Branch Credit Manager-Wheels

Role Overview: You will be responsible for evaluating proposals in accordance with the credit policy, conducting customer visits to determine loan requirements, and assessing customer business and income. Additionally, you will need to validate revenue streams, conduct risk analysis, and uphold underwriting standards. Your role will also involve maintaining credit information quality and managing the portfolio effectively. Key Responsibilities: - Evaluate proposals based on credit policy - Conduct customer visits and assess loan requirements - Analyze customer business and income - Validate revenue streams and business expenditures - Identify potential risks in proposals - Perform due diligence even in the absence of formal documents - Conduct file checks as per credit policy - Manage risk analysis related to cases and clients - Maintain credit information quality and underwriting standards - Participate in PDD and Portfolio Management - Develop and update policies and procedures for credit risk management - Ensure accuracy of work and adhere to timelines Qualifications Required: - 3-6 years of strong experience in Credit (CV/Used Car/CE) products from NBFC or Bank Please send your CV to bidit.nath@kogta.in or careers.mumbai@kogta.in. (Note: No additional details about the company were provided in the job description),