1138 Credit Policy Jobs - Page 4

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines - Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. - Responsible for end to end disbursement and payment process for Secured and Unsecured business. - Drive adherence to various process and policies defined by central teams at location level. - Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. - Ensure teams are well updated with latest policy a...

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. - Credit appraisal for BL & Doctor Loans files for the assigned location - Keeping delinquency under control - Compliance of policy and processes - Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format - Market Research and Feedback for new product launch. - Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /...

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

Directorship / Registration Position Purpose The position is located in ISPL and report to Manager Credit Ops _ISPL Followings are assigned responsibilities. Direct Responsibilities Documentation - Prepare and review facility letter and related security documents including support documents for uncommitted and committed bilateral facilities based on MyCreditApp (MCA) approvals and terms and conditions. - Support syndication deals. - After the completion of preparation of documents, send final draft in soft copies to ISPL checker for review. - Prepare and review any amendments required during the drafting process. - In case where required, prepare additional documents. (e.g. registration form...

Position Purpose The position is located in ISPL and report to Manager Credit Ops _ISPL Followings are assigned responsibilities. Direct Responsibilities Documentation - Prepare and review facility letter and related security documents including support documents for uncommitted and committed bilateral facilities based on MyCreditApp (MCA) approvals and terms and conditions. - Support syndication deals. - After the completion of preparation of documents, send final draft in soft copies to ISPL checker for review. - Prepare and review any amendments required during the drafting process. - In case where required, prepare additional documents. (e.g. registration form for security documents, ten...

We are looking for a skilled Assistant Credit Manager with 5 to 12 years of experience in the Hotels & Restaurants industry, preferably from a reputable company like Taj. The ideal candidate will have a strong background in credit management and excellent analytical skills. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to resolve credit-related issues. Conduct risk assessments and provide recommendations on credit approval. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry st...

Flipkart is looking for Lead Analyst I to join our dynamic team and embark on a rewarding career journey Data Analysis: Lead Analysts are often responsible for collecting, processing, and analyzing data to extract insights and support decision-making This may involve using statistical tools, data visualization software, or business intelligence platforms Project Management: They may lead or supervise analytical projects and initiatives within their department or organization This includes defining project goals, timelines, resource allocation, and ensuring project outcomes align with organizational objectives Team Supervision: In some cases, Lead Analysts manage or supervise a team of analys...

Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit JOB DESCRIPTION Job Role : . Responsible for processing and underwriting of Finance deals as per credit policy . . Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. . Maintaining defined TATs for approval and TAT / Performance Management of processing Team . Imparting induction and continuous training programs for credit team and MIS management . To ensure audit compliance and regulatory compliance . Monitoring of Delinquencies / Infants Job Requirements : . CA Inter / CA / MBA (Finance) . Experience of minimum 2 years in financing business, pr...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

LTFinance is looking for AREA CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey. The Area Credit Manager is responsible for managing the credit and collections activities within a specific geographical area or region. This includes assessing creditworthiness, setting credit limits, monitoring accounts receivable, and ensuring timely collections. Key Responsibilities : Credit Risk Assessment : Evaluate the creditworthiness of new and existing customers. Analyze financial statements, credit reports, and other relevant information to determine credit limits. Credit Policy Development : Develop and implement credit policies and procedures in line with company objec...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting propos...

About this role: Wells Fargo is seeking a CIB Portfolio Manager In this role, you will: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within CIB Portfolio Management functional area and contribute to large scale planning related to functional area Identify opportunity for process improvements within scope of responsibilities Review and analyze less complex business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives Exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exercis...

Technical abilities: 1. Overall 8+ years of experience 2. Able to analyze database requirements 3. Able to design database solutions 4. Able to design database solutions for at least one of the following database platforms: Oracle 5. Able to follow defined DBA standards & guidelines (S&G), database development processes & methods 6. Able to prepare & maintain database documentation according to the desired standard*. (*desired standard = documentation should be functionally meaningful and timely) 7. Able to acquire functional knowledge of multiple applications within a business domain 8. Able to acquire technical knowledge to become responsible in at least one technical area technology of th...

Role & responsibilities Job Purpose This position is responsible to develop, refine and implement a robust risk management framework for a Company, align it to the future needs and in line with the market best practices Key Responsibilities Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows Portfolio reviews covering areas of delinquency reports , perusing Early Warning System (EWS) reports . Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset qu...

About this role: Wells Fargo is seeking a Senior risk analytics consultant. The Consumer Credit team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. The team is seeking a highly motivated and talented individual to be part of the Consumer Lending Credit Risk team. Primary role is to apply strong business knowledge and advanced analytical skills to solve business questions, think out-side-of-the-box and develop innovative yet practical risk management strategies impacting the bottom line of the business. An individual who is results driven, goal oriented, and enjoys a fast-pace...

Mandatory Skills : Zscaler Email Security . Experience : 3-5 Years . Job Summary The Analyst L3 (Zscaler Email Security) will serve as a senior technical expert responsible for advanced analysis, investigation, and resolution of complex email security incidents within the Zscaler platform. This role involves handling escalations from L1 and L2 analysts, fine-tuning email security policies, and ensuring protection against phishing, spam, malware, and advanced threats. The L3 analyst will also contribute to improving detection capabilities, automating workflows, and coordinating with other cybersecurity teams to maintain a strong email security posture. Key Responsibilities Lead and manage esc...

Role & Responsibilities Formulate and implement the credit policy framework for the Personal Loan product in alignment with regulatory guidelines and the bank's risk appetite. Track portfolio triggers, risk levels, NPA/write-off trends, and asset quality; identify performing and non-performing segments. Establish credit monitoring mechanisms to proactively identify and mitigate potential risks. Provide guidance and clarification on policy parameters to ensure consistent adherence by stakeholders. Drive underwriting and process efficiency through digitalization and tech-led initiatives. Ensure strict compliance with internal controls, risk management systems, and operational risk protocols. E...

Kotak Mahindra Bank Limited is looking for Credit Manager - CV & CE-COMMERCIAL VEHICLE-Credit Common Cost Allocation - CV,CE & SA to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applica...

Kotak Mahindra Bank Limited is looking for Credit Manager-Vishwas-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established criter...