1138 Credit Policy Jobs - Page 8

Roles and Responsibility Drafting and Implementing Credit Policies & new amendments, transitioning from product-centric to customer-centric approach Designing common co-origination policy for co-lending partners to decongest the process Analyzing portfolio performance, monthly acquisition trends, quick mortality analysis and trigger monitoring; opening doors for best customer segments to provide better credit eligibility offerings Investigating & submitting critical findings of delinquent cases and recommended mitigations for strengthening of policy norms Identifying areas of improvement in existing policies with a view to increase better business. Creating, Implementing and maintaining BRE ...

Technical abilities: 1. Overall 8+ years of experience 2. Able to analyze database requirements 3. Able to design database solutions 4. Able to design database solutions for at least one of the following database platforms: Oracle 5. Able to follow defined DBA standards & guidelines (S&G), database development processes & methods 6. Able to prepare & maintain database documentation according to the desired standard*. (*desired standard = documentation should be functionally meaningful and timely) 7. Able to acquire functional knowledge of multiple applications within a business domain 8. Able to acquire technical knowledge to become responsible in at least one technical area technology of th...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location -Keeping delinquency under control -Compliance of policy and processes...

InCred is looking for Assistant Manager - Credit to join our dynamic team and embark on a rewarding career journey. Manages credit evaluation, approval, and risk assessment processes. Reviews financial data to support lending decisions. Ensures compliance with internal policies and regulatory standards. Coordinates with stakeholders for credit operations and customer engagement. Disclaimer : This job description has been sourced from a public domain and may have been modified by Naukri. com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

1. Credit Manager / Risk Manager (Underwriting) IME India Finance Pvt. Ltd. Location: Noida, India Reporting To: Chief Executive Officer (CEO) Salary: Negotiable Role Overview We are looking for a Credit Manager (Underwriting) to assess MSME loan applications, maintain portfolio quality, and strengthen disciplined credit practices. This role is pivotal in balancing growth with risk management, ensuring compliance with RBI and internal credit policies, and adopting technology-driven credit frameworks. Key Responsibilities Evaluate MSME loan applications, financials, bureau reports, and alternate data sources. Ensure underwriting practices comply with RBI/NBFC regulations and internal credit p...

Credit Executive: Responsible for evaluating credit applications, assessing customer creditworthiness, managing credit limits, ensuring timely collections, and minimizing credit risk while maintaining strong client (e.g., finance, retail, NBFC, etc.)

Join us as a Credit Officer We're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customers You'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areas You can expect to make a far-reaching impact in this role, as you provide a valuable capability to achieve a robust risk management culture across the bank We're offering this role at vice president level What you'll do As our Credit Officer, youll be working to maintain an effective management framework that helps us to identify, assess, manage and repor...

Only immediate to 30 Days Notice Period Profiles are accepted. Required only Male Candidates for this role. Drop your CVs and reference on swati.s@sdnaglobal.com Experience: 2-6 years industry experience Languages: Telugu, Tamil, Kannada, Hindi (Candidate should know at least 2 languages apart from English) Qualification: Graduate, Post graduate or a related field. Working Days: 6 Days of working Employment Type: Full-time Responsibilities: Reviewing the complete file of loan applications. Conducting personal discussions and video PDs with applicants. Ensuring timely decision making within the TAT. Managing vendors involved in the loan processing. To evaluate proposals of customers for Busin...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role 1To underwrite mortgage business and manage the portfolio in assigned area 2 Support and co-partner with business teams to manage end to end credit approval for the designated region 3 Underwrite salaried SENP/SEP for retail and high value cases and present to senior level 4 Authorize deviations raised and documented by underwriters in compliance with credit policy. 5 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 6 Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. 7 M...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mum...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Centre Manager - Microfinance About The Role Centre Manager - Microfinance About The Role The Centre Manager - Microfinance is responsible for overseeing the daily operations of a microfinance branch or centre, ensuring the delivery of high-quality financial services to clients, and achieving business targets. This role involves team leadership, client relationship management, compliance with regulatory requirements, and strategic business development within the assigned area. Key Responsibilities Manage and supervise all centre operations, ensuring efficient delivery of microfinance services and products. Lead, mentor, and motivate a team of field officers and support staff to achieve set t...

Roles and Responsibility Manage and process secured business loan applications. Conduct thorough credit analysis and risk assessments. Develop and maintain relationships with existing and potential clients. Collaborate with internal teams to ensure seamless loan processing. Monitor and report on credit portfolio performance. Identify and implement process improvements to increase efficiency. Job Requirements Strong knowledge of credit underwriting and risk management principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other relevant software applications. Strong analytical and problem...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role Key Objective of the Job: Handling the Proposal Sanction Management Process of the branches.Top of Form Key Deliverables: Ensure the credit policy implementations. Quality CAM making and updation along with Tele Verification & Report in cases. Manage and supervise CPA/ FI agency/ valuation agency operations. Ensure quality portfolio of the branches within the set parameters of non-starters. Conduct training for FI/CPA/ Channels and cross verticals at regular intervals. Visit Channels/ Branches and customers at regular intervals. Education Qualification: MBA / CA/ ICWA/ CS/ M.com/ B.Com. (Hons.) Specialized job competencies: Functional Competencies Process-Orientation Team Skil...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mum...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mum...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Role Overview: - Conduct internal audits across branches and departments to assess the effectiveness of internal controls and risk management practices. - Ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures. - Review and evaluate the adequacy and effectiveness of internal control systems. - Prepare detailed audit reports with findings, risks, and actionable recommendations. - Follow up on previous audit observations and ensure timely closure of audit issues. - Identify process gaps, inefficiencies, or non-compliance and recommend improvements. - Support management in implementing robust financial and operational controls. - Monitor adherence t...

Contact: 9150967111 At least 1 year experience in Credit role Any degree -Male / Female Two-wheeler and Driving License Prepare CAM and conduct PD for all assigned customers. Monitor Non-JLG PAR and record reasons for delinquency

HGS is a global leader in customer experience management With more than 18,000 employees spread across 9 countries, our mission is to make our clients more competitive by providing exceptional experiences Powered by a people first philosophy and experience serving over 1100 of the worlds leading brands, HGS is the perfect place to build your future! Job Description The SOC L3 Analyst is a senior-level position responsible for handling the most complex security incidents and providing strategic direction for the SOC team This role involves leading shifts, mentoring junior analysts, and providing strategic oversight to ensure effective detection, analysis, and response to security incidents Th...