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Head of Product

Head of Product

JMPF

5 - 10 years

0 Lacs

raipur

Posted:1 day ago| Platform: Shine logo

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Skills Required

product strategy market research pricing credit policy regulatory compliance standard operating procedures customer journey mapping process automation risk management portfolio management collaboration training marketing operations finance security protocols branch rollout tech enablement loslms configuration ltv monitoring fraud controls audit readiness crossfunctional teams scaling goldsilver loan products rbi guidelines hallmarking norms datadriven mindset entrepreneurial spirit ownership of outcomes

Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, you will be responsible for driving the end-to-end product strategy. This includes market research, pricing, credit policy, and regulatory compliance. Your role will involve overseeing branch rollout and designing standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be a critical aspect of your responsibilities. Collaboration with cross-functional teams, training field staff, and coordinating with marketing, operations, and finance departments will also be part of your role. Key Responsibilities: - Drive end-to-end product strategy for Gold & Silver Loans - Oversee branch rollout and design standard operating procedures - Lead tech enablement initiatives such as LOS/LMS configuration and process automation - Manage risk and portfolio through LTV monitoring, fraud controls, and audit readiness - Collaborate with cross-functional teams, train field staff, and coordinate with other departments - Design safe-custody, valuation, storage, and disbursal workflows Qualifications Required: - 5-10 years of hands-on experience in scaling gold/silver loan products within the NBFC or banking sector - Successful track record in semi-urban or rural markets, particularly in Central India - Deep understanding of RBI guidelines, hallmarking norms, and security protocols - Data-driven mindset to leverage insights for actionable strategies - Entrepreneurial spirit with a focus on ownership of outcomes (Note: Additional details of the company were not present in the provided job description),

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Head of Product