1138 Credit Policy Jobs - Page 6

RoleCommercial Project Manager LocationGurgaon Project Management: Lead and manage projects throughout the entire project life cycle. Active involvement in sales and project initiation phases, including customer requirements analysis, commercial and contractual feasibility assessment, and ECC matters. Review and evaluation of contract conditions, including legal scrutiny. Conduct commercial project status meetings with stakeholders. Ensure the correct methodology for evaluating risks and opportunities is applied. Identify, evaluate, assess risks and opportunities, and develop appropriate response strategies. Ensure adherence to regulations, including the role of the CPM as per FRG, NCM guide...

Job Purpose Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch Feed back on credit policy based on market conditions Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked...

Duties and Responsibilities To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned Meeting the Target on Cost of Collections Ensuring meeting PI Targets within cost limit specified Ensuring legal guidelines are complied for entire collection structure in letter and sprits Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force Ensure adherence to the Code of Conduct Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities Keeping the write off per cent within risk pricing...

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-f...

We are looking for a highly skilled and experienced Credit Executive to join our team in the Hospitality industry. The ideal candidate will have 4 to 9 years of experience in credit management, with excellent analytical and problem-solving skills. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to resolve customer complaints and issues. Conduct thorough analysis of credit reports to assess customer creditworthiness. Provide exceptional customer service and support to clients and customers. Identify and mitigate potentia...

Key Responsibilities Risk Monitoring & Reporting Prepare product-level risk decks, analyzing performance against key risk metrics and benchmarks. Track early bucket bounces and flow rates; provide actionable insights to credit and business teams. Perform portfolio reviews focused on delinquency reports and Early Warning System (EWS) alerts. Recommend portfolio interventions and resolution strategies to maintain and improve asset quality. Policy & Analysis Conduct hind-sighting reviews to assess credit policy implementation effectiveness. Provide feedback or initiate amendments to credit policies based on analytical insights. Perform Credit Through The Door analysis to guide business teams in...

Key Responsibilities Formulate and implement credit policies, procedures, and guidelines for the Consumer Durable Loan segment. Collaborate with cross-functional teams to ensure effective implementation of credit policies in origination systems and decisioning platforms. Monitor market trends and industry practices to benchmark internal policies and stay aligned with best practices. Establish credit analytics frameworks to identify early warning signals, segment-level risk factors, and process insights. Ensure data integrity in line with ISO standards and organizational credit policy requirements. Conduct portfolio analysis , track performance, monitor triggers, and support delinquency contr...

Key Responsibilities Design and manage credit policies for acquiring customers through e-commerce platforms . Analyze partner-sourced profiles and build effective risk segmentation frameworks . Collaborate with credit bureaus, data science , and analytics teams to develop scorecards and models using alternate data . Monitor portfolio KPIs such as approval rates, default rates , and perform vintage analysis . Work cross-functionally with product, risk , and partner teams to fine-tune underwriting rules and decisioning logic. Conduct regular credit performance reviews at the product, partner , and cohort levels . Ensure compliance with regulatory guidelines and internal risk controls in all le...

Key Responsibilities Develop and manage comprehensive pre-approved offer strategies across lending portfolios. Analyze customer base using internal and bureau data to identify high-potential segments. Collaborate with Risk, Product, and Analytics teams to define credit policy, eligibility, and offer criteria. Drive end-to-end campaign planning and execution in coordination with Marketing and Digital teams . Monitor campaign performance including approval rates, activation, profitability, and delinquencies . Partner with Tech and Digital teams to automate journey for offer visibility and seamless fulfillment. Ensure strict compliance with regulatory guidelines and internal communication polic...

Key Responsibilities: Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams. Conduct portfolio analysis to identify key risk and mitigation strategies Tracking portfolio triggers (thresholds/ breach), risk appetite level, NPA/write off trends, quality of static asset pool, early risk, non-starter trend and taking corrective actions thereof. Monitor Collections efficiency, triggers (thresholds/ breach), flow rates, trends etc Manage and monitor portfolio and credit risk to ensure alignment with the organization's risk appetite and business objectives. Creating & monitoring the early warning systems for each product Re...

As an Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter at Citi, your primary role will be to cover large and complex products globally and manage the credit review process. Your mandate will be to deliver best-in-class credit risk analysis, monitoring, and credit administration as a partner to Risk and Banking shared commitment to ensuring the safety and soundness of wholesale lending across ICM. **Key Responsibilities:** - Assess the credit and financial strength of Citis IF and CEF clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors. This includes detailed financial analysis, identifying strengths and pre...

As an Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter, you will cover large and complex products globally and manage the credit review process. Your role involves delivering best-in-class credit risk analysis, monitoring, and credit administration as a partner to Risk and Banking shared commitment to ensuring the safety and soundness of wholesale lending across ICM. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients through fundamental credit analysis, including detailed financial analysis and identifying prevailing risk factors. - Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent asses...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

Job Title: Executive Underwriting (Female Candidates Only) Experience: 2 Years CTC: Up to 4.40 LPA Location: Gurgaon – DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a female candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Goo...

Ecolab is seeking a Sr. FP&A Manager to be responsible for our regional financial planning and analysis activities. The primary role of the FP&A manager is to serve as a point contact for the Division Finance team and provide financial performance outlook and business insights to divisional leadership. This position requires partnership across multiple stakeholders within the organization and will have significant exposure and growth opportunities. As FP&A manager, you will work closely with the regional divisional finance teams to drive results. Whats in it For You: You will join a growth company offering a competitive salary and benefits. The ability to make an impact and shape your career...

Role Responsibilities: Possess a flair for numbers, an ability to think big-picture Ability to communicate with and explain financial concepts to non-finance stakeholders Demonstrated ability to be proactive, self-driven with the capacity to work in a dynamic work environment Ability to be a team player, trouble-shooter and a consensus-builder Exposure to complex business environments Good analytical, written & verbal communication skills Proficient knowledge of MS Office and SAP Inter CA/Qualified ICWA with 2-4 years of post-qualification experience Best Suited for Someone who High professionalism, integrity and commitment Ability to influence key stakeholders. Ability to manage their time ...

Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customers creditworthiness Reporting to the Supervisor, Operations, this role offers a solid foundation for a career in Credit Card Operations. Hours: Monday Friday, 9:00am 8:00pm IST Department : Presidents Choice Financial Rate of Pay: Competitive salary based on experience and qualificationsKey Responsibilities: Fraud and Credit Risk Review:o Review new applications for fraud and credit risk, making outbound calls for fraud and employment verification Analyze conversations with applican...

We're Hiring: STM Commercial Banking Location: Bangalore Mode: WFO (Night Shift) Shift Timing : US Timing Apply: talent7@venpastaffing.com Contact No: 9500262155 CTC: 5.5 LPA Exp: 2+ Yrs Notice Period: 30 Days Are you a STM Commercial Banking or Commercial Lending Join us! Preferred Technical Skills: Commercial Banking & Commercial Lending Loan Syndication Commercial Loan Loan servicing Credit Agreements Lending Operations Interested Candidates Call : 9500262155 Mail : talent7@venpastaffing.com

Nocpl is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey. Credit Analysis : Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity. Risk Assessment : Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy : Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting : Approving or declining credit applications based on the risk assessment and established criteria. Credit Monitoring ...

Nocpl is looking for Credit Officer to join our dynamic team and embark on a rewarding career journey. Assess credit risk and make credit decisions in accordance with the company's policies and procedures. Review and process credit applications, including analyzing financial information, credit reports, and other relevant information. Work with customers to gather additional information and documentation as needed to support credit applications. Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications. Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies. Monitor credit r...

Nocpl is looking for Area Credit Manager to join our dynamic team and embark on a rewarding career journey. The Area Credit Manager is responsible for managing the credit and collections activities within a specific geographical area or region. This includes assessing creditworthiness, setting credit limits, monitoring accounts receivable, and ensuring timely collections. Key Responsibilities : Credit Risk Assessment : Evaluate the creditworthiness of new and existing customers. Analyze financial statements, credit reports, and other relevant information to determine credit limits. Credit Policy Development : Develop and implement credit policies and procedures in line with company objective...

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge.

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge.

We are looking for a highly skilled and experienced Credit Manager to join our team at Marriott International. The ideal candidate will have a strong background in credit management and a passion for the hospitality industry. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to resolve credit-related issues and enhance customer satisfaction. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to-date with ind...