Analyst - QCMT

Role & responsibilities

A. Quality Control

• Review IG rating notes for exposures above 150 crore for compliance and accuracy.
• Ensure all sections are complete or marked NA; verify policy references, dates, DSCR, and analytical details.
• Validate rating models: correct model type, no tampering with pre-filled cells.
• Review Inter-Firm Analysis: minimum 3 peers, proper comparison basis, similar industry/size/geography, or nearest peers as applicable.
• Confirm analysis dimensions match standard rating note templates and add required declarations.
• Conduct internal audits to ensure documentation and analyst folders meet regulatory standards.
  

B. Credit Rating Monitoring

• Track and schedule annual surveillance for rated exposures (NCDs within 12 months; bank loans within 15 months).
• Monitor provisional ratings to ensure review within 90 days.
• Follow up on interest and principal repayments for NCDs and term loans; send reminders and maintain records.
  

C. Credit Monitoring

• Send quarterly QIS communication to clients.
• Generate QRN reports for CRO review.
• Monitor industry developments, media updates, and Google alerts; share positives/negatives with the rating team.
• Coordinate with bankers for required information and clarifications.
• Prepare and update bond yield tracker and equity price reports.
  

D. Rating Reports

• Track and prepare INC surveillance rating packs (INC-on-INC cases).

Preferred candidate profile

• MBA/PGDM in Finance, CA, CFA (preferred), or equivalent qualification in finance/analytics.
• Prior experience with

  surveillance, monitoring, or quality review

  of rating notes is an added advantage.
• Proficiency in Excel, financial modelling, ratio analysis, and peer benchmarking.
• Excellent analytical, documentation, and report-writing skills.
• Strong communication skills for follow-ups with clients and bankers.