFO, as well as meeting bankers at various levels in head office and branches Constant updates on market developments across the portfolio of clients, competition, regulations, and best industry practices. Ensuring monthly, quarterly, and annual revenue targets are met. Timely updating of client pipeline reports, call reports, and client calls. Enhancement of the Company s social media presence. Constant client engagement by facilitating interviews, vodcasts, symposiums, etc. in collaboration with the Social Media team Ensuring timely invoicing and ensuring prompt client payments. Competency / Skills: Excellent Communication & Interpersonal skills Marketing & Sales skills including negotiation & persuasion skills Research & Strategy - strong research and strategic analysis skills to benchmark the competition and keep the company ahead of it. Business Intelligence - Knowledge about products and services of the financial services sector especially of a credit rating agency is essential. Good insights about the competition with the required leverage to surpass them. Organizational and People Skills Computer Skills: Decent competency in working with Microsoft Office, Excel in particular, and working knowledge of CRM software. You can send your updated CV to Rajath.k@brickworkratings.com with the subject line- Business Development Graduates in any discipline. Preference will be given to candidates with MBA (Marketing & Finance) Each word in the name should start with caps, name should end with alphabet, can contain only alphabets, dot, space, apostrophe() Mobile number should begin with 7 or 8 or 9,should be 10 digits, spaces/dots/dashes are not allowed. * invalid email address Relevant Work Experience in years (CRAs / Banks / Finance Companies) *

About The Role : We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Job Title: Financial Analyst / Financial Manager Location: Chennai Department : Finance Experience : 5 7 years Education : Chartered Accountant (CA) preferable Industry Background : Banking / Non-Banking Financial Company (NBFC) About the Role: We are seeking a highly skilled and detail-oriented Financial Analyst with 57 years of relevant experience, preferably in the banking or NBFC sector, to join our finance team. The ideal candidate will have a strong CA background, with a focus on fundraising, financial modeling, and investor relations. You will be instrumental in driving capital-raising initiatives and managing financial planning processes to support strategic business growth. Key Responsibilities: Lead and support fundraising activities, including debt and equity capital raising through banks, financial institutions, and capital markets. Develop and maintain financial models, forecasts, and sensitivity analyses to support decision-making and investor presentations. Prepare and present pitch decks, investor reports, and due diligence materials for stakeholders and potential investors. Build and maintain strong relationships with banks, NBFCs, rating agencies, and other financial partners. Monitor and analyze key financial metrics related to liquidity, working capital, and funding needs. Collaborate with cross-functional teams for budgeting, forecasting, and variance analysis. Stay up to date with regulatory frameworks and market trends impacting funding and financial performance. Provide strategic insights to the leadership team to optimize capital structure and fund utilization. Requirements: 5 7 years of experience in financial analysis, preferably within the banking or NBFC sector. Proven track record in fundraising, financial modeling, and working with institutional investors. Strong understanding of financial instruments, capital markets, and credit evaluation. Excellent communication and presentation skills. Proficiency in MS Excel, PowerPoint, and financial modeling tools. Preferred Skills: Experience in preparing documents for credit rating agencies. Familiarity with SEBI regulations, RBI guidelines, and other compliance frameworks related to fundraising. Experience in working with treasury or corporate finance teams. Apply details: Interested candidates to share there resume on the mentioned mail ID hr@dugar.co.in or can WhatsApp on 9092807676 KOMAL AGARWAL - HR

Exp. in domestic Fund Raising Credit Rating Treasury Management timely complying the compliances Credit Rating Surveillance of GHIAL & Subsidiaries Supporting the team on new funding initiatives & refinancing Preparing Business Plan, support the team Required Candidate profile Qualification : If CA Final Experience 7+ or B.Com with MBA- Finance Experience 10+ . Business Plan Regulatory support Business Support New Initiatives Fund Raising Credit Rating

Cash Flow Management - Monitor and analyze daily cash flow positions. - Forecast month cash requirements and inflows for financing decision making. - Oversee all components of the organizations cash flows. - Prepare and present periodic cash flow reports to management. - Collaborate with internal departments to assess cash needs. - Track and manage bank balances, ensuring availability of funds for short-term obligations. - Analyze free cash available at SPVs and follow up with various stakeholders for upstreaming same. - Review and reconcile cashflow reports prepared by banking team on a daily/weekly/monthly basis. - Track and analyze the impact of operational changes on cash flow. - Identify trends in cash flow and highlight areas of concern or potential improvement. - Provide recommendations for optimizing cash flow and financing efficiency. - Manage relationships with financial institutions and negotiate credit facilities. - Develop and maintain detailed cash flow forecasts and variance analyses. - Participate in Working capital Debt raising from Banks/Financial Institutions - Reach out to potential lenders - Banks, NBFCs and other Financial Institutions for working capital requirements. - Servicing of Debt Facilities: Coordinating with internal team for timely repayment of debt - Resolving any issues that may arise in debt servicing. - Compliance: Sharing information with lender partners and trustees for monthly, quarterly, half-yearly and yearly compliances. - Monitoring of covenants of Banks and ensuring compliance of requirements of Banks (viz Stock statement, USFE, Half Yearly submission etc). - Functional understanding of Business Models, financial statements and ratios, Have exposure of multi-locational cash flow - Understanding of credit rating and sharing financial, operational information with CRA s for availing credit ratings. - CMA preparation, MIS, Ratio analysis, Cost Benefit analysis, Budget analysis etc. - Good MS Excel, MS Word, Power Point skills. - Submission and review of Key MIS covering all the deliverables at monthly level - Compliance: Sharing information with lender partners and trustees for monthly, quarterly, half-yearly and yearly compliances. - Monitoring of financial and information covenants of Banks and ensuring compliance of requirements of Banks

Job Description Role Title Lead - Treasury & Insurance Business Unit Finance & SCM Function RA, Treasury & Insurance Department RA, Treasury & Insurance Reporting Structure CA2 if any Grade/Level: F Key Relationships/Key Customer External: Internal : Span of control: Geographic :HQ No. of reports (direct & indirect)- if any : Why position existsJob Responsibilities 1. Fund Raising thru banks loans, CP s, NCD s etc 2. Manage relationship with Banks, Mutual Funds, and Credit Rating Agencies & Auditors on a regular basis. 3. Setting up Funding Limits and Utilization along with Documentation. 4. Manage Investments in line with Investment Policy 5. Manage Forex Risk including hedging currency risk 6. Suggest Policy level changes, if required 7. Drive Automation and Innovation in Treasury 8. Ensure Treasury Compliance - Internal & Regulatory 9. Audit - Internal and Statutory Insurance Risk assessment and adequate cover, timely renewals Key Result Areas The role is responsible for handling GM-Treasury & Insurance. Broadly covering Debt issuance, refinancing, Risk management, Compliances, Banking relationships, Forex Hedging, Investments & Credit Rating including Policy level recommendation on changes if required. Insurance risk assessment and adequate cover, renewals and related KPIs. Necessary Preferred Skills/ Capabilities and competencies 1. Good Communication & Interpersonal Skills 2. Energetic, proactive, high degree of ownership. 3. Perseverance, Quick Learner 4. Team player, Ability to work with multiple stakeholders Qualification CA Overall Work Experience 8-10 years Age (Optional) Essential Requirement Behavioural Attributes Fund raising experience Liaoning with multiple external agencies Knowledge of Compliances

Responsibilities: * Conduct credit analysis & appraisals * Manage credit portfolio & risks * Verify creditworthiness & documents * Ensure compliance with policies & laws * Process loans within CAM guidelines

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Skills Credit Highest Education Master of Technology Working Language English Tamil