Job Description : Responsible for overall Sales target achievement for the assigned area and branches Monitoring team's performance and motivating them to reach targets. Expertise in day-to- day operational work like loan disbursement & recovery mechanism Must be open to travelling. Regular branch visits to understand the ground pulse of both customers and employees. Maintain Overall portfolio and deliquency for assigned branches Maintain collection efficiency for the area Team Management & Productivity PDD management and document retrieval management Physical verification of customer business and property. Setting sales targets for individual reps and team as a whole. Coordinating with local advocate for property related reports. Coordinating with staff members for smooth flow of loan process. Reach the set targets by motivating staff in a right manner. Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio. Good knowledge of the local area Work Experience: Minimum experience of 5-9years in LAP . Preferably from NBFC/ MSME sector Must have prior experience of managing a large team Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. Desired Candidate Profile: Language Proficiency: Kannada + Hindi & Or English Ability to work in a fast-paced and dynamic environment. Good Communication skills with clarity of speech and thought Must have knowledge of local area, competitor knowledge/ updates Good at stakeholder management and engagement Must have a can do attitude and the willingness to learn and grow Please note this is a full time role and candidates strictly from Karnataka with team handling role and worked in and around Belgavi needs to have exposure.

Job Description : Responsible for overall Sales target achievement for the assigned area and branches Monitoring team's performance and motivating them to reach targets. Expertise in day-to- day operational work like loan disbursement & recovery mechanism Must be open to travelling. Regular branch visits to understand the ground pulse of both customers and employees. Maintain Overall portfolio and deliquency for assigned branches Maintain collection efficiency for the area Team Management & Productivity PDD management and document retrieval management Physical verification of customer business and property. Setting sales targets for individual reps and team as a whole. Coordinating with local advocate for property related reports. Coordinating with staff members for smooth flow of loan process. Reach the set targets by motivating staff in a right manner. Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio. Good knowledge of the local area Work Experience: Minimum experience of 5-7 years in LAP . Preferably from NBFC/ MSME sector Must have prior experience of managing a large team Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. Desired Candidate Profile: Language ProficiencyKannadai & Or English Ability to work in a fast-paced and dynamic environment. Good Communication skills with clarity of speech and thought Must have knowledge of local area, competitor knowledge/ updates Good at stakeholder management and engagement Must have a can do attitude and the willingness to learn and grow

Position : Branch Credit Manager-Belagavi Job Description Processing of loan applications which are logged in by the branch and approve/recommend cases based on the approval matrix. Inspect the property documents, initiate legal and technical and ensure all documents as required by legal are collected in original and xerox as required by legal report. Have a good knowledge and understanding of the legal requirements and aspects of the location. Verify leads identified by RSM /Branch; Conduct personal discussion; Evaluate business and management related risk by conducting Income and financial strength assessment of the prospective borrowers. Review property valuation reports and ensure compliance to valuation guidelines. Verification and validate of the documents submitted by applicants through online on offline checks in the respective sites to ensure the correctness of the documents and compliance. Submit credit proposals to the appropriate sanctioning authority for sanction. Liaise with the concerned approval authority for timely sanction of the proposal; obtain sanction within specified turnaround times. Prepare Credit Appraisal Memos, Monthly Monitoring Reports for the portfolio and excellent problem solving and decision-making ability. Discuss with business on Terms and Conditions for risk assessments. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Escalate with action plan for non-compliance. Visit the units and submit inspection reports. Ensure Monitoring and collection of early delinquent cases/Non-starter cases in 12 MOB. The ideal candidate should have sound knowledge on Credit and Risk Assessment and have the skills/ability to manage and address any escalations related to risk assessments. Excellent Analytical, interpersonal skills & logical thinking with high degree of integrity towards the role. Strong Critical Thinking abilities coupled with critical evaluation of the available information is crucial in the credit evaluation process. This role entails to build the quality portfolio by supporting the approval of the loans in reasonable time by maintaining an ideal TAT for the smooth on boarding of the customers. Proficient in information search and interpretation skills. Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. Desired Candidate Profile: Language Proficiency: Local Language, Hindi, and English Experience in credit underwriting and handling of retail SME portfolio Good analytical skills & in-depth knowledge of financial analysis. Handson experience of MS Office Suite preferred MS Excel Candidate Age upto 35 Years. Ability to work in a fast-paced and dynamic environment. Good Communication skills with clarity of speech and thought. Must have knowledge of local area, competitor knowledge/ updates. Good at stakeholder management and engagement Must have a can-do attitude and the willingness to learn and grow Candidates applying for this position need to have worked in this location Position Type: Full time on rolls opportunity. Resumes can be sent to arnold.dmello@irepglobal.com

Job Description : Responsible for overall Sales target achievement for the assigned area and branches Monitoring team's performance and motivating them to reach targets. Expertise in day-to- day operational work like loan disbursement & recovery mechanism Must be open to travelling. Regular branch visits to understand the ground pulse of both customers and employees. Maintain Overall portfolio and deliquency for assigned branches Maintain collection efficiency for the area Team Management & Productivity PDD management and document retrieval management Physical verification of customer business and property. Setting sales targets for individual reps and team as a whole. Coordinating with local advocate for property related reports. Coordinating with staff members for smooth flow of loan process. Reach the set targets by motivating staff in a right manner. Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio. Good knowledge of the local area Work Experience: Minimum experience of 5-9years in LAP . Preferably from NBFC/ MSME sector Must have prior experience of managing a large team Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. Desired Candidate Profile: Language Proficiency: Kannada + Hindi & Or English Ability to work in a fast-paced and dynamic environment. Good Communication skills with clarity of speech and thought Must have knowledge of local area, competitor knowledge/ updates Good at stakeholder management and engagement Must have a can do attitude and the willingness to learn and grow Please note this is a full time role and candidates strictly from Karnataka with team handling role and worked in and around Belgavi needs to have exposure.

Internship Opportunity at IREP Credit Capital Investor Relations Department IREP is looking for a dynamic and driven Intern to join our Investor Relations (IR) team for a period of 2 to 6 months! If you're passionate about number crunching, financial analysis, data analytics, communication, and stakeholder engagement — this is your chance to gain hands-on experience with a growing NBFC. Role: IR Intern Duration: 2 to 6 months Location: Mumbai What You’ll Learn: Preparation of investor reports and presentations Analytical dashboards and KPIs for senior management reviews Support function in MIS preparation and delivering key findings Market and portfolio research Communication with stakeholders and internal teams Insights into fundraising and investor strategy Who Should Apply? Students or fresh graduates from any field Proficient in MS Excel (especially pivot tables and basic formulae) and PowerPoint Data visualization tools experience will be a plus (Power BI, Tableau, etc) Strong communication and analytical skills To Apply: Send your resume to trupti.parab@irepglobal.com with the subject line “IR Intern Application – [Your Name]”.