1138 Credit Policy Jobs - Page 9

We're Hiring: STM Commercial Banking Location: Bangalore Mode: WFO (Night Shift) Shift Timing : US Timing Apply: talent7@venpastaffing.com Contact No: 9500262155 CTC: 5.5 LPA Exp: 2+ Yrs Notice Period: 30 Days Are you a STM Commercial Banking or Commercial Lending Join us! Preferred Technical Skills: Commercial Banking & Commercial Lending Loan Syndication Commercial Loan Loan servicing Credit Agreements Lending Operations Interested Candidates Call : 9500262155 Mail : talent7@venpastaffing.com

As a part of our team, you will be responsible for providing exceptional customer service to our customers using various tools and methods. It will be crucial to stay updated on new and emerging fraud trends to mitigate risks to the business. Utilizing different tools and methods will play a significant role in identifying and preventing fraudulent orders. Working within the company's credit policy and recommending changes to support growth and process improvement while limiting revenue risks will be part of your responsibilities. Mitigating fraud risk through various channels and being aware of tools used for identifying fraudulent orders will also be essential. **Key Responsibilities:** - ...

As an Internal Rating Validation specialist at our organization, your primary responsibility will be to evaluate and validate credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients. Your key activities will revolve around conducting detailed reviews of credit aspects such as industry analysis, business evaluation, financial assessment, and management scrutiny. You will be expected to prepare rating rationale and provide explanations for any changes in risk scores. - Evaluate and validate credit ratings for various types of clients - Conduct detailed reviews of credit aspects including industry analysis, business evaluation, financial assessment, and manageme...

Role Overview: As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, you will be responsible for driving the end-to-end product strategy. This includes market research, pricing, credit policy, and regulatory compliance. Your role will involve overseeing branch rollout and designing standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be a critical aspect of your responsibilities. Collabo...

Location Credit Manager-Tractors and Farm Equipments (TFE)-Credit Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance)/BCOM Experience of minimum 2 years in financing business, prefer...

Key Responsibilities: Product Design & Development Formulate and design product programs for SME lending across secured and unsecured products. Benchmark industry practices and incorporate regulatory guidelines to ensure competitiveness and compliance. Collaborate with analytics and business teams to define eligibility criteria, pricing, and risk parameters. Program Management & Governance Own end-to-end lifecycle of credit programs including launch, monitoring, and periodic review. Ensure alignment of credit programs with business strategy, risk appetite, and regulatory norms. Drive automation and digitization of policy implementation through system rule engines and workflows. Performance M...

You will be responsible for the following tasks: - Preparing product level Risk Deck, analyzing key risk metrics, early bucket bounces, and flow rates to provide actionable insights to the credit and business team - Conducting portfolio reviews, delinquency reports, and EWS reports to develop intervention and resolution strategies for improving asset quality - Providing feedback and recommending amendments to credit policy based on risk analysis - Performing Credit Through The Door analysis and guiding the business team on variance correction - Analyzing key data elements, interpreting cross-period movements, and understanding the macro mechanics of the system - Conducting hind-sighting revi...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Chennai Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Manage a team of 15 to 20 CPC Area Credit Managers SBB Credit and Further Credit Managers SBB, who report to such ACMs Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance o...

Manage a team of 2 to 5 Credit Managers SBB Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial insti...

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

About the Role: We are seeking a highly experienced and visionary Chief Credit Officer (CCO) to lead the credit function for our Motor Finance division. The role is responsible for developing and implementing credit policies, managing risk frameworks, ensuring portfolio quality, and supporting sustainable business growth. Key Responsibilities: Define and implement credit policies, processes, and risk management frameworks for the Motor Finance business. Lead credit assessment, underwriting, and approval processes to ensure quality and compliance. Manage portfolio risk and monitor key credit indicators (delinquency, NPA levels, recovery). Collaborate with business and sales teams to balance g...

Role Overview: You will be responsible for evaluating proposals in accordance with the credit policy, conducting customer visits to determine loan requirements, and assessing customer business and income. Additionally, you will need to validate revenue streams, conduct risk analysis, and uphold underwriting standards. Your role will also involve maintaining credit information quality and managing the portfolio effectively. Key Responsibilities: - Evaluate proposals based on credit policy - Conduct customer visits and assess loan requirements - Analyze customer business and income - Validate revenue streams and business expenditures - Identify potential risks in proposals - Perform due dilige...

Role Description Develop an understanding of the Grant Thornton audit approach, methodology and tools Demonstrate working knowledge of auditing and aptitude for technical accounting Execute components of audit under remote service delivery model in an effective and efficient manner Gain understanding of client operations, processes, and business objectives and utilize that knowledge on engagements Demonstrate flexibility and agility in serving clients Follow instructions of seniors and provide guidance to Analysts. Experienced Associates assist with on the job training and coaching of Analyst and new Associate Anticipate project issues and take appropriate measures to resolve Conduct and int...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers. 2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework3. Assess customers sourced by the Sales team ...

What We're Looking For Bachelors degree in Finance, Accounting, or a related field or any. Proven experience in credit management, preferably in the pharmaceutical industry. Strong analytical and financial analysis skills. Excellent communication and interpersonal skills. Knowledge of relevant laws and regulations. Familiarity with ERP systems and credit management software. Responsibilities As an Assistant Manager in the Credit Department of a pharmaceutical company, your primary responsibility is to manage and oversee the credit and collections processes. You will play a crucial role in ensuring the timely and accurate assessment of the creditworthiness of customers, monitoring credit limi...

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

As an experienced professional, you will be responsible for building the Credit and Operations functions in the Company. Your key deliverables will include: - Leading a team of Credit & Operations Officers - Managing the quality & delivery turnaround of loan proposals - Enabling business growth - Providing relevant & regular inputs for creation/refinement of Credit policy - Driving and supporting miscellaneous initiatives related to risk, credit, business, and technology To be successful in this role, you should possess: - CA/MBA qualification with 10-14 years of relevant credit/risk experience in reputed NBFCs &/or Commercial Banks - Exposure and knowledge of credit practices and products i...

About The Role 10713 To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and...

About The Role Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented. The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them. He will also be coordinating with the sales team and operations team for collecting accurate data. Ensuring proper security creation process for all secured loans Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to Interacting with customers, assessi...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mum...