618 Credit Policy Jobs - Page 4

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 4 years of experience in the BFSI industry, with expertise in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and opportunities for growth. Develop and implement effective credit strategies to drive business expansion. Collaborate with cross-functional teams to ensure seamless execution of credit operations. Conduct thorough credit risk assessments and provide recommendations for approval. Monitor and report on credit performance metrics to senior management. Identify and mitigate potential risks associated with credit lending. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with emerging enterprise banking products and services.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, or credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, particularly in small finance banks or NBFCs.

We are looking for a highly motivated and detail-oriented Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 0-1 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations to senior management. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to optimize credit operations and improve efficiency. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in Inclusive Banking, SBL, Mortgages, and Credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance and risk management. Identify opportunities to cross-sell and upsell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and identifying risks. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in credit management and emerging enterprise banking. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Conduct thorough credit assessments and risk analyses to identify potential risks and opportunities. Collaborate with cross-functional teams to develop and deliver tailored credit solutions for clients. Monitor and report on credit performance metrics, providing insights and recommendations for improvement. Job Requirements Strong knowledge of credit management principles, practices, and regulations. Proven experience in managing credit portfolios and driving business growth through strategic planning. Excellent communication, interpersonal, and analytical skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Strong understanding of financial markets, instruments, and technologies. Experience working with emerging enterprise banking products and services is an added advantage.

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 5-6 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, and credit. Roles and Responsibility Manage and process credit applications, ensuring compliance with regulatory requirements. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients, providing excellent customer service and support. Collaborate with internal teams to identify and mitigate potential risks associated with credit lending. Stay up-to-date with industry trends and developments in credit management and analysis. Ensure accurate and timely reporting of credit-related data and metrics. Job Requirements Strong knowledge of credit principles, practices, and regulations, including mortgage and inclusive banking. Excellent analytical, communication, and interpersonal skills, with the ability to work effectively in a team environment. Proficiency in credit software and systems, with strong problem-solving and decision-making abilities. Ability to work in a fast-paced setting, meeting deadlines and delivering high-quality results. Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously. Experience working with diverse client groups, including those from underprivileged communities, with a commitment to providing exceptional customer service. Location - Inclusive Banking - SBL,South,Tamil Nadu,Kumbakonam,Kumbakonam,Kumbakkonam,Thanjavur,1349,Thiruppananthal

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 3-5 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, and SBL. Roles and Responsibility Manage and oversee credit operations, including mortgage and credit management. Develop and implement strategies to enhance branch credit performance and customer satisfaction. Collaborate with cross-functional teams to achieve business objectives and goals. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Monitor and control risk associated with credit operations and ensure compliance with regulatory requirements. Job Requirements Strong knowledge of credit management, mortgage, and financial analysis. Excellent communication and interpersonal skills, with the ability to work effectively with diverse teams. Ability to analyze complex data and make informed decisions. Strong problem-solving and analytical skills, with attention to detail and accuracy. Experience working in a fast-paced environment and meeting deadlines. Familiarity with banking regulations and compliance requirements.

We are looking for a skilled professional with 7 to 20 years of experience to join our team as an Area Credit Manager in the Emerging Enterprise Banking sector. The ideal candidate will have a strong background in credit management and a proven track record of success in managing teams. Roles and Responsibility Manage and oversee the credit function within the bank's emerging enterprise banking segment. Develop and implement effective credit strategies to drive business growth. Lead and manage a team of credit professionals to achieve business objectives. Analyze market trends and competitor activity to identify opportunities and threats. Build and maintain relationships with key stakeholders, including customers and partners. Monitor and control credit risk to ensure compliance with regulatory requirements. Job Requirements Minimum 7 years of experience in credit management or a related field. Strong knowledge of credit principles, practices, and regulations. Excellent leadership and management skills, with the ability to motivate and inspire teams. Strong analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationship building with stakeholders. Ability to work in a fast-paced environment and adapt to changing priorities.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably with a background in Sales or related fields. Roles and Responsibility Develop and maintain strong relationships with clients to increase sales and revenue. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and support to ensure high levels of customer satisfaction. Collaborate with internal teams to achieve business objectives and goals. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of the bank's products and services. Job Requirements Strong knowledge of Sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with Emerging Enterprise Banking or UCV is an added advantage. Ability to build and maintain strong client relationships. Any Graduate or Postgraduate degree.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in Emerging Enterprise Banking. Roles and Responsibility Manage and analyze credit data to determine client creditworthiness. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance metrics. Identify opportunities to improve credit processes and procedures. Job Requirements Strong knowledge of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with emerging enterprise banking products and services.

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Location Manager - RCU Evaluating Credit requirements of potential customers (Strategic and retail) Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Ensure adherence of credit policies and RBI guidelines Continuous monitoring of Infant Delinquencies

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

JD - Location Credit Manager 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit andrecommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing and disbursement. Managing vault and safe keeping of property documents and Identify potential risks in loan proposals and recommend mitigation strategies. 3. Risk & Portfolio Management: Monitor the portfolio for early warning signals, delinquencies, and fraud detection. Work closely with the collections team to ensure timely follow-ups on overdue accounts. Conduct regular credit reviews and portfolio analysis to maintain a healthy loan book. 4. Compliance & Audit: Ensure adherence to internal credit policies, RBI/NHB guidelines, and regulatory requirements. Maintain proper documentation and ensure audit readiness at all times. Work with internal and external auditors to ensure smooth audit processes. 5. Stakeholder & Team Management: Provide training and guidance to sales and credit teams on loan policies and credit evaluation. Collaborate with business teams to ensure a balance between growth and risk management. Engage with legal and technical vendors for smooth processing of loan approvals. Key Skills & Competencies: Strong understanding of LAP & Affordable Housing Loans underwriting. Knowledge of legal & technical aspects related to property financing. Experience in credit risk assessment, financial analysis, and portfolio monitoring. Familiarity with CIBIL, CRIF, and other credit assessment tools. Attention to detail, decision-making ability, and problem-solving skills. Excellent communication and stakeholder management skills.

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships VP Position Grade M4/M5 Preparation of Credit Appraisal notes for MNC clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, you will be responsible for driving the end-to-end product strategy, including market research, pricing, credit policy, and regulatory compliance. Your role will involve overseeing branch rollout and designing standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be a critical aspect of your responsibilities. Collaboration with cross-functional teams, training field staff, and coordinating with marketing, operations, and finance departments will also be part of your role. To excel in this position, you should have 5-10 years of hands-on experience in scaling gold/silver loan products within the NBFC or banking sector. A successful track record in semi-urban or rural markets, particularly in Central India, is preferred. A deep understanding of RBI guidelines, hallmarking norms, and security protocols is essential. Your data-driven mindset should enable you to leverage insights for actionable strategies. An entrepreneurial spirit, wherein you take ownership of outcomes rather than just tasks, will set you apart. Joining JPF offers the opportunity to work with a legacy NBFC that is driven by modern ambition, fostering an agile culture with quick decision cycles. You will have the autonomy to build a high-impact vertical from the ground up and benefit from a competitive compensation package with performance incentives. If you are ready to shape the future of secured lending in Chhattisgarh and empower communities with accessible credit, apply by sending your resume to careers@jpffinance.in with the subject "Product Leader - Gold/Silver" or directly message us. Let's work together to make a difference, one gram at a time. #Hiring #FinTech #NBFC #GoldLoan #SilverLoan #ProductManagement #Chhattisgarh #Jobs,

As an Internal Auditor at our Kayamkulam based NBFC company, your primary responsibility will be to conduct internal audits across branches and departments in order to assess the effectiveness of internal controls and risk management practices. You will be expected to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures while reviewing and evaluating the adequacy and effectiveness of internal control systems. Your role will involve preparing detailed audit reports that include findings, risks, and actionable recommendations, as well as following up on previous audit observations to ensure timely closure of audit issues. Additionally, you will be required to identify process gaps, inefficiencies, or non-compliance and provide recommendations for improvements. Furthermore, you will play a key role in supporting the management in implementing robust financial and operational controls, monitoring adherence to credit policy, KYC norms, loan disbursement, and collection processes. You may also be called upon to perform surprise audits, branch inspections, and fraud investigations when necessary. Collaboration with statutory auditors and regulatory authorities, as well as staying up-to-date with changes in regulatory requirements, particularly NBFC guidelines issued by RBI, will be essential aspects of this role. Salary for this position ranges from 25K to 30K, with the age requirement being between 25 and 40 years. This position is specifically looking for a male candidate, and only one vacancy is available in Kochi. The job type is Full-time and Permanent. In terms of benefits, Provident Fund is provided, and the schedule involves day shifts with a performance bonus. The ability to commute or relocate to Ernakulam, Kerala is preferred. If you are a detail-oriented individual with strong analytical skills and a sound understanding of internal audit practices, we encourage you to apply for this position and be a valuable part of our team.,