2190 Credit Analysis Jobs - Page 6

Role Overview: The role is in the Asia Ex-Japan Equity Solutions Sales and Structuring team in Powai. The team works closely with the public side trading team, public side sales teams in global markets, and investment banking coverage teams to provide structured equity-linked financing and derivative solutions. The team focuses on the origination and structuring of transactions for key Asian clients such as family offices, private equity firms, corporates, and HNWIs, utilizing a network of bankers in Nomura. Transactions involve fundamental equity, credit, and technical analysis of companies, understanding the risks in complex financing and derivative products, and pricing of those products. Responsibilities also include negotiating transaction documents, liaising with internal corporate functions (approvals, settlements, legal, regulatory, tax, etc.), and monitoring positions on an ongoing basis. Role Responsibilities: Assist and support senior bankers in the team with the origination and ideation of potential opportunities through dialogue with clients and market intel/news. Produce presentation materials for client pitches, internal meetings, and other internal/external marketing efforts. Assist senior bankers with internal and external discussions to support and engage in the analysis of transactions, including discussions with counsels and internal teams to understand and form a view on various considerations on transactions. Lead the preparation of materials for internal discussions for transaction evaluation and work in conjunction with various internal teams, including Trading, Risk, Operations, Legal, and participate in discussions across various aspects of any transaction. Ongoing monitoring of existing positions. Ensure compliance with various internal/external policies. Mind Set: Strong problem-solving and creative thinking abilities. Key Skills: Understanding of Fixed Income & Equity markets. Understanding of fundamental, technical, and credit analysis of companies. Understanding of financial statements and various pricing/valuation methods for companies. Understanding of derivatives is a plus. Strong communication skills. Creative problem solver. General Competencies: Fast learner. Ability to work effectively as part of a team. Strong work ethic. Multitasking and ability to work within multicultural teams.

Key Responsibilities Provide outstanding client experiences. Deliver account management and strategic support. Deliver Group client revenues, profitability and risk acceptance. Use business acumen to negotiate, communicate and influence stakeholder decision making. Use your deep industry expertise to provide considered advice. Skills and Experience Product knowledge - Corporate Finance, Markets, Transaction Banking, Sustainable Finance. Risk management, financial and credit analysis. Experienced in using and adapting to client behaviors and preferences. Uses business acumen, negotiation and interpersonal skills. Knowledge of client onboarding, local market nuances and the regulatory landscape. Works effectively with ambiguity, in a dynamic environment.

The key objective of the job is to conduct credit analysis of proposals and prepare credit notes. You will play an essential role in facilitating faster deal closures by actively participating in deal structuring and credit enhancement while maintaining a balance between business growth and portfolio quality. Regular meetings with both new and existing customers are required, in addition to monitoring the portfolio on a regular basis to identify stress in accounts and implement corrective measures promptly. Continuous monitoring of all high-value exposures in the region is crucial for this role. The major deliverables include ensuring the quality of credit underwriting, monitoring portfolio performance in terms of delinquencies, deferrals, annual reviews, renewals, etc., and portfolio monitoring. It is important to develop market intelligence by engaging in regular interactions with competitors, key business groups, CA firms, etc. Early warning signals should be raised for the exit of stress accounts, and appropriate measures should be taken for timely exit. Another significant responsibility is to ensure minimal audit queries, including RBI and statutory audits, and resolve them within the prescribed timelines.,

The Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading) position in Bangalore requires a candidate with at least 2 years of experience in credit analysis, financial spreading, and Moody Credit lens. The responsibilities include analyzing and spreading financial statements using Moody's Risk Analyst (MRA), Credit lens, or client-specific templates. This involves examining income statements, balance sheets, and cash flows of both public and private companies for credit appraisal purposes. Additionally, tasks include calculating Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics. The role also involves screening credit agreements, analyzing financial covenants for borrowers, monitoring covenant compliance, and reporting. The candidate must be willing to work flexible shifts. Requirements: - 2+ years of experience in credit analysis, financial spreading, and Moody Credit lens - Ability to analyze financial statements and calculate various financial metrics - Familiarity with credit agreements and financial covenants - Flexibility to work in shifts Skills Required: - Credit Analysis - Credit Risk - Financial Spreading - Moody's Lens Industry: ITES/BPO/KPO Functional Area: ITES/BPO/Customer Service Education: MBA Finance Employment Type: Full Time, Permanent Job Code: GO/JC/517/2025 Recruiter Name: Supraja,

As a Credit Analyst in the Insurance sector, your primary responsibility will be to support global Credit Analyst(s) in monitoring the performance of a portfolio of Insurance Companies operating in North American/European markets. Your role involves responding to credit events promptly to facilitate accurate credit ratings and research. It is crucial to track and comprehend industry, regional, and regulatory dynamics, as well as trends. You will be expected to identify rating/outlook triggers and apply rating criteria effectively in your day-to-day activities. Analyzing financial and operational performance, working on financial models and projections, conducting peer analysis, and preparing internal credit analysis/assessment packs will be among your key tasks. You will assist in the creation of publishable credit rating and research reports. Adherence to defined processes, knowledge retention, and compliance with organizational policies and guidelines are essential for this role. Building and fostering strong relationships with international clients, handling various requests from global Credit Analysts, and actively contributing to client priorities will be part of your client and stakeholder management responsibilities. The ideal candidate should have 1-3 years of relevant experience in credit analysis, ratings, credit research, and report writing for global markets, especially in North American/European countries or domestic markets within the Insurance sector/Financial Institution. Candidates must possess excellent oral and written communication skills, a good understanding of international accounting standards, banking-related financial concepts, strong analytical skills, and interpersonal skills. Ability to collaborate effectively within a team, lead, and mentor team members is also crucial. The minimum educational requirement includes a two-year full-time MBA in Finance or CA qualification. In summary, this role as a Credit Analyst in the Insurance sector requires a proactive individual with a solid background in credit analysis, strong communication skills, and the ability to work effectively in a dynamic global environment while ensuring compliance with organizational standards and client expectations.,

Job Title: Branch Credit Analyst Company Name: Kinara Capital Job Description: As a Branch Credit Analyst at Kinara Capital, you will be responsible for assessing and analyzing the creditworthiness of potential borrowers. You will work closely with branch teams to ensure that all credit assessments align with the companys lending policy and risk management framework. Your role will involve conducting thorough financial analyses, evaluating credit reports, and making informed recommendations regarding loan approvals or rejections. Key Responsibilities: - Analyze loan applications and financial statements of individuals and small businesses to determine creditworthiness. - Conduct site visits and interviews with clients to gather additional information for credit assessments. - Prepare detailed credit reports and present findings to branch management. - Maintain up-to-date knowledge of industry trends, regulations, and risk factors affecting lending. - Collaborate with branch teams to identify potential areas for improvement in the credit assessment process. - Assist in developing and implementing credit policies and procedures to optimize risk management. Skills Required: - Strong analytical and quantitative skills. - Excellent written and verbal communication abilities. - Attention to detail and strong organizational skills. - Ability to work independently and as part of a team. - Proficiency in financial modeling and risk assessment. - Problem-solving skills with a focus on client needs. Tools Required: - Proficiency in Microsoft Excel and financial analysis software. - Familiarity with database management systems. - Knowledge of credit reporting tools and risk assessment software. - Experience with customer relationship management (CRM) tools. - Ability to utilize statistical analysis tools for credit risk evaluation. Ideal Candidate Profile: The ideal candidate for the Branch Credit Analyst position at Kinara Capital will demonstrate a strong understanding of financial analysis and credit risk assessment. You should have a background in finance, accounting, or a related field, with relevant experience in credit analysis or lending. A proactive approach, coupled with a commitment to maintaining high professional standards, will be essential for success in this role.

We are currently seeking Credit Analysis Executive , reporting directly to Senior Manager to join our Treasury & Finance team based in Noida. We offer you not only a job, but an inspiring journey in a truly global environment where you team up to break down boundaries thanks to the innovation, creativity and pioneer spirit which drive our people. Key Areas of Responsibility: Evaluating credit data and financial statements of customers/vendors or partners in order to determine the degree of financial risk involved. Conduct thorough analysis of financial statements and assessment of credit requests. Analyzing customer records and preparing related reports. Prepare spreadsheets, reports, summaries and opinions for stakeholders. Evaluating the financial status of customers by producing financial ratios through computer programs/standard templates. Ability to intelligently interpret: Annual reports Financial statements Profit and loss statements Management accounts and additional market data reports Helping the stakeholders by providing financial insight resulting in managing financial orders and reduce the risk of customer disputes. Report the Risk that may have an adverse effect on partnerships/mergers and ongoing/upcoming contracts, will be responsible for submitting required reports as necessary. Providing recommendations tied to analysis and assessment of credit risk. Developing and preparing spreadsheets and models to support analysis of new and existing credit applications/requests. Hands-on experience in: Developing models, both mathematical and statistical ones that directly relate to the risk being measured Recording anticipated economic environment changes Analyzing periodic market patterns Tracking legislation and government policies Qualifications and Experience: A Chartered Accountant or MBA (preferably from Tier I Institute) with 2+ years of Post Qualification experience in Credit Analysis, Report Writing, Analyzing Statutory Financial Statements, Interacting with Global stakeholders Excellent Team spirit & collaborative mindset Must speak, read, and write in English (French is a plus) Analytical, financial and research skills Ability to complete essential tasks autonomously Working knowledge of MS Word, Excel, PowerPoint & Power BI. Strong communications and interpersonal skills. Must be innovative and decisive Key Skills: Financial analysis and research, analytical and problem-solving skills Good written and verbal communication skills Excellent customer service skills Must be flexible and able to work in 24x7 shifts

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulatory changes and industry trends to ensure compliance. Job Requirements Strong understanding of credit principles, including credit scoring and analysis. Experience with credit management systems and software. Excellent analytical and problem-solving skills, with attention to detail. Strong communication and interpersonal skills, with the ability to work effectively with stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and industry standards.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 3 years of experience in the BFSI industry, with a strong background in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis and assessments to determine client creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. Analyze market trends and competitor activity to inform credit decisions. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of the BFSI industry and its regulatory framework. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay updated with regulatory changes and industry trends to ensure compliance. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment with multiple priorities. Strong communication and interpersonal skills to build relationships with stakeholders. Proficiency in financial modeling and data analysis tools. Experience working in a similar role within the BFSI industry.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 7-8 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance and compliance. Ensure adherence to regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, lending, and risk management principles. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships. Proficiency in credit software and systems, with the ability to learn new technologies. Experience in managing credit teams and providing guidance and support.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related queries. Stay up-to-date with industry trends and developments to continuously improve credit operations. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Excellent analytical and problem-solving skills, with attention to detail and accuracy. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build rapport with customers and colleagues. Proficiency in financial modeling and data analysis tools, such as Excel or similar software. Experience working in a regulated environment, preferably in the BFSI sector.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with small finance banks or similar institutions is preferred.

Looking to onboard a skilled Branch Relationship Executive - Used Car with 1-6 years of experience to join our team at Equitas Small Finance Bank. The ideal candidate will have a strong background in the BFSI industry and excellent relationship-building skills. Roles and Responsibility Develop and maintain strong relationships with used car dealerships and customers. Identify new business opportunities and expand existing customer relationships. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the industry. Job Requirements Minimum 1 year of experience in the BFSI industry, preferably in a similar role. Strong knowledge of the used car market and industry trends. Excellent communication and interpersonal skills are required for building strong relationships. Ability to work independently and as part of a team to achieve sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with financial institutions or banks is an added advantage.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Proficiency in credit software applications and systems. Excellent analytical and problem-solving skills with attention to detail. Effective communication and interpersonal skills to build strong relationships. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and compliance requirements.

We are looking for a highly motivated and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit processing. Monitor and report on credit performance metrics. Stay updated with regulatory changes and industry trends. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Good communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and control credit portfolio quality and growth. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit teams and driving business results. Competitive salary and benefits will be offered to the right candidate.

We are looking for a highly motivated and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit processing. Monitor and report on credit performance metrics. Stay updated with regulatory changes and industry trends to optimize credit policies. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 6-9 years of experience in the BFSI industry, with a strong background in credit management. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify new business opportunities and grow the existing customer base. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure all credit-related transactions are processed accurately and efficiently. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationships with customers and stakeholders. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Strong attention to detail, with a focus on accuracy and quality in all aspects of work. Experience working with small finance banks or similar institutions, understanding the unique challenges and opportunities in this sector.

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis Support the marketing and product team with their data needs Qualifications Fluency in SQL and R/PythonPrevious experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones

We are looking for a skilled professional with 6-7 years of experience to join our team as an Area Credit Manager in the BFSI industry. The ideal candidate will have a strong background in credit management and a proven track record of success. Roles and Responsibility Manage and oversee the credit function within the bank, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and analyze credit portfolio performance, identifying areas for improvement. Ensure timely and accurate reporting of credit-related data and metrics. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationships with stakeholders at all levels. Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines. Strong understanding of regulatory requirements and industry standards related to credit management. Experience working with credit rating agencies and other financial institutions.

Job Purpose / Summary: The Auditor Concurrent Audit in Branch Banking is responsible for performing real-time audits of the branch's financial transactions and operations. The role involves verifying compliance with internal policies, regulatory requirements, and assessing the effectiveness of internal controls. The auditor will identify risks, discrepancies, and inefficiencies in the branch's operations, providing timely feedback to branch management and recommending corrective actions to mitigate risks and ensure smooth banking operations. Concurrent Audit (Housing Finance) is responsible for performing real-time audits of various financial and operational activities within the housing finance department. The role involves examining loan origination processes, disbursements, collections, customer account management, and ensuring compliance with regulatory requirements, organizational policies, and industry best practices. The Auditor will also identify discrepancies, report issues, and provide recommendations to enhance internal controls, mitigate risks, and ensure operational efficiency. The Auditor for Concurrent Audit of Small Enterprise Loans plays a key role in assessing the loan portfolio for small enterprises by conducting real-time audits to evaluate adherence to company policies, regulatory requirements, and risk management practices. This role ensures that the loan disbursement, approval, and recovery processes are accurate, compliant, and effective. The Auditor works closely with the audit team and other business units to identify areas of improvement and mitigate potential risks. Duties and Responsibilities: Real-Time Auditing Internal Controls Review Compliance Monitoring Transaction Verification Risk Identification Audit Reporting Fraud Detection Training & Awareness Documentation & Record Keeping Experience / Skillset / Certifications Required: Educational Qualification- Bachelor's degree in Accounting, Finance, Commerce, or related fields. Relevant Job Experience- Minimum of 1-2 years of experience in auditing in branch banking, risk management, or credit analysis, preferably within the banking or financial services sector. Experience with loan documentation, financial transactions, or housing finance operations is highly beneficial Skills and Competencies-Proficiency in banking software and Core Banking Systems (CBS).Strong knowledge of MS Excel for data analysis, report preparation, and financial reconciliation.

The Apex Group was established in Bermuda in 2003 and is now one of the worlds largest fund administration and middle office solutions providers. Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion. Thats why, at Apex Group, we will do more than simply empower you. We will work to supercharge your unique skills and experience. Take the lead and well give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities. For our business, for clients, and for you DisclaimerUnsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.