2190 Credit Analysis Jobs - Page 4

We are looking for a CIB Portfolio Manager with 10 + years of experience who has good experience in the following domain for Hyderabad location: Credit Underwriting Portfolio Management Securitisation Financial Statement Analysis Credit Worthiness/Credit Analysis Only candidates from Banking and Credit Rating and Research companies should apply. Interested please send their profiles to [HIDDEN TEXT] . Responsibilities: Manage and develop a team of individuals to provide portfolio management and underwriting support to the entire industry Engage coverage officers and relationship managers which may often lead the credit approval process through Wholesale Credit Risk and more experienced management Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and timely manage any risks and opportunities that may be presented Make decisions and resolve issues regarding underwriting strategies, deal positioning, and relationship management strategies that involve credit of CIB Portfolio Management to meet business objectives Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified Collaborate with and consult with coverage officers, relationship managers, and more experienced management to provide support to the entire industry team Manage allocation of people and financial resources for CIB Portfolio Management Mentor and guide talent development of direct reports and assist in hiring talent Required Qualifications: 4+ years of CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: B. Com or equivalent degree along with MBA Finance, CFA or CA Excellent functional experience across asset classes in banking, credit analysis and underwriting, ratings analysis, portfolio management, debt research, corporate and structured finance. Experience in Structured products and familiarity with Debt Capital Market products an added plus. At least 4+ Years of experience in credit analysis, portfolio management, debt research, corporate and structured finance. Strong management skills with ability to lead a team. Experience in change management, transformation projects, process efficiency etc. would be an added advantage. In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks. Sound analytical thinking and high attention to detail needed Strong communication skills both verbal and written. Ability to speak articulately & strong business writing skills High level of personal motivation, strong interpersonal skills to manage team & also work across continents Must be able to work in a fast-paced production environment and juggle a variety of tasks (time management skills are important) Must be comfortable working independently and as part of a team Knowledge of corporate loans (specifically leveraged loans) or experience in Corporate Lending/Leveraged Finance in an MNC bank Required expertise in PowerPoint, Excel and Word. Familiarity in BI capabilities and VBA/Macro/Python coding an added plus. Motivated self-starter, strong interpersonal and leadership skills, and ability to multitask across multiple competing deliverables in a fast-paced environment. Must be flexible to work in EMEA/partial US shift as per business requirements Job Expectations: Providing expertise and coverage for supporting and growing the entire CDF business across the value chain. Involvement in core team deliverables which include support on credit analysis and portfolio management across CDFs portfolio covering credit underwriting at collateral/client level, periodic remediation & servicing of collateral reports, performance analysis, compliance/covenant testing, financial reviews, regulatory reporting including Basel, and drafting of memos and presentations including surveillance decks. Collaborate with the US and India leadership teams to identify, develop and implement strategies that will ensure an effective delivery and value-growth of the India CDF team. Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and help timely management of risks. Make decisions to ensure timely deliverables and resolve operating issues, team member allocation to projects etc. Leadership role, but individual SME-level contribution is also needed to plan, train, mentor and review teams deliverables. Communicate effectively across all levels of organization to ensure alignment with company strategy and goals. Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified; Ensure that all activities within the India team are conducted in accordance with the company policies, procedures, and ethical standards (including Risk, Compliance and HR policies). Lead and drive transformation/efficiency/process improvement projects. Talent acquisition, retention and assisting leadership in building the career path for the team members. Act as a back-up to the leader in various management-related deliverables including capacity planning, portfolio allocation, resource mapping, maintaining various databases, preparing management decks, helping in stakeholder management, amongst others. Drive and implement various department wide risk & governance and transformation & automation initiatives on an ongoing basis.

Job Title: Customer Credit Controller Department: Finance & Accounts Reports To: Head Credit Control Location: Chennai Job Purpose: The Credit Controller will be responsible for managing the companys credit risk by overseeing the collection process, ensuring timely and accurate payments from customers, and reducing the company’s bad debt exposure. This role will work closely with various teams such as Finance, Legal, Logistics, and Sales to ensure seamless and efficient credit and collection processes. Key Responsibilities: 1. Credit Limit & Collection Management: o Set and monitor customer credit limits to minimize financial risk. o Ensure timely collection of outstanding debts and follow up as needed. o Implement and enforce company credit policies. 2. Regular Monitoring of Outstanding Accounts: o Track and monitor outstanding debts and overdue accounts. o Develop strategies for managing and reducing outstanding balances. 3. Debt Ageing Reporting & Analysis: o Prepare and analyse debt ageing reports, identifying overdue accounts and trends. o Provide management with regular updates on the status of collections. 4. Follow-Up on Vertical-Wise Dues: o Regularly follow up with all three companies to ensure dues are cleared on time. o Work with Sales and other departments to resolve issues related to outstanding payments. 5. Weekly Regional Dues Review Meetings: o Conduct weekly meetings with Branch Managers (BM) and Regional Sales Managers (RSM) to review and discuss regional dues. o Ensure timely resolution of any discrepancies or payment delays. 6. Implementing Terms of Trade (TOT)/Agreement: o Ensure adherence to the company’s terms of trade and credit agreements. o Work on improving the credit management processes and policies. 7. Query Handling: o Resolve customer queries related to invoices, payments, and credit terms. o Act as the first point of contact for any disputes or issues related to payments. 8. Account Reconciliation: o Reconcile customer accounts regularly to ensure accuracy and resolve any discrepancies. o Ensure all transactions are accurately reflected in the accounts. 9. Obtaining Balance Confirmation: o Coordinate with customers to obtain balance confirmation and ensure the accuracy of outstanding amounts. 10. Legal Coordination: o Coordinate with the Legal Team for debts that are under legal proceedings. o Ensure timely and accurate information is provided to legal teams for debt recovery. 11. Logistics Coordination: o Work closely with the Logistics Team to verify Proof of Delivery (POD) and Goods Receipt Notes (GRN) to resolve disputes regarding deliveries and payments. 12. Team Coordination: o Coordinate with the AR Team to ensure the accurate posting of Debit Notes and Payment Entries. o Ensure proper documentation is in place for payment transactions and adjustments. Skills and Qualifications: • Bachelor’s degree in Finance, Accounting, or related field. • Proven experience (3 to 5yrs) in credit control or financial management • Strong analytical skills and attention to detail. • Excellent communication and negotiation skills. • Knowledge of accounting software (SAP) and MS Office (Excel, Word). • Ability to work effectively in a team and independently. • Strong problem-solving skills and ability to manage multiple tasks efficiently.

EliteRecruitments Hiring For Banking Credit Manager Description A bank credit manager is responsible for overseeing a bank's lending process, evaluating loan applications, and managing credit risk. They assess the creditworthiness of borrowers, approve or deny loan requests, and ensure compliance with credit policies and regulations. Ultimately, they aim to minimize bad debts and maximize profitability through sound lending practices. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in

The primary responsibility of the Credit Analyst is to conduct independent assessments on the credit quality of borrowers in order to evaluate the level of risk associated with them. This is achieved by assigning ratings based on the Bank's internal rating model and ensuring that the ratings are accurate and constantly updated with all available information. This includes tracking news, reports (both internal and external), and quarterly performance data. Key Responsibilities: - Independently analyze the performance of companies in the assigned portfolio by evaluating credit proposals, financial statements, projections, and other relevant information to determine the creditworthiness of the entity. - Evaluate the business model, identify strengths, weaknesses, risks, and understand the revenue models and corporate structure of businesses. - Independently handle rating assignments for entities of various sizes and provide rationales for the assigned ratings based on the Bank's internal rating scale. - Perform surveillance of ratings within the assigned portfolio, review ratings based on new developments in the company/industry, and monitor ratings through multiple surveillance frameworks to ensure all available information is considered. - Conduct industry analysis by reviewing reports from various agencies, attending industry-related webinars and seminars, and preparing presentations evaluating sector performance and rating movements at a portfolio level. Additional Responsibilities: - Manage one of the surveillance frameworks in the team, follow up with Rating Analysts for feedback on cases within the framework, review feedback, and present outcomes and key rating actions to senior management. - Monitor portfolio performance for stress indicators, recommend appropriate rating actions, and highlight key risk factors to the credit team. - Prepare newsletters on industry/portfolio for internal circulation, respond to audit observations, and undertake any other assignments as needed by the organization. - Adhere to the organization's policies and procedures at all times.,

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your main duties will include supporting and co-partnering with business teams to manage end-to-end credit approval for the designated region, underwriting cases and presenting them to senior levels, and authorizing deviations raised by underwriters in compliance with credit policy. Additionally, you will be finalizing the review of credit memos prepared by underwriters, approving or declining sign-offs on every file after checking for documentation requests, and approving all disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. You will also be monitoring and overseeing PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases, and initiating follow-ups with external vendors to ensure timely query resolution and report submission. Furthermore, you will be coordinating with the recoveries team to generate business insights, leading a team of credit approvers to ensure portfolio quality and minimize delinquencies, and engaging in the development, implementation, review, and monitoring of various credit programs. You will also provide training and coaching to continuously upgrade the competency of the team and improve the processing efficiency of the HUB. Your role will involve ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. You will be expected to evolve underwriting norms customized to the local market needs and ensure the continued enhancement and execution of consumer credit risk strategy. Ideally, you should have an MBA/PGDBA/PGPM/CA or equivalent qualification.,

You will be responsible for supporting global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance and public finance transactions, as well as responding to credit events. This includes preparing internal credit research reports and notes, and assisting in preparing publishable credit reports. You must have an in-depth understanding of transaction documents such as Offering Circular, Indenture, Letter of Credit Agreement, Tender bonds, and Commercial papers to comprehend the structure and features of the deals. It will be your responsibility to track and understand Structured Finance & US Public Finance (USPF) sector dynamics and regulatory trends. This involves analyzing macroeconomic parameters impacting the sector, evaluating the impact of regulatory and legal frameworks on the sector portfolio, and conducting qualitative & quantitative analysis of the primary and secondary market debt portfolio. You should stay updated on the latest developments in the Structured Finance & US Public finance market and be able to comment on their potential impact. In terms of process adherence, you will need to focus on review/QC, add analytical inputs when required, and create and maintain base-level training, process manuals, and documentation to ensure smooth execution of tasks. You must adopt defined processes in the day-to-day execution of assignments, identify process improvement avenues, and ensure that new knowledge gained is retained and documented through operating manuals. Collaboration with other teams to suggest methods for making the current process more efficient is essential. Client and stakeholder management are crucial aspects of this role. You will be expected to build and maintain relationships with US & EMEA clients, set expectations regarding the scope of work and timelines for routine tasks. Additionally, you will provide analytical mentoring to junior team members, implement team-level initiatives, and familiarize new recruits with the team and organization. Lastly, strict adherence to Compliance, Confidentiality, and Information Security Policies, Procedures, and Guidelines of the Organization is paramount.,

You will be responsible for achieving sales targets by identifying and managing sources within the assigned geography. Your duties will include area mapping, lead generation, maintaining relationships with channel partners, attending daily huddles, and enhancing customer experience. It is essential to maintain daily reports and ensure documentation compliance. To excel in this role, you should possess strong interpersonal, planning, and selling skills. Knowledge of home loan products, credit analysis, and KYC/legal processes is crucial. Prior experience in channel partner recruitment and customer relationship management is preferred. Creativity, logic, and service orientation are considered advantageous. If you are interested in this opportunity, please share your updated CV with alka@infiniserveitsolutioninc.com. For any queries or further information, you can contact at 9430856675. This is a full-time, permanent position with benefits including paid sick time and Provident Fund. The work schedule may include day shift, morning shift, or rotational shifts. The job requires you to be in person at the work location in Erode, Tamil Nadu. Therefore, reliable commuting or planning to relocate before starting work is necessary. The preferred education requirement is a Bachelor's degree. Proficiency in English and Hindi languages is required for effective communication with customers and stakeholders. If you wish to apply for this role or have any questions, feel free to speak with the employer at +91 6207113459.,

As an Origination Enabler at Deutsche CIB Centre in Mumbai, you will be part of the Origination & Advisory (O&A) team, collaborating with regional and industry-focused coverage teams to deliver a full range of financial products and services to clients. Your primary focus will be on the origination and execution of O&A transactions, including capital raising, M&A, corporate restructurings, and ratings, within sector/country coverage teams such as Investment Banking Coverage (IBC) and Debt Capital Market (DCM), Strategic Equities Transaction Group (SETG), and Business Management & Control. Your key responsibilities will include working with senior bankers on analyzing and developing transaction ideas, preparing pitchbooks, responding to requests for proposals, developing investment theses, conducting in-depth analysis of companies/sectors/transactions, and collaborating with deal teams on mandated transactions. You will also be responsible for transaction coordination internally and with clients/3rd parties. To excel in this role, you should have a desired background in MBA Finance/CA with 3-5 years of experience in financing roles, possess comprehensive knowledge of financial statements and accounting concepts, exhibit strong written and verbal communication skills, demonstrate motivation to work late hours, showcase diligence in managing deadlines, and have proficiency in MS Office tools like PowerPoint and Excel. A strong academic background is also essential for this position. As part of the flexible scheme at Deutsche CIB Centre, you will enjoy benefits such as best-in-class leave policy, gender-neutral parental leaves, reimbursement under child care assistance benefit, flexible working arrangements, sponsorship for industry certifications, employee assistance program, comprehensive insurance coverage, and health screening. Additionally, you will receive training and development opportunities, coaching and support from experts, and a culture of continuous learning to aid in your career progression. At Deutsche Bank Group, we aim to empower individuals to excel together by fostering a culture of responsibility, commercial thinking, initiative-taking, and collaboration. We welcome applications from all individuals and strive to create a positive, fair, and inclusive work environment where successes are shared and celebrated collectively. To learn more about our company and teams, please visit our website at https://www.db.com/company/company.htm. Join us at Deutsche Bank Group and be part of a community that values and supports your professional growth and success.,

As a VP/AVP- Lending Officer at Deutsche Bank's Lending Asia team in Mumbai, you will be leading a team of credit analysts and collaborating with senior onshore desk heads to manage deliverables efficiently. Your role will involve conducting financial analysis of companies and collaterals, preparing transaction write-ups, and assisting in credit approval analysis and risk management queries. You will also be responsible for monitoring transaction covenants, participating in system testing, and contributing to potential ad hoc projects. Your experience in private banking/wealth management, change management, and process improvement initiatives will be beneficial in succeeding in this role. To excel in this position, you should have prior experience in managing and leading a team, possess strong knowledge of the lending business, and demonstrate superior analytical aptitude and problem-solving skills. A minimum of 10 years of experience in a similar role within a financial institution is preferred, along with attention to detail and a high level of motivation. Deutsche Bank offers a supportive environment with training and development opportunities, flexible working arrangements, coaching from experts, and a culture of continuous learning. By joining our team, you will be part of a collaborative culture that values empowerment, responsibility, commercial thinking, and initiative. For more information about Deutsche Bank and our company culture, please visit our website at https://www.db.com/company/company.htm. We welcome applications from all individuals and strive to create a positive, fair, and inclusive work environment where everyone can excel and succeed together as part of the Deutsche Bank Group.,

You are a highly motivated finance professional with 13 years of post-MBA experience in financial modeling and analysis, specifically focusing on Financial Modelling & Valuation and Investment Banking. Your background ideally includes experience in Investment Banking, Mergers & Acquisitions, or Private Equity. You possess strong expertise in financial statement analysis, valuation techniques, and corporate finance principles. Exposure to equity research, credit analysis, or financial research would be considered a plus. A solid understanding of business strategy and accounting fundamentals is essential for this role. Familiarity with business intelligence tools like Tableau, Power BI, or Qlik is desirable for data visualization and advanced analytics. In this role, you will work on projects for Accenture's key client accounts, engaging in detailed analysis for C-level client discussions. Your responsibilities will include conducting a 360-degree diagnosis of clients" challenges, analyzing industry trends and financial data, and performing industry and competitive strategy analysis. You will be expected to prepare and present workshop decks, valuation models, and engage effectively with stakeholders. Strengthening relationships with global client teams to identify value opportunities will also be a key aspect of your role. To excel in this position, you must demonstrate high integrity and credibility, possess database management skills (MS Access), and exhibit strong business acumen with proficient commercial instincts. You should have the ability to solve complex business problems, deliver client delight, and build point of views on current industry trends. Strong analytical and problem-solving skills, along with excellent communication, interpersonal, and presentation skills are crucial. Cross-cultural competence and the ability to thrive in a dynamic consulting environment are also essential qualities. The ideal candidate will have 3+ years of extensive relevant experience post-MBA with a background in financial modelling & analysis, focusing on M&A, Private Equity, or investment banking. Knowledge of equity research, financial statement analysis, credit analysis, and business intelligence tools such as Tableau, Power BI, or Qlik are highly desirable. A sound understanding of corporate finance, business strategy, and accounting principles is also required. Join us at Accenture and leverage your expertise to drive value creation opportunities for our clients, build strong relationships, and deliver breakthrough growth by working collaboratively across the organization.,

The Risk Division at Goldman Sachs is a team of specialists responsible for managing the firm's credit, market, liquidity, and operational risk. Your role within the division involves assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, and providing analytical and regulatory compliance support. Your work directly impacts the firm's success, making it an ideal environment for collaborative individuals with strong ethics and attention to detail. As a member of the Credit Review department, you will be part of a team that provides independent, objective, and timely assurance to the Board, senior management, and regulators on the effectiveness of the Credit Risk function. Your responsibilities will include conducting systematic reviews of wholesale credit portfolios, analyzing counterparty credit quality, and assessing the adequacy of risk identification, documentation, administration, policies, and procedures. Additionally, you will participate in industry reviews and perform continuous monitoring of assigned industry sectors. In conducting Industry Reviews, you will prepare detailed, independent analysis on individual credits, ensuring adherence to established Credit Review procedures and regulatory guidance. You will evaluate the adequacy of analysis completed by Credit Risk, including the accuracy of credit ratings, timeliness of rating changes, identification of potential credit weaknesses, and compliance with policies, procedures, laws, and regulations. For Continuous Monitoring, you will perform ongoing surveillance of assigned industry sectors, staying informed of trends and credit-related activities, and identifying emerging risks. You will also prepare quarterly reports assessing the industry portfolio's overall risk. To qualify for this role, you should have a Bachelor's degree, 0-3 years of experience in credit analysis, ratings analysis, corporate finance, or research. Experience in various sectors such as corporates, industrials, energy, technology/media/telecom, commercial real estate, asset-secured lending, and counterparty credit risk is a plus. Knowledge of banking regulations related to lending and risk management, as well as experience in internal audit or credit/loan risk review processes, is beneficial. Strong analytical and communication skills, along with the ability to manage multiple assignments concurrently, are essential for success in this role. At Goldman Sachs, we are committed to fostering diversity and inclusion in the workplace and beyond. We provide numerous opportunities for professional and personal growth, including training and development programs, firmwide networks, benefits, wellness programs, and mindfulness initiatives. If you require any accommodations during the recruiting process due to special needs or disabilities, we are dedicated to finding reasonable solutions to support you.,

As a talented professional with 2+ years of directly relevant experience, you will be responsible for utilizing your expertise in Python, SQL, ETL Tools, Machine Learning, Dashboard (Power BI, Tableau), Market Research, and Credit Analysis to drive innovative solutions for our clients. Your high competence in stakeholder management, time management, and project management skills will be essential in ensuring successful project delivery. Additionally, your strong written and verbal communication skills will play a crucial role in effectively collaborating with team members and clients. Your excellent analytical and problem-solving skills will be instrumental in identifying and addressing business challenges. To excel in this role, you must be a graduate with a passion for leveraging technology and analytics to transform business processes. The ability to work night shifts or rotational shifts is required to meet the demands of the role and align with our operational excellence standards. If you are ready to co-create and execute the future vision of our clients in collaboration with a diverse team of 44,000+ employees, we invite you to join us in re-imagining the digital future of businesses across various industries.,

Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 2-6 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company’s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Work on franchise building activities

Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 2-6 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company’s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Work on franchise building activities

Ideacraft eVentures Pvt. Ltd. is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey Manage credit and lending activities for a branch. Develop and implement credit strategies and plans. Monitor and analyze credit performance and trends. Ensure compliance with credit policies and procedures. Collaborate with other departments to achieve credit objectives. Provide training and support to credit staff.

Today, NCR VOYIX transforms the stores, restaurants and digital banking experiences with cloud-based, platform-led SaaS and services capabilities. Our customers are at the center of everything we do. Our mission is to enable stores, restaurants and financial institutions to exceed their goals from customer satisfaction to revenue growth, to operational excellence, to reduced costs and profit growth. Our solutions empower our customers to succeed in today s competitive landscape. Job Summary: The Accounts Receivable (AR) Analyst is responsible for managing and analyzing the company s incoming payments and outstanding invoices. This role ensures timely collection, accurate record-keeping, and strong customer relationship management to support healthy cash flow and financial reporting. Key Responsibilities: Monitor and manage the accounts receivable ledger to ensure all payments are accounted for and properly posted. Perform customer account reconciliations and resolve any discrepancies or payment issues. Investigate and resolve billing issues and customer disputes in a timely manner. Prepare and distribute regular AR aging reports to stakeholders. Work closely with the sales and customer service teams to manage invoicing and credit limits. Ensure compliance with internal controls, accounting policies, and external regulations. Support month-end closing processes and assist with audit requests. Recommend improvements to collection processes and credit policies. Maintain accurate and up-to-date customer records. Qualifications: Bachelor s degree in accounting, Finance, Business Administration, or a related field. 2 to 5 years of experience in accounts receivable or a related finance/accounting role. Proficient in ERP/accounting systems (e.g., Oracle). Strong knowledge of AR best practices, billing processes, and collections. Proficient in Microsoft Excel and data analysis. Excellent communication and interpersonal skills. High attention to detail and strong problem-solving abilities. Preferred Qualifications: Experience in a high-volume AR environment. Knowledge of GAAP and financial reporting. Familiarity with credit analysis and customer risk assessment.

As a market leader in providing illiquid portfolio analysis, our Alternative Asset Management professionals assist clients in the valuation of alternative investments, specifically for securities and positions for which there are no active market quotations available. Our professionals have the opportunity to work on a wide range of projects with exposure to the bespoke investment structures and asset classes of our institutional investor clientele. Kroll's Financial Instruments and Technology (complex securities valuation) practice is a leading solutions provider for asset managers, hedge funds, fund administrators, banks, insurers, private equity firms, commodity trading and investment firms, and corporations. We are looking for Analysts who will be involved in providing support to our global valuation practice. The Analyst will assist on a range of valuation advisory services to the alternative asset community and gain exposure to the esoteric nature of such positions. Responsibilities include developing deep technical strength in the valuation of alternative assets, reviewing investment memoranda, governing documents of structured investments, board of directors presentations, and client models. The Analyst will also assist the team with interviewing clients, preparing information request lists, participating in face-to-face meetings, and gathering data and information pertinent to the engagement. Additionally, the Analyst will be responsible for assisting in the design of financial models for discounted cash flow, market multiple, market transaction, and option pricing analyses. They will perform valuation analysis on a wide range of illiquid investments distributed across industries and geographies, while using accepted and relevant approaches and theory. Compiling statistical summaries of companies" financial information, developing and computing financial ratios, and presenting the analyses in an organized manner and/or using standard formats and presentations are also part of the job responsibilities. Other duties include working with management to build, develop, and maintain client relationships, reporting and presenting analyses and conclusions including written reports, assisting in the presentation of work products and conclusions internally to clients, and attending relevant industry events to broaden knowledge and experience within the alternative asset community. The ideal candidate should possess a CA, Master's degree in Finance, Accounting or Economics, or equivalent thereof (e.g., CFA); or MBA from an accredited college/university. A minimum of 0-1 year of experience constructing and reviewing valuation models and other financial models is required. Experience with credit analysis or structured securities experience is a plus, as well as strong analytical and problem-solving skills, and strong verbal and written communication skills. An excellent understanding of financial valuation theory, methodologies, and applications is essential, along with familiarity with relevant accounting standards and policies. Knowledge of software packages including MS Word, Excel, and PowerPoint is necessary, while direct experience working with VBA, Python, and Power BI is highly desirable. Join the global leader in risk and financial advisory solutions, Kroll. With a nearly century-long legacy, Kroll blends trusted expertise with cutting-edge technology to navigate and redefine industry complexities. As a part of One Team, One Kroll, you'll contribute to a collaborative and empowering environment, propelling your career to new heights. Ready to build, protect, restore, and maximize our clients" value Your journey begins with Kroll. To be considered for a position, you must formally apply via careers.kroll.com. Kroll is committed to equal opportunity and diversity, and recruits people based on merit.,

You will be responsible for quick turnaround on NTB and new deal proposals in the Retail Banking area. Ensure that the BCA Quality is maintained by keeping overdue BCAs within a 5% threshold. Minimize the number of Credit reverts to no more than 1 referback per BCA and focus on Portfolio Control. Downgrade to GSAM < 90 days in EAR should be Nil. Maintain an overall satisfactory audit grade and demonstrate 100% commitment to the code of conduct. Timely completion of mandatory e-learnings is essential. Display exemplary conduct and adhere to the Groups Values and Code of Conduct. Take personal responsibility for upholding the highest standards of ethics, including regulatory and business conduct. Ensure compliance with all applicable laws, regulations, guidelines, and the Group Code of Conduct. Lead to achieve the outcomes set out in the Banks Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters effectively and collaboratively. Serve as a Director of the Board and act in accordance with the authorities delegated by the Board of Directors. Work closely with RM and Credit as key stakeholders for effective communication and collaboration. The ideal candidate should possess skills in Credit Analysis, Ratio Analysis, Deal Structuring, Risk Identification and Mitigation, Customer Delight, Policy, and Compliance. Standard Chartered is an international bank that values making a positive difference for clients, communities, and employees. They encourage challenging the status quo and finding new opportunities for growth. If you are looking for a purpose-driven career and want to contribute to a bank that makes a difference, Standard Chartered would like to hear from you. Standard Chartered offers core bank funding for retirement savings, medical and life insurance, with additional flexible and voluntary benefits in some locations. Employees are entitled to annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), and volunteering leave (3 days). There are flexible working options based on home and office locations, along with proactive wellbeing support, continuous learning opportunities, and an inclusive and values-driven work environment.,

As a part of this role, you will be responsible for evaluating and recommending credit limits and transaction approvals. Additionally, you will be required to closely monitor the performance of portfolio companies to ensure compliance and mitigate risks. Your insights and recommendations will play a crucial role in maintaining a healthy credit portfolio and contributing to the overall success of the organization.,

As a Loan Underwriter, your primary responsibility will be to review and assess a wide variety of complex loan applications within the established guidelines. Based on your assessment, you will have the authority to make decisions or recommend them for approval to higher authorities. You will also be required to underwrite proposals in adherence to the defined policies and procedures to meet the agreed Service Level Agreements (SLAs) and effectively manage the business volumes in your assigned city or area. Conducting personal discussions with customers will be a crucial aspect of your role to evaluate their creditworthiness. This will involve ensuring the completion of credit and KYC documents, as well as conducting verification through telephonic conversations, field visits, and collateral inspections. Additionally, you will need to assess income to obligation ratios, possess a deep understanding of the rationale behind these calculations, and comprehend their impact on loan performance over the loan tenure. Maintaining various Management Information System (MIS) reports related to the portfolio, delinquency, and other operations of the cluster will be part of your regular responsibilities. You will be expected to build and leverage effective relationships with third parties to achieve the best outcomes for clients. Taking ownership of client queries, utilizing industry knowledge and experience to address challenges, and striving for continuous process improvement are essential aspects of this role. You will play a critical role in reviewing credit proposals thoroughly to identify industry, business, financial, management, and facility structure risks. Ensuring adequate collateral and other credit risk mitigation measures will be necessary to assist the approving authority in making informed decisions on credit proposals. Collaboration with the sales team to facilitate quick turnaround times for credit lending proposals and conducting ongoing reviews of credit exposures to maintain their bankability will be vital tasks. Facilitating the review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking necessary steps for risk mitigation will be part of your responsibilities. Managing the credit underwriting function of your branch, ensuring a quick turnaround of credit lending proposals through coordination with local credit analysts and the sales team, will be crucial for the efficient functioning of the branch. For this role, a Post Graduate or Graduate degree in any discipline is required.,

Skills and Competencies Basic understanding of how data fits into methodologies Ability to read, understand and interpret financial metrics reported by rated entities Strong organizational skills and attention to detail Ability to work effectively in a collaborative team environment Intermediate Microsoft Excel skills Good written and verbal communication skills in English; good interpersonal skills Relevant experience of up to 0 -2 years in credit/financial data analysis and interpretation; experience in structured finance will be an added advantage Education Bachelors/master’s in finance, Business, Accounting or similar field CFA level 1 / CFA level 2 / CFA level 3 would be added advantage Responsibilities Support credit analysis through data and research services for structured finance ratings. Apply standards to existing data to produce inputs for rating and research processes Perform data intake tasks including scrubbing and validating data Review and understand financial reports and official statements Collaborate with analysts to understand data requirements and adjustments Perform calculations and apply judgment for data analysis Gather data from various sources and update relevant databases Complete deliverables such as newsletters, database maintenance, and ad-hoc support

Key Responsibilities: Franchise and business development Leverage industry network to initiate conversation across top tier large and regional banks with the aim of generating new business in the First Line of Defense (1LoD) and Second Line of Defense (2LoD) Credit risk management Liaise with business heads and business development team to identify opportunities and drive market outreach for credit risk offerings for the Wholesale banking clients across 1LoD and 2LoD life cycle Develop an account plan for identified target clients including insights on relevant businesses and their key decision makers Work closely with the members of the sales team on proposals, Requests for Proposal and Request for Information responses Take initiatives towards franchise development to demonstrate Crisil s domain leadership (in white papers, point of view notes, webinars, etc.) Client Engagement As a subject matter expert in credit risk management space, lead customer facing meetings Responsible for understanding customer needs in credit risk assessment, across the loan life cycle including origination (due diligence, policy and regulatory compliance), underwriting, risk rating processes, regulations, compliance, portfolio monitoring, collateral monitoring, among others and prepare, present and promote sale of our credit solutions Determine business and methodological requirements and architect solutions based on each client use case and CRISIL s product/service suite Engage in new client pilots, solution and review processes for new opportunities Develop, maintain and foster strong client relationships and lead multiple client engagements independently Document market feedback regarding experience with CRISIL s solutions and desired enhancements; actively manage client relationships and drive Net Promotor Scores and CSATs for CRISIL Project and team management For client engagement assigned, ensure robust governance and oversight through appropriate workflow planning, resource utilisation, quality assurance and client satisfaction Undertake quality underwriting of the work executed by the team Lead/build large teams of analysts to deliver on client requirements Attract, develop and retain top quality staff to ensure a robust pipeline of talent Job Skills & Qualifications Essential MBA/CA/CFA 10+ years of experience in Wholesale banking including credit due diligence, regulatory compliance, credit modelling, credit underwriting, portfolio management, controls assessment, stress testing and/or loss forecasting Excellent organization, oral, and written communication skills with ability to listen to requirements and business problems to respond with appropriate solution Strong leadership, team management and problem-solving skills, with experience of leading large teams Ability to work in a high-pressure, deadline-oriented environment and work independently with minimal supervision Preferred Experience in Leveraged Finance portfolio credit monitoring Knowledge of existing and evolving regulations impacting the wholesale banking lending space Public speaking experience, publications and/or internal lead on training within an organization Experience and enthusiasm of working with senior leadership on franchise development, client acquisition/farming and related business growth activities Ability to influence and gain buy-in from sceptics

Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Strong client management skills, with the ability to build and maintain relationships with key stakeholders Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members

Embark on a transformative journey as a FI Credit Risk Officer at Barclays, where youll spearhead the evolution of our digital landscape, driving innovation and excellence. Youll harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. Member of the Risk Centre of excellence credit Sanctioning team which is responsible for credit risk analysis, monitoring and limits administration for Financial Institution counterparties of Barclays. Engage and motivate a diverse team of analysts to deliver strategic, individual and operational business objectives/targets. Ensure target achievement adhering to Service Level Agreements. To be a successful FI Credit Risk Officer you should have experience with: Timely delivery of annual reviews, interim reviews, providing support or approval on transactions, ongoing portfolio monitoring and performing any other adhoc portfolio related exercise for the assigned portfolio of Financial Institutions. Undertake ongoing portfolio surveillance/monitoring encompassing the following key activities. Undertake fundamental credit analysis on assigned portfolio Timely action on transaction-level limit requests received from Front office and Product areas, including providing necessary approvals within individual authority. Ensure all relevant Credit Risk policies, standards and procedures are followed. Ensure that credit limits, internal grades and other credit parameters are aligned with the framework. Liaising and communicating with other departments to ensure documentation requirements are met. Maintain data integrity of relevant Credit Risk systems (and perform monthly credit grade attestation. On-going monitoring of portfolio for material developments affecting credit quality and the initiation of appropriate action. Provide coaching and mentoring to junior colleagues, transferring skills and expertise as required ensuring delivery against targets and continuing professional and personal development. Assist and support on-shore teams in responding to information requests from our banking system regulators. Stakeholder Management and Leadership. Some other highly valued skills may include: Build strong working relationships and proactively manage internal clients/stakeholders across all relevant teams. Proactively manage internal stakeholders across technology, risk etc. Actively engage and help other team members in achieving their objectives to enhance performance of the wider team. You may be assessed on essential skills relevant to succeed in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. The job location is Mumbai. Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L Listen and be authentic, E Energise and inspire, A Align across the enterprise, D Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

Job Description for Manager-Credit for Svakarma Finance Pvt. Ltd., an NBFC The candidate should be a self-starter who has worked in the Credit department of any bank / NBFC and has a flair for evaluating and analyzing financials, preparing a Credit Assessment Memorandum. The candidate will play a critical role in the Credit Assessment of a Business Loan case to assess its credit worthiness, analyse all risks and suggest solutions to mitigate the risks. The candidate will be responsible for: 1. Credit appraisal of Loan applications which are in compliance with the broad credit policy laid down by the management 2. Personal Discussions with the client as applicable. 3. Responsible for Under writing cases with desired level of quality. 4. Evaluating clients credit data and financial statements in order to determine the degree of risk involved in lending money to them. 5. Use performance history along with liquidity, debt/asset management and profitability to assess creditworthiness in evaluation 6. Evaluating financial statements and projections with stress tests to determine risks of extending credit to prospects. 7. Responsible for doing all the credit checks such as CIBIL, Highmark etc 8. Coordinate with Sales, Operations and Legal 9. Prepare Credit assessment Memo covering detailed analysis of business, industry, management, financials, etc. 10. Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved. 11. Analyzing client records and using the data to recommend payment plans. 12. Conducting physical discussion with the clients alongwith business manager. 13. Reverting to the sanctioning committee if any queries are raised. 14. Post disbursement monitoring & collections process coordination. Requirement: • Finance Professional • Experience: o Relevant experience of 4-8 years o Preferable-Experience in Business loan (preferred manufacturing -Engineering segment). o Knowledge about Working capital facilities, Invoice discounting, term loan, machinery loan, etc. o LOS/LMS software experience is preferred Competencies • Quality conscious with an eye for detail meticulous / following guidelines in work practices