2184 Credit Analysis Jobs

Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. This role is based in India and as such all normal working days must be carried out in India. Job Description Join us as a Relationship Manager, Credit Delivery Join a dynamic team and control the strategic and daily support for client services, business development and relationship building Specialising in credit delivery, you'll be managing client relationships and aiming to exceed their expectations, every time Hone your communication and interpersonal skills, in a collaborative and fast-paced environment We're offering this role at associate level What you'll do: We're looking for someone who'll put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, you'll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. We'll also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. You'll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to maximise opportunities when undertaking personal reviews Building and maintaining relationships with stakeholders and leading commercial negotiations and agreements of contractual terms with new intermediaries Working closely with other product teams to deliver a comprehensive, integrated and high-quality banking relationship for our clients The skills you'll need: We're looking for someone with knowledge of credit delivery and good experience of working in the financial services industry. You'll have an excellent appreciation of legal forms of lending and security and a broad understanding of corporate finance and capital models. Additionally, we'll also be looking for you to have excellent communication skills, with the ability to operate and influence effectively at a senior level, both internally and externally with customers and intermediary organisations. You'll also need: A QFA qualification with strong credit analysis skills Excellent relationship management skills and experience of working in a customer driven business environment A track record of successfully leading and developing a performing sales team Experience of relevant legal, regulatory and statutory obligations and risk management within a financial services environment Excellent knowledge of business processes including know your customer, anti-money laundering, deal structuring and preparing credit appraisals

Join us as a Relationship Manager, Credit Delivery Join a dynamic team and control the strategic and daily support for client services, business development, and relationship building. Specialising in credit delivery, you'll be managing client relationships and aiming to exceed their expectations, every time. Hone your communication and interpersonal skills, in a collaborative and fast-paced environment. We're offering this role at senior analyst level. What you'll do We're looking for someone who'll put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, you'll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. We'll also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. You'll Also Be Designing and originating new business proposals that are appropriate to the needs of our clients. Understanding how our products and services compare with competitors and using this knowledge to maximise opportunities when undertaking personal reviews. Building and maintaining relationships with stakeholders and leading commercial negotiations and agreements of contractual terms with new intermediaries. Working closely with other product teams to deliver a comprehensive, integrated and high quality banking relationship for our clients. The skills you'll need We're looking for someone with knowledge of credit delivery and good experience of working in the financial services industry. You'll have an excellent appreciation of legal forms of lending and security and a broad understanding of corporate finance and capital models. Additionally, we'll also be looking for you to have excellent communication skills, with the ability to operate and influence effectively at a senior level, both internally and externally with customers and intermediary organisations. You'll Also Need A QFA qualification with strong credit analysis skills. Excellent relationship management skills and experience of working in a customer-driven business environment. A track record of successfully leading and developing a performing sales team. Experience of relevant legal, regulatory and statutory obligations and risk management within a financial services environment. Excellent knowledge of business processes including know your customer, anti-money laundering, deal structuring and preparing credit appraisals.

As a Credit Analyst at SCB GIFT City, your main responsibility will be to contribute towards the growth of the branch's business by maintaining a high-quality portfolio. You will be required to interact with Relationship Managers (RM) and clients to gather deal requirements, financial statements, and other necessary information for conducting thorough analysis and due diligence. Working closely with RM/product partners, you will assist in structuring credit solutions for clients, ensuring product appropriateness, and expediting approvals. In this role, you will be responsible for managing the end-to-end Business Credit Assessment (BCA) process by utilizing tools such as Creditlens, RMWB, Raptor, Scorecard, etc. It will be essential to conduct detailed risk analysis, prepare quality presentations, and ensure swift credit approval. Compliance with internal and regulatory credit policies is crucial, including preparing checklists, meeting reporting requirements, and coordinating credit meetings. Furthermore, you will monitor the portfolio quality by tracking excess/past dues, adhering to ASTAR and EAR processes, and ensuring timely submission of credit/performance reports. Regular review of reports from various tools like Fraud Risk Analytics and Credit Analytics, monitoring risk triggers and covenants, and liaising with GAM Credit for limit approvals are also part of your responsibilities. As a Credit Analyst, you will play a key role in risk management by upholding the highest ethical standards, identifying and resolving risk, conduct, and compliance matters collaboratively. Ensuring governance by maintaining systems and controls in compliance with Group and Business policies, procedures, and standards is paramount. In addition to the core responsibilities, you will engage with stakeholders internally (Credit, Relationship Manager) and externally (Clients, legal firms, Accountants). Other duties may include preparing stress tests, industry studies, credit opinion reports, and effectively utilizing tools like Creditmate & RMWB. The ideal candidate for this position should have substantial experience in the banking industry, with a strong background in credit analysis and risk assessment. Excellent interpersonal skills, business acumen, and the ability to work with diverse stakeholders are essential. Holding at least 7-8 years of relevant experience in credit analysis is required. At Standard Chartered, we aim to drive commerce and prosperity through our unique diversity while upholding our core values and brand promise. We value inclusivity, integrity, continuous improvement, and collective effort towards long-term success. If you are looking to make a positive impact and grow professionally in a purpose-driven environment, we encourage you to join our team and contribute your unique talents to our shared success.,

The Credit Research Analyst - Lead / Principal Analyst position is available at a Global Investment Management Firm with locations in Hyderabad, Bengaluru, and Gurugram, India. As an experienced professional with over 6 years of experience and a background in Masters in Finance, CFA, or CA, you have the opportunity to join the Private Credit Research Team. This team is instrumental in supporting the firm's Private Credit (North America) Front Office by conducting in-depth credit analysis on private corporate credit opportunities, evaluating issuers across the capital structure, performing fundamental credit assessments, and providing key insights that directly impact investment decisions. Your key responsibilities in this role will include assessing the credit quality of corporate bond and loan issuers, building detailed financial models, preparing investment memos, conducting due diligence on potential borrowers, collaborating with internal stakeholders, and staying ahead of market trends through independent research and sector analysis. To excel in this role, you should possess strong financial modeling and underwriting skills, exceptional analytical abilities, excellent communication skills, and be self-motivated and detail-oriented. This role offers global exposure, the opportunity to directly influence key investment decisions in the private credit space, and a collaborative environment where you will work alongside top-tier professionals in a research-driven culture. If you are a resourceful and driven professional seeking to advance your career in credit research, financial analysis, and investment decision-making, we encourage you to apply now and become a part of a world-class investment team.,

Join us as a Relationship Manager, Credit Delivery. You will be part of a dynamic team responsible for overseeing strategic and daily support for client services, business development, and relationship building. Specializing in credit delivery, your main focus will be managing client relationships and striving to exceed their expectations on a consistent basis. This role offers the opportunity to enhance your communication and interpersonal skills within a collaborative and fast-paced environment, positioned at the senior analyst level. As a Relationship Manager, you will play a pivotal role in putting clients at the forefront of all activities. Working alongside a team specializing in credit delivery, you will efficiently manage your schedule, contribute to the growth of a client portfolio, and ensure the delivery of exceptional service. Your responsibilities will also include supporting management in crafting high-quality new business proposals, aiding in credit analysis, and establishing a strong rapport with the credit function. Key responsibilities include: - Crafting and originating new business proposals tailored to meet client needs - Assessing our products and services in comparison to competitors, leveraging insights to optimize opportunities during client reviews - Cultivating and nurturing relationships with stakeholders, leading commercial negotiations, and finalizing contractual terms with new intermediaries - Collaborating closely with other product teams to provide clients with a comprehensive, integrated, and top-tier banking relationship To excel in this role, you should possess a deep understanding of credit delivery and substantial experience in the financial services sector. An in-depth knowledge of legal lending forms, security, corporate finance, and capital models is essential. Furthermore, effective communication skills are paramount, enabling you to engage and influence stakeholders at all levels, both internally and externally. Key qualifications and competencies include: - QFA qualification with robust credit analysis capabilities - Proficiency in relationship management and a background in customer-centric business environments - Demonstrated success in leading and nurturing high-performance sales teams - Familiarity with relevant legal, regulatory, and statutory compliance requirements, as well as risk management practices in financial services - Comprehensive understanding of business processes, encompassing know your customer practices, anti-money laundering protocols, deal structuring techniques, and credit appraisal preparation,

Northeast Chit Funds is growing rapidly and is thrilled to announce an exciting opportunity for a Junior Risk Manager to join our dynamic team. As we scale our operations, this role will be instrumental in enhancing our credit and risk evaluation processes, ensuring informed and responsible decision-making aligned with our strategic goals. In this key position, you will support the credit underwriting process by conducting detailed financial analyses, carrying out thorough due diligence, and assessing customer risk profiles. Your analytical insights will play a critical role in strengthening our risk framework and driving sound, data-informed decisions. Responsibilities - Conduct credit appraisals of individuals and businesses. - Analyse financial documents such as ITRs, bank statements, and balance sheets. - Assist in background verification and field risk assessments. - Support collateral analysis, documentation checks, and legal verifications. - Maintain accurate records of credit proposals, risk observations, and follow-ups. - Coordinate with internal departments (sales, admin, legal) for approvals and clarifications. - Contribute to monthly MIS and risk monitoring dashboards. Qualifications - 3 years of experience in risk/credit analysis, preferably in NBFC, Fintech, or Financial Services. - Strong analytical and financial interpretation skills. - Proficiency in MS Excel, Word, and financial documentation analysis. - Good communication and coordination skills. - Knowledge of collateral documents, lien, and legal verifications is an advantage. Salary & Perks Salary: 5-6 LPA Benefits: ESI, Travel Allowance, Incentives, and a clearly defined Career Growth Path.,

As an intern at Globus Thenken, you will have the opportunity to engage in a variety of responsibilities on a day-to-day basis. Your tasks will involve conducting financial analysis, reviewing and aggregating contracts, building and working on analytical models in MS Excel, undertaking credit and risk analysis, and creating memos to share with clients. Globus Thenken is a rapidly growing analytics, consulting, and solutions firm that caters to specialized client needs in the energy, healthcare, and financial services industries, not only in the US but also internationally. The company offers a wide range of services including strategy development, analytical insights, and research support. These services encompass financial data analysis, asset monitoring, operations management, and customized business intelligence. Join us to gain valuable experience and contribute to our innovative projects.,

Job Description Senior Associate, Credit Risk Risk & Compliance At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the worlds financial system we touch nearly 20% of the worlds investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities and people everywhere. We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what is all about. Were seeking a future team member for the role of Senior Associate to join our Credit Risk Risk & Compliance team. This role is located in Pune, MH HYBRID. In this role, youll make an impact in the following ways: Engage in deep dive credit analysis to understand the business performance of banks/broker dealers and provide concise credit underwriting papers and recommendation to credit approvers. Partnering with colleagues in Credit Risk team to prepare credit analysis paper comprising of: Comprehensive fundamental analysis (Capitalization, Management, Earnings, Liquidity, and Sensitivity to Market Risk) Review of the counterpartys strategy and its business risk Researching industry dynamics, global economic conditions and competitive environment Recommending borrower risk rating based on financial and economic data Ensure adherence to deadlines for new deals and timely completion of error-free annual reviews Proactively monitor the assigned portfolio by tracking industry / economic / regulatory development, counterparty related news, and other early warning indicators. Liaising with various internal and external stakeholders. Depending on experience, skill and competence, he or she can be given additional responsibilities. To be successful in this role, were seeking the following: Strong understanding of banks/broker dealers financial statements. Candidate with 4 6 years experience in credit rating / research / analysis / underwriting with large MNC banks / captive unit of a large multinational bank / credit rating agencies. Strong verbal and written communication skills with the ability to clearly articulate well-reasoned underwriting proposals for credit approval. Ability to come up the learning curve faster and adapt & implement new concepts and ways of working. A self-starter with the ability to meet deadlines in a fast-paced and dynamic environment. Ability to interpret credit documents to assess credit terms & conditions, including financial covenants, security and collateral. Knowledge of capital markets / traded products and commercial financing facilities. Ability to complete work with minimal or no supervision and meet stringent timelines. Good understanding of internal rating methodologies and legal agreements (term sheet, ISDA & CSA). Knowledge of market data tools and external resources like S&P Capital IQ, Moodys, and Credit Sights etc. Ability to guide early career analysts and suggest process improvement ideas to leadership. Handle stakeholder questions/complaints efficiently and turn mistakes into learning opportunities. Maintains a professional image by always being available to take care of deliverables. Manage fair workload and volunteer for additional work during peak periods. Pro-active, Can Do attitude, understanding that taking the initiative is utmost important. Self-starter & team player with positive, proactive and open attitude. Ability to prioritize workload and respond quickly to urgent requests. Innovative team player with demonstrated ability of working as part of a robust team. Understand and comply with all relevant policies, guidelines, procedures and applicable regulatory requirements as issued by BNY. Maintain BNY internal control standards. Adhere to implement the Group Compliance Policy, as applicable to the role. Complete all the mandatory training courses on time and ensure no compliance breach of data security, confidentiality related or personal trading policies. Adhering strictly to compliance and operational risk controls in accordance with BNY policies. MBA Finance / CA / Postgraduate in Finance + CFA (International) / FRM At BNY, our culture speaks for itself. Heres a few of our awards: Americas Most Innovative Companies, Fortune, 2024 Worlds Most Admired Companies, Fortune 2024 Human Rights Campaign Foundation, Corporate Equality Index, 100% score, 2023-2024 Best Places to Work for Disability Inclusion , Disability: IN 100% score, 2023-2024 Most Just Companies, Just Capital and CNBC, 2024 Dow Jones Sustainability Indices, Top performing company for Sustainability, 2024 Bloombergs Gender Equality Index (GEI), 2023 Our Benefits And Rewards BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your lifes journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter. BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans. Show more Show less

As a part of OFB Tech (OfBusiness), a tech-enabled platform focusing on facilitating raw material procurement and credit for SMEs in the manufacturing and infrastructure sectors, we are seeking a meticulous individual to join our team. Your role will involve independently handling monitoring and analysis responsibilities, with a primary focus on leading integration efforts across various aspects such as Business, Credit, Risk Management, Operations, Technology, and Product. Your responsibilities will include formulating policies and processes from pre-disbursement to post-disbursement stages, reviewing and validating post disbursement and covenant compliance documents, and ensuring compliance adherence by clients as per the sanction terms. A deep understanding of securities such as escrow, share pledge, property mortgage, and pari-passu process will be essential for perfecting security post disbursement. Additionally, you will be involved in reviewing NOC and pari-passu requests related to equity infusion, debt infusion, and compliance standards, monitoring credit covenants, providing analysis and recommendations to senior management, and coordinating with business and credit teams for borrower discussions and data acquisition. Your expertise in risk management will be crucial in monitoring the mid-corporate portfolio behavior of segments and products, ensuring compliance with audit policies, and managing NPA cases by analyzing and tracking the latest developments in entity fundamentals. To be successful in this role, you should hold an MBA in Finance or BFSI from a Tier 2 or Tier 3 institution, with at least 2 years of relevant experience. Strong organizational, communication, stakeholder management, and analytical skills are essential for this position. Previous experience in NBFCs, FIs, or FinTech companies will be considered a plus. This is a full-time position with benefits including cell phone reimbursement, health insurance, and Provident Fund. The work schedule is during the day shift, and the work location is in person. If you have a passion for monitoring and analysis, possess the required qualifications and skills, and are looking to grow in a dynamic environment, we welcome you to apply for this exciting opportunity at OFB Tech.,

About Credit Saison India Established in 2019, Credit Saison India is one of the country's fastest-growing Non-Bank Financial Company (NBFC) lenders. Our verticals include wholesale, direct lending, and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Our tech-enabled model, combined with underwriting capability, allows us to facilitate lending at scale, addressing India's significant credit gap, particularly in underserved and underpenetrated segments of the population. Credit Saison India is dedicated to expanding as a lender and enhancing its offerings in India for the long term, focusing on MSMEs, households, individuals, and more. We are registered with the Reserve Bank of India (RBI) and hold an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Presently, Credit Saison India operates through a branch network of 45 physical offices, servicing 1.2 million active loans, managing an AUM of over US$1.5 billion, and employing approximately 1,000 individuals. As a part of Saison International, a global financial company with a vision to unite people, partners, and technology, Credit Saison India strives to develop resilient and innovative financial solutions for positive impact. Saison International, headquartered in Singapore, is committed to fostering opportunities and empowering individuals through its business arms of lending and corporate venture capital. With a team of over 1,000 employees spread across global operations in Singapore, India, Indonesia, Thailand, Vietnam, Mexico, and Brazil, Saison International aims to be a transformative partner in fulfilling the aspirations of people.,

Job Description: As a Mortgage Analyst based in Bangalore, you will play a crucial role in the mortgage application process. Your responsibilities will include reviewing mortgage applications and supporting documentation to ensure accuracy and completeness. You will analyze applicants" financial status, credit history, and property evaluations to determine their eligibility for mortgage loans. Conducting risk assessments and making recommendations regarding loan approval or denial will be a key part of your role. Additionally, you will assist in the underwriting process by preparing loan files and supporting documentation for review. Communication with loan officers, borrowers, and third-party vendors to obtain additional information or clarification as needed will also be essential. Staying up to date on mortgage lending regulations and compliance requirements is crucial, along with providing exceptional customer service and support throughout the mortgage application process. Collaboration with team members to streamline processes and improve efficiency, maintaining accurate records and documentation of all loan transactions, and participating in training and professional development opportunities to enhance job knowledge and skills will also be part of your responsibilities. Requirements: - 0-3 years of experience in mortgage lending, banking, or financial services. - Bachelor's degree in finance, economics, business administration, or a related field. - Strong analytical and problem-solving skills. - Excellent communication and interpersonal skills. Interview Rounds: Mortgage Analyst: The candidate should score a 3.5 rating out of 5. 1st Round: - Buplas Test (30 to 40 mins) - Communication - Logical/Situation-based questions - E-mail writing 2nd Round: - Face-to-Face (F2F) interview.,

Job Title: Credit Manager - LAS Job Responsibilities: Assess creditworthiness of clients using financial statements, credit reports, and industry analysis Prepare detailed credit appraisal memos and risk assessments Monitor and track the performance of existing credit exposures and portfolios Develop and update internal credit rating models and scorecards Conduct regular portfolio reviews and ensure early warning systems are in place Liaise with business teams, legal, and operations for credit approvals and documentation Ensure compliance with internal credit policies and regulatory frameworks (RBI guidelines) Required Qualifications & Skills: Bachelors or Masters degree in finance, Accounting, Economics, or related field 25 years of experience in credit analysis, banking, NBFC Strong knowledge of financial statement analysis, ratios, and cash flow Proficient in Microsoft Excel Strong written and verbal communication skills Show more Show less

Job Requirements Role/Job Title: Associate Relationship Manager-NBFC Function/ Department: Wholesale Banking Job Purpose Prepare credit proposals to support credit committee decisions regarding the clients portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Roles & Responsibilities Performing credit appraisal of NBFC & NBFC-MFI clients through analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis etc. Preparation of credit proposals combining financials analysis with sectorial information to support credit committee decisions regarding the clients portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc. of the proposed financing. Liaison with Credit Risk, Compliance to get the credit memo approved internally. Handling Early Warning Signal meetings with appropriate responses for each observation, ensuring overall portfolio hygiene Assisting Relationship Managers & Senior Relationship Managers on clients meetings, internal presentations, and MIS Loan disbursement & documentation function; liaison with legal, compliance, audit observations aspects of the proposals Visiting clients to improve business relationship with them. Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification. Centre & Branch visits for NBFC/MFIs, regularly interacting with clients, external rating analysts and maintaining call reports. Analyzing quarterly financial performance, Receivable Audit and highlighting trends and deviations in collections & overall portfolio quality periodically Educational Qualification Graduation: Any Graduation Post-graduation: Any Post-graduation Professional Qualification/Certification: Chartered Accountant (CA) Experience: 2-5 years of experience in portfolio management & credit analysis role Show more Show less

We are seeking a dynamic and analytical Investment Professional with a strong foundation in Real Estate Investment Trusts (REITs), Infrastructure Investment Trusts (InvITs), equity derivatives (F&O), macroeconomic analysis, and fixed income markets. The ideal candidate will play a critical role in evaluating alternative investment opportunities, generating tactical trading strategies, and contributing to asset allocation decisions. Key specific deliverables of this role are: REIT & InvIT Analysis Conduct financial and qualitative evaluation of listed and private REITs/ InvITs. Monitor market trends, cap rates, occupancy rates, and regulatory developments. Build and maintain valuation models, forecast cash flows and distribution yields. Equity & F&O Trading Develop and execute equity and derivatives (F&O) trading strategies. Track sectoral and index-level movements for tactical trading insights. Macroeconomic & Fixed Income Research Analyse macroeconomic indicators including GDP, inflation, interest rates, and global economic trends. Interpret central bank policies and their impact on equity and bond markets. Other related generic responsibilities/expectations: Analyse market research reports to identify trends, opportunities, and risks in financial markets as per L&T plans.

HDB Financial Services Ltd. Looking for #BranchCreditManager #Product - #LAP (Secured) and #PL/BL (Unsecured) #Skills - Underwriting and PD is must #Experience -3-7 years in Credit underwriting & CAM #Education - any graduate #Locations .- Moradabad Relevant candidates can share CVs at rupali.vishal @hdbfs.com with the subject line Branch Credit Manager_location.

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Department: Lending Services Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European based client ensuring we fulfill the applicable SLAs. Key Responsibilities Project Finance Portfolio Monitoring Credit Review: Perform detailed annual and quarterly credit reviews for allocated projects, assessing performance against original underwriting assumptions and covenants. Analyze financial, operational, and technical performance of the projects, including key project milestones (for construction phase) and actual vs. budget comparisons (for operational phase). Monitor key financial metrics such as DSCR, LLCR, PLCR, IRR, and coverage ratios, flagging early warning signals. Construction Phase Monitoring: Review EPC progress, cost reports, drawdowns, variation orders, contingency usage, and timelines. Analyze project risk registers and mitigation strategies, ensuring alignment with lender expectations. Track completion tests, project milestones, and compliance with debt service commencement requirements. Operational Phase Monitoring: Assess plant availability, capacity utilization, OM performance, and major maintenance plans. Review revenue streams (e.g., PPA tariffs, offtake arrangements), operating costs, and adherence to financial covenants. Identify sector-specific risks (e.g., curtailment risk in wind/solar, toll collection efficiency in roads) and analyze their potential credit impact. Stakeholder Communication: Liaise with internal credit teams, relationship managers, and if required, borrowers or third-party consultants to gather key information. Prepare and present clear, concise review memos, highlighting key credit concerns and recommendations. Regulatory and Compliance Support: Ensure compliance with internal risk rating models and regulatory requirements relevant to project finance exposures. Support internal audits and regulatory reviews by providing necessary documentation and analysis. Key Competencies 4-14 years of experience in project finance, credit analysis, or portfolio monitoring, preferably across infrastructure and energy sectors. Strong understanding of project finance structures, financial modelling, and risk assessment. Familiarity with sector-specific KPIs, regulatory frameworks, and performance benchmarks. Proficiency in financial analysis tools (Excel, Factset, CapitalIQ, etc.); exposure to project finance models is a plus. Excellent written and verbal communication skills for preparing high-quality review notes and engaging with stakeholders. Ability to manage multiple priorities and meet tight deadlines under minimal supervision.

We are in search of a dynamic and enthusiasticprofessional to become a part of our Private Markets division. In this role,you will collaborate with our global clients, acting as an integral extensionof their teams Key Responsibilities Maintaining highquality in the following workflows by establishing strong processes, performingquality checks, providing training, mentoring, and upskilling juniors: Overseeing the requestintake process, including participation in project scoping calls to improveunderstanding and prepare detailed project scope documents. Preparing and drivingthe content of client- and prospect-related materials, including pitches,proposals, client marketing materials, and other associated offering documentsand analyses. Working with PrivateMarkets clients on various tasks, including but not limited to financialmodeling, credit analysis, performing investment due diligence, portfoliomonitoring and valuation, and middle and back-office tasks. Motivating and managinga team of analysts, planning workflows, and liaising with global clients toensure that deadlines are met to the required standard. Contributing to processimprovement and providing value additions to deliverables and automation oftasks. Communicating clearlyand confidently with internal and external stakeholders, both in written andverbal forms. Providing strategic thought leadership through theauthoring of blogs and whitepapers . KeyCompetencies: 12-18 years of relevantexperience in any of the following backgrounds leveraged finance, debtadvisory, and public/private credit Familiarity andexpertise in private credit will be an added advantage Experience in, completedelivery set-up, smooth roll-out of services, managing Large teams (40+members) and the implementation of best practices, feedback mechanisms, hiringand training the team Exceptional technicaland analytical skills, including financial modeling, underwriting skills,company research, portfolio monitoring, valuation and investment memopreparation A masters in financeand/or a CFA/CA A highly analyticalmind and a high level of attention to detail Excellent written andspoken English communication skills A strong work ethic The ability to workindependently and meet deadlines under pressure

Department: Lending Services 0-2 months' notice candidates preferred due to business need Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities - Credit Review/ Analysis Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial peer analysis, rating rationale, outlook etc.) Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Credit Lens / client customized templates Analysis of financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process Going through the supplementary schedules, notes and MDA for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure Regular communication with the client to ensure the expectations are met Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of large corporates. Managing a portfolio of clients and handling rating assignments. Adhering to standard operating procedure policies including compliance documentation. Maintaining strong relationship with the client Key Competencies Strong understanding of credit principles, policies, and regulations MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in credit report writing Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moodys Risk Analyst (MRA) is preferred Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantage

Department: Lending Services 0-2 months' notice candidates preferred due to business need. Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities - Credit Review/ Analysis Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial peer analysis, rating rationale, outlook etc.) Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Analyzing and spreading the financial statements in Moodys RiskAnalyst (MRA) / CreditLens / client customized templates Analysis of financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process Going through the supplementary schedules, notes and MDA for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure Regular communication with the client to ensure the expectations are met Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of large corporates. Managing a portfolio of clients and handling rating assignments. Adhering to standard operating procedure policies including compliance documentation. Maintaining strong relationship with the client Key Competencies Strong understanding of credit principles, policies, and regulations MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in credit report writing Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moodys Risk Analyst (MRA) is preferred Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantage

Skills: . Communication, Problem-solving, Empathy, Patience, Time management, Conflict resolution, Adaptability, Active listening,. Candidate should be responsible for driving sales by developing communications with the validated customers who have applied on Wishfin.com. Candidate should be comfortable with sales profile with Finance/Marketing background. Should provide the product knowledge to customers and resolving their queries over calls and emails. Should become link in between networked financial institutions and customers and help customers in getting their queries resolved on time by them. Able to communicate with customers of diverse background, should understand their needs and help customers by resolving their issues and co ordinate with banks and nbfc's to provide customers with best of their services. Job TypesInternship, Contractual / Temporary, Freelance, Volunteer. Contract length3 months. Pay1.50% per month. g, On disbursal of 1,00,00,000, you will be paid 1,50,000. Schedule. Day shift. Supplemental Pay. Commission pay. Education. Higher Secondary(12th Pass) (Preferred). Experience. total work1 year (Preferred). Customer service1 year (Preferred). Language. English (Preferred). Hindi (Preferred). Work LocationIn person. Show more Show less

Skills: . Communication, Problem-solving, Empathy, Patience, Time management, Conflict resolution, Adaptability, Active listening,. Candidate should be responsible for driving sales by developing communications with the validated customers who have applied on Wishfin.com. Candidate should be comfortable with sales profile with Finance/Marketing background. Should provide the product knowledge to customers and resolving their queries over calls and emails. Should become link in between networked financial institutions and customers and help customers in getting their queries resolved on time by them. Able to communicate with customers of diverse background, should understand their needs and help customers by resolving their issues and co ordinate with banks and nbfc's to provide customers with best of their services. Job TypesInternship, Contractual / Temporary, Freelance, Volunteer. Contract length3 months. Pay1.50% per month. g, On disbursal of 1,00,00,000, you will be paid 1,50,000. Schedule. Day shift. Supplemental Pay. Commission pay. Education. Higher Secondary(12th Pass) (Preferred). Experience. total work1 year (Preferred). Customer service1 year (Preferred). Language. English (Preferred). Hindi (Preferred). Work LocationIn person. Show more Show less

Job Title : Credit Specialist Job Summary : Responsible for Credit reviews for management by researching and analyzing sales data, customer accounts, business information and management reports Essential Job Duties : Analyzing the credit data and financial information of the individuals or companies in order to determine the risk involved in offering them credit Preparing management reports about degree of risk in giving the customers credit terms such as various collection reports Coordinating with sales/Collections/Billing department for proper documentation of customers requirements, change of address/payment plans/change of business information/collecting US states certificates Validating the Sales tax exemption documents submitted by the customers. Understand different credit rating companies scores and analyze the information provide on the documents to reach to an accurate decision about customer business. Use reports to develop Process Improvement ideas and coordinate with Manager for implementation Basic Qualifications (Minimum Required Experience, Education, Key Attributes ): Education & Experience: Commerce graduate/Post Graduation. Minimum of 1- 3 years of relevant experience. Knowledge/Skills/Abilities: 1-4 Years experience in an US/ Europe Accounts Receivable profile Ability to work in a fast paced environment Good written and verbal communication skills Basic to intermediate skill level in Microsoft Excel, PowerPoint Willingness to learn new skills Should have a Do what it takes’ and a ‘I must deliver’ attitude

Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions and in responding to credit events. Assist global Credit Analyst(s) in cash flow analysis, including for complex deals. Analyze industry dynamics and regulatory trends. Prepare internal credit research reports and notes. Assist global Credit Analysts in preparing publishable credit reports. Model and regularly maintain structured finance deals (RMBS, ABS, CMBS, etc. across regions) using proprietary platforms; ensure the correctness of the cash flows. Model maintenance involves: In-depth understanding of transaction documents such as Offering Circular, Indenture, Swap Agreement, etc. to understand the structure and features of the deals. Preparing setup files. Writing appropriate conditions & payments structure in the tool needed to generate the required output and make it ready for investors. Regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures, and revising the model to sync with expected outcomes. Stay abreast of the latest developments in the structured finance market and understand/ comment on their potential impact. Process Adherence: Focus on review/QC, adding analytical inputs when required. Create and maintain base-level training, process manuals, and documentation to ensure smooth execution of tasks. Adopt the defined processes in day-to-day execution of assignments. Identify process improvement avenues and value-added work. Ensure that new knowledge gained is retained and documented through operating manuals. Work with other teams and suggest methods to make the current process more efficient. Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures, and Guidelines of the organization.

Carry out in-depth credit analysis of companies under coverage, including business, financial, and peer analysis, and prepare credit reports (annual/quarterly reviews). Building and updating credit models including KPI based projections, writing initiations and preparing concise earning notes for assigned coverage. The role requires regular surveillance of the assigned portfolio by proactively tracking the company events (including quarterly earnings, regulatory updates), peer group and other industry information sources. Quickly develop understanding of the operating and financial metrics relevant for any new sector in coverage. Engage with client teams proactively and independently Establish and maintain consistent standards and processes in credit analysis. Knowledge of data sources such as Bloomberg, S&P Capital IQ and knowledge of macros, VBA, R, Python etc. would be an added advantage. FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Background in conducting credit analysis of Corporates/Financial institutions. Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis. Strong quantitative skills are essential given the job also requires building and updating detailed financial models. Detail-oriented, with a keen interest in financial markets. Keen interest to take a deep-dive into credit analysis. Able to work under pressure and tight deadlines. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Should be capable of multi-tasking and handling projects with tight deadlines. Ability to think and work independently. MINIMUM & PREFERRED EDUCATION MBA (Finance) from reputed institute / CA / CFA is essential Progress towards CFA (US) would be preferred MINIMUM & PREFERRED EXPERIENCE / SKILLS Prior experience of minimum 3-5 years in credit research/analysis