Company: Perpetuity Capital Employment Type: Full-Time About Us: Perpetuity Capital is a fast-growing NBFC focused on financing electric vehicles (EVs), helping drive the green mobility revolution in India. We leverage data-driven underwriting to support underserved segments and have recently raised institutional capital to fuel our expansion. Join us in creating a financially inclusive and sustainable future. Role Overview: We are looking for a Credit Monitoring & Reporting Analyst to support our credit risk function. The ideal candidate will monitor the performance of our loan portfolio, generate insightful reports, and provide early warning signals to manage portfolio quality effectively. This role is critical in supporting data-driven credit decisions and ensuring risk is proactively managed. Key Responsibilities: Monitor loan performance, delinquency trends, and repayment behavior across all lending products. Develop and maintain credit monitoring dashboards and reports (e.g., PAR, DPD, NPA tracking, vintage analysis). Identify early warning signals, conduct root-cause analysis, and suggest corrective actions. Track borrower-level data and prepare MIS reports for management and investors. Coordinate with collections and credit operations teams to flag at-risk accounts. Support regulatory and investor reporting requirements. Assist in stress testing and portfolio segmentation based on risk behavior. Automate and streamline reporting processes using tools like Excel, Power BI Qualifications: Bachelor's degree in Finance, Economics, Business, or a related field. MBA/CFA is a plus. 2–5 years of experience in credit monitoring, portfolio analytics, or credit risk management (preferably in an NBFC, Bank, or Fintech). Strong analytical and quantitative skills. Proficient in Excel; experience with BI tools (Power BI/Tableau), SQL or Python is a plus. Understanding of retail lending metrics and credit lifecycle. Detail-oriented, with strong organizational and communication skills. What We Offer: Opportunity to work at the intersection of financial inclusion and green mobility. Flat hierarchy and high ownership. Competitive compensation and performance-linked incentives. Exposure to institutional investors and a data-first underwriting environment. Show more Show less
Perpetuity Capital is looking for REGIONAL MANAGER to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for REGIONAL MANAGER SALES to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for WEB DEVELOPER to join our dynamic team and embark on a rewarding career journey Website and software application designing, building, or maintaining. Using scripting or authoring languages, management tools, content creation tools, applications, and digital media. Conferring with teams to resolve conflicts, prioritize needs, develop content criteria, or choose solutions. Directing or performing Website updates. Developing or validating test routines and schedules to ensure that test cases mimic external interfaces and address all browser and device types. Editing, writing, or designing Website content, and directing team members who produce content. Maintaining an understanding of the latest Web applications and programming practices through education, study, and participation in conferences, workshops, and groups. Back up files from Web sites to local directories for recovery. Identifying problems uncovered by customer feedback and testing, and correcting or referring problems to appropriate personnel for correction. Evaluating code to ensure it meets industry standards, is valid, is properly structured, and is compatible with browsers, devices, or operating systems. Determining user needs by analyzing technical requirements
Perpetuity Capital is looking for TELECALLER SALES to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Perpetuity Capital is looking for TELECALLER COLLECTION to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for SALES MANAGER to join our dynamic team and embark on a rewarding career journey Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long-lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
Perpetuity Capital is looking for TELECALLER to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for TELECALLER SALES AND COLLECTION to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for SOFTWARE ENGINEER to join our dynamic team and embark on a rewarding career journey Developing and directing software system validation and testing methods. Directing our software programming initiatives Overseeing the development of documentation. Working closely with clients and cross-functional departments to communicate project statuses and proposals. Analyzing data to effectively coordinate the installation of new systems or the modification of existing systems. Managing the software development lifecycle. Monitoring system performance. Communicating key project data to team members and building cohesion among teams. Developing and executing project plans. Applying mathematics and statistics to problem-solving initiatives. Applying best practices and standard operating procedures. Creating innovative solutions to meet our companys technical needs. Testing new software and fixing bugs. Shaping the future of our systems.
Perpetuity Capital is looking for REGIONAL MANAGER COLLECTION to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for CREDIT ASSOCIATE to join our dynamic team and embark on a rewarding career journey Processing requisition and other business forms, checking account balances, and approving purchases. Advising other departments on best practices related to fiscal procedures. Managing account records, issuing invoices, and handling payments. Collaborating with internal departments to reconcile any accounting discrepancies. Analyzing financial data and assisting with audits, reviews, and tax preparations. Updating financial spreadsheets and reports with the latest available data. Preparation of operating budgets, financial statements, and reports. Reviewing existing financial policies and procedures to ensure regulatory compliance. Providing assistance with payroll administration. Keeping records and documenting financial processe
Perpetuity Capital is looking for OPERATIONS EXECUTIVE to join our dynamic team and embark on a rewarding career journey An Operations Executive is responsible for overseeing the day-to-day operations of a company or organization and ensuring that all operational activities are running smoothly and efficiently Responsibilities: Oversee the day-to-day operations of the company or organization Monitor and evaluate the performance of operational processes and systems Identify and resolve operational problems and inefficiencies Stay up-to-date with industry trends and advancements in operations management Continuously assess and improve operational processes and systems to ensure they meet business requirements Requirements: Experience in operations management Strong leadership and management skills Excellent organizational and problem-solving skills Strong analytical skills and the ability to make data-driven decisions Excellent communication and interpersonal skills Proficiency in Microsoft Office and other relevant software
Perpetuity Capital is looking for CREDIT SALES OFFICER to join our dynamic team and embark on a rewarding career journey A Sales Officer is responsible for promoting and selling a company's products or services to customers The job description typically includes the following responsibilities: Developing and implementing sales strategies to meet company goals Building and maintaining relationships with clients Identifying new business opportunities and exploring untapped markets Conducting market research and analysis to stay updated on industry trends and competitors Presenting products or services to potential customers and negotiating contracts Maintaining accurate records of sales and customer interactions Collaborating with cross-functional teams, such as marketing and customer service, to ensure high-quality customer experiences Achieving or exceeding sales targets and ensuring customer satisfaction Providing ongoing support to customers and addressing any concerns or issues Staying up-to-date with product and industry knowledge The ideal candidate for this role should have excellent communication, interpersonal, and negotiation skills, as well as a track record of achieving sales targets
Perpetuity Capital is looking for MIS Executive to join our dynamic team and embark on a rewarding career journey Sound Knowledge & hands on experience on H-look Up, V-Look Up, Pivot Table, Conditional Formatting etc Good in preparing MIS Report Perform data analysis for generating reports on periodic basis Provide strong reporting and analytical information supportKnowledge of various MIS reporting tools
Perpetuity Capital is looking for CREDIT EXECUTIVE to join our dynamic team and embark on a rewarding career journey Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support
Perpetuity Capital is looking for MOBILE DEVELOPER to join our dynamic team and embark on a rewarding career journey A Mobile Developer is responsible for designing, developing, and maintaining mobile applications for iOS and Android devices Designing and developing mobile applications for iOS and Android devices using programming languages such as Swift, Objective-C, Java, or Kotlin Conducting code reviews and ensuring that code is well-written, maintainable, and follows best practices Testing and debugging mobile applications to ensure that they function properly and are free from errors and bugs Writing documentation for mobile applications, including code comments and user manuals, to ensure that knowledge is shared across the team
Perpetuity Capital is looking for PRODUCT TECH LEAD to join our dynamic team and embark on a rewarding career journey Lead a team of software developers and provide technical direction and guidance Collaborate with project managers, product managers, and other stakeholders to define, prioritize and plan technical projectsDesign, develop and implement complex software systems, ensuring high quality and timely delivery Mentor and coach team members, providing technical and professional development opportunities Participate in the requirements understanding, analysis and implementation Test and deploy applications and systemsDebugging and Bug fix in existing codeDevelop documentation throughout the software development life cycle (SDLC)
Perpetuity Capital is looking for PRODUCT MANAGER to join our dynamic team and embark on a rewarding career journey Conducting market research and analysis to identify opportunities and understand customer needs Defining product vision, strategy, and roadmap, in alignment with company goals Collaborating with cross-functional teams, such as engineering, design, and sales, to bring products to market Managing the product lifecycle, from ideation to launch and post-launch evaluationMonitoring product performance and making data-driven decisions to drive growth and profitability Strong leadership and decision-making skills Excellent strategic and analytical skills Good communication and collaboration skills Strong technical knowledge and ability to understand complex product requirements Experience with product development processes and methodologies