Chief Manager - Credit | E-commerce Partnerships Tvs Credit Services Ltd

8.0 - 12.0 years

4 - 5 Lacs

chennai, tamil nadu, india

On-site

Key Responsibilities Design and manage credit policies for acquiring customers through e-commerce platforms . Analyze partner-sourced profiles and build effective risk segmentation frameworks . Collaborate with credit bureaus, data science , and analytics teams to develop scorecards and models using alternate data . Monitor portfolio KPIs such as approval rates, default rates , and perform vintage analysis . Work cross-functionally with product, risk , and partner teams to fine-tune underwriting rules and decisioning logic. Conduct regular credit performance reviews at the product, partner , and cohort levels . Ensure compliance with regulatory guidelines and internal risk controls in all le...

Posted 20 hours ago

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Strategy Support Sales Team - DSMG Tata Capital

2.0 - 5.0 years

2 - 5 Lacs

mumbai city, maharashtra, india

On-site

Pre-Delinquency Management (PDM) Strategy & Early Risk Mitigation Develop a proactive PDM strategy to identify customers at risk of missing payments before they enter delinquency. Utilize in house tool AI-based risk models, BI Dashboard and early warning signals (EWS) to segment high-risk borrowers and implement early interventions. Implement automated digital engagement (SMS, WhatsApp, IVR calls, emails, in-app notifications) to encourage timely payments. Work closely with sales team and DSMG to improve collection efficiency in X bucket along with customer onboarding and risk profiling for better portfolio quality. Introduce customer education programs and financial literacy initiatives to ...

Posted 1 month ago

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Strategy Support Sales Team - DSMG Tata Capital

2.0 - 5.0 years

2 - 5 Lacs

navi mumbai, maharashtra, india

On-site

Posted 1 month ago

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Model/Anlys/Valid Analyst II Citi

2.0 - 6.0 years

0 Lacs

maharashtra

On-site

You will be responsible for Consumer Retail Credit Loss Forecasting Models and decision models Oversight and Governance in Asia and European countries. Your role will involve ensuring compliance with policies and regulatory requirements related to model development, validation, usage, and performance assessment. You will participate in model development calls, provide guidance to countries on methodological issues, and present complex modeling concepts to non-technical audiences. Additionally, you will work towards establishing Champion/Challenger/Benchmark loss forecasting models, coordinating with stakeholders for model development/enhancement plans, and reviewing all model documentations ...

Posted 2 months ago

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Chief Manager - Credit | E-commerce Partnerships TVS Credit Services

8 - 12 years

20 - 35 Lacs

Chennai

Work from Office

Job Purpose: This role is responsible to oversee credit risk strategies for e-commerce lending programs. The role requires deep expertise in credit risk, underwriting models, and portfolio monitoring, particularly in partnerships with e-commerce platforms for Buy Now Pay Later (BNPL), Personal Loans, or Co-branded Credit products. Key Responsibilities: Design and manage credit policies for customer acquisition through e-commerce platforms. Analyze partner-sourced customer profiles and define risk segmentation frameworks. Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models. Monitor key performance indicators (KPIs) for the e-comme...

Posted 5 months ago

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