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3400 Credit Analysis Jobs

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3.0 - 6.0 years

0 Lacs

hyderabad, telangana, india

On-site

About this role: Wells Fargo is seeking a CIB Portfolio Manager. In this role, you will: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within CIB Portfolio Management functional area and contribute to large scale planning related to functional area Identify opportunity for process improvements within scope of responsibilities Review and analyze less complex business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives Exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exerci...

Posted 19 hours ago

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0.0 years

0 Lacs

kavali, andhra pradesh

On-site

. The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . . Key Responsibilities: . . Business Development: . o Source new clients through market visits, channel partners, and referrals. . o Promote LAP and affordable home loan products in the assigned territory. . o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . . Customer Relati...

Posted 22 hours ago

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0.0 years

0 Lacs

india

On-site

. The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . . Key Responsibilities: . . Business Development: . o Source new clients through market visits, channel partners, and referrals. . o Promote LAP and affordable home loan products in the assigned territory. . o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . . Customer Relati...

Posted 22 hours ago

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0.0 - 3.0 years

6 - 13 Lacs

mumbai

Work from Office

Job Location- Prabhadevi Job Purpose: The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements, business risk, industry analysis and assign ratings as per Banks internal rating scale Monitoring of ratings in the portfolio so that the rating is up-to-date with the best available information at any point in time. Contribution to Industry analysis, portfolio monitoring and any other adhoc tasks. Job Responsibilities(JR) : 6 – 8 Areas Actionable (4-6) Borrower Ratings Assignment Comprehensive analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information t...

Posted 1 day ago

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3.0 - 7.0 years

0 Lacs

karnataka

On-site

Northern Trust, a Fortune 500 company with over 130 years of financial experience and more than 22,000 partners, is dedicated to providing innovative financial services and guidance to successful individuals, families, and institutions. As part of the Financial institutions and Country Risk Team, you will play a vital role in overseeing a portfolio of counterparties and countries to provide insightful credit opinions and recommendations. **Key Responsibilities:** - Manage a portfolio of bank counterparties and countries, with a focus on hedge fund analysis. - Conduct financial, economic, and market-based analysis of entities, assign Probability of Default ratings, and determine appropriate c...

Posted 1 day ago

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1.0 - 5.0 years

0 Lacs

karnataka

On-site

As a Credit Risk professional at Goldman Sachs, you will be responsible for managing the firm's credit exposure to trading and lending counterparties. Your role will involve assessing the credit and financial strength of corporate borrowers and counterparts through fundamental credit analysis using quantitative and qualitative factors. You will review loan transactions, monitor credit trends, perform distressed analysis, and estimate potential impairments. Additionally, you will analyze the credit implications of various financial transactions on corporate clients and present your findings to senior leadership. Key Responsibilities: - Assess credit and financial strength of counterparties th...

Posted 1 day ago

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7.0 - 11.0 years

0 Lacs

chennai, tamil nadu

On-site

As a Team Lead in Corporate Finance, your role involves leading a team and managing various aspects of corporate finance, with a specific focus on debt funding. Your responsibilities include: - Analyzing and evaluating debt financing opportunities for corporate clients. - Structuring debt deals and developing financing proposals tailored to client needs. - Collaborating with internal and external stakeholders to ensure successful funding outcomes. - Conducting thorough financial analysis, including cash flow projections, risk assessments, and financial modeling. - Assessing the creditworthiness of clients and providing recommendations for risk mitigation. - Cultivating and maintaining strong...

Posted 1 day ago

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2.0 - 6.0 years

0 Lacs

maharashtra

On-site

As a Loan Advisor, your role will involve advising clients on a wide range of loan products, such as Home Loans, Personal Loans, Business Loans, Education Loans, and Loan Against Property. You will be responsible for explaining and assisting with loan refinancing, consolidation, and interest rate reduction strategies. Providing clear guidance on documentation requirements for each loan type will also be a key part of your responsibilities. Additionally, you will act as a client-facing representative, maintaining professionalism, trust, and a solution-oriented approach. Collaboration with internal teams and lending partners to ensure smooth processing and timely resolution of client needs is ...

Posted 1 day ago

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10.0 - 14.0 years

0 Lacs

raipur

On-site

You will be joining the Mid Corporates team as a Senior Relationship Manager, where you will be responsible for managing a portfolio of clients with turnovers ranging from 500 Cr to 1500 Cr. Your main duties will include client acquisition, portfolio management, credit note preparation, sanction process coordination, portfolio hygiene maintenance, and cross-selling financial products. - **Client Acquisition (NTB):** Source new-to-bank (NTB) clients in the medium enterprise segment with turnovers between 500 Cr to 1500 Cr. Utilize market intelligence, references, and industry networking to identify opportunities. - **Portfolio Management:** Deepen relationships with the existing client portfo...

Posted 1 day ago

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4.0 - 8.0 years

0 Lacs

bhopal, madhya pradesh

On-site

As an Assistant Credit Manager at Varthana, you will play a crucial role in ensuring that all loan applications are assessed in line with the credit policy and any deviations are effectively managed and documented. Your responsibilities will include interacting with customers, conducting personal discussions and interviews to evaluate them, ensuring timely processing of files, and establishing enduring relationships. Additionally, you will collaborate with the sales and operations teams to gather accurate data. **Key Responsibilities:** - Verify loan applications according to credit policy - Mitigate and document any deviations - Engage with customers through personal discussions and intervi...

Posted 1 day ago

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2.0 - 6.0 years

12 - 15 Lacs

kolkata, mumbai, new delhi

Work from Office

This is to inform all the candidates who applied for the post of Project Officer (VAC/IN/AL/02/2023) with the Delegation of the European Union that the recruitment procedure has been completed and that a candidate has been recruited, Thank you for your interest in this position, We are The European Union (EU) is an economic and political partnership between 27 European countries It plays an important role in international affairs through diplomacy, trade, development aid and working with global organizations Abroad, the EU is represented through more than 140 diplomatic representations, known also as EU Delegations, which have a similar function to those of an embassy, The EU Delegation to I...

Posted 1 day ago

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12.0 - 16.0 years

0 Lacs

pune, maharashtra

On-site

As a Specialized Analytics Sr. Manager at our company, you will be responsible for managing professional teams and departments to achieve results. Your expertise in a defined area will set standards for others to follow, requiring a deep understanding of how different areas integrate within the sub-function and contribute to the overall function's objectives. Your role will involve basic commercial awareness, excellent communication skills, and the ability to guide and influence colleagues and external customers. You will oversee the volume, quality, timeliness, and delivery of results within your area, as well as be involved in planning, budgeting, and policy formulation. Your key responsib...

Posted 1 day ago

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9.0 - 14.0 years

19 - 25 Lacs

chennai

Work from Office

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Chennai Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Posted 1 day ago

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9.0 - 14.0 years

19 - 25 Lacs

kanpur, lucknow

Work from Office

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Posted 1 day ago

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4.0 - 8.0 years

10 - 20 Lacs

pune, gurugram, mumbai (all areas)

Work from Office

Senior Credit Analyst - Insurance/Corporates/Equity (Financial Modelling) - 2 Years - Pune/Mumbai/Gurugram Location - Pune (Hybrid), Mumbai , Gurugram An excellent opportunity to join a global credit risk team , where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities Support global credit analysts in tracking and analysing the creditworthiness of ...

Posted 1 day ago

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1.0 - 5.0 years

6 - 12 Lacs

pune, gurugram, mumbai (all areas)

Work from Office

Senior Credit Analyst - Insurance/banking Sector (Financial Modelling) - 2 Years - Pune /Mumbai Location Pune (Hybrid), Mumbai An excellent opportunity to join a global credit risk team, where you will support insurance/banking sector analysis across North American and European markets. This role blends financial modelling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities Support global credit analysts in tracking and analysing the creditworthiness of insurance compan...

Posted 1 day ago

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0.0 - 3.0 years

7 - 13 Lacs

pune

Work from Office

Credit Analyst / Senior Credit Analyst - Structured Finance - 1+ Years - Pune Location - Pune, India Summary- An excellent opportunity for finance professionals with strong analytical, credit, and legal document review skills to work on global structured finance and public finance transactions. This role offers exposure to credit analysis, financial modeling, market tracking, and client engagement with international stakeholders across US and EMEA regions. Your Future Employer- A global leader in research, analytics, and financial insights, supporting clients across structured finance and public finance domains. Responsibilities- Support global Credit Analysts in analyzing structured finance...

Posted 1 day ago

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2.0 - 6.0 years

8 - 12 Lacs

chennai, coimbatore, bengaluru

Work from Office

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

Posted 1 day ago

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2.0 - 5.0 years

7 - 11 Lacs

pune

Work from Office

Analyze financial statements (balance sheets, income statements, cash flow statements) to identify trends, risks, and opportunities Evaluate financial performance and position of companies, including ratio analysis, profitability, and cash flow analysis Develop and maintain financial models to forecast future performance and identify potential risks Assist in the preparation of credit analysis reports, including evaluating creditworthiness and identifying potential credit risks Excellent analytical, problem-solving, and communication skills Ability to work in a fast-paced environment and meet deadlines Proficiency in Microsoft Office, particularly Excel

Posted 2 days ago

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0.0 - 2.0 years

2 - 4 Lacs

bengaluru

Work from Office

Designation - Credit Analyst Team/Function - Banking & Credit Risks Key Skills/Expertise -- Financial Analysis Excellent Communication Skills Analytical Skills Any one who wants to do INTERNSHIP can apply !! Freshers can apply !! Experinced candidates can also apply !! Role Description: Designing and formulating credit underwriting for supply chain finance and strategize & partner in technology implementation to enable digital journey in supply chain financing process. Responsible for conducting detailed research on the financial history of businesses and their related parties/ individuals to determine their creditworthiness. Reviewing and verifying financial statements (like Balance Sheet, ...

Posted 2 days ago

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10.0 - 15.0 years

25 - 35 Lacs

hyderabad

Work from Office

Assistant Vice President (Portfolio Management Group)-10+years-Hyderabad Summary Join a leading financial services and portfolio management firm, supporting global investment banks and private equity clients. This is a client-facing leadership role where you will be managing structured finance portfolios, mentoring teams, and delivering technology-enabled portfolio solutions across multiple asset classes. Location – Hyderabad, India Your Future Employer – A fast-growing financial services and technology firm providing portfolio management and analytics solutions for global banks, private equity funds, and structured credit investors. Responsibilities – Collaborating with global clients to mo...

Posted 2 days ago

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6.0 - 8.0 years

25 - 30 Lacs

karnal

Work from Office

Manage a team of 15 to 20 CPC Area Credit Managers SBB Credit and Further Credit Managers SBB, who report to such ACMs Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance o...

Posted 2 days ago

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4.0 - 8.0 years

15 - 17 Lacs

jaipur

Work from Office

Manage a team of 2 to 5 Credit Managers SBB Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial insti...

Posted 2 days ago

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7.0 - 9.0 years

4 - 5 Lacs

bengaluru

Work from Office

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

Posted 2 days ago

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0.0 - 1.0 years

8 - 12 Lacs

pune

Work from Office

As a member of GAC, you will - Work closely with S&P Global Ratings Analyst(s) to monitor and track the performance of a portfolio of credits / transactions within the Financial Institutions and Insurance sector, and responding to credit events Work on proprietary models capital models, projections, forecasting, and stress case scenarios Analyze relevant performance parameters such as balance sheet strength, financial ratios, liquidity, prepayments, defaults, foreclosure as applicable Conduct detailed market analysis including peer comparisons, industry drivers, macro-economic trends, regulatory policies and implications Apply asset class specific and broader credit ratings principles and me...

Posted 2 days ago

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Exploring Credit Analysis Jobs in India

In India, the job market for credit analysis professionals is growing rapidly as financial institutions, banks, and other organizations seek to assess the creditworthiness of individuals and businesses. Credit analysts play a crucial role in evaluating the financial health of potential borrowers and helping to mitigate the risk of lending.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Kolkata

Average Salary Range

The average salary range for credit analysis professionals in India varies based on experience level: - Entry-level: ₹3-5 lakhs per annum - Mid-level: ₹6-10 lakhs per annum - Experienced: ₹12-20 lakhs per annum

Career Path

Typically, a career in credit analysis progresses as follows: - Credit Analyst - Senior Credit Analyst - Credit Manager - Chief Credit Officer

Related Skills

Besides expertise in credit analysis, professionals in this field are often expected to possess or develop skills such as financial modeling, risk management, data analysis, and strong communication skills.

Interview Questions

  • What factors do you consider when analyzing an individual's creditworthiness? (basic)
  • How do you assess the credit risk of a company? (medium)
  • Can you explain the difference between credit analysis and credit scoring? (medium)
  • How do you stay updated on industry trends and regulations related to credit analysis? (basic)
  • Can you walk us through a challenging credit analysis project you have worked on in the past? (advanced)
  • How do you handle situations where the creditworthiness of a potential borrower is unclear? (medium)
  • What tools or software do you use for credit analysis? (basic)
  • How do you communicate your findings and recommendations to stakeholders? (basic)
  • What steps do you take to verify the financial information provided by a borrower? (medium)
  • How do you determine the appropriate credit limit for a borrower? (medium)
  • Explain the concept of credit risk mitigation. (medium)
  • Can you discuss a time when you had to make a difficult credit decision? (advanced)
  • How do you ensure compliance with regulatory requirements in your credit analysis process? (medium)
  • What metrics do you consider most important when evaluating credit risk? (medium)
  • How do you handle conflicting information when conducting credit analysis? (medium)
  • Can you explain the impact of economic factors on credit risk assessment? (medium)
  • How do you prioritize multiple credit analysis projects with tight deadlines? (basic)
  • What are the key components of a credit analysis report? (basic)
  • How do you evaluate the financial statements of a company during credit analysis? (medium)
  • Can you discuss a time when your credit analysis led to a successful lending decision? (advanced)
  • How do you assess the industry risk when evaluating a potential borrower? (medium)
  • What steps do you take to monitor the credit risk of existing borrowers? (medium)
  • How do you handle situations where a borrower defaults on their loan? (medium)
  • What role does qualitative information play in your credit analysis process? (medium)
  • How do you incorporate feedback from credit committee members into your analysis? (basic)

Closing Remark

As you explore opportunities in the credit analysis field in India, remember to prepare thoroughly, showcase your expertise, and approach interviews with confidence. Best of luck in your job search!

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