94 Digital Lending Jobs

Role Overview: As an APM/PM, you will work closely with Product Managers, Engineering, and Operations teams to execute product plans, ensure smooth delivery of features, and monitor product performance post-launch. The role requires strong ownership, operational rigor, and the ability to work in a fast-paced environment with shifting priorities. Key Responsibilities: Build, iterate and simplify the end-to-end Digital loan application journey as Product owner Prepare Product requirement documents and coordinate with the concerned Loan Origination Systems (LOS) and Loan Management Systems (LMS) teams for execution Build and iterate Loan products, schemes and policies in Loan management system (LMS) API testing in Postman to ascertain the usability of the same and map them to user Journey Design, develop and deploy project and program-specific strategies and help make the product team more efficient and enable faster delivery of products Proactively identify and remove impediments on behalf of the team or negotiating with stakeholders when the project scope changes Collaborate with key stakeholders for scoping and prioritizing development activities based on the business impact/ team OKRs Measure and monitor each project from inception to delivery, including tracking and communicating status, identifying and tracking cross-functional dependencies, proposing options to mitigate risk and drive issues to resolution Develop a deep understanding of the tech stack and supporting the needs of various engineering and product partners Design program management best practices, processes, and mechanisms for continuous improvements Participate in PRD/ Scrum walkthroughs and driving sprint planning discussions with concerned stakeholders. Look out for scope creeps and figuring project impact in terms of cost, effort, timelines and trade-offs accordingly communication of project timelines, risks, achievements to internal and external stakeholders including leadership Funnel ownership Track and resolve funnel issues and demonstrate the funnel performance to various stakeholders Qualifications: Bachelor’s or master’s degree in engineering or Business administration Experience of atleast 1-3 years in Fintech /Financial services with Lending background. (Atleast 1-2 years for APM role and 3+ years for PM role) Thorough understanding of the Lending business especially (Personal Loan /Business loans preferably) Acquaintance with Business Rule engines and tools Strong organizational skills and ability to handle multiple projects simultaneously. Proficiency in Excel/Google Sheets, familiarity with project tracking tools (Jira, Trello, Asana) Handson with API testing (Postman, Swagger etc) Excellent written and verbal communication skills. What We Offer: End-to-end ownership and exposure across the product lifecycle in a fast-paced fintech environment. Opportunity to build and scale new lending products (Personal Loans, Business Loans) from concept to launch (0 to 1). Hands-on experience in managing large-scale lending programs (1000+ Cr) in collaboration with established partners Mentorship and guidance from seasoned product leaders within the organization. A chance to work on impactful offerings that serve and empower millions of customers.

Job Description Key Responsibilities: Define and execute the product roadmap for Education Loan product within the LOS ecosystem Align LOS features with business objectives, compliance requirements, and customer needs Collaborate with cross-functional teams, including digital, risk, underwriting, credit, operations, and technology, to ensure seamless product development Expertise in digital lending, alternative credit scoring models, and customer on boarding journeys Gather and analyse business and functional requirements to create BRDs and FRDs Conduct market research and competitive analysis to drive innovation in education loan Partner with third-party vendors, fintech platforms, for integration on partnership & co-lending journey. Lead the end-to-end LOS implementation, including system design, integration, and deployment Work closely with stakeholders to prioritize features based on market demand and regulatory requirements Oversee the end-to-end product lifecycle, from conceptualization to launch and beyond. Ensure adherence to lending compliance standards and risk management protocols Define and track KPIs to measure success and adoption Required Skills: Experience in developing BRDs and FRDs for unsecured lending solutions Expertise in digital lending, alternative credit scoring models, and customer on boarding journeys Strong analytical, problem-solving, and stakeholder management skills

Role : Business Analyst Lending Solutions (LOS & LMS) Experience: 5-10 Years Locations: Hyderabad/Mumbai/Pune Domain: Lending/Fintech - LOS/LMS Shifts: IST Timings We are seeking an experienced Business Analyst with a strong background in Loan Origination Systems (LOS) and Loan Management Systems (LMS) to join our product team. The role involves engaging with clients, gathering requirements, performing gap analysis, and ensuring successful implementation of our lending solutions across India and Asian markets. Responsibilities: Requirement analysis, preparing BRDs/FRDs, supporting solution design, coordinating UAT, and working closely with product and engineering teams to deliver high-quality implementations. Requirements: 5-10 years of experience in BFSI/fintech with proven implementation of LOS/LMS projects in financial institutions (Bank's, NBFC's, or FinTech's) Strong understanding of the lending lifecycle (origination, underwriting, disbursement, collections) Knowledge of regulatory frameworks in India and Asian countries Basic technical understanding of APIs, integrations, and data flows to effectively collaborate with technology teams Excellent communication and stakeholder management skills Nice to have: Exposure to digital lending solutions, cloud-based platforms, and multi-country implementations Experience & Qualifications: Experience : 5 to 10 years Education : MBA graduate from a reputed institute or CA About Pennant: Pennant Technologies is an agile, innovative financial technology company that powers the lending operations of global banks and financial institutions - HDFC, Bajaj Finserve, LIC HFL, Godrej HFL, RAK Bank, QNB to name a few. Its suite of future ready lending products and solutions offer banks composable features and scalable capabilities to deliver differentiated loan origination, servicing and collections experiences for their customers. Trusted by leading banks and financial institutions in Asia, Pennants award-winning lending platform has managed more than 10 Million loans and facilitates 50 Million loan transactions per year. Pennant is HQ in Hyderabad and have offices and/ business operations in India, ME, Saudi, Australia, Philippines and UK. We are aggressively expanding across the geographies and adding to our 370+ workforce, spread across multiple locations. Visit us at www.pennanttech.com If you are interested please share me your updated resume on rajkumar.k@pennanttech.com Thanks & Regards, Raj Kumar K 8074788708

J0725-0465 Lead Business Analyst/ Associate Consultant- Product Owner - Credit Collection / LOS Position Description Founded in 1976, CGI is among the largest independent IT and business consulting services firms in the world. With 94,000 consultants and professionals across the globe, CGI delivers an end-to-end portfolio of capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and intellectual property solutions. CGI works with clients through a local relationship model complemented by a global delivery network that helps clients digitally transform their organizations and accelerate results. CGI Fiscal 2024 reported revenue is CA$14.68 billion and CGI shares are listed on the TSX (GIB.A) and the NYSE (GIB). Learn more at cgi.com. Job Title: Business Analyst- Crest Collection/LOS Domain Position: Business Analyst Experience: 6-10 Years Category: Software Development/ Engineering Shift: General Shift Main location: India- Bangalore/Hyderabad Position ID: J0725-0465 Employment Type: Full Time Position Description: We are looking for a highly skilled Product Owner with deep domain expertise in Credit Collection and Loan Origination Systems (LOS), along with a solid understanding of UI/UX principles and hands-on involvement in functional testing. The ideal candidate will drive the product vision and roadmap for key digital initiatives in the banking and finance space, working closely with cross-functional teams to deliver business-critical solutions aligned with customer and stakeholder needs. Your future duties and responsibilities Roles and Responsibilities: • Define and own the product roadmap for features related to Loan Origination and Debt Collection processes (excluding Trade Finance settlement). • Gather and prioritize business and functional requirements through stakeholder collaboration and market analysis. • Translate business needs into well-defined epics, user stories, and acceptance criteria. • Collaborate with UI/UX designers to ensure intuitive and user-centric product experiences. • Oversee end-to-end functional testing, ensuring coverage of edge cases and regulatory requirements. • Manage and groom the product backlog, ensuring stories are ready for development and aligned with sprint goals. • Work closely with developers, testers, and stakeholders to clarify requirements and resolve issues throughout the delivery lifecycle. • Facilitate UAT, ensure user readiness, and support training documentation and knowledge transfer. • Continuously monitor product performance, gather user feedback, and identify opportunities for product enhancements Required qualifications to be successful in this role Education Qualification: Bachelor's degree in computer science or related field or higher with minimum 2 years of relevant experience. Must-to-Have Skills: • Strong domain knowledge in Banking and Finance, particularly in Loan Origination and Debt Collection • Experience defining and owning product roadmaps and backlogs • Strong understanding of UI/UX Design principles and ability to collaborate with design teams • Familiarity with Payment Processing flows (basic level) • Hands-on involvement in functional testing, test planning, and validation • Ability to create and interpret process and data flow diagrams • Proficient in tools such as Visio, JIRA, and Confluence • Strong communication, stakeholder management, and presentation skills Good-to-Have Skills: • Experience with automation testing tools or test management platforms • Familiarity with Agile methodologies (Scrum, SAFe) • Exposure to Bitbucket or similar version control tools • Knowledge of regulatory and compliance frameworks in the financial services industry Please send your profile to Shiveeta.bhat@cgi.com or visit to CGI career page and apply towards J0725-0465 CGI is an equal opportunity employer. In addition, CGI is committed to providing accommodation for people with disabilities in accordance with provincial legislation. Please let us know if you require reasonable accommodation due to a disability during any aspect of the recruitment process and we will work with you to address your needs.

Manage digital cross-sell initiatives with a strong focus on insurance & TPP products from multiple spectrum , creating bundled & standalone offerings with core lending products and delivering contextual, data-driven customer journeys across digital channels. Ensuring the right amount of adoption of the curated products and drive passionately the revenue generation from Sales channel. Revenue generation via every cross-sell initiative is the KPI for this role. Preferred candidate profile : 3+ years in digital Sales Cross-sell & product management / lifecycle marketing (preferably BFSI or fintech) Strong grip of Insurance & TPP products, and product GTM Hands-on experience with product positioning, bundling, and cross-functional execution Working knowledge of API integrations, loan journey etc.

We are seeking a dynamic and results-driven professional to join our Business Team. The ideal candidate will play a pivotal role in driving business growth, fostering strategic partnerships, and optimizing operational efficiencies. This role requires a deep understanding of financial services, a data-driven approach to decision-making, and the ability to work cross-functionally with tech, finance, and product teams. Key Responsibilities: Understand the product construct, policy framework, and end-to-end customer journey. Obtain compliance and policy approvals for the customer journey. Suggest and incorporate all latest regulatory changes upfront in the journey for customer transparency. Develop a deep understanding of the partners technology stack and assess ABC tech capabilities for effective integration. Design operational flows to facilitate and expedite technology integration. Lead all technology-related discussions with partners as the front-facing representative. Raise clear and structured requirements for the tech team to begin development. Create a detailed project plan and regularly update senior management on progress, challenges, and blockers. Ensure strict adherence to project timelines with a goal of zero deviations. Act as an individual contributor capable of managing 4 new partner integrations simultaneously with ongoing production support for live partners. Oversee the complete project lifecycle, ensure a smooth Go-Live, and support the business until product stabilization.

Role : Associate Project Manager/Project Manager Domain: Lending domain (LOS/LMS/LCS) Experience: 10+ Years Overview: We are looking for experienced Project Managers with a strong background in the lending domain to lead and manage strategic projects within our organization. The ideal candidate should have 8 to 10 years of project management experience, with a proven track record of successfully delivering complex projects within the financial services industry, specifically in the lending sector. Key Responsibilities: Oversee end-to-end project management for lending domain initiatives , ensuring projects are delivered on time, within scope, and on budget. Collaborate effectively with cross-functional teams, including business analysts, developers, and quality assurance, to define project scope, objectives, and deliverables. Develop comprehensive project plans, including timelines, milestones, and resource allocation, and track progress to ensure timely execution. Proactively manage project risks, issues, and dependencies, implementing effective mitigation strategies. Provide regular updates on project status, progress, and challenges to stakeholders, maintaining transparency and alignment with business objectives. Ensure adherence to regulatory requirements and company standards throughout the project lifecycle. Foster a collaborative and high-performing team environment, promoting continuous improvement and innovation. Coordinate with external vendors and partners as needed to achieve project goals. Qualifications: Bachelors degree in Computer Science, Information Technology, Business Management, or a related field. 8 to 10 years of project management experience, with a focus on the lending domain. In-depth understanding of lending processes, including origination, underwriting, servicing, and collections. PMP, PRINCE2, or an equivalent project management certification is preferred. Demonstrated experience in managing large-scale projects with diverse stakeholders. Strong communication, leadership, and problem-solving skills. Ability to thrive in a fast-paced, dynamic environment. Proficiency in project management tools (e.g., MS Project, JIRA, Trello). Location: Hyderabad How to Apply: Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and explaining why they are an excellent fit for this role. Or Share your CV on rajkumar.k@pennanttech.com

As a Loan Operations Specialist at Prefinn FinServ, a Finance & Fintech Solution firm founded by experienced banking professionals, you will be responsible for overseeing the daily operations of the lending department. Your role will involve managing loan processing, ensuring coordination with Lending Partners, and optimizing processes for efficiency. Additionally, you will lead a team of Operations Executives, enhance customer experiences, and support digital lending initiatives. To excel in this role, you should have experience in Loan Operations, Loan Processing, and Customer Coordination. Knowledge of Loan Documentation, Loan processes, Financial Products, and Sales process, especially Loans, is essential. Your expertise in Digital Lending and Financial Inclusion will be highly valuable. Excellent Communication, Analytical, and Problem-Solving skills are necessary for success in this position. This is a full-time on-site role based in Gurugram. Therefore, the ability to work on-site in Gurugram is required. A Bachelor's degree in finance, Business Administration, or a related field is preferred. Existing experience in the Banking/Loan industry and familiarity with Operations, Financial Documentation, and Compliances will be advantageous. Join us at Prefinn FinServ and be part of a dynamic team that leverages deep industry knowledge to deliver Lending Products that drive financial growth and inclusivity.,

Roles: The Application Head will lead the development, maintenance, and strategic evolution of IREP's core applications, including lending platforms, CRM systems, loan origination, management tools, and digital customer journeys under guidance of CTO. This role is pivotal in driving digital innovation to support IREP's growth in MSME lending. The incumbent will manage a team comprising Application Project Managers (PMs), Business Analysts (BAs), and support teams, ensuring alignment with business goals, regulatory compliance, and technological advancements. The focus will be on building scalable, cloud-based solutions to enhance operational efficiency, customer experience, and risk management in the NBFC sector. Responsibilities: IT Application Program Management: Implement LOS, LMS, Collections including CRM, Customer Portal, Website program for IREP Capital. Ensure IT Architecture and product capabilities are used in configurable way to support changes in business & Credit policies. Be a mentor for IT Application Project manager / Business Analyst team and Support team and groom them. To work closely with CTO to implement best practices, automate and digitize the Technology Stack Participate in various POCs and ensure that automation initiatives are made successful with smart implementation and strong governance. Collaborate with the CTO and cross-functional teams (e.g., Risk, Operations, Compliance) to define long-term IT strategies, including technology stack selection, cloud migration, and integration of fintech partners. Manage CAPEX/OPEX budgets for application development and maintenance, ensuring cost control and ROI-driven decisions. Stay abreast of industry trends in NBFC regulations, open banking, AI/ML in lending, and digital transformation to inform roadmap priorities. Define KPIs for application performance, user adoption, and system reliability, using data analytics to measure success and drive continuous improvement Managing IT Application End-User Support teams: Manage team of Application IT support for end-user support services, to ensure SLA are managed with Business teams using ITSM tool. Enhance the Support along with identifying root causes of issues and improving the development process. Governance Framework: Ensure that IT Governance framework is followed for IT Application program and Projects, CR development. Conduct regular Governance of IT Application programs with vendors and measure KPI of the vendor. IT budget: Participate in IT budget preparation from IT Application related expenses. Manage all IT Applications related Projects, Program and Support activities within Allocated Budget. Collaborating closely with Governance Head for Budget tracking. Information Security Projects and Compliance: Ensure that all Open VAPT points related to Application team are closed on time. Strategy and Planning: Develop and execute the application roadmap in alignment with IREP's business objectives, focusing on digital lending, co-lending models, and MSME-specific financial products. Conduct build-vs-buy analyses for new tools and platforms, recommending solutions that optimize cost, scalability, and security by working closely with CTO. Manage CAPEX/OPEX budgets for application development and maintenance, ensuring cost control and ROI-driven decisions as per allocated Budget. Stay abreast of industry trends in NBFC regulations, open banking, AI/ML in lending, and digital transformation to inform roadmap priorities. Define KPIs for application performance, user adoption, and system reliability, using data analytics to measure success and drive continuous improvement. Evaluate vendor agreement and ensure IREP rights are protected by ensuring all clauses along with legal team. Team Management and Leadership: Lead and mentor a team of 7 members, & Vendor Implementation team including Application Project Managers, Business Analysts, developers, QA engineers, and support staff. Foster a collaborative environment, conducting agile ceremonies (e.g., scrum of scrums, sprint reviews) to ensure timely delivery. Manage vendor relationships and external partners for outsourced development or integrations. Ensure compliance with internal audits, regulatory requirements (e.g., RBI guidelines for NBFCs), and data security standards. Requirement Management and Solution Design: Oversee the implementation team for requirement elicitation, prioritization, and documentation of requirements through workshops, user stories, PRDs, wireframes, and process flows. Guide BAs in conducting gap analyses, market research, and competitor benchmarking to identify new features for lending lifecycle (origination, underwriting, servicing, collections). Finalize solution architectures & suggest better ways in collaboration with tech architects, emphasizing cloud-based SaaS (e.g., AWS/Azure), microservices, and API integrations. Ensure applications designs are designed for optimal performance, including AI-driven underwriting, OCR for document processing, and mobile-first customer journeys. Development and Delivery: Drive the end-to-end lifecycle of application projects, from ideation to launch, including prototyping, testing, and post-launch feedback loops. Manage integrations with external APIs (e.g., CIBIL, Perfios, fintech partners) and internal systems (e.g., Web site, Customer Portal, CRM, Loan Management Systems, Collections). Lead digital initiatives such as DIY customer portals, mobile apps for MSME onboarding, and analytics-driven risk scoring. Monitor system health, troubleshoot issues, and coordinate support teams for incident resolution and user support. Promote agile methodologies (Scrum/SAFe) for iterative development and rapid feature releases. Stakeholder Engagement: Engage with Function Heads, C- Suite members, business heads, and external stakeholders to align applications with business needs and gather feedback. Present progress updates, roadmaps, and impact metrics in executive reviews. Collaborate with Data Science and Analytics teams to integrate insights into applications for better decision-making. Soft and Technical esired Skills: Domain Skills: Expertise in lending lifecycle: Loan Origination, Loan Management, CRM, Credit Risk Rating, Collateral Management, EWS, Debt Collections. Familiarity with regulatory frameworks (RBI, Basel norms) and fintech trends (Open Banking, AI/ML in credit scoring). Technical Skills: Methodologies: Agile Scrum, DevOps Development methodology. Tools/Platforms: Azure DevOps/JIRA for product management; MS Visio/Miro for process modeling; Figma/Axure for wireframing. Technologies: Should have good knowledge of Cloud (AWS/Azure); Frontend (ReactJS); Backend (.NET/C#); Databases (SQL/PostgreSQL); Reporting (Power BI). Should be able to drive implementation teams by validating design issues, validate designs. Integrations: Good Knowledge of API management (API Gateway, ESB), RPA, OCR/ML tools. Proficiency in data analytics, microservices architecture, and security best practices. Soft Skills: Strong leadership, communication, and stakeholder management skills, with experience engaging C-suite. Problem-solving aptitude, adaptability to fast-paced environments, and a customer-centric mindset. Ability to drive innovation while ensuring regulatory compliance and risk mitigation. Work Experience: 16+ years in IT, with proven expertise in building and managing lending/fintech applications (e.g., Loan Origination Systems, CRM, Digital Lending Platforms). 8+ years in leadership roles, managing multi-disciplinary teams in NBFC/Banking environments. Firsthand experience in digital transformation, cloud migrations, and launching B2B/B2C products from scratch. In-depth knowledge of NBFC processes, including loan origination, underwriting, collections, compliance, and co-lending models. Track record of delivering projects on time/budget, with quantifiable impacts like cost savings, TAT reductions, or AUM growth. Educational Qualification(s): Master's degree in computer science, MCA, BSC IT, B. Com with CDAC/ MBA IT, MBA IT / Systems with PMP, CISA, Agile scrum will be added advantage. Certifications in Banking/Financial Markets & Digital Transformation preferred along with Agile Scrum, PMP, DevOps framework and Cloud certifications will be added advantage. Preferred Certifications: SAFe Product Manager/Product Owner, Azure/AWS Fundamentals, CBAP (Business Analysis), ISTQB (Testing). Certifications in Financial Markets (e.g., NCFM) or Digital Transformation.

About Cybage Cybage is an industry leader in the Digital Product Engineering Services space with a strong track record of over 30 years, offering the most comprehensive and prudent services to technology-led businesses globally. Their award-winning services cover an entire spectrum of a software or technology product life cycle (PLC) and the product revamp. Roles & Responsibilities Designing scalable, secure, and high-performance fintech architectures. Working with product managers and engineers to understand and translate business need. Assessing and recommending appropriate technologies and frameworks. Developing architectural blueprints and maintaining comprehensive documentation Contributing to proposals and solutioning discussions Guiding and mentoring development teams to ensure best practices Ensuring adherence to industry regulations and security standards Staying updated with the latest fintech trends and technologies Must have and good to have skills . 10+ years of working in the Fintech domain specifically in Lending and Finance space Proficiency in programming languages like Python, Java, and SQL Knowledge of cloud platforms such as AWS, Azure, or Google Cloud Familiarity with blockchain, AI, machine learning, and cybersecurity Systems thinking to design scalable, reliable, and secure solutions Experience with DevOps pipelines and containerization technologies like Docker and Kubernetes. Critical thinking and creativity to address complex challenges. Adaptability to evolving technologies and methodologies. Strong Communication and interpersonal skills

Job Title: Business Lead Loan Against Mutual Funds Location: Pune Experience: 7+ years Position Summary: As Business Lead – LAMF, you will own P&L, strategy, and execution of this vertical — shaping the product, scaling partnerships, and leading the team to build a category-defining secured lending business. Over time, you will expand the franchise into LAS, Bonds, and other asset classes, creating one of India’s most comprehensive wealth-backed lending platforms Key Responsibilities: P&L Ownership : Drive growth, profitability, and portfolio health for LAMF and adjacent products. Strategy & GTM : Define customer segments, build distribution channels, and lead digital-first product rollouts. Partnerships : Establish and manage alliances with AMCs, wealth platforms, fintechs, and distributors. Product Leadership : Oversee product development and customer experience in collaboration with tech and credit teams. Team Management : Lead and mentor a cross-functional team; foster collaboration across business, ops, and marketing. Required Experience & Skills: 7+ years of experience in financial services, lending, fintech, or wealth-tech. Deep understanding of the mutual fund and securities ecosystem — including AMCs, custodians, RTAs, and distribution networks. Proven track record in P&L ownership , business scaling, and team leadership. Strong experience in business development, partnerships, and stakeholder management . Exposure to digital lending platforms , API integrations, and tech-enabled underwriting is highly desirable. Excellent analytical, communication, and negotiation skills. Entrepreneurial mindset with the ability to thrive in a fast-paced, evolving environment. Preferred Qualifications: MBA or equivalent degree in Finance, Strategy, or related field.

You will be responsible for formulating area/location-specific product programs and policies to drive growth in the Housing & Micro-Mortgages business in alignment with the set objectives. You will lead projects and collaborate with cross-functional teams on IT-related initiatives to enhance process efficiencies. Regularly reviewing the business P&L, you will identify areas of performance improvement, propose corrective actions, and ensure budget and return ratio targets are met as per the plans for the Housing & Micro-Mortgages business. Your role involves identifying products, segments, and markets within the housing & MM loan segment to target. You will develop new product programs, policies, and drive the implementation of such initiatives through effective communication and training to relevant stakeholders. Monitoring the performance of the Housing & MM business through MIS reports on various parameters, you will analyze income plans, explore additional revenue sources, and collaborate with marketing for developing schemes and campaigns to foster business growth. You will play a key role in driving the digital lending business of Housing & MM, supporting the business team in achieving annual targets, preparing yearly business plans, and outlining long-term business strategies in consultation with stakeholders. Developing performance metrics, designing contests, and staying updated on legal and technical aspects in the Housing & Micro Mortgage loan space will be crucial aspects of your responsibilities. In your interactions with customers, connectors, and builders, you will gather insights to enhance customer satisfaction, develop analytical tools for customer relationship enhancement, and streamline processes for improved turnaround times and service delivery. Collaborating with other business units for cross-selling opportunities and optimizing team strength for enhanced productivity are also part of your duties. Your role includes engaging with front-end teams to address process and product pain points, identifying areas for process enhancement, ensuring compliance with audit and regulatory requirements, and setting up a customer grievance cell within the housing vertical. You will focus on training employees on products, processes, and new initiatives, collaborate on designing and executing training programs, and ensure timely goal-setting and appraisal processes. Overall, your role will involve strategic planning, cross-functional collaboration, process optimization, customer engagement, and team development to drive the growth and performance of the Housing & Micro-Mortgages business.,

We're Nagarro. We are a Digital Product Engineering company that is scaling in a big way! We build products, services, and experiences that inspire, excite, and delight. We work at scale across all devices and digital mediums, and our people exist everywhere in the world (17500+ experts across 39 countries, to be exact). Our work culture is dynamic and non-hierarchical. We're looking for great new colleagues. That's where you come in! REQUIREMENTS: Total experience 5+ years. Strong working experience as a Business Analyst in the Digital Lending domain. Proficiency in JIRA for user story management and requirement tracking. Solid experience with Agile methodologies and sprint ceremonies. Strong understanding of requirement-gathering techniques, process modeling, and documentation. Experience working in Agile and/or Waterfall methodologies. Proficiency in tools such as JIRA, Confluence, MS Visio, Excel, or similar. Experience in stakeholder management and cross-functional collaboration. Strong understanding of loan products and underwriting processes. Excellent communication and collaboration skills for working across global teams. RESPONSIBILITIES: Understanding functional requirements thoroughly and analyzing the clients needs in the context of the project. Envisioning the overall solution for defined functional and non-functional requirements, and being able to define technologies, patterns and frameworks to realize it. Determining and implementing design methodologies and tool sets. Enabling application development by coordinating requirements, schedules, and activities. Being able to lead/support UAT and production roll outs. Creating, understanding and validating WBS and estimated effort for given module/task, and being able to justify it. Addressing issues promptly, responding positively to setbacks and challenges with a mindset of continuous improvement. Giving constructive feedback to the team members and setting clear expectations. Helping the team in troubleshooting and resolving of complex bugs. Coming up with solutions to any issue that is raised during code/design review and being able to justify the decision taken. Carrying out POCs to make sure that suggested design/technologies meet the requirements.

We're Nagarro. We are a Digital Product Engineering company that is scaling in a big way! We build products, services, and experiences that inspire, excite, and delight. We work at scale across all devices and digital mediums, and our people exist everywhere in the world (17500+ experts across 39 countries, to be exact). Our work culture is dynamic and non-hierarchical. We're looking for great new colleagues. That's where you come in! REQUIREMENTS: Total experience 5+ years. Strong working experience as a Business Analyst in the Digital Lending domain. Proficiency in JIRA for user story management and requirement tracking. Solid experience with Agile methodologies and sprint ceremonies. Strong understanding of requirement-gathering techniques, process modeling, and documentation. Experience working in Agile and/or Waterfall methodologies. Proficiency in tools such as JIRA, Confluence, MS Visio, Excel, or similar. Experience in stakeholder management and cross-functional collaboration. Strong understanding of loan products and underwriting processes. Excellent communication and collaboration skills for working across global teams. RESPONSIBILITIES: Understanding functional requirements thoroughly and analysing the clients needs in the context of the project. Envisioning the overall solution for defined functional and non-functional requirements, and being able to define technologies, patterns and frameworks to realize it. Determining and implementing design methodologies and tool sets. Enabling application development by coordinating requirements, schedules, and activities. Being able to lead/support UAT and production roll outs. Creating, understanding and validating WBS and estimated effort for given module/task, and being able to justify it. Addressing issues promptly, responding positively to setbacks and challenges with a mindset of continuous improvement. Giving constructive feedback to the team members and setting clear expectations. Helping the team in troubleshooting and resolving of complex bugs. Coming up with solutions to any issue that is raised during code/design review and being able to justify the decision taken. Carrying out POCs to make sure that suggested design/technologies meet the requirements.

You will be responsible for managing and expanding the Pre-Approved Base (PAB) Portfolio for various Consumer Lending products including Consumer Durable, Cross Sell, Credit Card, Personal Loan, and Gold Loan within the banking sector. Your expertise will be crucial in implementing data-driven customer targeting, product strategy, and campaign management to achieve growth. Your primary responsibilities will include developing and executing strategies for pre-approved offers across lending portfolios, analyzing customer segments for pre-approved credit offers, collaborating with internal teams to define eligibility and credit policy, planning and executing campaigns, monitoring campaign performance, automating offer visibility processes, ensuring compliance with regulations, and refining targeting logic based on data insights. To be successful in this role, you should possess a Post Graduate degree or MBA, have at least 8 years of experience in banking or financial services with a minimum of 3 years in managing Pre-Approved Base, familiarity with digital lending journeys and automation tools, exposure to working with Banks, NBFCs, Fintech/Credit Bureaus, a strong understanding of retail banking products and customer lifecycle, hands-on experience with credit underwriting and bureau data, proficiency in campaign management tools, excellent stakeholder management skills, and the ability to derive actionable insights from large data sets. If you are looking for a challenging opportunity where you can leverage your expertise in banking and financial services to drive growth and innovation in pre-approved credit offerings, then this role is ideal for you.,

You will be joining SimplyFI Innovations Pte as an Enterprise Sales professional in Mumbai. Your primary focus will be on sales within the banking and financial services sector, where you will utilize your strong sales background to achieve and surpass sales targets. Your responsibilities will include building and nurturing client relationships within the Banking and NBFC industry, overseeing the entire sales process from prospecting to deal closure, and working closely with clients to develop personalized solutions for trade finance, supply chain financing, and digital lending. To excel in this role, you must consistently meet or exceed sales targets, keeping abreast of market trends in digital lending, trade finance, and emerging technologies such as Blockchain, AI, and Automation to provide clients with informed guidance on our solutions. Collaboration with internal teams and ensuring smooth solution delivery and post-sales support are also key aspects of this position. To be considered for this position, you should hold a Bachelor's degree in business, Marketing, or a related field, along with at least 2 years of experience in enterprise sales, preferably within the banking and financial services sector. A proven track record of exceeding sales targets, a sound grasp of digital lending, trade finance, and supply chain financing, as well as exceptional communication, negotiation, and relationship-building skills are essential. Proficiency in CRM software and sales analytics tools is also required. Preferred skills for this role include experience with Blockchain, AI, and Automation technologies, as well as familiarity with the Banking and NBFC industry in Mumbai.,

As a Product Manager/Senior Product Manager - Collections at Novac Technology Solutions Private Limited, a Shriram Group Company, you will have the opportunity to join one of India's Top 100 Best Companies to Work for. Novac Technology Solutions is a digital transformation and cloud solutions company specializing in Financial Services, Insurance Services, Retail Solutions, and Learning Solutions. In this role, you will play a key part in innovating and creating a niche for organizations in the constantly evolving digital landscape. Your primary responsibility will be to lead the development and enhancement of collections products. This will involve a deep understanding of collections processes, debt recovery strategies, digital lending, and financial technology solutions. Working closely with cross-functional teams, including engineering, design, data analytics, and operations, you will drive innovation and efficiency in collections strategies. Key Responsibilities: - Develop and own the product roadmap for collections, ensuring alignment with business goals and customer needs. - Design and enhance digital-first collections strategies, leveraging AI, machine learning, and automation tools. - Collaborate with stakeholders to define product requirements and work closely with engineering teams to deliver solutions. - Optimize workflows for collections, reducing delinquency rates and improving recovery efficiency. - Work with compliance and legal teams to ensure adherence to regulatory requirements in collections. - Monitor product performance, analyze data, and implement enhancements based on insights and market trends. Key Skills & Qualifications: - Bachelor's/Masters degree in Business, Finance, Technology, or a related field. - Minimum 5 years of experience in product management and development within BFSI, fintech, or digital lending sectors. - Strong understanding of collections lifecycle, debt management, and regulatory frameworks. - Ability to collaborate across teams and drive execution in an agile environment. - Strong problem-solving skills, analytical mindset, and customer-first approach. - Excellent communication, stakeholder management, and leadership abilities.,

As an experienced and highly skilled contracts lawyer, you will be joining our Legal Team to handle a wide range of contracts for our organization. Your primary responsibilities will include collaborating with various internal departments and external stakeholders to draft and negotiate agreements and arrangements entered into by the organization. Additionally, you will provide legal advice to protect the company's interests. You should have 4 to 5 years of post-qualification experience in a Law Firm, Fintech, Bank, or MNC, with expertise in general Corporate, product advisory, and end-to-end contract negotiation, including IT contracts. Strong communication and drafting skills in English are essential for this role. Demonstrable understanding and experience in laws related to Employment Laws, Fintech-associated Laws, Digital Lending, and Intellectual Property are required. You should be able to independently coordinate with internal and external stakeholders as necessary, keep track of legal expenses, and promptly notify seniors. Expertise in maintaining and periodically updating MIS trackers, along with strong legal research and analytical skills, are also crucial for this position. A passion for analyzing legal aspects of new products related to the fintech space, providing timely support as a team member on regulatory projects, and willingness to identify and take up new tasks are key attributes we are looking for. Fluency in MS Office and related tools is expected from the ideal candidate. The ideal candidate should be an independent, result-oriented, self-motivated individual who thrives in a fast-paced environment. A law degree (LL.B) from a reputed law school is essential for this role. Punctuality, transparency, responsibility, and the ability to take end-to-end accountability for matters are qualities that we value in our team members.,

Hiring Business Product / Program Role Exp 2 - 8 Yrs; Education - 70%+ in both classes 10 & 12 and 60%+ in UG - Any stream, with MBA (preferred), Must have Digital Lending exposure & Business loan expertise. Share cv at sarika.bhandari@acumont.com

DESCRIPTION At Amazon Pay, we aim to be Earth's most customer-centric payments service, offering trusted, frictionless, and rewarding payment solutions on and off Amazon. Our mission is to revolutionize digital lending in India, creating and scaling a marketplace of lenders and sellers to provide the widest range of affordable financing options for customers online and offline needs. This role is for Senior Business Development Manager for Vehicle loans business. The incumbent will be responsible for managing strategic partnerships with lenders including new partner selection, existing partner scaleup, identifying opportunities to scale revenues, and drive higher profitability. The role ensures dual responsibility of enabling the best customer inputs on vehicle loans and driving P&L for the business. Key job responsibilities Key job responsibilities 1. Drive end-to-end ownership of the vehicle loans business vertical within Amazon Pay 2. Identify, evaluate, and onboard new lending partners to expand the vehicle financing portfolio 3. Close commercial terms and contracts with lending partners for vehicle loans 4. Drive improvements Interest Rate of Return (IRR) and expand customer coverage of auto loans. 5. Partner with marketing, product, category and tech teams to drive customer awareness, adoption of vehicle loans 6. Drive business and program review mechanisms with leadership teams across Amazon Pay, lending partners, and category teams. About the team The Credit and Lending team is committed to democratizing credit access in India through innovative financial solutions. As we serve millions of customers across personal loans, Pay Later, and co-branded credit card offerings, we believe in making the entire credit journey, including Vehicle loans, seamless and customer-friendly. BASIC QUALIFICATIONS - Bachelor's degree in Business, Finance, Engineering, or related field - 8+ years of experience in business development, with at least 2 years in digital lending or related financial products - Proven track record of successfully developing and closing strategic partnerships - Strong analytical and financial modeling skills - Experience in delivering revenue growth and driving profitability - Proficiency in MS Excel and data analysis tools PREFERRED QUALIFICATIONS - Master's degree in Business Administration/Technology - 4+ years experience in vehicle financing or auto loans sector - Proven track record in building and scaling marketplace business models - Experience in working with technical and product stakeholders to define requirements, prioritize features, and influence product roadmaps - Deep understanding of Indian lending landscape and regulatory framework Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit for more information. If the country/region you're applying in isn't listed, please contact your Recruiting Partner.

As a highly experienced and knowledgeable RBI Retired Director, you will join our FinTech company as a Part-Time Consultant. Your primary responsibility will be to provide strategic guidance on RBI regulations, compliance, risk management, and corporate governance, ensuring that our organization adheres to the latest regulatory standards. Your role will involve advising on policy formulation, regulatory reporting, audit readiness, risk mitigation, and governance frameworks. You will also be responsible for liaising with RBI authorities and training internal teams. Your expertise will play a crucial role in strengthening our compliance posture and aligning our operations with RBI norms. Responsibilities include: Regulatory Compliance & FinTech Advisory: - Provide expert guidance on RBI's evolving regulatory landscape for digital lending, P2P lending, and fintech-NBFC collaborations. - Advise on RBI's digital lending guidelines, including Loan Service Provider (LSP) and First Loss Default Guarantee (FLDG) frameworks. - Ensure full compliance with RBI regulations, including data security, KYC norms, and fair lending practices in digital transactions. Digital Lending & Risk Management: - Guide the company on compliance with RBI's guidelines on digital lending apps (DLAs) and third-party integrations. - Assist in structuring digital lending partnerships while adhering to co-lending and regulatory sandbox guidelines. - Identify and mitigate risks related to algorithm-based lending, AI-driven credit scoring, and digital fraud prevention. Policy & Framework Development: - Assist in formulating policies for digital lending operations, customer data protection, grievance redressal, and responsible AI usage. - Recommend governance frameworks that align with RBI's expectations for digital NBFCs and FinTech collaborations. - Advise on robust cybersecurity, customer consent management, and data localization as per RBI directives. RBI Audits & Regulatory Inspections: - Guide the company in preparing for RBI audits, digital compliance checks, and regulatory technology (RegTech) implementation. - Assist in resolving RBI observations related to digital lending models, API-based integrations, and online credit disbursements. - Ensure transparent reporting and disclosure of digital lending transactions to RBI. Training & Regulatory Updates: - Conduct workshops for senior leadership, product managers, compliance officers, and tech teams on RBI's fintech guidelines. - Keep the organization updated on new RBI circulars related to digital lending, prepaid instruments, and fintech regulations. - Advise on NBFCs digital transformation strategy in compliance with financial and operational guidelines. Liaison with RBI & Other Regulatory Bodies: - Support in responding to regulatory queries related to fintech-NBFC operations, data governance. - Help establish strong communication with RBI, NPCI, UIDAI, and other financial regulators for seamless operations. - Assist in drafting regulatory submissions, clarifications, and compliance reports for fintech lending activities. Strategic FinTech Advisory: - Guide in scaling digital lending operations while ensuring compliance with risk-based pricing and algorithmic transparency. - Advise on integrating Blockchain, Open Banking, and Embedded Finance solutions while adhering to RBI and Data Protection laws. Qualifications & Experience: - Retired Director/Executive from RBI with extensive expertise in fintech regulations, digital lending, and NBFC compliance. - Experience in handling RBI audits, policy formulation, and regulatory risk assessments for fintech-NBFC operations. - Strong advisory skills for digital finance and financial inclusion strategies. - Excellent communication and regulatory liaison experience.,

Yubi, formerly known as CredAvenue, is redefining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest, and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Loans - Term loans and working capital solutions for enterprises. Yubi Invest - Bond issuance and investments for institutional and retail participants. Yubi Pool- End-to-end securitisations and portfolio buyouts. Yubi Flow - A supply chain platform that offers trade financing solutions. Yubi Co.Lend - For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 5000 investors and 12000 enterprises and have facilitated debt volumes of over INR 150,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 700+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. We are seeking a motivated Sales leader who will act as the thought leader and market expert. This leader will be the subject matter expert of the respective Yubi platform. Key Responsibilities: - Owns platform revenue across clients of the respective platform - Influences credit policies / product programs - Responsible to drive GTV - Subject-Matter-Expert of the respective platform - Prepare sales decks for pre-sales, post-sales and run product demos - Continuously analyze and reduce revenue leakage and reduce sales cycle Support in PUA signing (Primary Leads) External Interactions: - Works with clients relevant operator teams (such as co-lending business head) - Business head - Risk head - Analytics head Internal Interactions: - Implementation & Delivery to keep track of all integrations - Product and Tech to enhance and improve the solution Performance Metrics: - Adherence to AOP of the allocated Yubi platform across all clients. Plan vs Actual - AOP as planned may include revenue, go-live, mXn Experience Required: - 10-15 years in lending platforms, LOS, digital lending, co-lending, business rule engine (BRE). Experience in solutioning sales specialization, preferably GTM expertise in BFSI tech product/SaaS, enterprise solutions. (detailed criteria shared in the last section). Qualification: - 10-15 years in lending platforms, LOS, digital lending, co-lending, business rule engine (BRE). - Experience in solutioning sales specialization, preferably GTM expertise in BFSI tech product/SaaS, enterprise solutions. - Experience in independently managing accounts, owning P&L - Ability to drive discussions at senior levels for platform sales conversion and account management - Strong negotiation and relationship-building skills, with a customer-first mindset. - Demonstrated ability to manage a full sales cycle, from prospecting to closing and account growth. - Understanding of the Banking and NBFC sector in India - Knowledge of banking products, processes, debt instruments, regulations and trends is a huge plus - Exceptional communication, negotiation, and relationship-building skills. - MBA or equivalent degree,

Define the product vision, strategy, and roadmap aligned with business objectives and customer needs. Lead the end-to-end product lifecycle, from ideation and requirements gathering to launch and post-release optimization.

Role Overview We are seeking an experienced Head of Product to lead our product strategy, development, and execution. This role requires a deep understanding of the BFSI domain, API-based products, and the compliance-driven environment we operate in. The ideal candidate will combine strategic vision with hands-on product leadership, driving innovation while ensuring operational excellence. Key Responsibilities Product Strategy & Vision: Define and execute the product roadmap aligned with the companys business objectives and market opportunities. BFSI & Regulatory Alignment: Ensure all products comply with BFSI regulations, security standards, and client requirements. API Product Leadership: Drive the development, scalability, and adoption of API based solutions for BFSI clients. Stakeholder Collaboration: Work closely with sales, engineering, compliance, and client success teams to deliver customer-focused products. Team Leadership: Lead, mentor, and grow the product management team, fostering a high-performance culture. Market & Competitor Analysis: Monitor BFSI industry trends, competitor offerings, and regulatory changes to guide product decisions. Client Engagement: Collaborate with key clients to understand needs, gather feedback, and translate it into product enhancements. KPIs & Metrics: Define product success metrics and track performance to ensure delivery against business goals. Qualifications & Skills Proven experience (10+ years) in product management , with at least 3+ years in a leadership role. Strong background in the BFSI sector ; experience in regulated financial environments is highly preferred. Expertise in API-based products , SaaS, or B2B enterprise solutions. Exceptional team management and leadership skills , with a track record of building and leading high-performing teams. Strong analytical, problem-solving, and decision-making abilities. Excellent communication and stakeholder management skills. Familiarity with compliance requirements, security frameworks, and industry standards in BFSI.

Preferred candidate profile: We are looking for a dynamic and analytical Product Manager with hands-on experience in Home Loans (HL), MSME Loans, and Unsecured Loan products . The ideal candidate should combine customer-centric thinking, financial acumen, and execution excellence to build innovative loan products, drive product and portfolio sales , and scale business growth in compliance with regulatory standards. Key Roles & Responsibilities: Product Lifecycle Management Oversee the complete product lifecycle from ideation, design, launch, and growth to maturity, ensuring relevance and profitability at each stage. Competitive Analysis & Market Research Conduct primary and secondary research to analyze competitors, identify product differentiators, assess target segments, and determine effective communication and distribution channels. Sales Support & Enablement Collaborate with the sales team to help achieve targets by refining product features, offerings, and positioning to meet customer needs and drive business acquisition. P&L Management Own and manage the P&L of assigned products, ensuring sustainable profitability and alignment with business goals. Portfolio Management Drive portfolio growth and maintain portfolio health by monitoring performance, quality, and profitability metrics. Stakeholder Management – Liaise with internal stakeholders such as Sales, Technology, Credit, Risk, and Compliance teams to design and implement relevant product offerings and initiatives. New Product Development & Process Optimization – Conceptualize and roll out new financial products, while continuously optimizing processes for efficiency, customer experience, and scalability. Required Skills & Competencies: Strong knowledge of lending products – HL, MSME & Unsecured Loans. Experience in product lifecycle management and portfolio growth . Understanding of credit risk, underwriting, and NBFC/RBI compliance . Ability to drive product & portfolio sales and support customer acquisition. Proficiency in market research, competitor analysis, and P&L management . Strong analytical, problem-solving, and data-driven decision-making skills . Excellent stakeholder management across Sales, Tech, Credit & Compliance. Customer-centric mindset with strong communication and execution skills.