425 Credit Rating Jobs - Page 16

Primary Responsibility: - Credit analysis of financial instruments in the BFSI sector for Securitized Transactions - Financial analysis and ability to make financial projections, of the financial instruments - Analytical rigor in the presentations to the rating committees - Maintain excellent quality in the analysis and to be up-to-date on the market/industry information and suitable and need-based rating actions - Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of regular monitoring and data gathering. - To take ownership of the folio by carrying out regular surveillance, monitoring, and reviews every quarter/ material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries. - Strictly adhere to standard operating procedures, regulations and policies. - Adept in meeting tight deadlines with no compromise on analytical quality - Client interaction and managing good relations Competency / Skills: - Analytical expertise in the Securitized Transactions segment including financial modeling, ratio analysis, and industry knowledge. - Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products. - Excellent verbal / written communication and presentation skills. Proficiency: - Strong domain knowledge in credit assessment in the BFSI sector - Securitization - Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees. Experience: - 5 to 8 years of work experience in credit rating of corporates Location Preference: Mumbai, Bangalore

Why We Work at Dun Bradstreet Dun Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Learn more at dnb.com/careers . Designation - Apprentice (Intern) Duration - 12 Months Location - Turbhe, Navi Mumbai Eligibility - MBA - Finance (Freshers) Key Responsibilities Preparation of a credit report by thoroughly analyzing a given entity Peer Group and SWOT analysis on the sector Assignment of credit rating based on the internal risk methodology Database updates for the assessed companies Ensuring full accuracy of data and quality is maintained within the timelines Adhering to the different processes and timelines as per the SLA of projects Ensuring appropriate update of the database and relevant MIS along with process compliance Interact with Correspondents/ Sales Associates/internal teams to ensure delivery of reports by ascertaining quality timeliness Responsible for value addition and process improvement in reports Being part of different projects and supporting presentations which are executed by the Business Unit which includes research Key Requirements MBA Finance - Freshers Should be well versed with current affairs and up to date with current economic and business scenario Strong analytical skills and ability to provide value added insights Ability to comprehend Financial Statements, Business model of a company and analyze different industries Good business communication (verbal and written) skills suitable for a global corporate environment Create an environment orientated to trust, open communication, creative thinking cohesive team effort Possesses excellent MS-Excel, MS-PowerPoint, and MS-Word skills . .

Why We Work at Dun Bradstreet Dun Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Learn more at dnb.com/careers . Designation - Analyst II Location - Turbhe, Navi Mumbai Key Responsibilities: Preparation of report by analyzing a given entity assignment of credit rating within the timelines and the SLA and ensuring full accuracy of data and quality Adhering to the different processes and timelines as per the SLA of projects Ensuring appropriate update of the database and relevant MIS along with process compliance Perform complex analyses, and work on financial/business research-based assignments / reports Interact with Correspondents/Customers/Sales Associates/Internally to ensure delivery of reports by ascertaining quality timeliness. Being part of the internal rating committee Responsible for value addition and process improvement in reports Ensuring required Extracts as per business requirements from various data sources Support to sales team for explaining product information to the customers by making presentations, onsite support if required and handling any specific queries. Ensuring proper MIS of the responsible business areas Interaction with other SBU members for specific projects Key Requirements: Chartered Account / Cost Account/ MBA with 5 years of experience Linguistic Proficiency - English Hindi Primary external interaction - corporates business partners Primary internal interaction - sales associates, supervisors and support function heads . .

Why We Work at Dun Bradstreet Dun Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Learn more at dnb.com/careers . Location: Turbhe, Navi Mumbai SBU: CBIG Role: Individual Contributor Key Responsibilities Interaction with senior stakeholders in customer companies (SMEs and Corporates) - CEOs, CFOs, Vice presidents, and alike to understand their business and financial performance. Conducting management discussions for the BU and communicating the summary of the discussion to the report analyst in a precise and concise way resolving client issues through interaction with own and other teams within DB to provide the quickest and the most efficient solution to client issues while coordinating with sales. Understanding on credit and performance rating and undertaking resolution of rating appeals. Strong adherence to SLA s and SOP s with an inclination to doing the right thing when situation demands. Maintenance of records for each customer interaction and customer requirement. Resolution of customer queries and enquiries based on customer feedback or query. Interact with Correspondents/Customers/Sales Associates/Internally to ensure timely deliverables with desired quality. Ensuring required extracts as per business requirements from various data sources. Support to sales team for explaining product information to the customers by making presentations, onsite support if required and handling specific queries. Undertaking reviews for reports prepared by team - reports may be made for SMEs as well as large corporates and may include varying content based on the report variant. Strict adherence to processes and timelines whilst maintaining highest levels of accuracy and quality in line with SLA s Ensuring appropriate update of relevant MIS along with process compliance Perform complex analysis, and work on financial/business research-based assignments /reports. Be a part of internal rating committee and product enhancement discussions. Responsible for value addition and process improvement in reports. Interaction with other SBU members for specific projects. Key Requirements CA or MBA with experience of more than 8 years in banking or credit rating industry in a role requiring ongoing client interaction Should have a strong grasp on understanding and analyzing financial statements Articulate with strong communication skills (verbal and written - English and Hindi) and presentation skills suitable to BU requirements. Good knowledge on varied industries will be important Strong analytical skills and ability to provide value added insights Should not have apprehensions to travel beyond city limits for the interest of business Be a team player Ability to coordinate between internal and external parties as well as within the internal teams will be important. . .

Why We Work at Dun Bradstreet Dun Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Learn more at dnb.com/careers . Designation - Analyst II Location - Turbhe, Navi Mumbai Key Responsibilities : Preparation of report by analyzing a given entity assignment of credit rating within the timelines and the SLA and ensuring full accuracy of data and quality Adhering to the different processes and timelines as per the SLA of projects Ensuring appropriate update of the database and relevant MIS along with process compliance Perform complex analyses, and work on financial/business research-based assignments / reports Interact with Correspondents/Customers/Sales Associates/Internally to ensure delivery of reports by ascertaining quality timeliness. Being part of the internal rating committee Responsible for value addition and process improvement in reports Ensuring required Extracts as per business requirements from various data sources Support to sales team for explaining product information to the customers by making presentations, onsite support if required and handling any specific queries. Ensuring proper MIS of the responsible business areas Interaction with other SBU members for specific projects Key Requirements : Chartered Account / Cost Account/ MBA with 5 years of experience Linguistic Proficiency - English Hindi Primary external interaction - corporates business partners Primary internal interaction - sales associates, supervisors and support function heads . .

Why We Work at Dun Bradstreet Dun Bradstreet unlocks the power of data through analytics, creating a better tomorrow. Each day, we are finding new ways to strengthen our award-winning culture and accelerate creativity, innovation and growth. Our 6,000+ global team members are passionate about what we do. We are dedicated to helping clients turn uncertainty into confidence, risk into opportunity and potential into prosperity. Bold and diverse thinkers are always welcome. Come join us! Learn more at dnb.com/careers . Designation: Analyst Location: Turbhe, Navi Mumbai Key Responsibilities: Preparation of report by analyzing a given entity assignment of credit rating within the timelines and the SLA and ensuring full accuracy of data and quality Adhering to the different processes and timelines as per the SLA of projects Ensuring appropriate update of the database and relevant MIS along with process compliance Perform complex analyses and work on financial/business research-based assignments / reports. Interact with correspondents/customers/sales associates/Internally to ensure delivery of reports by ascertaining quality timelines. Being part of the internal rating committee Responsible for value addition and process improvement in reports Ensuring required extracts as per business requirements from various data sources Support to sales team for explaining product information to the customers by making presentations, onsite support if required and handling any specific queries Ensuring proper MIS of the responsible business areas Interaction with other SBU members for specific projects Key Requirements: Chartered Account / Cost Account/MBA with 2-5 years of relevant experience Linguistic proficiency- English Hindi . .

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, preferably with a background in Merchant OD. Roles and Responsibility Develop and maintain strong relationships with merchants to increase business opportunities. Identify and pursue new business leads to achieve sales targets. Collaborate with internal teams to provide excellent customer service and support. Analyze market trends and competitor activity to stay ahead in the industry. Build and implement effective sales strategies to drive growth. Manage and grow a portfolio of existing clients while acquiring new ones. Job Requirements Minimum 2 years of experience in relationship management or a related field. Strong knowledge of the BFSI industry, particularly in Merchant OD. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Experience working with financial institutions is an added advantage.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain strong relationships with customers and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Experience with credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team in Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in BFSI, particularly in micro mortgages, with 3-8 years of experience. Roles and Responsibility Develop and implement effective sales strategies to achieve business targets. Lead and manage a team of sales professionals to meet their individual and collective goals. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in micro mortgages or related fields, with a minimum of 3 years of experience. Strong knowledge of the BFSI industry, particularly in micro mortgages. Excellent leadership and management skills, with the ability to motivate and inspire a team. Effective communication and interpersonal skills, enabling building strong relationships with stakeholders. Strong analytical and problem-solving skills, with the ability to analyze market trends and competitor activity. Ability to work in a fast-paced environment and adapt to changing circumstances.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer base. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience working with financial products and services is an added advantage.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in managing receivables and collections. Roles and Responsibility Manage and oversee the daily operations of the branch's receivable functions. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes. Analyze and report on receivable performance metrics to senior management. Ensure compliance with regulatory requirements and company policies. Maintain accurate records and reports of all transactions and interactions. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Experience in managing and leading a team of staff members. Any graduate degree is required. Competitive salary and benefits will be offered to the right candidate.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with 2-7 years of experience. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience with credit management software and systems.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in mutual fund collections. Roles and Responsibility Manage and maintain strong relationships with clients to ensure timely payments and minimize defaults. Develop and implement effective strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes. Analyze market trends and competitor activity to identify opportunities for growth. Provide excellent customer service to build trust and loyalty. Monitor and report on key performance indicators to optimize business outcomes. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of mutual fund products and collections processes. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an advantage.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with 5-10 years of experience. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong understanding of financial markets and regulations. Experience with credit management software and systems.

Location(s): Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN Line Of Business: MIS Research(MIS RSRCH) Job Category: Credit Analysis Research Experience Level: Experienced Hire At Moodys, we unite the brightest minds to turn today s risks into tomorrow s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies 1-2 years of handling Level 1 Customer Service support in a voice process. Customer Centric Orientation: Ability to understand and address the unique needs of authors and reviewers, providing tailored solutions. Problem-Solving Skills: Strong problem-solving and time management skills, with the capacity to work independently and learn new skills. Communication Skills: Excellent interpersonal and communication skills required to effectively communicate with authors and reviewers. Teamwork: Ability to work effectively in a team, manage multiple tasks, and meet tight deadlines in a fast-paced environment. Technical Proficiency: Experience in MS Office (Word, Excel, and PPT) and Content Management System tools is preferred. Education Any Bachelors degree Responsibilities Provide customer-centric support to authors and reviewers, ensuring seamless publication of research reports with minimal disruption. Author-Centric Support: The primary role is to provide customer-centric support to authors reviewers throughout their content creation to publication journey. This includes understanding their unique needs, addressing queries, and providing tailored solutions. Effective Communication and Escalation: Communicate with authors and reviewers effectively and empathetically, addressing issues and inquiries following support procedures. Escalate when needed, always keeping the authors needs and concerns in mind. Responsive Issue Management: Address all issues related to publishing with a high level of urgency, ensuring minimal disruption to authors. This involves evaluating each situation on a case-by-case basis and taking the appropriate response or escalation actions within the agreed-upon SLA and SOP. Publication Process Support: Provide guidance and assistance to authors during the publication of research reports using CMS and FMP in accordance with approved SLA and SOPs. This involves a focus on making the publishing process as seamless and intuitive for authors as possible. Knowledge Maintenance and Continuous Learning: Stay updated on current, new, and expired issues including workarounds. This role requires an understanding of all documented functions, SLAs, and a commitment to continuous learning to improve service quality and author satisfaction. Shift rotation: Candidate should be willing to work in all three shifts (APAC, EMEA, and US) on a quarterly shift rotation. The primary role of the Research Production Support team is to provide 24/5 customer-centric support to authors and reviewers throughout their content creation to publication journey. This includes understanding their unique needs, addressing queries, and providing tailored solutions. The team is responsible for managing issues related to publishing with urgency, ensuring minimal disruption to authors. Effective communication and escalation are key, as is staying updated on current, new, and expired issues, including workarounds. The team is committed to continuous learning to improve service quality and author satisfaction. By joining our team, you will be part of exciting work in supporting the publication of research reports, ensuring timely and accurate publication, and maintaining Moodys reputation as a leading credit rating agency. For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee s tenure with Moody s.

Location(s): Quay Building 8th Floor, Bagmane Tech Park, Bengaluru, IN Line Of Business: RRS(RRS) Job Category: Credit Analysis Research Experience Level: Experienced Hire At Moodys, we unite the brightest minds to turn today s risks into tomorrow s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies: Solid accounting background with a strong focus on financial analysis Demonstrates knowledge of MS Excel, Word, and PowerPoint Strong organizational skills and attention to detail Ability to work effectively in a team environment with matrix reporting Solid verbal, written communication, and interpersonal skills Ability to adapt to a changing environment and prioritize tasks accordingly Education: Minimum Experience: 1-2 years relevant in Credit Rating Analysis, Financial Statement Analysis Preferably a Postgraduate degree in Accounting, Finance, Economics, from a premium institution Good to have CFA/FRM certification Job Responsibilities: The Senior Financial Data Analyst contributes to the success of the Research and Ratings Support team by providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams. This internal-facing role involves working directly with rating and research support analysts, preparing data, and performing various analytical tasks such as spreading, data gathering, and analysis for credit ratings, research, analytical market outreach, and presentations Key responsibilities include: Preparing a variety of discrete credit process inputs, performing preliminary analyses to identify trends in data, and applying reasoning to the completed work product Performing financial statement analysis using accounting and finance principles to read and understand financial statements and other disclosures related to debt issuers performance Applying Moody s relevant methodology standards and requirements to financial data and making appropriate adjustments Creating a variety of standard initial work package items that serve as starting points for the ratings and research process, including data, spreadsheets, charts, and tables Updating financial spreadsheets, charts, and tables Identifying trends in data and applying reasoning to work being completed Initiating/escalating deeper reviews when necessary Preparing presentation materials for outreach activities Providing support for RRS and RR in monitoring/surveillance of Moody s rated issuers Supporting monitoring of analyst credit portfolios through news and industry source tracking and highlighting key issues requiring further analysis Understanding the application of accounting concepts on a particular entity Creating documentation and providing guidance to support analysts and outsourcers Reviewing, adjusting, and publishing data to external market participants Supporting the credit administration process and performing other routine administrative and ad hoc tasks as directed by RRS RR Teams About the Team: Our Research and Ratings Support (RRS) team is responsible for providing a range of data and analytic services that support the overall credit analysis functions performed by the MIS analytic teams By joining our team, you will be part of exciting work in credit ratings, research, analytical market outreach, and presentations

Responsibilities Comprehensive Portfolio Monitoring: Preparation of periodic Investment review for the invested portfolio covering financial, operational, covenants and compliance aspects, capturing key risks and mitigants and analysis on performance updates. Execution of asset specific consent, waiver and amendment requests in a time bound manner while collaborating with Global Senior Asset Managers. Update and Maintain Project Models: Maintain the Underwriting Models and/or do the required modifications to Scenarios analysis to capture varied risk factors and perform model sensitivities at Asset level to facilitate asset management decisions. Rating Exercise: Regularly track and maintain the relevant scorecards, used for the internal rating exercise. Further, track the external ratings of borrower/ relevant counterparties. Handling adhoc investor queries and managing relative workflows in a time bound manner. Maintaining and updating various asset base trackers and other database on a periodic basis. Track news/events/third parties research reports relating to Infra Debt portfolio of assets and prepare summaries and highlight to respective Senior Asset managers. To succeed in this position, you must have: 3-5 years of experience working in the project finance team of a top-tier investment or commercial bank or specialist advisor, credit rating agency, an asset manager inv

Forex Management Implementation of Bank Fx Platform for multiple entities Risk Management Strategy including Hedging to be formulated and approved Daily Inward & outward settlement FX SOP/Risk management Maintaining Fx exposure of multiple entities Analysing the forex market and offering views on the various currencies and interest rates movement Evaluation of various hedging structures/swaps etc. Cash Flow Management Preparation of Treasury cash flow for multiple entities to control the collection, payments & Cash balances Preparation of Group projections for Credit Rating agencies/lender loan proposals Fund Raising Raising of Debt in Multiple Entities Issuance of Commercial Paper for various Group Entities Optimisation of Interest Cost Digitalization of Treasury Processes Managing Large working capital Limits for Group Entities (Consortium and Multiple) Arranging Export finance/PCFC/ WCDL facility from the banks. Negotiation of Term sheet and Loan documents. Handling queries of lenders & updating with companys performance & other information. ODI/Foreign remittance approval. Security creation/release- Hypothecation, Mortgage, Share Pledge, Assignments. Credit Rating with multiple rating agencies Working Capital Management Setup of non-recourse factoring line for various customer to optimise the net working capital. Supply chain financing program through multiple banks to generate treasury income. D&B rating to increase the Credit Profile Investment Management Monthly Analysis of return of various debt AMC Timely Investment of surplus funds Setup of investment management system Compliances Preparation of FFR/DDR Preparation of DP Statement for the banks. Filing of Annual Performance Report Filing of Foreign liability & Asset Return Handling Internal and Statutory Audit of Treasury Activities The Person: Educational Qualifications: Chartered Accountant Experience: 4-8 years Relationship with Banks, Strong Liasioinng Skill, Financial Modelling, Legal documentation, CMA data, Forex market etc

Analyze financial statements, credit reports, and other data to assess the creditworthiness of individuals Prepare detailed credit reports and risk assessments with recommendations for credit approval, modification, or denial Monitor existing accounts for changes in financial position or potential credit risk exposure Conduct industry and market research to support credit decisions Collaborate with sales, legal, and operations teams to ensure timely processing of credit applications and renewals Ensure compliance with internal credit policies and external regulatory guidelines Assist in the development of credit scoring models and risk mitigation strategies Maintain accurate records of credit decisions and documentation Requisites & Skills: Experience in NBFC and P2P industry is a must Experience with credit rating systems and CRM tools

Company: Guy Carpenter Description: Guy Carpenter is hiring for below position for Mumbai location What can you expect? You will be a colleague who thrives in fast-paced, high growth culture that values strategic communication, teamwork and results. You will need to be self-motivated, and detail oriented with a strong orientation to innovation and data analytics. This role will work closely with our Business Intelligence team, part of the Global Analytics & Advisory (GAA) arm of Guy Carpenter. We are responsible for advising our internal and external clients on (re)insurance risk identification based on broader financial analysis through the lens of capital, growth and volatility, to make informed business decision and discover newer opportunities for business in Property & Casualty (re)insurance industry. What is in it for you? You will be a colleague who thrives in fast-paced, high growth culture that values strategic communication, teamwork and results. You will need to be self-motivated, and detail oriented with a strong orientation to innovation and data analytics. This role will work closely with our Business Intelligence team, part of the Global Analytics & Advisory (GAA) arm of Guy Carpenter. We are responsible for advising our internal and external clients on (re)insurance risk identification based on broader financial analysis through the lens of capital, growth and volatility, to make informed business decision and discover newer opportunities for business in Property & Casualty (re)insurance industry. We will count on you to: Highly proactive and action-oriented individual, adept at using tools/databases such as SNL, S&P Capital IQ, Moodys, Fitch, A M Best (not limited to) to retrieve (re)insurance financial information quickly Use skills and imagination in searching relevant information that is challenging to mine and increase proficiency gradually in processing such (re)insurance financial information Well read, well informed and with an ability to grasp lot of macro-economic, financial/ equity/ statutory accounting/ GAAP/ IFRS/ Credit rating, lines of business and sector information in Property & Casualty (re)insurance industry Has an active interest in following news/events/developments with economic relevancy and understand how it impacts the Property & Casualty (re)insurance company/ industry Should quickly grow to understand the end to end of the business theyre working in Articulate and refine understanding of complex issues in a simple manner Has a mind-set to prod at facts - starts with asking/framing questions; use judgement and subsequently attempt to develop logical answers Deliver insights/research/analytics of higher quality and relevance to drive business strategy and growth by assisting stakeholders with meaningful financial research, company and peer analysis Build specialized understanding of related insurance/re-insurance markets globally Analytical ability to comprehend (re)insurance financial data, use/ build various dashboards (Power Bi/ any other platform) for advisory services What you need to have Strong quantitative and analytical skills with ability to translate significant data into meaningful insights and dashboards Expert understanding of P&C (re)insurance financial statements Possesses the aptitude to quickly synthesize information, so what, and develop story based on the analysis Understanding of global macro environment and its implications on industry, sector and (re)insurance company financials Granular understanding of company basis accounting, equity and credit risk and its implications on P&C financials Solid understanding of capital model and its criteria s of AM Best or S&P for (re)insurance industry Advanced skills in MS Office and VBA Power Bi dashboard development At least 5+ years of experience in technical role in (re)insurance industry financial analysis with in-depth knowledge of insurance/re-insurance markets globally, marketplace, key trends, economic developments and key business financials Expert knowledge and understanding of at least one area in financial accounting/ equity/ corporate finance, credit rating, lines of business and sector in Property & Casualty (re)insurance industry Experience of working with a UK/US based (re)insurance/ broking/consulting firm of global repute Eligibility Minimum 12 months experience as Lead Specialist(D1)/Manager(D2) Should have at least On-Track or equivalent rating in last appraisal. Should not be under any Performance Counselling Plan or had any official disciplinary action within the last 3 months Should not have applied for any other IJP in the last 3 months Disclaimer Please note that the relocation assistance shall not be provided for the said position Candidates who wish to apply for inter-location positions are required to check with the Transport Help Desk (THD) to confirm if their place of residence is within the served transport service zone Mention your employee id and official email address in the resume Guy Carpenter & Company, LLC is a leading global risk and reinsurance specialist with more than 3,500 professionals in over 60 offices around the world. Guy Carpenter delivers a powerful combination of broking expertise, trusted strategic advisory services and industry-leading analytics to help clients adapt to emerging opportunities and achieve profitable growth. Guy Carpenter is a business of Marsh McLennan (NYSE: MMC), the world s leading professional services firm in the areas of risk, strategy and people. The company s 85,000 colleagues advise clients in over 130 countries. With annualized revenue of over $23 billion, Marsh McLennan helps clients navigate an increasingly dynamic and complex environment through four market-leading companies including Marsh, Mercer and Oliver Wyman. For more information, visit www.guycarp.com and follow us on LinkedIn and X. Guy Carpenter, a business of Marsh McLennan (NYSE: MMC), is a leading global risk advisory and reinsurance specialist and broker. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. 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About The Role : Job Title Credit Analyst Location Mumbai, India Corporate Title Analyst Role Description GFCT Pacific ABS and Special Situations Desks provide asset backed financing and ABS capital markets solutions to clients. The ABS business provides warehouse financing in respect of a range of RMBS, ABS and esoteric assets that have a public capital markets exit, while the focus of the special situations desk is portfolio financing and acquisition of performing and non-performing loans and lending platforms as well as warehousing asset classes that do not have a traditional capital markets exit. The key sub-business verticals include ABS, Alternate ABS and Special Situations The role on offer primarily entails supporting onshore team in managing all activities through the life cycle of a trade once executed. It also includes liaising with various internal stakeholders to ensure correct execution/monitoring. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities You would be working closely with the onshore team (Pacific ABS and Special Situations) and will perform following activities: Weekly Review of the existing facilities Managing drawdowns/repayment requestsborrowing base check, managing LS2/TS bookings, P&L reconciliation, treasury funding update, rate set etc. Monthly Performance Summarypreparing performance summary pack, strats review, comp analysis refresh, monthly review of trust manager reports Industry/Company research Managing internal DB process/systemNTA, SPPI, LOUD, Covenant tool etc. Other adhoc tasks as required Your skills and experience Highly motivated person who is willing to learn, be intellectually curious and actively blend with Candidate/Applicant onshore and offshore colleagues. Superior analytical aptitude, problem solving abilities and excellent communication skills Team player with strong work ethics Strong excel and writing skills Experience in securitisation is a plus How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Senior Software Engineer The Team Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, we are one of the top four credit rating agencies in the world and a market leader in Canada, the U.S. and Europe in multiple asset classes. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. The Role The Senior Software Engineer will work closely with cross functional teams, QA teams and other development teams to ensure a timely and high-quality delivery. Will have to coordinate and work with the members in a global team in an Agile way. We are looking for an individual that can apply discipline, create solid software products and be accountable for deliverables. Responsibilities Create, develop and maintain the software code base of Credit products working in an agile environment. Work with end users & work towards defect fixing Analyze and review system requirements. Uses requirement and other design documents to gain overall understanding of the functionality of the new or enhanced application. Participate actively in the build phases, to aim at producing high quality deliverables. Provide recommendations on product and development environment improvements. Requirements A software developer with a total of 5+ years experience. A Minimum 3 years of development experience in Angular or VueJS or any js framework is required A minimum of 2 years of experience in cloud is required (Preferred AWS ) A minimum 2 years of backend development experience in python or .net is good to have Python based full stack development, using Django/Flask, FAST or other MVC frameworks experience will be a plus Understanding of DevOps processes is must to have Excellent written and verbal communication skills Excellent understanding of Source Control tools preferably Git Excellent understanding of Multi-threaded and Asynchronous programming Good Interpersonal relationship & problem-solving skill is required Understanding of agile is required A bachelor s degree in computer science or an engineering field; a graduate degree is strongly preferred About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar s hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we ve found that we re at our best when we re purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you ll have tools and resources to engage meaningfully with your global colleagues. R11_DBRSRatingsGmbHIndia DBRS Ratings GmbH, Branch India Legal Entity

Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors. Engage with prospective and existing clients via phone calls and emails to support business development. Maintain and update client databases and CRM systems accurately. Coordinate with internal teams to follow up on client requests, project timelines, and deliverables. Support the BD team in preparing reports, tracking leads, and analyzing data using Excel. Schedule and organize meetings, prepare meeting minutes, and ensure follow-ups are completed. Assist in preparing presentations and documentation for client proposals. Competency / Skills: Strong verbal and written communication skills. Comfortable making outbound calls and engaging with clients. Experience in client handling and maintaining strong customer relationships Must be proficient in Kannada speaking and any other South indian language. Ability to identify client/delivery team needs and ensure timely follow-up to fulfill the requirements of both. Proficient in Microsoft Excel with working knowledge of VLOOKUP and Pivot Tables. Basic data analysis and reporting skills using Excel If you have relevant experience, then kindly share your updated CV to Rajath.k@brickworkratings.com Each word in the name should start with caps, name should end with alphabet, can contain only alphabets, dot, space, apostrophe() Mobile number should begin with 7 or 8 or 9,should be 10 digits, spaces/dots/dashes are not allowed. * invalid email address Relevant Work Experience in years (CRAs / Banks / Finance Companies) *

Collating Capital Loan proposals received at HO, rectification of errors and arranging for timely decisioning as per policy.Business & Financial Analysis according to polinorms.Assessment of business capacity, managerial competence, and financial

Skills Skill Highest Education No data available Working Language No data available About The Role Productivity- (Employee) to achieve 80 leads during the day Individul Productivity is higfhly critical to meet the business Targret and Goal TAT - Assigned leads for the day should be completedTAT is extremely imporatant to ensure customer request is processed on time and achieve customer delight 1.Audit Report 2. internal & External QC error report - Should be less than acceptable percentage of .75%Ensure error free processing is extremely imporatnt to avoid below risk 1. Reputaion Risk 2. Financial Risk 3.Customer complaintsKnowledgeIt is extremely important that respective officials to be well versed with product and Process so that they can comply regulatory and internal guidelines.