Company: Perpetuity Capital Employment Type: Full-Time About Us: Perpetuity Capital is a fast-growing NBFC focused on financing electric vehicles (EVs), helping drive the green mobility revolution in India. We leverage data-driven underwriting to support underserved segments and have recently raised institutional capital to fuel our expansion. Join us in creating a financially inclusive and sustainable future. Role Overview: We are looking for a Credit Monitoring & Reporting Analyst to support our credit risk function. The ideal candidate will monitor the performance of our loan portfolio, generate insightful reports, and provide early warning signals to manage portfolio quality effectively. This role is critical in supporting data-driven credit decisions and ensuring risk is proactively managed. Key Responsibilities: Monitor loan performance, delinquency trends, and repayment behavior across all lending products. Develop and maintain credit monitoring dashboards and reports (e.g., PAR, DPD, NPA tracking, vintage analysis). Identify early warning signals, conduct root-cause analysis, and suggest corrective actions. Track borrower-level data and prepare MIS reports for management and investors. Coordinate with collections and credit operations teams to flag at-risk accounts. Support regulatory and investor reporting requirements. Assist in stress testing and portfolio segmentation based on risk behavior. Automate and streamline reporting processes using tools like Excel, Power BI Qualifications: Bachelor's degree in Finance, Economics, Business, or a related field. MBA/CFA is a plus. 2–5 years of experience in credit monitoring, portfolio analytics, or credit risk management (preferably in an NBFC, Bank, or Fintech). Strong analytical and quantitative skills. Proficient in Excel; experience with BI tools (Power BI/Tableau), SQL or Python is a plus. Understanding of retail lending metrics and credit lifecycle. Detail-oriented, with strong organizational and communication skills. What We Offer: Opportunity to work at the intersection of financial inclusion and green mobility. Flat hierarchy and high ownership. Competitive compensation and performance-linked incentives. Exposure to institutional investors and a data-first underwriting environment. Show more Show less
Perpetuity Capital is looking for REGIONAL MANAGER to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for REGIONAL MANAGER SALES to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for SALES MANAGER to join our dynamic team and embark on a rewarding career journey Achieve growth and hit sales targets by successfully managing the sales team Design and implement a strategic business plan that expands companys customer base and ensure it s strong presence Own recruiting, objectives setting, coaching and performance monitoring of sales representatives Build and promote strong, long-lasting customer relationships by partnering with them and understanding their needs Present sales, revenue and expenses reports and realistic forecasts to the management team Identify emerging markets and market shifts while being fully aware of new products and competition status
Perpetuity Capital is looking for REGIONAL MANAGER COLLECTION to join our dynamic team and embark on a rewarding career journey Set performance goals and targets for the locations under your supervision Monitor the performance of the locations and identify areas for improvement Provide support and guidance to location managers and employees to help them meet performance goals Conduct regular meetings with location managers to discuss performance and address any issues or concerns Develop and implement strategies to improve customer satisfaction and retention Develop and implement policies and procedures to ensure compliance with company standards Manage the budget for the region and ensure that all locations are operating within financial targets Develop and maintain relationships with key stakeholders, including customers, vendors, and local government officials Lead and manage a team of location managers and employees
Perpetuity Capital is looking for WEB DEVELOPER to join our dynamic team and embark on a rewarding career journey Website and software application designing, building, or maintaining. Using scripting or authoring languages, management tools, content creation tools, applications, and digital media. Conferring with teams to resolve conflicts, prioritize needs, develop content criteria, or choose solutions. Directing or performing Website updates. Developing or validating test routines and schedules to ensure that test cases mimic external interfaces and address all browser and device types. Editing, writing, or designing Website content, and directing team members who produce content. Maintaining an understanding of the latest Web applications and programming practices through education, study, and participation in conferences, workshops, and groups. Back up files from Web sites to local directories for recovery. Identifying problems uncovered by customer feedback and testing, and correcting or referring problems to appropriate personnel for correction. Evaluating code to ensure it meets industry standards, is valid, is properly structured, and is compatible with browsers, devices, or operating systems. Determining user needs by analyzing technical requirements
Perpetuity Capital is looking for TELECALLER SALES to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for TELECALLER COLLECTION to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for TELECALLER to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for TELECALLER SALES AND COLLECTION to join our dynamic team and embark on a rewarding career journey A telecaller is a customer service representative who contacts customers over the telephone A typical job description for a telecaller includes the following responsibilities: Make outbound calls to customers to promote products and services, or follow up on recent purchases Respond to customer inquiries and provide information about products and services Resolve customer complaints and provide appropriate solutions Keep records of all customer interactions and transactions, updating customer information in a database as necessary Meet and exceed sales and customer satisfaction targets Continuously improve product and service knowledge to provide accurate information to customers Stay up-to-date with industry developments and maintain a working knowledge of competitor offerings Follow all company policies and procedures, including those related to confidentiality and data security Participate in training and development opportunities to improve skills and knowledge Adhere to schedules and work efficiently under pressure to meet deadlines
Perpetuity Capital is looking for CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities
Perpetuity Capital is looking for SOFTWARE ENGINEER to join our dynamic team and embark on a rewarding career journey Developing and directing software system validation and testing methods. Directing our software programming initiatives Overseeing the development of documentation. Working closely with clients and cross-functional departments to communicate project statuses and proposals. Analyzing data to effectively coordinate the installation of new systems or the modification of existing systems. Managing the software development lifecycle. Monitoring system performance. Communicating key project data to team members and building cohesion among teams. Developing and executing project plans. Applying mathematics and statistics to problem-solving initiatives. Applying best practices and standard operating procedures. Creating innovative solutions to meet our companys technical needs. Testing new software and fixing bugs. Shaping the future of our systems.
Perpetuity Capital is looking for CREDIT SALES OFFICER to join our dynamic team and embark on a rewarding career journey A Sales Officer is responsible for promoting and selling a company's products or services to customers The job description typically includes the following responsibilities: Developing and implementing sales strategies to meet company goals Building and maintaining relationships with clients Identifying new business opportunities and exploring untapped markets Conducting market research and analysis to stay updated on industry trends and competitors Presenting products or services to potential customers and negotiating contracts Maintaining accurate records of sales and customer interactions Collaborating with cross-functional teams, such as marketing and customer service, to ensure high-quality customer experiences Achieving or exceeding sales targets and ensuring customer satisfaction Providing ongoing support to customers and addressing any concerns or issues Staying up-to-date with product and industry knowledge The ideal candidate for this role should have excellent communication, interpersonal, and negotiation skills, as well as a track record of achieving sales targets
Perpetuity Capital is looking for CREDIT EXECUTIVE to join our dynamic team and embark on a rewarding career journey Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support
Perpetuity Capital is looking for PRODUCT MANAGER to join our dynamic team and embark on a rewarding career journey Conducting market research and analysis to identify opportunities and understand customer needs Defining product vision, strategy, and roadmap, in alignment with company goals Collaborating with cross-functional teams, such as engineering, design, and sales, to bring products to market Managing the product lifecycle, from ideation to launch and post-launch evaluationMonitoring product performance and making data-driven decisions to drive growth and profitability Strong leadership and decision-making skills Excellent strategic and analytical skills Good communication and collaboration skills Strong technical knowledge and ability to understand complex product requirements Experience with product development processes and methodologies
Perpetuity Capital is looking for CHIEF FINANCE OFFICER to join our dynamic team and embark on a rewarding career journey The Finance Officer is responsible for maintaining financial records, ensuring compliance with accounting and financial regulations, and assisting in the preparation of financial reports This role plays a crucial part in the financial stability and decision-making process of the organization Key Responsibilities:Financial Record Keeping:Maintain accurate and up-to-date financial records, including general ledger, accounts payable, accounts receivable, and fixed asset records Ensure all financial transactions are properly documented, coded, and recorded in accordance with organizational policies and accounting standards Financial Reporting:Assist in the preparation of financial reports, including income statements, balance sheets, cash flow statements, and other financial statements Generate financial reports for internal and external stakeholders Budget Management:Assist in the development, monitoring, and management of the organization's budget Provide support in budget preparation, variance analysis, and financial forecasting Accounts Payable and Receivable:Manage accounts payable by processing invoices, ensuring timely payments, and maintaining vendor relationships Monitor accounts receivable, follow up on outstanding invoices, and ensure timely collection of payments Financial Compliance:Ensure compliance with relevant financial and accounting regulations, standards, and best practices Assist in the preparation for financial audits and work with auditors to provide necessary documentation Financial Analysis:Analyze financial data to identify trends, variances, and opportunities for improvement Make recommendations to enhance financial performance and efficiency Cash Management:Manage cash flow, including monitoring cash balances, initiating fund transfers, and optimizing cash resources Taxation:Ensure accurate and timely preparation and submission of tax returns Stay updated on changes in tax laws and regulations Financial Software and Systems:Proficiently use accounting software and financial systems to streamline financial processes
Perpetuity Capital is looking for CREDIT OFFICER to join our dynamic team and embark on a rewarding career journey Officer plays a crucial role in the organization, responsible for overseeing and executing various tasks and projects to ensure the smooth functioning of operations This role requires strong leadership, analytical skills, and the ability to collaborate effectively with team members and stakeholders Key Responsibilities :Leadership:Provide leadership and guidance to team members, fostering a positive work environment Lead by example, demonstrating professionalism, integrity, and dedication to the organization's goals and values Project Management:Manage and coordinate projects from initiation to completion, ensuring adherence to timelines and budget constraints Develop project plans, allocate resources, and monitor progress to achieve project objectives Identify and mitigate risks to project success, implementing appropriate solutions as needed Operational Efficiency:Streamline processes and procedures to improve operational efficiency and effectiveness Identify opportunities for automation or technological enhancements to optimize workflow and productivity Collaborate with cross-functional teams to implement process improvements and best practices Data Analysis and Reporting:Analyze data to identify trends, patterns, and insights relevant to the organization's objectives Generate reports and presentations to communicate findings and recommendations to key stakeholders Utilize data-driven insights to inform decision-making and drive continuous improvement initiatives Stakeholder Engagement:Build and maintain relationships with internal and external stakeholders, including clients, partners, and vendors Collaborate with stakeholders to understand their needs and requirements, ensuring alignment with organizational objectives Effectively communicate project updates, issues, and resolutions to stakeholders, fostering transparency and trust Compliance and Risk Management:Ensure compliance with relevant laws, regulations, and internal policies and procedures Proactively identify and address potential risks and compliance issues, implementing appropriate controls and safeguards Keep abreast of industry developments and best practices to inform risk management strategies
Perpetuity Capital is looking for MARKETING MANAGER to join our dynamic team and embark on a rewarding career journey Evaluating and optimizing marketing and pricing strategies. Analyzing market trends and preparing forecasts. Generating new business leads. Increasing brand awareness and market share. Coordinating marketing strategies with the sales, financial, public relations, and production departments. Developing and managing the marketing department's budget. Overseeing branding, advertising, and promotional campaigns. Managing the marketing department's staff. Promoting our brand at trade shows and major industry-related events. Keeping informed of marketing strategies and trends
Perpetuity Capital is looking for COLLECTION AND SALES EXECUTIVE to join our dynamic team and embark on a rewarding career journey Conduct market research to identify selling possibilities and evaluate customer needs Actively seek out new sales opportunities through cold calling, networking and social media Set up meetings with potential clients and listen to their wishes and concerns Prepare and deliver appropriate presentations on products and services Create frequent reviews and reports with sales and financial data Ensure the availability of stock for sales and demonstrations Participate on behalf of the company in exhibitions or conferences Negotiate/close deals and handle complaints or objections Collaborate with team members to achieve better results Gather feedback from customers or prospects and share with internal teams
Perpetuity Capital is looking for OPERATIONS EXECUTIVE to join our dynamic team and embark on a rewarding career journey An Operations Executive is responsible for overseeing the day-to-day operations of a company or organization and ensuring that all operational activities are running smoothly and efficiently Responsibilities: Oversee the day-to-day operations of the company or organization Monitor and evaluate the performance of operational processes and systems Identify and resolve operational problems and inefficiencies Stay up-to-date with industry trends and advancements in operations management Continuously assess and improve operational processes and systems to ensure they meet business requirements Requirements: Experience in operations management Strong leadership and management skills Excellent organizational and problem-solving skills Strong analytical skills and the ability to make data-driven decisions Excellent communication and interpersonal skills Proficiency in Microsoft Office and other relevant software