Utkarsh Small Finance Bank Limited Probationary Officer Program is a dedicated initiative aimed at nurturing young talents aspiring to build a rewarding career in the Banking sector. In partnership with the Institute of Professional Banking, our mission is to shape aspiring individuals into dynamic bankers, fostering a sense of pride in being a part of the Utkarsh family while maintaining a stable and thriving profession as Probationary Officers. Through Utkarsh Probationary Officer Program, Utkarsh Small Finance Bank Limited offers meticulously designed modules covering Retail Branch Banking, encompassing knowledge and skills in Branch Operations, Banking Products, Sales, Credit, Customer Service, and various day-to-day banking tasks. Successful program graduates will be conferred with a Post Graduate Diploma, coupled with the prospect of full-time employment within the Bank.About Institute of Professional Banking Institute of Professional Banking (IPB) has come up with a clear vision to train and prepare graduates from Indian Universities to perform well in the Banking industry. IPB is paving a remarkable path for all those aspirants who want to make banking as a career.IPBs objective is to cater to the manpower needs of the exponentially growing Banking in India.In the last 8 years, IPB has trained more than 6000+ students and on completion of their respective programs, have secured job with Banks as KYC/AML Compliance Officers, Tellers Cash & Remittances, Relationship Managers, Personal Bankers and Wealth Managers.IPB has 25 centres in 13 states namely Punjab, Haryana, Uttarakhand, Uttar Pradesh, Rajasthan, Delhi NCR, Gujarat, Maharashtra, Odisha, Karnataka, Madhya Pradesh, Telangana and Kerala.Their mission is to inspire and empower the youth to build a successful career in banking & finance industry, by providing them world class education, through supportive and engaging learning environment. IPB is dedicated to transform the lives of students and their families while fostering the growth for banking & finance industry.Design of the ProgramThe program's design encompasses the following phases:Applicants aged 21-27 at the time of admission with a minimum 65% in graduationShortlisted candidates invited for in-person interviews by Utkarsh Small Finance Bank OfficialsA 1-year Post Graduate Diploma in Banking & Financial Services from Mangalayatan University, Aligarh4 Months of classroom training at Baddi University2 Months of internship at Utkarsh Small Finance Bank Limited Branch6 Months of on-the-job training, including weekend online classes, aligning with exposure in sales and operationsSelection processA written test followed by group discussion and personal interview shall be conducted and the shortlisted candidates shall be invited for the documents verification. Post the completion of the documentation the successful candidates shall join the classroom training at Baddi which would be subject to fulfilling the eligibility criteria, documents verification and positive reference check.Programs FeaturesIn-campus classroom sessionsGuest lectures by industry stalwarts and Bank officialsGroup discussions on real-world business case studiesRole plays and customized Dummy Branch designed for practical learningA well-equipped Training Room with a projector for effective presentationsA dedicated Computer Lab for CBS learningAccommodation and food arrangements, with twin/triple room sharing options available.Eligible and interested candidates may share their updated at CV to aarti.laharpure@utkarsh.bank or dipti.kumari@utkarsh.bank and CC geetika@utkarsh.bank with a subject line of Application for Utkarsh Probationary Program.For more details, please visit our career page : https://www.utkarsh.bank/careers/

Role & responsibilities Strategic Planning: Engage with relevant stakeholders and identify current gaps and areas for improvement, analyze current business operations, and develop comprehensive transformation projects aligned with organizational goals.Cross-functional Collaboration: Work closely with cross-functional teams across departments to ensure alignment and collaboration throughout the project life cycle.Project Execution: Engage with vendor and Banks internal stakeholders to ensure execution of transformation projects, setting timelines, assigning tasks, monitoring progress, and managing risks.Project Risk management: Manage complex projects with tight deadlines and budget constraints.Project Adoption: Develop and deliver training programs to ensure smooth adoption of new processes and technologies.Impact Assessment: Monitor and evaluate the impact and effectiveness of transformation initiatives, making adjustments if necessary.Strong understanding of APIs, JavaScript and HTML/CSSExperience in writing SQL queries, PL/SQL procedures, functions, Oracle Apex API & packagesProficiency in analysis, design, development, testing, implementation and maintenance of applications in Oracle Application Express (APEX). Preferred candidate profile Having at least 5+ Years of experience in Oracle Apex and PL/SQL.Experience in Application Development using Oracle Application Express (APEX) and Oracle SQL, PL/SQL

Role & responsibilities Strategic Planning: Engage with relevant stakeholders and identify current gaps and areas for improvement, analyze current business operations, and develop comprehensive transformation projects aligned with organizational goals.Cross-functional Collaboration: Work closely with cross-functional teams across departments to ensure alignment and collaboration throughout the project life cycle.Project Execution: Engage with vendor and Banks internal stakeholders to ensure execution of transformation projects, setting timelines, assigning tasks, monitoring progress, and managing risks.Project Risk management: Manage complex projects with tight deadlines and budget constraints.Project Adoption: Develop and deliver training programs to ensure smooth adoption of new processes and technologies.Impact Assessment: Monitor and evaluate the impact and effectiveness of transformation initiatives, making adjustments if necessary. Preferred candidate profile Having at least 5+ Years of experience in Treasury back office and mid office operations.Hands on with deal booking in the application.Working closely with Treasury, Vendor, Finance and Tech Risk teams to support the Treasury Operations Vendor Management program.Knowledge of technology

Job Title: Sales ExecutiveFunction: SalesDepartment: LiabilitiesTypical Grade: Executive, Senior Executive , Assistant Manager.Location : Kolkata, SiliguriReporting Manager: Branch Sales ManagerAge: For Freshers - up to 28 yrsFor Experienced - 32 yrsSalary : For Freshers - Rs 2,13,096For Experienced - Rs.3,00,000CIBIL Score: 700+Work Type: Field Work"If you have any relevant references, kindly forward this email to them or share their resume on this number - 9151884616 You can directly call on the same no.Kindly ignore this email in case not relevant to you

Dear All,We are hiring for the positions of Senior Sales Executive and Sales Executive at Utkarsh Small Finance Bank in Mumbai. Job Title: Sales ExecutiveGrade: Executive/ Sr. ExecutiveReporting Manager: Branch Head/Branch Sales ManagerEducation: Graduation (Mandatory)Skills: Communication, negotiation & presentation skills.Interested candidates can attend the walkin drive on below mentioned dates.Walkin Interview Drive Dates: 21 Feb 2025- Friday, 24 Feb 2025- Monday & 25 Feb 25- Tuesday.Time: 11 AM to 4 PM - (Abovel all mentioned dates)1) Address: Kandivali - Contact Person- Abhishek Mishra, Utkarsh SFB - Ground Floor, Krishna Heritage, MG Road, Near Kala Hanuman Mandir, Kamala Nagar, Kandivali West, Mumbai-400067 2)Address: Kharghar- Contact Person- Umesh Poojary , Utkarsh SFB- Shop No 20, Hariom Heritage, Plot 8, Sector-21, Kharghar , Raigarh-410210 3)Address: Thane Ghodbunder- Contact Person- Mahadev Sadashiv Mankar, Utkarsh SFB- Puranik Capitol, Ground Floor, Shop no. 03, Opp; Hyper City, Ghodbunder Road, Kasarvadavli, Thane West 400615 Roles and ResponsibilitiesAcquiring new customers by offering them a plethora of Banking products & services, enhancing market share & submitting required reports.Manage sales performance by achieving targets, identifying new business opportunities, and expanding existing relationships with customers.Conduct field work to promote bank's products such as Current Accounts, Savings Accounts, Fixed Deposits, and other liability products.Cross-sell relevant financial services to increase revenue growth through effective communication skills.Build strong rapport with clients to understand their needs and provide tailored solutions for retail banking services.Collaborate with branch teams to achieve overall sales goals and objectives.Interested applicants are requested to apply this job posting or directly attend the Walkin interview on above mentioned dates.Best Regards!Jeena Biju.

Role & responsibilities - Conduct door-to-door sales visits to potential customers to promote CASA along with other products and services.- Identify and prospect new customers by understanding their banking needs and offering appropriate solutions.- Build and maintain strong relationships with customers to ensure customer satisfaction and retention.- Achieve sales targets by effectively pitching CASA along with FD, RD & LI GI and converting leads into sales.- Provide accurate and timely information to customers regarding account opening procedures, documentation requirements, and product features.Preferred candidate profile Minimum educational qualification Graduation.Prior experience in field sales, preferably in the banking or financial services industry, is an advantage.Strong communication and interpersonal skills.Ability to work independently and target-driven mindset.Fluency in local language(s) preferred.Vehicle along with Driving License.Perks and benefits - Competitive salary and attractive incentives based on performance.- Comprehensive training and development programs.- Opportunity for career growth and advancement within the organization.- Health insurance and other employee benefits.

Role & responsibilities Preparation of ALCO note & RMC note, presenting it to seniorsReview of working of LCR and NSFR on a regular basisCalculation of Structured liquidity statement and interest rate sensitivity as per regulatory requirementReview and monitoring of counter party limitReview and monitoring of mid-office report Preparation of all required data for Risk Based supervisionReview of MCLR and other related reportsReview and monitoring of liquidity matrix,Calculation of VaR and MTMCalculation of ICAAP and stress testingCoordinate with Treasury and finance for various workPreferred candidate profile Good understanding of various market risk related jargons like LCR, NSRF, SLS, IRS and FTP. Good understanding of various regulatory reports of market liquidity risksGood understanding of macro-economic scenario, interest rate curve, market liquidity and its impactGood command of Excel and PowerPointAdvanced analytical skills as well as a thorough understanding of banking laws, regulation, and policies and the ability to apply and explain complex regulatory, financial, and analytical conceptsInterested candidate may share their resume on adarsh.pandey@utkarsh.bank

Role & responsibilities Sales of unsecured business loan through DSA and Connector Preferred candidate profile Having experience in sales of business loan Perks and benefits As per industry Norms

Mega Drive - Utkarsh Small Finance BankDesignation - Customer Service Officer - MBCompany - Utkarsh Small Finance BankDepartment - MicrofinanceJob Profile - Branch OperationsAge - 30 yrs (Maximum)*For fresher and experience both* Job Responsibilities - Backend operations of microfinance loans.

Mega Drive - Utkarsh Small Finance BankDesignation - Customer Service Officer - MBCompany - Utkarsh Small Finance BankDepartment - MicrofinanceJob Profile - Branch BankingAge - 30 yrs (Maximum)Location - Muzaffarpur & Champaran*For fresher and experience both* Job Responsibilities - Backend Operations of microfinance loans.

Mega Drive - Utkarsh Small Finance BankDesignation - Credit Officer - MBCompany - Utkarsh Small Finance BankDepartment - MicrofinanceJob Profile - Field SalesAge - 30 yrs (Maximum)Location - Muzaffarpur & Champaran*For fresher and experience both*Job Responsibilities - Disbursement and collection of microfinance loans.

Mass Hiring for Utkarsh Small Finance BankJob descriptionJob Title: Credit OfficerFunction: SalesDepartment: Micro bankingLocation : Nagpur Reporting Manager: Branch ManagerAge: 18-32CIBIL Score: 700+Work Type: Field Work"If you have any relevant references, kindly forward this email to them or share their resume on this number - 9151884616. You can directly call on the same no.Kindly ignore this email in case not relevant to you.

Mass Hiring for Utkarsh Small Finance BankJob descriptionJob Title: Credit OfficerFunction: SalesDepartment: Micro BankingLocation : RanchiReporting Manager: Branch ManagerAge: Experienced -CIBIL Score: 700+Work Type: Field Work

Role & responsibilities Responsible for regularly updating the client on the cases assigned for debtrecovery from their delinquent customer.Reviewing customers and analyzing potential defaulters.Understanding default reasons and reporting to management.Inform to the management the monthly sublease database.To keep a tab on due calling data and update the new contacts and addresses of thecustomer and guarantor.Provide collection review of the relationship officer to the Management.Responsible for process implementation of Cash Receiving and Cash Register.Review problematic accounts by understanding the issues and provide them betterrepayment structure.Visiting customers, guarantor and references.Holding weekly meeting to understand collection and solve them.Issue repossession order in co-ordination with BM.Follow up with clients & identify problematic areas to get prompt collection.Collection of due payments effectively and efficiently.Timely invoicing and collection in the region.Preferred candidate profile Min GraduateHaving experience in Unsecured Loan, CollectionPerks and benefits Mediclaim BenefitsIncentives

Role & responsibilities Sales of Home loan / LAP through DST and Connector Preferred candidate profile Having experience in sales of home loan and LAP Perks and benefits As per industry Norms

Role & responsibilities To plan, implement and achieve the business targets and profitability of the branch.Direct all operational aspects at the branch including operations, customer service, administration and sales.Assess local market conditions and identify current and prospective sales opportunities.Adhere to existing processes and locate areas of improvement and propose corrective actions.Adhere to high ethical standards, and comply with all regulations/applicable laws.Address customer and employee satisfaction issues promptly.Stay abreast of competing markets and provide reports on market movement and penetration.Bring out the best of branchs staff by providing training, coaching, development and motivation.Any other work assigned to you from time to time.Preferred candidate profile DSA HandlingPerks and benefits

Role & responsibilities Credit Processing and Credit Operations Preferred candidate profile Candidate should have Experience in Credit Processing and CPA Perks and benefits As per industry Norms

Role & responsibilities -- Sourcing unsecured business loan through DSA, - Field sales role- DSA Sourcing - DSA Channel development- DSA empanelmentPreferred candidate profile - Min 1 years of experience in unsecured business loan - Mandatory DSA sourcing experienceOpportunity to work with fastest growing small finance bank. Great career opportunity for sharp sales oriented candidate.

Role & responsibilities Sales of unsecured business loan through DSA and Connector Preferred candidate profile Having experience in sales of business loan Perks and benefits As per industry Norms

JOB SUMMARYResponsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams.KEY RESPONSIBILITIES To source loan clients in line with the business plan and target.Creating and maintaining strict credit discipline and ensuring zero default in recovery.Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits.Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.Accurate and timely record keeping and reporting.Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.Any other work assigned to you from time to time.EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS: Any GraduationRELEVANT JOB EXPERIENCE: 2-3 years of relevant experience in BFSI domain.

Role & responsibilities Minimum 5 years of experience as Technical Manager in Bank/NBFC Preferred candidate profile 1) This team shall be a part of the Credit structure & predominantly responsible for managing the project approval & property valuation process. The project approvals would be an important tool to grow Home Loans business. 2) The technical team shall also be managing the valuation agency. Appointment & review of agencies. 3) For critical cases (High value cases or big properties) they may conduct the property visit & provide valuation report. Their report shall not be the sole report for the particular customer. 4) The technical team may manage the entire approved projects & quarterly progress reports through agencies. 5) This team would manage the legal agencies and process of project and individual cases legal verification. 6) The team may be involved in evolving regional technical manuals / bye laws to ensure adherence to the local authoritys rules. 7) To prepare and ensure the standard technical valuation formats / reports and to manage the uniform process across the zones along with the TAT measurement of the entire process including the TAT of agencies. Perks and benefits

JOB SUMMARYResponsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams.KEY RESPONSIBILITIES To source loan clients in line with the business plan and target.Creating and maintaining strict credit discipline and ensuring zero default in recovery.Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits.Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.Accurate and timely record keeping and reporting.Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.Any other work assigned to you from time to time.EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS: Any GraduationRELEVANT JOB EXPERIENCE: 2-3 years of relevant experience in BFSI domain.

Role & responsibilities -- Sourcing unsecured business loan through DSA, - Field sales role- DSA Sourcing - DSA Channel development- DSA empanelmentPreferred candidate profile - Min 1 years of experience in unsecured business loan - Mandatory DSA sourcing experienceOpportunity to work with fastest growing small finance bank. Great career opportunity for sharp sales oriented candidate.

Role & responsibilities Monitoring and enforce credit discipline norms for borrower, center, area and visit branches to ensure that proper field operations are followed. Preferred candidate profile Responsible for maintaining quality portfolio by efficient processing of all credit proposals in their area. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective team coordination.Conducting credit evaluation of prospective customers Recommend appropriate loan amount and present the loan proposal to the credit committeeConduct loan utilization checks and monitoring visits Responsible for maintaining quality of the loan portfolio.Follow-up with delinquent clientsAny other work assigned to you from time to time Perks and benefits As per norms

Locations: Odisha: Cuttack, Mayurbhanj, Khorda, Nayagarh, JagatsinghpurBihar/Jharkhand: Purnia, Begusarai,Bhagalpur, Samastipur, Araria, Gopalganj Role & responsibilities The incumbent will be responsible for OD Collection & other Collection under micro banking vertical and achieve agreed business target assigned time to time. He/she is responsible for completion of all the requirement for Collection from clients. He/she is responsible to supply all the information to collection Team required for Collection assessment of the clients. The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the Branches associated with Collection Team. He/she is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank. Responsible for managing and undertaking collections process for debts that have been assigned Regularly.Track the portfolio for specific buckets for the assigned area Track & control the delinquency of the area.Bucket-wise & DPD wise and focus on non-starters Responsible to allocate and achieve targets from Collection MembersRegularly follow up with the default customers Ensuring adherence to collection process and legal guidelines Tracing out absconded default customersInitiate recovery process Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report. Reviewing of collection feedback on daily, weekly & monthly basisRecommend process changes in order to improve service efficiency and quality Recommend improvements to processes and policies across the Banking business to drive operational efficiencies and high-quality customer service Leverage in-house synergies through collaboration with internal stakeholdersPersonal development Build and maintain relationship with peers, superiors and clients. Keep all members of the team informed of issues affecting the success of the business. Personal initiatives w.r.t. portfolio control, customer response etc.

Roles and Responsibilities Review and Analysis of historical loan data to understand the pattern from default point of view Apply statistical tool to analyze the pattern and come with detailed assessment Review and Prepare risk dashboard for management which shows all important risk parametersDevelop rating model/scorecard for various retail and corporate loans based on historical data Testing of scorecard/model on a regular basis and updateCoordinate with various stakeholder for the rating model implementation Prepare and maintain database of loan product from risk assessment point of view Ensure data is correctly captured in the system and coordinate with different team to fix the issueCoordinate with IT team for the automation of credit approval processReview and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumptionManage a small team to monitor the performance of the asset portfolio Provide regular inputs for risk analytics and detailed data points impacting portfolio quality Coordinate with IT team for various project i.e. NPA, Perfios, Scorecard etc. Preparation of Bank wide Risk Dashboard to reflect Risk trend of the BankRelevant Experience: Overall 7 + plus years of experience in Banking (preferably Risk).Technical Competencies:Good understanding of Credit risk related jargons like balance sheet, income statements, asset inventory statements Good understanding of various regulatory reports of credit risksGood command of Excel, SQL, etc.Analytical skills as well as a thorough understanding of banking laws, regulation, and policies and the ability to apply and explain complex regulatory, financial, and analytical conceptsInterested candidate can share their resume on adarsh.pandey@utkarsh.bank

Role & responsibilities Strategic Planning: Engage with relevant stakeholders and identify current gaps and areas for improvement, analyze current business operations, and develop comprehensive transformation projects aligned with organizational goals.Cross-functional Collaboration: Work closely with cross-functional teams across departments to ensure alignment and collaboration throughout the project life cycle.Project Execution: Engage with vendor and Banks internal stakeholders to ensure execution of transformation projects, setting timelines, assigning tasks, monitoring progress, and managing risks.Project Risk management: Manage complex projects with tight deadlines and budget constraints.Project Adoption: Develop and deliver training programs to ensure smooth adoption of new processes and technologies.Impact Assessment: Monitor and evaluate the impact and effectiveness of transformation initiatives, making adjustments if necessary.Understanding of fundamental IT, APIs and SDLC (Software Development Life Cycle).Preferred candidate profile 5+ years of experience of processing loans in loan origination system, understanding of the different types of products secured and unsecured, inclination towards technology, understanding of disbursement processes.

Study and examination of Systems & Procedures followed in various departments, identify corruption prone areas, and suggest remedial measures to minimize scope for corruption or malpractices. Field Investigation of fraud / other cases assigned to IO from time to time covering different branches / offices located in different areas of North Indian States.Preventive vigilance visits to various branches / offices as and when allotted within jurisdiction.Ensure speedy processing of vigilance cases at all stages. Ensure the submission of IO Report duly prepared, for processing of the Investigating Officer's Report for final orders of the CIV / Disciplinary Authority. Coordination with Local Administration & Liaison team of the bank. Review of investigation reports. Organize, conduct surprise checks in sensitive & corruption prone areas.Handling of cases received under CRM including CBS Queries. Quality of Investigations and Investigation Reports conducted during the Year. Analysis of cases and reporting to appropriate Authorities & Follow-up. Maintenance of MIS Data / Records. Maintaining Quality in IO Reports / all Communications / Correspondences / Emails / etc.Interpersonal Relations with Seniors / Peers.

Role & responsibilities Drive collection efficiency and minimize roll forward of cases.Planning, evaluating, implementing and continuously improving all aspects of credit & collection functions and processes. Responsible for leading, managing, developing, and training a team of collectors; and for directing their efforts to attain maximum collections while complying with company policies and procedures.Ensuring professional relationships are established and maintained with clients and attorneys. Prepares periodic reports on collections activities, including summaries on delinquency ratios.Achieve collection targets on various parameters like resolution, flows and credit cost. Allocate work to the field executives Ensure payments, Take up cases to Lok Adalat for quick settlement wherever required.Ensure that the team adheres to the defined processes and policies while dealing with customers.Manage the team of Field Collection Executives and Collection Support Team.Monitor productivity of field collection executives on a daily basis. Conduct revised/refresher policy & process training of collections team at regular intervals. Direct interaction with selected clients in resolving receivables delinquencies.

Roles and ResponsibilitiesDriving collection efficiency and minimizing roll forward of cases.Planning, evaluating, implementing, and improving credit and collection functions.Leading, managing, developing, and training a team of collectors.Maintaining professional relationships with clients and attorneys.Preparing periodic reports on collection activities.Achieving collection targets on various parameters.Allocating work to field executives and ensuring payments.Taking up cases to Lok Adalat for quick settlements.Ensuring adherence to defined processes and policies.Managing the team of Field Collection Executives and Collection Support Team.Monitoring productivity of field collection executives.Conducting training for the collections team.Directly interacting with clients to resolve delinquencies.Performing collection functions as necessary responsibilities

Role & responsibilities - Conduct door-to-door sales visits to potential customers to promote CASA along with other products and services.- Identify and prospect new customers by understanding their banking needs and offering appropriate solutions.- Build and maintain strong relationships with customers to ensure customer satisfaction and retention.- Achieve sales targets by effectively pitching CASA along with FD, RD & LI GI and converting leads into sales.- Provide accurate and timely information to customers regarding account opening procedures, documentation requirements, and product features.Preferred candidate profile Minimum educational qualification Graduation.Prior experience in field sales, preferably in the banking or financial services industry, is an advantage.Strong communication and interpersonal skills.Ability to work independently and target-driven mindset.Fluency in local language(s) preferred.Vehicle along with Driving License.Perks and benefits - Competitive salary and attractive incentives based on performance.- Comprehensive training and development programs.- Opportunity for career growth and advancement within the organization.- Health insurance and other employee benefits.

Role & responsibilities Performing Risk assessment to prepare RCMs for all new audits, reviewing and updating the RCMs quarterly Reviewing audit working papers, audit procedure performed by Team members, Ensuring proper workflow and documentation standards is adhered to by the team in the Audit system Reviewing the observations reported by auditors, having discussion with Auditee to finalize the issues, Interacting / liaising regularly with functions/process owners Preparing/reviewing the Internal Audit report and finalizing, circulating it concerned stakeholders Staying abreast of regulatory laws, Banks internal policies and process and ensuring compliance, keeping himself abreast with all the developments happening in the Bank Leading and conducting audit as per audit plan and ensuring the audit completion within timeline Performing the root cause analysis of irregularities and errors, recommending measures to address any risks of noncompliance of policy/regulatory guidelines Preferred candidate profile Candidate should be a qualified CAThorough understanding of the principles and application of good corporate governance, business and operational risk and control processes and procedures Should be updated with RBI guidelines on internal Audit.