Chief Manager - Credit | E-commerce Partnerships

8 - 12 years

4 - 5 Lacs

Posted:14 hours ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities

  • Design and manage

    credit policies

    for acquiring customers through

    e-commerce platforms

    .
  • Analyze

    partner-sourced profiles

    and build effective

    risk segmentation frameworks

    .
  • Collaborate with

    credit bureaus, data science

    , and

    analytics

    teams to develop

    scorecards

    and models using

    alternate data

    .
  • Monitor

    portfolio KPIs

    such as

    approval rates, default rates

    , and perform

    vintage analysis

    .
  • Work cross-functionally with

    product, risk

    , and

    partner

    teams to fine-tune

    underwriting rules

    and decisioning logic.
  • Conduct regular

    credit performance reviews

    at the

    product, partner

    , and

    cohort levels

    .
  • Ensure compliance with

    regulatory guidelines

    and internal risk controls in all lending operations.
  • Support

    new product launches

    with credit policy inputs and integration into

    digital onboarding

    journeys.

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