9 Credit Analysis Jobs
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0.0 years
Kolkata, West bengal, India
On-site
Some Careers Shine Brighter Than Others. If you're looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team i...
Posted 2 days ago
0.0 - 8.0 years
Pune, All india
On-site
As a Credit Manager at Kotak Mahindra Bank, you will be responsible for assessing creditworthiness, managing risk, and ensuring the financial health of the bank. Your key responsibilities will include: - Assessing the creditworthiness of potential borrowers by analyzing financial statements, credit history, and repayment capacity. - Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. - Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. - Approving or declining credit applications based on risk assessment and established crite...
Posted 4 days ago
10.0 - 16.0 years
13 - 18 Lacs
Kochi
Work from Office
Manager - Credit Management / Credit Control Shift - Night Shift Location - Should be ready to relocate to Kochi Mode - Work from Office Immediate joiners Preferred Brief Job Description: Excellent understanding of O2C - Cash Application, Billing, Invoicing, Pricing & Collections O2C/AR Cycle Strong knowledge of Credit management, Credit analysis and decision making Ability to identify inefficient/ineffective processes and develops recommendations to enhance controls and efficiency. Providing coaching and feedback to team members to enable them to improve their performance Handling Escalation Provide inputs on process and system to the team Good understanding of client reporting and performa...
Posted 1 week ago
2.0 - 7.0 years
Bengaluru
Remote
We're Hiring! Broker Service Officer / Credit Analyst Australian Mortgage Position Title: Broker Service Officer / Credit Analyst Department: Australian Mortgage Person Specification, Competencies, and Attitudes * Exceptional customer service skills with a friendly and professional * Proactive and able to take necessary actions and make decisions to meet objectives and deadlines. * Strong problem-solving skills with the ability to work independently and proactively. * Capable of working autonomously with minimal supervision. * Strong attention to detail when reviewing important documents, identifying errors, ensuring compliance, and maintaining high accuracy through meticulous validation. We...
Posted 2 weeks ago
6.0 - 11.0 years
Bengaluru
Work from Office
Credit Analysis (Delivery Lead/ Manager) Job location - Bangalore (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adheri...
Posted 2 weeks ago
5.0 - 7.0 years
Mumbai, Maharashtra, India
On-site
Position Overview Job Title: GEM Portfolio Risk Analyst, AS Location: Mumbai, India Role Description Deutsche Bank's emerging markets business offers a fully-integrated and global product platform. With unrivalled breadth and superior execution capabilities, we are dedicated to making markets and providing client solutions in a wide range of EM products Our product range includes external debt and Credit Default Swaps (CDS), FX, rates, options and the more complex cross-market derivatives covering multiple EM jurisdictions At DB Centre, we adopt a global focus for all our EM clients and this spans various job profiles like Structuring, Portfolio Management, Quantitative Analytics, Platforms,...
Posted 3 weeks ago
2.0 - 6.0 years
5 - 12 Lacs
Chennai
Remote
Greetings from Firstsource!! HR SPOC - Madhubala Contact - 7299080894(call or whatsapp) or share your resumes to madhubala.suresh@firstsource.com Live Underwriter and Sr Live Underwriter Experience required for the Job: 2+ years Key skills: Underwriting, US mortgage Position Overview Candidate should have total 2+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to ve...
Posted 4 weeks ago
1.0 - 3.0 years
7 - 14 Lacs
Bengaluru, Karnataka, India
On-site
Key Responsibilities: Processing loan files and verifying customer documentation as per credit policy Coordinating with sales teams and credit managers for file movement and approvals Maintaining accurate records of processed applications in internal systems Ensuring TAT (Turn-Around Time) is maintained as per SLA Handling queries related to customer documents or loan file status Supporting back-end credit operations for smooth disbursement flow Escalating discrepancies or policy deviations for resolution
Posted 1 month ago
0.0 - 5.0 years
2 - 4 Lacs
Coimbatore, Tamil nadu, India
On-site
Role & responsibilities Develop a growth strategy focused both on financial gain and customer satisfaction. Conduct research to identify new markets and customer needs. Arrange business meetings with prospective clients. Collect and analyse market research data. Identify potential markets and test them extensively. Time management skills. Complete all sales forecasts on-time Prepare and develop consultative client presentations
Posted 1 month ago
Exploring Credit Analysis Jobs in India
In India, the job market for credit analysis professionals is growing rapidly as financial institutions, banks, and other organizations seek to assess the creditworthiness of individuals and businesses. Credit analysts play a crucial role in evaluating the financial health of potential borrowers and helping to mitigate the risk of lending.
Top Hiring Locations in India
- Mumbai
- Delhi
- Bangalore
- Chennai
- Kolkata
Average Salary Range
The average salary range for credit analysis professionals in India varies based on experience level: - Entry-level: ₹3-5 lakhs per annum - Mid-level: ₹6-10 lakhs per annum - Experienced: ₹12-20 lakhs per annum
Career Path
Typically, a career in credit analysis progresses as follows: - Credit Analyst - Senior Credit Analyst - Credit Manager - Chief Credit Officer
Related Skills
Besides expertise in credit analysis, professionals in this field are often expected to possess or develop skills such as financial modeling, risk management, data analysis, and strong communication skills.
Interview Questions
- What factors do you consider when analyzing an individual's creditworthiness? (basic)
- How do you assess the credit risk of a company? (medium)
- Can you explain the difference between credit analysis and credit scoring? (medium)
- How do you stay updated on industry trends and regulations related to credit analysis? (basic)
- Can you walk us through a challenging credit analysis project you have worked on in the past? (advanced)
- How do you handle situations where the creditworthiness of a potential borrower is unclear? (medium)
- What tools or software do you use for credit analysis? (basic)
- How do you communicate your findings and recommendations to stakeholders? (basic)
- What steps do you take to verify the financial information provided by a borrower? (medium)
- How do you determine the appropriate credit limit for a borrower? (medium)
- Explain the concept of credit risk mitigation. (medium)
- Can you discuss a time when you had to make a difficult credit decision? (advanced)
- How do you ensure compliance with regulatory requirements in your credit analysis process? (medium)
- What metrics do you consider most important when evaluating credit risk? (medium)
- How do you handle conflicting information when conducting credit analysis? (medium)
- Can you explain the impact of economic factors on credit risk assessment? (medium)
- How do you prioritize multiple credit analysis projects with tight deadlines? (basic)
- What are the key components of a credit analysis report? (basic)
- How do you evaluate the financial statements of a company during credit analysis? (medium)
- Can you discuss a time when your credit analysis led to a successful lending decision? (advanced)
- How do you assess the industry risk when evaluating a potential borrower? (medium)
- What steps do you take to monitor the credit risk of existing borrowers? (medium)
- How do you handle situations where a borrower defaults on their loan? (medium)
- What role does qualitative information play in your credit analysis process? (medium)
- How do you incorporate feedback from credit committee members into your analysis? (basic)
Closing Remark
As you explore opportunities in the credit analysis field in India, remember to prepare thoroughly, showcase your expertise, and approach interviews with confidence. Best of luck in your job search!
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