618 Credit Policy Jobs - Page 11

We are looking for a highly skilled and experienced Credit Manager to join our team in Vizag, Andhra Pradesh. The ideal candidate will have 2-5 years of experience in credit underwriting, preferably in housing finance. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine credit risk. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies. Familiarity with credit risk assessment tools and techniques. Knowledge of credit scoring models and their application in credit decision-making. Understanding of regulatory requirements related to credit underwriting and risk management. Ability to build and maintain effective relationships with stakeholders, including sales teams, credit analysts, and external partners. Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously. Proficiency in MS Office and other relevant software applications. Ability to work collaboratively as part of a team, demonstrating a strong commitment to achieving results and delivering high-quality service.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Manage a portfolio in assigned areas. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Quality Executive to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skill sets in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 1 year of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in retail MFB - Credit is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Arumuganeri, Tiruchendur Main Road. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Manage and process loan applications from retail customers. Conduct thorough credit assessments and risk analyses. Develop and maintain strong relationships with existing clients. Identify new business opportunities and expand the customer base. Collaborate with internal teams to ensure seamless service delivery. Stay updated on market trends and competitor activity. Job Strong knowledge of banking products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Proficient in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Ability to build rapport with clients and colleagues at all levels. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Credit Manager to join our team in Ranchi. The ideal candidate will have 2-7 years of experience in credit underwriting, risk management, or a related field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree in any discipline; CA/MBA is preferable. Strong understanding of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing credit portfolios and conducting credit risk assessments. CertificationsCA/MBA (Preferable).

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Ahmedabad - Naranpura. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, while evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong understanding of credit risk assessment and mitigation strategies is required.

We are looking for a skilled professional with 5 to 10 years of experience to lead our Credit Operations team in Chandigarh. The ideal candidate will have a strong background in credit operations, process improvement, and team management. Roles and Responsibility Oversee end-to-end credit and operations oversight, ensuring compliance with policies and regulatory guidelines. Supervise and manage the login of loan applications, including KYC and document verification. Ensure timely initiation of internal reports and checks as mandated by credit policy. Conduct final review of loan files before disbursement, ensuring all documents are in place and compliant with internal and regulatory guidelines. Manage a team of Credit Processing Associates (CPAs) across branches, providing regular training and upskilling to enhance process knowledge and efficiency. Foster collaboration between Credit, Sales, and Operations teams to ensure smooth loan processing. Drive penetration of E-NACH for improved operational efficiency. Ensure acknowledgment of property papers / PDDs from the credit team and timely handover of PF/Balance PF Cheques to the operations team, tracking clearance of cheques. Hold regular meetings with the business team and conduct regular training for improvement in FTR files. Work cross-functionally with internal partners to develop technological solutions and adapt new technologies to drive efficiency, correct deficiencies, and build greater consistency in processes. Prioritize and manage critical projects for implementation of LOS/LMS and other technology enablement for the operating model of the HFC. Ensure low attrition for the team. Job Minimum 5 years of experience in credit operations or a related field. Strong knowledge of credit policy, process improvement, and team management. Experience with Loan Origination System (LOS), Finnone, and Salesforce is desirable. Excellent communication and leadership skills. Ability to work cross-functionally with internal partners to develop technological solutions. Strong analytical and problem-solving skills. UG educationB.Com - Commerce. PG educationCA, MBA/PGDM - Any Specialization. Additional Info The company offers opportunities for growth and development.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Supply Chain-Credit Appraisal, located in Chandigarh-Sector 8C-MM. The ideal candidate will have a strong background in corporate finance and credit appraisal. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, while evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to lead our credit team in Mumbai, Lower Parel. The ideal candidate will have a strong background in finance and risk management. Roles and Responsibility Collaborate with the business team to facilitate seamless credit underwriting for potential partners. Coordinate with the leadership team of business partners and obtain/evaluate necessary documents for credit underwriting. Ensure 100% compliance in lending standards, adhering to the company''s credit policy. Manage credit cost at the lowest level benchmarked to industry norms. Network in the industry, evaluate credit policies, and suggest responses to external stimuli. Provide expert views on new products or processes and sign off on their introduction. Job CA, CFA, or MBA in Finance degree. Strong knowledge of credit underwriting, risk management, and financial services. Excellent analytical and problem-solving skills. Ability to work closely with cross-functional teams. Strong communication and interpersonal skills. Experience in managing credit portfolios and evaluating credit risks. Familiarity with industry trends and regulatory requirements. Ability to identify and mitigate potential credit losses. Willingness to collaborate with the business team to provide seamless credit underwriting support. Expertise in providing guidance on new product or process introductions and ensuring quality assurance through regular checks.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Junagadh. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and facilitating quick turnaround times for credit lending proposals.

We are looking for a highly skilled and experienced professional to join our team as a Deputy Head - Credit in Mumbai. The ideal candidate will have 5-10 years of experience in credit underwriting, preferably in microfinance, MSME, or affordable housing loans. Roles and Responsibility Collaborate with the business team to facilitate seamless credit underwriting of potential partners. Coordinate with leadership teams of business partners to obtain necessary documents for credit underwriting. Ensure 100% compliance with company lending standards and adhere to the credit policy. Evaluate and manage credit policies of other institutions and suggest management responses to external stimuli. Provide expert views on new products or processes and sign off on their implementation. Conduct thorough corporate due diligence, including financial analysis and risk assessment. Job Possess a strong understanding of credit underwriting principles and practices. Demonstrate excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Have familiarity with technology advancements and their application in credit underwriting. Exhibit good relationship management skills and the ability to work effectively with cross-functional teams. Be able to derive the organization''s credit policy from scratch and evaluate various credit bureau reports. Possess broad knowledge of governance frameworks and experience in doing corporate due diligence. A CA, CFA, or MBA (Finance) is preferred. Experience in dealing with credit underwriting of micro-finance, MSME, and affordable housing loans is required. In-depth knowledge of corporate due diligence is essential; due diligence experience in microfinance institutions as part of term loans and BC arrangements is a plus. Detail understanding of diving into various credit bureau reports is needed.

We are looking for a highly skilled and experienced Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Implement and manage credit processes and underwriting for corporate finance. Monitor systems and processes for smooth implementation of credit policies. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring low TAT. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Monitor delinquency and take corrective action by regularly interacting with collections and sales teams. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Regularly meet with customers (retail & strategic) to understand industry and market trends. Pre-approve and rate all clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced professional with 3 to 8 years of experience to join our team as a Manager - Retail Credit in Mysore. The ideal candidate will have a strong background in credit underwriting, risk assessment, and customer relationship management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Strong knowledge of credit underwriting, risk assessment, and customer relationship management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and facilitating quick turnaround times for credit lending proposals.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Bagalkot, Nava Nagar, JM. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 10 years of experience in credit underwriting, preferably in housing finance. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. CertificationsCA/MBA (Preferable). Additional Info The candidate will be responsible for managing a team of credit analysts and sales professionals.

We are looking for a highly skilled and experienced Area Credit Manager to lead our credit team in Bengaluru. The ideal candidate will have 2-7 years of experience in corporate finance, business loans, or related fields. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute the consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, business loans, or related fields. Possess strong knowledge of corporate finance, financial services, broking, and banking. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Surat. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Possess strong knowledge of housing finance, credit underwriting, and retail credit. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Credit Support professional with 2 to 7 years of experience to join our team in Mumbai. The ideal candidate will have a strong background in credit processes and underwriting, with excellent analytical and communication skills. Roles and Responsibility Implement and manage credit processes and underwriting for the business. Appraise proposals and monitor existing portfolios to ensure compliance with regulatory requirements. Prepare MIS reports and maintain turnaround times for deal evaluation and processing. Conduct client meetings, unit visits, and interact with clients to understand their needs and provide effective solutions. Handle internal customer service issues, including credit and compliance matters, and take corrective measures. Collaborate with sales, collection, and operations teams to drive business growth and maintain a quality portfolio. Job Diploma or Degree in any field, with an MBA being preferred. Minimum 2 years of experience in credit support, preferably in a similar role. Possess strong knowledge of credit policies, underwriting, and monitoring. Demonstrate excellent analytical, communication, and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and supply chain management. Roles and Responsibility Implement and manage credit processes and underwriting for the corporate finance division. Monitor systems and processes for smooth implementation of credit policies in the region. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring low TAT. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Monitor delinquency and undertake regular interactions with collections and sales to track delinquencies. Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers. Create charges for all corporate lending and regularly meet with customers (retail & strategic) to understand industry and market trends. Pre-approve and rate all clients with exposure over Rs 500L, and conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Regularly train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit appraisal, underwriting, and supply chain management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Coimbatore. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when required and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 2 years of experience in retail credit, housing finance, or a related field. Strong knowledge of credit underwriting, risk assessment, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. CertificationsCA/MBA (Preferable). Additional Info The company offers a dynamic and supportive work environment with opportunities for growth and development.

We are looking for a highly skilled and experienced Credit Support professional with 2 to 7 years of experience to join our team in Mumbai. The ideal candidate will have a strong background in credit processes and underwriting, with excellent analytical and communication skills. Roles and Responsibility Implement and manage credit processes and underwriting for the business. Appraise proposals and monitor existing portfolios to ensure compliance with company policies. Prepare MIS reports and maintain turnaround times for deal evaluation and processing. Meet with clients, conduct unit visits, and interact with them to understand their needs and provide effective solutions. Handle internal customer service issues, including credit and compliance matters, and take corrective measures. Coordinate closely with sales, collection, and operations teams to drive business growth and maintain a quality portfolio. Job Diploma or Degree in any field, with an MBA being preferred. Minimum 2 years of experience in credit support, preferably in a similar role. Possess strong knowledge of credit policies, underwriting, and monitoring. Demonstrate excellent analytical, communication, and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 6-9 years of experience in credit monitoring, analysis, and reporting. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable items to relevant authorities and stakeholders. Continuously monitor events related to borrower accounts to ensure timely resolution. Perform annual reviews of accounts to assess creditworthiness and growth. Identify stress accounts and recommend actions to mitigate potential losses. Handle account restructuring and perform portfolio modeling and analysis. Monitor covenants and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, such as MBA/PGDM. Possess strong knowledge of credit monitoring, analysis, and reporting. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Experience in handling MIS and other reporting requirements is necessary.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ahmedabad. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Videocon Towers-M4-M6, Delhi. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Indore. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.