4451 Credit Analysis Jobs

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2.0 - 3.0 years

2 - 4 Lacs

chennai

Work from Office

Responsibilities: * Conduct credit analyses & evaluations * Manage timely credit resolution * Collaborate with sales and collection team on new opportunities * Ensure compliance with policies & procedures * Oversee credit processing Provident fund Health insurance

Posted 12 hours ago

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3.0 - 5.0 years

3 - 5 Lacs

hyderabad

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Key Responsibilities: Reconcile credit and debit notes issued to customers and received from suppliers on a monthly basis. Verify and match notes against sales invoices, purchase invoices, and payment records. Ensure all credit/debit notes are properly approved, documented, and accounted for in the books of accounts. Identify and resolve discrepancies between customer/vendor ledgers and internal records. Coordinate with sales, procurement, and tax teams for clarifications and timely adjustments. Maintain a reconciliation tracker for open and closed items. Ensure that all notes are GST compliant and reflected correctly in GSTR-1, GSTR-2B, and GSTR-3B returns. Assist in monthly closing and sup...

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3.0 - 5.0 years

0 Lacs

bengaluru, karnataka, india

On-site

ABOUT FIRSTSOURCE Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term partners to 100+ leading brands with presence in the US, UK, Philippines, Mexico and India. Our rightshore delivery model offers solutions covering complete customer lifecycle across Healthcare, Telecommunications & Media and Banking, Financial Services & Insurance verticals. Our clientele includes Fortune 500 and FTSE 100...

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3.0 - 5.0 years

0 Lacs

chennai, tamil nadu, india

Remote

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: (Remote) Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience with Post closing underwriting. Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit...

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3.0 - 5.0 years

0 Lacs

bengaluru, karnataka, india

On-site

ABOUT FIRSTSOURCE Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term partners to 100+ leading brands with presence in the US, UK, Philippines, Mexico and India. Our rightshore delivery model offers solutions covering complete customer lifecycle across Healthcare, Telecommunications & Media and Banking, Financial Services & Insurance verticals. Our clientele includes Fortune 500 and FTSE 100...

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0.0 years

0 Lacs

mumbai, maharashtra, india

On-site

Position Overview Job Title: Risk Analyst - Campus Hire Location: Mumbai, India Role Description About the business division: Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 3,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast becoming the most sought-after place to build a career within the banking world. Risk at Deuts...

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5.0 - 14.0 years

0 Lacs

bengaluru, karnataka, india

On-site

Job Title: Credit Analyst Experience: 5 14 Years Notice Period: Immediate to 60 Days (Immediate joiners preferred) Job Description: We are seeking a skilled Credit Analyst to join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and maintain portfolio health. Key Responsibilities: Conduct comprehensive industry, competitor, ESG, and client-level financial analysis for the Global Banking (GB) and Commercial Banking (CMB) Relationship Management teams. Analyze financial documentation and supplementary data to support lending decisions and recommend appropriate credit structur...

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2.0 - 4.0 years

0 Lacs

chennai, tamil nadu, india

On-site

Requirements from Candidate: Candidate should be from Tier 1 B-school or a CA with excellent academic background 2-4 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks

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6.0 - 10.0 years

20 - 25 Lacs

mumbai

Work from Office

Role & responsibilities Independently able to undertake fundamental analysis of companies to form credit view. Detailed understanding of the sectors to identify key trends and outlook. Keep up to date with market information and stay ahead of the curve to manage portfolio risks. Good networking skills. Adhering to regulatory and ethics code Preferred candidate profile The position is responsible for analysis of companies and sectors, preparing detailed updates and reports on portfolio companies on an ongoing basis.

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1.0 - 3.0 years

22 - 25 Lacs

mumbai

Work from Office

Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base Support in coverage of clients with revenues in excess of Rs.2000 Crs Credit analysis, risk identification, credit presentation (credit memo) Required Candidate profile Credit writing skills with comprehensive coverage of all risk related issues • Ability to spot new business opportunities; • Interaction with clients;

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2.0 - 3.0 years

0 Lacs

mumbai

Work from Office

POSITION SUMMARY: Intern JOB FUNCTION AND RESPONSIBILITIES: Understand Loan Origination process. Review Mortgage related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting QUALIFICATION: Graduate in any field WORK SCHEDULE OR TRAVEL REQUIREMENTS: Day shift/No travel requirements

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2.0 - 4.0 years

0 Lacs

mumbai

Work from Office

POSITION SUMMARY: Intern JOB FUNCTION AND RESPONSIBILITIES: Understand Loan Origination process. Review Mortgage related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting QUALIFICATION: Graduate in any field WORK SCHEDULE OR TRAVEL REQUIREMENTS: Day shift/No travel requirements

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2.0 - 7.0 years

4 - 9 Lacs

ahmedabad, jodhpur

Work from Office

Back office Executive -AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Recovery Job Description Grade E0 Role- Back Office Executive Job Description: Job Role: Manage the documentation post credit analysis of the region Responsible for management of day to day operations of the region. Ensuring strict adherence to compliance, audit and regulatory requirements. Timely authorization and checking KYC system input for customer transaction/ service request Good at MS Office Customer complains management and ensuring resolution of all complaints within TAT. Job Requirements: Excellent written and oral communication skills Graduate Minimum work exp. 2 years Customer service oriented People Management skills...

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3.0 - 4.0 years

12 - 18 Lacs

hyderabad

Work from Office

Credit Analyst with 3 to 4 yrs exp in Construction/Project Finance. Analyze financials, assess project viability, prepare credit appraisals, and monitor portfolios. Strong financial modeling, risk assessment, and credit evaluation skills required

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3.0 - 4.0 years

12 - 18 Lacs

hyderabad

Work from Office

Credit Analyst with 3-4 yrs exp in Construction/Project Finance. Analyze financials, assess project viability, prepare credit appraisals, and monitor portfolios. Strong financial modeling, risk assessment, and credit evaluation skills required

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1.0 - 6.0 years

1 - 5 Lacs

bengaluru

Work from Office

MNC Company openings!!! Role- Underwriter Exp- 1.5 yrs loc- Bangalore upto 5.5LPA MUST- Pre underwriter,Business loan,credit Analysis International voice process must Immediate joiners only contact - shrinidhiizeemanpower@gmail.com / 89516 38495

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10.0 - 12.0 years

15 - 18 Lacs

chennai, bengaluru, delhi / ncr

Work from Office

Role & responsibilities: * Perform rigorous credit analysis, financial modelling and forecasting and performing rigorous credit analysis, financial modelling and forecasting. * Conduct plant visits, management meetings and make presentations to the rating committee. * Mentor analysts and monitor team productivity. * Ensure quality and timeliness of deliverables in credit rating value chain * Drive operational efficiency and client delivery excellence. * Track economy and sector trends and ensure timely rating actions. * Write analytical reports, research notes and rating rationales. * Conduct plant visits, management meeting and make presentation to the Rating Committee mentor analyst and Mo...

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0.0 - 3.0 years

3 - 6 Lacs

thane, pune

Work from Office

We are hiring a Coordinator to manage operations, support teams, and ensure smooth execution of day-to-day activities. Submit Your Application Contact number: Position applied: Submit Application I authorize Apnarupee to use my data for loan processing

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2.0 - 4.0 years

15 - 19 Lacs

chennai

Work from Office

Requirements from Candidate: Candidate should be from Tier 1 B-school or a CA with excellent academic background 2-4 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description: Analyze Company s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Undertake rigorous credit risk analysis, encompassing industry/business re...

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12.0 - 22.0 years

7 - 13 Lacs

noida

Work from Office

Responsibilities: * Manage credit portfolio from application to payment. * Collaborate with sales team on new accounts. * Analyze credit risks and propose improvements. * Monitor customer performance and escalate issues. Health insurance Provident fund

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2.0 - 6.0 years

0 - 0 Lacs

mumbai city

On-site

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover ...

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3.0 - 6.0 years

8 - 12 Lacs

bengaluru

Work from Office

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

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7.0 - 12.0 years

12 - 16 Lacs

bengaluru

Work from Office

Responsibilities Expert Consultation: Preparation of higher complexity SR&ED tax incentive claims and assist with review of claims as required. Maintaining regular contact with assigned clients communicating directly with client personnel in operations, finance, accounting, payroll, and engineering and their accountants to gather relevant information to prepare project costing and complete tax return input. Client Partnership: Cultivate strong relationships with clients to uncover SR&ED opportunities, offering bespoke consultation and support throughout the SR&ED claim lifecycle. Meet with clients in-person and virtually to establish engagement plans, assist with evaluation of eligible activ...

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1.0 - 4.0 years

8 - 12 Lacs

hyderabad

Work from Office

1. Analyzing financial statements, performance and trend analysis for assessing the credit worthiness 2.Handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings Required Candidate profile Looking from Credit Rating Agency Only with experience in Mid Corporate Analysis for Domestic Market.

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2.0 - 6.0 years

0 Lacs

maharashtra

On-site

As a Risk Analyst- Campus Hire at Deutsche Bank in Mumbai, India, you will be part of the Risk division, where you will play a fundamental role in protecting the bank by managing and controlling credit, market, operational, and reputational risks. You will work with a team of nearly 3,000 employees to achieve the goal of being an industry-leading risk management organization. **Key Responsibilities:** - Undertake accurate and timely credit analysis of counterparties by identifying business and financial risks, preparing cash flow models, and peer analysis. - Write rating reports and credit reviews for recommendation to senior members. - Participate actively in live trades with onshore credit...

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Exploring Credit Analysis Jobs in India

In India, the job market for credit analysis professionals is growing rapidly as financial institutions, banks, and other organizations seek to assess the creditworthiness of individuals and businesses. Credit analysts play a crucial role in evaluating the financial health of potential borrowers and helping to mitigate the risk of lending.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Kolkata

Average Salary Range

The average salary range for credit analysis professionals in India varies based on experience level: - Entry-level: ₹3-5 lakhs per annum - Mid-level: ₹6-10 lakhs per annum - Experienced: ₹12-20 lakhs per annum

Career Path

Typically, a career in credit analysis progresses as follows: - Credit Analyst - Senior Credit Analyst - Credit Manager - Chief Credit Officer

Related Skills

Besides expertise in credit analysis, professionals in this field are often expected to possess or develop skills such as financial modeling, risk management, data analysis, and strong communication skills.

Interview Questions

  • What factors do you consider when analyzing an individual's creditworthiness? (basic)
  • How do you assess the credit risk of a company? (medium)
  • Can you explain the difference between credit analysis and credit scoring? (medium)
  • How do you stay updated on industry trends and regulations related to credit analysis? (basic)
  • Can you walk us through a challenging credit analysis project you have worked on in the past? (advanced)
  • How do you handle situations where the creditworthiness of a potential borrower is unclear? (medium)
  • What tools or software do you use for credit analysis? (basic)
  • How do you communicate your findings and recommendations to stakeholders? (basic)
  • What steps do you take to verify the financial information provided by a borrower? (medium)
  • How do you determine the appropriate credit limit for a borrower? (medium)
  • Explain the concept of credit risk mitigation. (medium)
  • Can you discuss a time when you had to make a difficult credit decision? (advanced)
  • How do you ensure compliance with regulatory requirements in your credit analysis process? (medium)
  • What metrics do you consider most important when evaluating credit risk? (medium)
  • How do you handle conflicting information when conducting credit analysis? (medium)
  • Can you explain the impact of economic factors on credit risk assessment? (medium)
  • How do you prioritize multiple credit analysis projects with tight deadlines? (basic)
  • What are the key components of a credit analysis report? (basic)
  • How do you evaluate the financial statements of a company during credit analysis? (medium)
  • Can you discuss a time when your credit analysis led to a successful lending decision? (advanced)
  • How do you assess the industry risk when evaluating a potential borrower? (medium)
  • What steps do you take to monitor the credit risk of existing borrowers? (medium)
  • How do you handle situations where a borrower defaults on their loan? (medium)
  • What role does qualitative information play in your credit analysis process? (medium)
  • How do you incorporate feedback from credit committee members into your analysis? (basic)

Closing Remark

As you explore opportunities in the credit analysis field in India, remember to prepare thoroughly, showcase your expertise, and approach interviews with confidence. Best of luck in your job search!

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