165 Rbi Guidelines Jobs

About Structured Assets Group (SAG): The Structured Assets Group (SAG) plays an important and critical role in managing the asset book of the bank which needs timely and proactive intervention. The SAG handles a large proportion of Special Mention Account (SMA) portfolio and the entire Non-retail Non-performing Asset (NPA) portfolio of the bank. The key focus area of SAG is to take proactive steps to ensure effective resolution of corporate stress through a) correction of capital structure by way of business restructuring or change of ownership b) one time settlement with the borrower c) secondary market loan sale or d) legal action for recovery, depending upon the nature of stress and ability of the bank to drive resolution About the Role: The Relationship Manager is responsible for NPA management, resolution, credit management, restructuring of NPA accounts and to be responsible for achievement of recovery budget. The incumbent will also be responsible for preparation of approval notes for various aspects viz credit/operational/ legal/compliance etc. in respect of NPA accounts Key Responsibilities: Managing NPA, resolution, credit management, restructuring of NPA accounts and to be responsible for achievement of recovery budget. Preparation of approval notes for various aspects viz credit/operational/ legal/compliance etc. in respect of NPA accounts Effectively handling various assessments carried out by Internal Audit/Ops Risk/SOX etc. Ensuring compliance with regulatory guidelines and liaising /effective handling of investigative agencies Handling internal and regulatory MIS in respect of NPA accounts Qualifications: Optimal qualification for success on the job is: MBA finance/ CA Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge on Credit Conversant and experience in NPA resolution/ restructuring etc. Hands on experience in NPA resolution through SARFAESI/ DRT/NCLT etc. Knowledge about relevant RBI guidelines #ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply

Role & responsibilities T Infrastructure Management: Oversee the design, implementation, and maintenance of the organizations IT infrastructure, including servers, networks, storage, and On-prim systems. Manage and optimize the performance, scalability, and security of IT systems. Ensure high availability and disaster recovery plans are in place and tested regularly. Troubleshoot and resolve infrastructure-related issues, ensuring minimal downtime. Collaborate with cross-functional teams to assess and implement new infrastructure solutions. Governance, Risk, and Compliance (GRC) Management: Develop and implement GRC policies, processes, and controls to ensure adherence to regulatory requirements and industry standards (e.g., GDPR, HIPAA, ISO 27001). Conduct regular risk assessments and audits to identify potential vulnerabilities in IT systems and infrastructure. Assist in the creation of risk management frameworks and compliance strategies. Ensure that the organizations IT infrastructure aligns with compliance requirements and mitigates any risks. Maintain up-to-date knowledge of evolving GRC regulations and standards. Security & Risk Management: Work closely with the security team to implement robust security measures, including firewalls, intrusion detection systems, and encryption protocols. Monitor and report on compliance and risk levels within the IT infrastructure, making recommendations for improvements. Lead incident response and recovery efforts in case of security breaches or compliance violations. Documentation & Reporting: Maintain detailed documentation of IT infrastructure configurations, system changes, and GRC compliance activities. Prepare regular reports on IT infrastructure performance, risk assessments, compliance status, and incident management for senior management. Assist with audits by providing necessary documentation and evidence of compliance. Collaboration and Training: Collaborate with IT teams, legal, compliance, and business units to ensure compliance initiatives are integrated into all stages of IT project development. Provide training and guidance to staff on best practices for IT security, risk management, and compliance. Work with external auditors and consultants as needed for compliance reviews and assessments. Preferred candidate profile Bachelors degree in information technology, Computer Science, Cybersecurity, or a related field. A minimum of 5 years of experience in IT infrastructure management, with a focus on governance, risk management, and compliance (GRC). Proven experience with GRC tools and frameworks, including risk assessments, audits, and regulatory compliance. Strong knowledge of IT infrastructure components (e.g., servers, networks, storage, on-prim services). Familiarity with industry standards and regulations (e.g., ISO 27001 etc). Solid understanding of security principles, firewalls, VPNs, and encryption technologies. Excellent problem-solving skills and ability to troubleshoot complex infrastructure issues. Strong communication and interpersonal skills, with the ability to collaborate effectively with both technical and non-technical teams

Job Description : We are looking for a professional candidate to perform internal audit of the companys processes by adding value to the organization through audit in the form of process improvements, design gaps and cost saving opportunities. Eligibility : Candidate should have passed the CA Final Examination and completed articleship training(ACA). Job Duties & Responsibilities : Performing audit assignments Preparation of audit working papers and documentation in accordance with standards Prepare internal audit reports on the basis of audit findings, impact, risk category and recommend corrective and preventive measures Review of internal controls in place Review adherence to regulatory compliances Audit follow up to verify issues have been adequately addressed by management Core Competencies: Candidate should have excellent communication skills to interact with process owners in understanding processes, review of data and presenting reports to management. Analyse data into meaningful information. Work well in a team under the guidance of superiors. Technical Competencies: Accounting and analytical skills Income tax, GST, Companies Act, RBI regulations Knowledge in MS Excel and analytical tools.

Job Description: As a Banking Manager in Ahmedabad with over 10 years of experience, you will be responsible for overseeing Trade Finance, Treasury Operations, and Bank Relationship Management. Your role will involve managing Bank Guarantees (BGs), Letters of Credit (LCs), Non-Fund-Based Limits, Cash Flow, and Banker Stocks, ensuring efficient banking operations and working capital management. Key Responsibilities: - Manage issuance, amendment, and closure of Bank Guarantees (BGs) and Letters of Credit (LCs) following contractual terms and banking guidelines. - Monitor and manage cash flow positions across group entities to maintain adequate liquidity and optimize working capital utilization. - Handle non-fund-based limits (LC/BG), coordinating with banks for timely renewal and credit facility enhancement. - Oversee trade finance operations, including import/export documentation, compliance with FEMA and RBI guidelines, and financing coordination with banks. - Manage treasury operations, involving fund transfers, surplus fund investments, interest rate monitoring, and foreign exchange dealings. - Maintain and reconcile banker stocks (security/collateral pledged to banks) to align with drawing power and bank requirements. - Coordinate with internal teams (procurement, commercial, legal) and banks for seamless banking transactions and documentation. - Prepare and present periodic MIS reports on fund utilization, cash flows, treasury activities, and banking exposures. - Support audits (internal, statutory, bank audits) with necessary documentation and compliance checks. - Build and maintain strong relationships with banking partners to negotiate favorable terms and support business expansion. Qualifications & Experience: - Bachelors or Masters degree in Finance, Accounting, Commerce, or related field. - 10+ years of relevant experience in banking, trade finance, and treasury operations, preferably in a corporate or manufacturing environment. - Strong knowledge of BGs, LCs, non-fund-based limits, forex management, and banking documentation. - Proficiency in banking portals, ERP systems, and financial reporting tools. - Excellent communication, negotiation, and stakeholder management skills. - Detail-oriented with strong analytical and problem-solving capabilities. Please share your resume at career.bmcloud@gmail.com or contact at 7009347680. (Note: Additional details about the company were not provided in the job description.),

Plan, manage board meetings, committee meetings, & Annual General Meetings, Ensure the company complies with the Companies Act, SEBI regulations, FEMA, RBI Draft, submit necessary forms,official documents to regulatory authorities such as ROC & MCA.

Role Overview: As the Operations & Process Manager, your primary responsibility will be to oversee the day-to-day operations of lending, collections, and customer service. You will need to ensure adherence to Turn-Around Time (TAT) for all operational activities and monitor the performance of field operations and branch activities if applicable. Key Responsibilities: - Ensure compliance with RBI guidelines and internal audit policies - Manage documentation, audit trails, and reporting to meet regulatory requirements - Supervise operations staff, allocate tasks, and provide training on processes and software tools - Coordinate with the IT team to ensure the smooth functioning of Loan Management Systems (LMS) and CRMs - Oversee customer onboarding, grievance redressal, and service delivery for a positive customer experience - Prepare regular MIS reports on disbursements, collections, overdue accounts, and operational bottlenecks Qualifications Required: - Strong understanding of NBFC operations, lending products, and RBI guidelines - Process-oriented with knowledge of automation tools - Excellent communication and leadership skills - Analytical thinking and decision-making ability - Familiarity with Loan Origination Systems (LOS), LMS, and core financial software Additional Details: This is a full-time job opportunity with benefits including food provision and health insurance. The work location is in person. Please note that the above job description is indicative and subject to change based on business requirements.,

Role & responsibilities 1. Role Overview The Assistant Company Secretary will support the Company Secretary in ensuring compliance with statutory and regulatory requirements under the Companies Act, 2013, SEBI Regulations, RBI guidelines for NBFCs, and other applicable laws. The role also involves handling legal documentation related to loan transactions, drafting agreements, and supporting board/committee functioning. 2. Key Responsibilities Secretarial & Compliance Assist in convening and conducting Board, Committee, and General Meetings , including preparation of notices, agendas, presentations, minutes, and related records. Ensure compliance with the Companies Act, 2013 , SEBI LODR Regulations, and RBI NBFC regulations. Preparation and filing of statutory forms/returns with MCA, BSE, SEBI, and RBI. Maintain and update statutory registers, records, and filings in compliance with applicable laws. Assist in drafting corporate policies (Board-approved policies, committee charters, etc.) and monitoring adherence. Support in preparation of Corporate Governance Reports, Annual Reports, and other SEBI-mandated disclosures . RBI & SEBI Compliance Monitor regulatory updates relevant to NBFCs and listed companies. Assist in preparing periodic returns, reports, and intimations to RBI, BSE, and SEBI. Coordinate with regulators, statutory auditors, secretarial auditors, and internal teams for compliance matters. Legal & Documentation Draft, review, and vet loan documentation, agreements, deeds, undertakings, and other contracts . Ensure that loan documentation aligns with company policies, RBI guidelines, and applicable legal requirements. Liaise with external legal counsel on specific matters, if required. Maintain a repository of legal documents and track compliance with covenants and contractual obligations. Other Responsibilities Assist in handling investor relations compliance and queries related to shareholders. Support in drafting board resolutions, and internal authorizations . Work with cross-functional teams (finance, accounts, legal, compliance) to ensure smooth operations. Handle any additional responsibilities as may be assigned by the Company Secretary or management. Preferred candidate profile 1. Desired Candidate Profile Qualified Company Secretary (ACS) from the Institute of Company Secretaries of India (ICSI). 02 years of post-qualification experience in secretarial and compliance functions (experience in NBFC/financial services sector preferred). Knowledge of Companies Act, 2013, SEBI LODR, RBI NBFC Regulations, FEMA, and allied laws . Familiarity with loan documentation and corporate legal agreements . Strong drafting, communication, and organizational skills. Proficiency in MS Office and exposure to compliance software/tools is desirable.

Role & responsibilities 1. Transaction Processing & Quality Control Ensuring timely and accurate processing of trade transactions including: i. Letter of Credit Issuance, Amendment, Settlement ii. Bills for Collections- Inward and Outward iii. Remittances Inward and Outward iv. Bank Guarantees : Inland & Foreign – Issuance, Amendment, Closure Perform quality checks and validations to ensure compliance with SOPs and regulatory guidelines. Escalate discrepancies or compliance concerns proactively to higher authorities. 2. People Management Lead, mentor and coach a small team of 50+ trade operations executives. Monitor team performance and ensure adherence to SLAs, TATs & Accuracy. Conduct regular training and development sessions for team members. Capacity Management and resource planning. 3. Stakeholder Management Coordinate with internal teams for seamless day to day business functions. Provide prompt and accurate MIS reports or Dashboards to client. 4. Risk & Compliance Assist in internal and external audits. Timely closure of Audit observations related to business unit. Preferred candidate profile Strong knowledge of Trade Finance products and processes. Familiarity with RBI guidelines and others like FEMA, UCP 600 etc. Strong people management and leadership skills. Excellent communication and interpersonal skills Excel knowledge is must

Seeking a Sr. Finance Executive – Controllership to handle accounting, closings, MIS, RBI/GST/TDS filings, compliance with NBFC norms, audit coordination, and internal controls while ensuring Ind AS accuracy. Required Candidate profile 1. Qualified CA with 1-3 years from NBFC/Small Finance Bank/Big 6 2. Strong knowledge of NBFC operations, Ind AS, and RBI regulations. 3. Proficiency in SAP, Excel and data analytical tools.

1. Manage financial planning, budgeting, cash flow, and reporting. 2. Ensure Ind AS/RBI compliance, oversee audits, strengthen controls. 3. Drive accurate MIS, regulatory filings, and banking/investment management. Required Candidate profile 1. CA with 3-5 yrs in NBFC/SFB/Big 6 audits. 2. Strong in Ind AS, RBI norms, NBFC ops. Skilled in SAP, analytics. 3. Strong leadership, communication, integrity, detail focus, deadline management.

Role Responsibilities: Overall in charge of secretarial compliances for all Sports Group and joint venture companies. This includes conducting Board and Shareholders' Meetings and preparing minutes thereof. Ensure compliance under the Companies Act, SEBI regulations, FEMA, RBI guidelines, the Indian Stamp Act, internal group policies, and other applicable corporate laws. Handle incorporation of companies/LLPs, support borrowings, fund-raising activities, investments, acquisitions, restructurings, mergers/amalgamations, and due diligence of various entities associated with the Sports Group, ensuring alignment with compliance requirements and JSW best practices. Provide active support to the Accounts Team to ensure compliance related to related party transactions, investments, borrowings, financial closure, preparation of multiple reports, and coordination for statutory and internal audits of Sports Group entities. Prepare and maintain secretarial records, manage the creation/modification/satisfaction of charges, ensure timely annual and event-based filings with the Ministry of Corporate Affairs (MCA), and file relevant returns with the Reserve Bank of India (RBI) for foreign investments. Coordinate and oversee documentation and activities related to joint venture entities. Develop and periodically update Management Information Systems (MIS). Support the Strategy and Operations Team in preparing tender applications and bids for new sports projects, renew licenses, and manage reporting requirements under Franchise Agreements. Review operational and business agreements from a legal and compliance perspective. Provide support to the Corporate Secretarial Team for managing other Promoter Group Companies. Show more Show less

Key Responsibilities Coordinate effectively between internal departments and external regulatory bodies Manage follow-ups with various teams to ensure timely task completion Help maintain management information systems (MIS) Prepare compliance reports and documentation as required Support the compliance team with ad-hoc reports Handle additional responsibilities as assigned by team Qualifications Strong organizational and interpersonal communication skills Proficiency in Microsoft Excel Basic understanding of capital markets structure and operations Attention to detail and ability to work in a fast-paced environment. Bachelor's degree in Finance, Commerce, Business Administration or related field. What We Offer Training in financial compliance procedures. Exposure to regulatory frameworks and compliance best practices. Opportunities for career advancement within the organization. Collaborative work environment with learning opportunities from industry professionals.

As an experienced IT Project Manager, you will be responsible for defining and implementing IT project governance frameworks in alignment with NBFC regulatory and compliance standards. You will collaborate with the Chief Technology Officer to assess the effectiveness, risks, and performance of digital transformation initiatives. Your role will involve driving cross-functional IT projects to ensure timely delivery, tracking key performance indicators (KPIs), and monitoring costs. You will oversee multiple IT projects, tracking progress and achieving milestones while ensuring compliance with RBI and NBFC-specific IT regulations. Managing IT budgets and optimizing resource allocation will be a key aspect of your responsibilities. Additionally, you will be tasked with developing dashboards, management information system (MIS) reports, and project status updates for senior leadership. Implementing change management best practices to facilitate the smooth adoption of IT solutions will be crucial in your role. You will also be responsible for overseeing IT vendors and service providers to ensure adherence to service level agreements (SLAs). Continuously refining IT project methodologies by introducing industry best practices and managing resources effectively, including capacity planning and conflict resolution, are essential components of this position. Your role will also involve maintaining structured product documentation for third-party stakeholders, conducting business analysis to identify problems, opportunities, and solutions, and gathering requirements while mapping process flows and documenting business use cases. You will need to simplify and communicate business requirements to ensure stakeholder alignment, assess change proposals, and work with training teams to prepare change management and training plans. Furthermore, you will be involved in business process modeling and preparing scenarios for technology testing, managing all phases of system integration from requirement gathering to production deployment. Communicating technical details to non-IT stakeholders and functional details to IT teams will be part of your daily activities. Key Skills Required: - Expertise in IT project planning, execution, monitoring, controls, and governance. - Strong data quantification and analytics abilities. - Designing KPI-driven metrics for IT projects and measuring ROI, risks, delinquency, and early warning signals. - Budgeting, planning, forecasting, monitoring, and cost-benefit analysis (CBA) for IT projects. - Designing corporate presentations and demos for investors and internal stakeholders. - Flexibility and adaptability to organizational requirements. - Effective oral and written communication skills with consultative and interpersonal abilities. - Deep understanding of RBI guidelines, NBFC IT regulations, and security policies. - Risk and dependency assessment with effective mitigation planning. - Project management experience with Agile, Scrum, Waterfall, or Hybrid methodologies. - Proficiency in project tracking tools such as JIRA and MS Project. - Strong cost monitoring and IT expense management skills. - Ability to structure and document problems into analytical frameworks. - Proficiency in SQL, Excel, and business requirement documentation (FSD, HLD, LLD, Use Cases).,

You should have 12-15 years of post-qualification experience with excellent communication skills, expertise in Credit regulations (Wholesale/ Retail), and compliance. Your role involves guiding Business Units on Regulatory Compliance for transactions, providing guidance to business teams on Credit regulations, liaising with RBI for clarification, reviewing Product and Process notes for regulatory compliance, representing Compliance unit in committee discussions, ensuring timely dissemination and implementation of regulatory guidelines, conducting training on RBI guidelines, preparing compliance agenda notes, and interacting with internal stakeholders. You will need to interact with Business Unit, Product Team, and Operation Unit, as well as middle/senior management for effective coordination. Additionally, you will be responsible for interacting with RBI for clarification and guidance. Qualifications required for this role include CA/CS/CMA/LLB with a minimum of 12-15 years of experience preferably in Credit (Wholesale/ Retail) advisory in a Bank's Compliance department or Business Compliance. Proficiency in English language is essential for this role.,

You should have a minimum of 5-10 years of experience in Risk/Compliance/Product Governance within the BFSI, Fintech, or Ecommerce industry. Additionally, you must have a proven track record of working on at least 23 product rollouts in financial services or ecommerce businesses. It is essential to possess a strong working knowledge of RBI/IRDAI/SEBI guidelines, including experience with PAC or New Product Approval frameworks. Your skill set should include excellent documentation abilities, stakeholder management, critical thinking, and keen attention to detail. In this role, your responsibilities will include reviewing and approving new product launches. This involves ensuring regulatory compliances, identifying operational, fraud, tech, and operational risks, and coordinating with cross-functional teams such as Product, Legal, Risk, Tech, InfoSec, and Business teams. You will be expected to lead Product Approval Committee (PAC) meetings with all stakeholders, maintain documentation and audit readiness by preparing and maintaining checklists, SOPs, and PAC notes, and ensuring traceability for audit and regulatory review. Furthermore, you will need to ensure adherence to turnaround time (TAT) requirements while maintaining quality control, release regular dashboards to all stakeholders, and have experience in building and managing system-based approval mechanisms. This role requires a proactive approach, effective communication skills, and the ability to work collaboratively with various teams to ensure successful product launches and regulatory compliance.,

Job Requirements Role/Job Title: Security Architect Function/Department: Information Technology Job Purpose As a Security Architect, you will play a pivotal role in designing, implementing, and maintaining the organisations security across multiple projects. Your primary responsibility will be to ensure the confidentiality, integrity, and security of the bank&aposs systems, data, and applications while adhering to regulatory and compliance requirements in the Indian banking industry. Roles And Responsibilities Develop and maintain the banks enterprise security architecture in line with business goals and regulatory requirements (e.g., RBI guidelines, PCI DSS). Assess the current security posture and recommend improvements. System and Network Security Oversee implementation of security measures for cloud and on-premises environments. Ensure compliance with Indian banking regulations, including data localization and cybersecurity guidelines. Conduct regular security audits and risk assessments. Collaborate with IT teams to integrate security into application development (DevSecOps). Provide technical guidance on new projects and third-party vendor assessments. Conduct security training and awareness programs for employees. Expertise in network security, endpoint protection, identity and access management (IAM), and SIEM solutions. Proficiency in secure software development lifecycle (SDLC) and DevSecOps practices. Hands-on experience with cloud security (AWS, Azure, GCP). Knowledge of encryption, cryptography, and data protection techniques. Strong experience in cybersecurity, with at least 3 years in a security architect role. Previous experience in the BFSI (Banking, Financial Services, and Insurance) sector is highly desirable. Education Qualification Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA) Post-Graduation: Master of Science (M.Sc) /Master of Technology (M.Tech) / Master of Computer Applications (MCA) Show more Show less

Company Website: www.getzype.com Key Responsibilities Ensure 100% adherence to all applicable RBI and IRDAI guidelines, circulars, and Master Directions applicable to NBFCs. Monitor compliance with KYC, AML/CFT regulations, Outsourcing Guidelines, Fair Practice Code, Credit Bureau norms, Companies Act, etc. Oversee compliance of Lending Service Providers (LSPs) and ensure robust contractual enforcement. Develop and refine internal control systems to track and enforce compliance across the organization. Act as the primary liaison with regulators (RBI, IRDAI, and other statutory authorities). Ensure timely and accurate filing of all regulatory returns, reports, and responses. Identify areas of compliance vulnerability and proactively design risk mitigation strategies. Drive compliance training and awareness initiatives across teams. Foster a strong culture of compliance, ethics, and governance within the organization. Ideal Candidate: - Qualified Company Secretary (CS)with strong exposure to regulatory compliance. 5+ years of relevant experience in legal & compliance, preferably in NBFCs / fintech Strong knowledge of RBI regulations, NBFC compliance frameworks (IRDAI exposure is a plus). Excellent drafting and vetting skills for contracts, agreements, and compliance documentation. Strong stakeholder management and communication skills. Ability to thrive in a fast-paced, high-growth environment with accountability and ownership

We're Hiring: Manager - VKYC Operations Location - Gurgaon - Udyog Vihar ( WFO Only ) Looking for a dynamic leader to manage end-to-end VKYC operations , drive compliance , and deliver a seamless customer onboarding experience. Key Responsibilities : Preferably in Banking/Fintech/Customer Onboarding. Oversee VKYC ops & ensure RBI compliance Lead and mentor a high-performing team Drive process improvements & efficiency Monitor KPIs & manage reporting Collaborate across Product, Tech & more What You Bring: 6 -10 yrs in ops (3+ yrs leading teams) Strong knowledge of VKYC/RBI guidelines People leadership, reporting & communication skills Ready to lead the future of digital KYC? Lets talk!

FEMALE Assist in drafting and reviewing loan agreements , contracts, and other legal documents. Ensure compliance with RBI regulations , SEBI , and Companies Act provisions relevant to NBFCs. Coordinate with external legal counsel on litigation, arbitration, and recovery cases . Maintain proper records of legal documents, contracts, and regulatory filings . Provide basic legal advice to internal teams under supervision. Help in due diligence during onboarding of partners, vendors, or borrowers. Support in drafting notices, replies , and representations . Stay updated with latest developments in financial regulations and legal frameworks. MALE Visit customer premises to: Serve legal notices (e.g., loan default, NPA, cheque bounce) Negotiate settlements or discuss payment arrangements Collect legal documents and conduct field verifications Coordinate with internal teams on loan recovery and delinquency cases Liaise with local authorities, legal counsel, and law enforcement when needed Assist in preparing legal documentation (e.g., notices, affidavits, complaints) Support court-related activities such as filing cases and attending hearings under supervision Maintain proper reports of all field visits and customer interactions Stay updated with SARFAESI , RBI recovery guidelines , Section 138 , etc.

Role & responsibilities Develop, implement, and maintain risk and governance frameworks. Guide teams/Handle client information security posture, identify the gaps/risks in the existing environment and develop solutions to mitigate the identified gaps/risk. Recommend security solutions and enhancements aligned with business goals and threat landscape. Conduct security risk assessments of third-party vendors and service providers. Define TPRM frameworks and integrate them into the overall risk management program. Perform cybersecurity maturity assessments using established frameworks such as NIST CSF, NIST-800-53, ISO 27001 Frontend teams for ISO 27001 based Information Security Management System implementation and sustenance-based projects. Lead risk identification, evaluation, mitigation, and monitoring activities. Deliver actionable insights and improvement roadmaps based on assessment results. Understand and evaluate application security architectures, including secure SDLC practices, threat modelling and secure coding standards. Plan, execute, and report on comprehensive IT and OT security audits. Lead teams or work as team member to conduct Information Systems audits covering IT infrastructure assets. Manages security and cyber strategy projects, guides the team on a day-to-day basis and ensures that assigned tasks and responsibilities are fulfilled in a timely fashion. Responsible to assist client in review / implement Information Security controls in areas as mentioned, but not limited to: Change management process, Incident management Conduct and support PCI DSS assessments and gap analysis. Provide guidance for remediation efforts to ensure ongoing compliance. Demonstrates understanding of complex business and information technology management processes. Ensure compliance with cybersecurity guidelines and regulations issued by RBI, SEBI, IRDA, BCAS, NCIIPC, and other relevant bodies. Track evolving regulatory requirements and integrate changes into the cybersecurity program. Understanding of cloud service models and security controls across major platforms (AWS, Google Cloud, Azure). Plan and execute ITGC control testing covering areas such as access management, change management, and operations controls. Identify control gaps and support remediation efforts. Interacts with clients, managers, and partners to build and nurture strong relationships. Tailors firm tools and methodologies as per client requirements. Preferred candidate profile B. E/ B-Tech (Tier 1/2) or masters degree in information security, Computer Science, or a related field Professional certifications such as CISSP, CISA, CISM, CRISC, ISO 27001 LA/LI, ISO 31000 LA/LI, ISO 22301 LA/LI, CISA, ITIL or PCI QSA are preferred. • 4-9 years of relevant experience in cybersecurity consulting, risk management, and compliance. • In-depth knowledge of security frameworks and standards (e.g., NIST, ISO 27001, COBIT). • Strong analytical, communication, and stakeholder management skills

Enterprise Risk & Regulatory Expertise – RBI regulations, governance frameworks, and compliance. Credit & Operational Risk – Expertise in credit policy, portfolio, fraud, and process controls. Leadership & Stakeholder Management . Required Candidate profile The ideal candidate is a CA with 10+ years of experience in enterprise risk management, regulatory compliance, and governance. Proven expertise in working with Risk Committees, Boards, and RBI.

Gender: Male Minimum 8 years in Banking, Corporate Lending, Structured Finance, or Debt Syndication Strong grasp of banking operations, credit policy, corporate finance, and RBI guidelines 2nd & 4th Sat off, and 1st & 3rd Saturdays are work from home

The ideal candidate for this position should have previous working knowledge of FCU and Hunter tool, which would be considered an added advantage. You will be responsible for identifying application inconsistencies and detecting suspicious applications across various channels. Your duties will include reviewing applications referred due to rules defined in Hunter and making decisions across multiple channels. It is essential to have knowledge and understanding of Bureau and Trans Union CIBIL reports. Furthermore, you will need to review cases related to KYC or any attached documents to identify any potential fraud or risk and highlight them accordingly. You will also be required to review income documents and identify any fudged documents, which might involve outbound calling to detect fraud. Your role will involve detecting fraudulent activities and taking appropriate actions to minimize financial losses. Collaboration with internal and external stakeholders to share trends on recent fraud practices and update management on recent trends will be a crucial part of your responsibilities. You will also need to filter suspicious applications based on the rules defined in the Hunter tool, identify inconsistencies at the application level, and work on resolving complex problems with minimal guidance. Excellent writing, interpersonal, and communication skills are essential for this role, along with the ability to excel in a fast-paced environment with multiple priorities. Proficiency in Microsoft Excel, PowerPoint, and Word is required, as well as the ability to communicate effectively with internal and external management at all levels. Knowledge of KYC understanding and identification would be advantageous, along with familiarity with RBI guidelines and market fraud cases to detect fraudulent documents. About the Company: BOBCARD is a wholly owned subsidiary of Bank of Baroda and a Non-Deposit Accepting Non-Banking Finance Company (NBFC). Established in 1994, BOBCARD aims to cater to the rapidly growing credit card industry in a focused manner. As one of the pioneers in the Indian card market, BOBCARD was the first non-banking company in India to issue credit cards, with its core business centered around credit card issuance.,

You will have exposure to a variety of contracts, agreements, policy reviews, and adherence according to RBI regulations. It is essential to possess overall good legal knowledge in areas such as Corporate law, Contract Act, RBI guidelines, Data Privacy Law, IT Act, Infosec Standards, among others. While exposure to regulatory compliance is beneficial, it is not mandatory. You will be responsible for independently leading contractual drafting, negotiations, and closure. Providing expert strategic legal advice on various aspects to Management will be a key part of your role. You will also assist support functions in the execution of documents and stamping requirements. Extensive coordination with and advice to business functions regarding Legal matters, including grievances and fraud-related matters, will be required. This includes the interpretation of applicable laws related to NBFCs.,

Senior Manager- Ethics and Compliance 1.Work and Support in developing and implementing an effective compliance program to meet the regulatory expectations of the Fintech and Payment business, including but not limited to areas such as Payments, Digital Lending, Insurance intermediary, Gift Cards, cobranded Credit Cards, BBPS, UPI-TPAP, NFT etc. 2. To cover and include regulatory compliance, including anti-money laundering, anti-fraud, customer protection, data privacy, data localization and complaints handling framework (including policies, procedures, identifying root cause, monitoring, training, awareness, and ongoing risk assessment) for Fintech and Payments Business. 3. To develop anti-money laundering, anti-fraud policies and procedures, monitoring, training, and awareness programs, and ongoing risk assessment as per Indian regulatory stipulations such as PMLA /RBI KYC Master Direction/CERT-In stipulations to Digital Assets etc. 4. To analyze and implement the Indian regulatory and financial services compliances relating to RBI circulars towards NBFCs/Lending, Business Correspondents, Data Privacy, Data Localization, and Customer Service aspects applicable to a Fintech etc. 5. To analyze and implement the IRDAI circulars towards sale of insurance and ISNP related compliance, including but not limited to IRDAI/Cert-In based Audits etc. To support and implement regulatory guidelines relating to the Corporate Agency business of IRDAI, including Grievance redressal mechanisms as prescribed by regulators. 6. Review and approve Fintech products' advertising. 7. Deep knowledge of NPCI-TPAP compliances and have worked in developing and ensuring compliance of all NPCI requirements, including ensuring fraud prevention controls and rules. 8. To work closely with the IT Security team to implement the cybersecurity controls which are emanating from regulatory stipulations of regulators such as RBI/NPCI/IRDAI etc. 10. To comply with all regulatory reporting to RBI/IRDAI/NPCI/Others as per stipulations. 11. Lead and manage the inspection by regulatory bodies such as RBI/IRDAI/NPCI. 12. Respond to regulatory inquiries and/or administrative actions related to Company policies and procedures and compliance with product-specific regulations. 13. Work closely with teams across the organization, including Legal, Financial Services, International, and other teams to resolve regulatory reporting issues. 14. Monitor and present regulatory reporting issues in a meaningful way, including analysing and summarizing status from various sources. 15. Ensuring clear, transparent, and complete product disclosure, taking into account Consumer financial literacy levels. Ensure sign-up processes for Financial Services products are understood and easy. Essential Skills: 1.Experience of 10-15 years of experience in Regulatory and Financial Complaince 2.Good knowledge of financial service regulation, RBI Guidelines, UPI and Digital Payments Gudelines 3.Worked in fintech products in the compliance function 4.Worked in a multinational company setup 5. Regulatory expertise KYC, PPI, UPI, PAPG Preferred candidate profile - CS/LLB/LLM with 10-15 years of experience in financial complaince preferred in PPI,UPI or Digital payments financial compaliance