Head of Product

As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, your role will involve driving the end-to-end product strategy. This includes market research, pricing, credit policy, and regulatory compliance. You will oversee branch rollout and design standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be critical aspects of your responsibilities. Collaboration with cross-functional teams, training field staff, and coordinating with marketing, operations, and finance departments will also be part of your role. Key Responsibilities: - Drive end-to-end product strategy including market research, pricing, credit policy, and regulatory compliance - Oversee branch rollout and design standard operating procedures for safe-custody, valuation, storage, and disbursal workflows - Lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation - Manage risk and portfolio through LTV monitoring, fraud controls, and audit readiness - Collaborate with cross-functional teams, train field staff, and coordinate with marketing, operations, and finance departments Qualifications Required: - 5-10 years of hands-on experience in scaling gold/silver loan products within the NBFC or banking sector - Successful track record in semi-urban or rural markets, particularly in Central India - Deep understanding of RBI guidelines, hallmarking norms, and security protocols - Data-driven mindset enabling you to leverage insights for actionable strategies - Entrepreneurial spirit, taking ownership of outcomes rather than just tasks If you are ready to shape the future of secured lending in Chhattisgarh and empower communities with accessible credit, apply by sending your resume to careers@jpffinance.in with the subject "Product Leader - Gold/Silver" or directly message us. Joining JPF offers the opportunity to work with a legacy NBFC that is driven by modern ambition, fostering an agile culture with quick decision cycles. You will have the autonomy to build a high-impact vertical from the ground up and benefit from a competitive compensation package with performance incentives. Let's work together to make a difference, one gram at a time. #Hiring #FinTech #NBFC #GoldLoan #SilverLoan #ProductManagement #Chhattisgarh #Jobs,