94 Digital Lending Jobs - Page 4

Responsible for the P&L of the organisation Lead product, sales, operations, compliance functions Maximize revenue along with brand visibility Aggressively drive fintech collaborations/onboarding Required Candidate profile 20+ yrs exp in BFSI sector including 15 yrs exp in Loan against securities, digital lending, fintech collaboration etc Job location will be Kerala

Shriram Finance Limited Shriram Finance is the country's one of the biggest retail NBFC offering credit solutions for commercial vehicles, two-wheeler loans, car loans, home loans, gold loans, personal and small business loans. We are part of the 50-year-old Shriram Group, a financial conglomerate that has emerged as a trusted partner in creating transformative experiences and lasting impressions in customers lives. In November 2022, Shriram Groups entities Shriram Transport Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited merged to form Shriram Finance Limited. As on Sept 30, 2024, with a network of 3,149 branches and a workforce of 77,764 Shriram Finance has combined Assets Under Management (AUM) worth 243,042 crores. As a leading financial enterprise with a rich business history, Shriram Finance is founded on inclusion and sustainability, helping us unlock value for generations to come. Our presence spans across the agrarian heartlands of rural India to its vibrant, cosmopolitan metros where we set wings to aspirations. At Shriram Finance, we are committed to meeting our customers at every touchpoint of their financial journey so that they get to explore unlimited possibilities through us. Powered by cutting-edge technology, Shriram Finance is a digitally mature financial institution that reflects the banking needs of the Millennial and Gen Z customers. We offer priority financial services to those in the unbanked and underbanked sectors, expanding our innovative product pipeline at every stage of disruption. Job Title: Product Manager -Business Loan Location: Chennai (Work from Office) Role Overview We are looking for a strategic and execution-focused Product Manager Business Loan to lead the development, enhancement, and management of our business loan offerings. This role will focus on improving product features, streamlining customer journeys, enabling sales channels, and driving customer acquisition through innovation and collaboration. Key Responsibilities Product Lifecycle Management: Own the end-to-end business loan product journeydesign, enhancement, process reengineering, and ongoing management. Cross-functional Coordination: Work closely with Branch, Sales, Risk, Operations, Legal, Compliance, and Technology to implement product features, streamline processes, and ensure regulatory adherence. Go-to-Market Strategy: Support sales with collateral, communication plans, and customized programs to drive disbursements and customer engagement. Process Efficiency & Customer Experience: Design and implement scalable, low-TAT journeys for MSME, SEP/SENP, and unsecured loan segments to improve turnaround and satisfaction. Market Research & Benchmarking: Analyze industry trends, competitor offerings, and customer feedback to identify new opportunities and enhance value propositions. Digital Integration: Work with digital teams to create data-led customer journeys, pre-approved/propensity models, and lead conversion funnels. Campaign Management: Collaborate with marketing and sales to run targeted campaigns, drive customer acquisition, and cross-sell opportunities. Portfolio Monitoring: Track product performance metrics such as disbursements, sourcing mix, ticket size, TAT, lead funnel efficiency, and quality of book. Training & Communication: Conduct training for field teams and ensure all platforms reflect the latest product information and updates. Qualifications Experience: Min 3 years of experience in product Management roles within business loans, SME lending, or secured/unsecured loan products. Education: Degree in Business, Finance, or related field. Skills & Attributes: Strong product and process design experience Sound knowledge of SME lending landscape and regulatory aspects Excellent stakeholder management and communication skills Experience in driving digital-first lending journeys If you are interested please share your updated resume to sai.s29@shriramfinance.in

Job Title: Software Sales Manager Loan Management Systems (NBFC Focus) Location: Gurugram, India Experience Required: 10+ years in enterprise software sales with a strong track record in selling loan management or financial software to NBFCs and financial institutions in India. About the Role: We are seeking a seasoned Software Sales Manager to lead and expand our enterprise sales efforts for our flagship Loan Management Solution tailored for NBFCs. The ideal candidate has deep industry relationships, understands the lending technology landscape, and consistently exceeds revenue targets. You will play a critical role in shaping our GTM strategy and building long-term customer partnerships. Key Responsibilities: Sales Leadership: Own the complete sales lifecycle – from lead generation to deal closure – for our Loan Management System across NBFCs in India. Market Development: Identify target segments within the NBFC ecosystem, engage with senior stakeholders (CXOs, CTOs, Credit Heads), and craft solution-based sales pitches. Relationship Management: Build deep, trust-based relationships with NBFC clients and ecosystem partners (consultants, system integrators, etc.). Pipeline Management: Maintain a strong and predictable sales pipeline via CRM, ensuring timely follow-ups, forecasting, and closure. Industry Intelligence: Stay current with regulatory trends (e.g., RBI guidelines), competitor activity, and client technology needs. Collaboration: Work closely with pre-sales, product, and implementation teams to shape client proposals and ensure successful handoff post-sale. Negotiation & Contracts: Lead complex contract negotiations, pricing discussions, and commercial structuring in line with company policies. Desired Candidate Profile: 10+ years of proven enterprise software sales experience, with at least 5 years focused on selling to NBFCs or BFSI clients . Strong domain understanding of loan origination, loan servicing, collections, and regulatory compliance . Demonstrated track record of achieving or exceeding sales targets (2 Cr+ annually) . Exceptional stakeholder management skills – ability to sell to CXOs and influence decisions. Familiarity with sales tools (CRMsystems like Zoho) and proposal management . Excellent communication, presentation, and negotiation skills. Preferably has existing relationships within the Indian NBFC ecosystem. Nice to Have: Experience with SaaS-based lending platforms. Exposure to core banking , credit scoring , or digital onboarding solutions. MBA or equivalent degree in Business, Finance, or Technology. Compensation: Market competitive with attractive sales incentives and bonuses tied to performance. Interested candidates can share their updated cv at Pooja.jain@satincreditcare.com

Responsibilities: Evaluate loan applications based on internal credit policies and RBI guidelines. Analyze financial documents, bank statements, credit bureau reports, and applicant details. Work closely with Relationship Managers and the digital operations team to ensure quick turnaround time. Identify potential fraud or risk indicators using both manual and automated tools. Ensure proper documentation, KYC validation, and adherence to regulatory norms. Make clear credit decisions and communicate rejections with documented reasoning. Maintain MIS for applications, approvals, and rejections.

Job Purpose: This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role. The role requires to completely own the Cross-Sell personal loan programs and take continuous actions to improve Portfolio Quality. Key Responsibilities: Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels Analyze customer behavior, repayment history, and alternate data to develop segmentation and eligibility strategies Define and continuously refine scorecard-based or rules-based underwriting logic to balance risk and growth Collaborate with Product, Analytics, and Tech teams to embed policies into digital journeys and decisioning engines Monitor portfolio performance metrics approval rate, delinquency, roll rates, loss rates across different cohorts and channels Work closely with credit bureaus and data providers to leverage external insights for better underwriting Ensure policy compliance with regulatory guidelines and internal governance standards. Conduct regular risk reviews and present findings to management and credit committees Job Requirements: Postgraduate in Finance, Economics, Statistics, or related field. Professional Certifications FRM / CFA is desirable 8-12 years of experience in credit policy or risk management, preferably in NBFCs, FinTechs, or digital lending platforms. Have 3+ years of people / stakeholder management experience Experience in cross-sell or pre-approved loan programs is highly desirable. Exposure to digital lending platforms, API-based underwriting and rule engines. Experience with co-lending models or embedded finance Strong knowledge of unsecured lending products, especially personal loans. Hands-on experience with credit policy formulation, scorecard management, and risk-based pricing. Familiarity with bureau data (CIBIL, Experian, CRIF), alternate data sources, and credit decisioning tools. Analytical mindset with proficiency in tools like Excel, SQL, Python, or SAS. Ability to work in fast-paced environments with cross-functional collaboration. Strong Analytical, Interpersonal and Convincing skills Exceptional written and verbal communication skills

Role Brief: In this role, the employee will serve as the Single Point of Contact (SPOC) for clients using Hotfoot's software solutions. They will act as a liaison between the client team and the delivery team, facilitating communication and understanding. The employee is expected to gain knowledge in three key areas: Software Development Lifecycle (with a focus on Business Analysis), the Lending Domain, and the Product (Platform). They will work closely with both internal and external stakeholders to provide solutions to the clients business needs, enhancing the delivery process and overall client experience. Role & responsibilities: To coordinate between the stakeholders - Internal and External and ensure timely closure of open points and information is available for Delivery teams. To conduct JAD/Requirements gathering sessions and perform details documentation -requirement tracker, minutes of Meeting, Open Points To provide regular and pre-active status updates to the Management on current andfuture sprints To follow the agile process in full spirit To create required documentation - Epic/ Story/ FSD To conduct show & tell sessions with customer for deliveries To conduct daily scrum calls and standy calls with client and internal team to follow upon open points and bring to logical closure To highlight dependencies and high risk items to Project team Preferred candidate profile Strong knowledge of Banking & Financial Services, preferably in lending and Loan Origination Systems. Experience in Agile methodologies for software development and project management. Ability to Elicitate requirements and perform detailed documentation Clear and precise communication of complex technical concepts to non-technical stakeholders, both verbally and in writing. Technical Knowledge on components on Software development Technical Knowledge of Integrations/APIs Sprint Planning and Delivery Tracking Please Share your Resume at rohit.g@hotfoot.co.in or nisha.ap@hotfoot.co.in

Job Purpose: This role is responsible to oversee credit risk strategies for e-commerce lending programs. The role requires deep expertise in credit risk, underwriting models, and portfolio monitoring, particularly in partnerships with e-commerce platforms for Buy Now Pay Later (BNPL), Personal Loans, or Co-branded Credit products. Key Responsibilities: Design and manage credit policies for customer acquisition through e-commerce platforms. Analyze partner-sourced customer profiles and define risk segmentation frameworks. Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models. Monitor key performance indicators (KPIs) for the e-commerce lending portfolio: approval rates, default rates, vintage analysis, etc. Work closely with product, risk, and partner teams to fine-tune underwriting rules based on evolving trends. Conduct periodic reviews of credit performance at a cohort, product, and partner level. Ensure regulatory and internal compliance in all customer onboarding and decisioning processes. Support the launch of new products in collaboration with tech and product teams by providing credit risk input. Job Requirements: Graduate / Postgraduate in Finance, Economics, Engineering, or related field 8+ years of experience in credit risk or underwriting, preferably in fintech or digital banking environments. Experience in managing credit programs tied to e-commerce or digital channels Exposure to digital lending APIs and onboarding journeys Experience in co-lending or third-party origination models Strong grasp of consumer lending credit risk principles (unsecured lending, EMI financing, BNPL, etc.) Knowledge of e-commerce customer behavior and alternative data sources (digital footprint, transaction data) Familiarity with credit decisioning tools and rule engines (e.g., Experian Hunter, FICO, custom engines). Proficiency in data tools: SQL, Excel, SAS, Python (preferred) Excellent problem-solving skills and ability to work cross-functionally with internal and external stakeholders

Role Purpose As part of Credit, role responsible to drive Digital initiatives as a subject matter expert (SME). Initiatives include efficiency improvement, automation of credit processes, scorecard, and analytics. Roles and Responsibilities Manage end-to-end project delivery for auto loans, ensuring timely completion within budget and quality standards. Collaborate with cross-functional teams to gather requirements, develop use cases, and create scorecards for automation implementation. Develop digital initiatives for retail assets, including digitization of processes and systems integration. Provide subject matter expertise on auto loans, retail credit, and vehicle finance to drive business growth through innovative solutions. Ensure effective requirement gathering, analysis, design, development, testing, deployment, maintenance of software applications related to auto loans.

Role & responsibilities Provide compliance advisory on Digital Lending and product journeys as per RBI guidelines Interpret regulatory circulars and notify senior management on potential compliance risks Partner with business teams to ensure regulatory compliance for new/existing products Product lifecycle experience as project manager Vet internal policies, forms, and business circulars from a compliance perspective Handle RBI inspection processes and assist in preparation/closure of RAR reports Conduct compliance training for CAROs/business stakeholders Test processes/controls and track regulatory observations across units Provide inputs for senior management dashboards and compliance risk reports Liaise with peer banks and regulators for clarifications and bench-marking Preferred candidate profile Possess an understanding of all Regulatory and Banks internal guidelines pertaining to Digital Lending and Product journeys and ensuring Bank's compliance as per said guidelines. Able to analyze the impact of Regulatory Circulars /Directions/Notifications issued by RBI/ any other regulator and inform the Senior Management about the Compliance Risk emanating if the guidelines are not implemented within the Regulatory timelines as prescribed by the Regulator. Partner with Business Departments on various aspects of Regulations applicable to their Business and providing them solutions on matters referred by them in new and existing products and processes. Track the implementation of actionable emanating from the guidelines, in coordination with respective Business teams (wherever required) Assist in RBI Inspection process, discussion & closure of RAR Report Conduct trainings for CAROs/ respective business teams on requirements under Compliance Culture

An Opportunity to Work with One of India's Leading Credit Card Tech Innovators BOBCARD (A Bank of Baroda Subsidiary) Education: BE/B.Tech, BCA/MCA, BSc/MSc in Computer Science, IT, or related field. Experience: 3 - 8 years Location: Goregaon, Mumbai (5 days' from Office) ** SAP Blaze experience is a must for this position Applicants should possess the following attributes: Relevant years of experience in tech roles, including software development, automation, machine learning, AI, or related technologies, preferred from payments, credit cards, NBFCs industry. Comprehensive SQL skill set for automation in terms of Advanced Query optimizations skills and performance tuning (preferred) Should be well versed with any programming language and algorithm design such as C++/Java/Python/SQL(preferred) Strong problem-solving, analytical, and collaboration skills. Proven track record in driving automation projects or digital transformation initiatives. Strong interpersonal, Organizational and communication skills Excellent written, oral communication and presentation skills. Key highlights of the role are listed below (purely indicative and not limiting): Analyze existing business processes and workflows across departments to identify areas for automation and operational improvement. Collaborate with department heads and subject matter experts to gather insights on pain points and inefficiencies that can be addressed through automation. Design, develop, and implement automation solutions using the latest tools, including AI, machine learning, and data-driven approaches. Ensure that automation solutions align with departmental and organizational goals, enhancing efficiency and reducing manual work. Test and troubleshoot automation tools and systems to ensure they function optimally and meet expected outcomes. Facilitate collaboration between IT and other departments to ensure the smooth rollout of automation projects. Develop strong relationships with key stakeholders to ensure effective communication for automation initiatives. Train departmental staff on the use and benefits of new automation tools and systems. Provide ongoing support to ensure successful adoption of automation solutions, troubleshooting any issues that may arise post-implementation. Develop user manuals, guides, and training materials to ensure teams can independently operate the new systems. Monitor emerging technologies and best practices to continually enhance the organizations automation capabilities. Act as a trusted advisor to stakeholders, providing insights on how automation can improve operational efficiency and drive business outcomes. Optimize automation solutions by incorporating feedback from users and stakeholders, ensuring they evolve with the organizations changing needs. Ensure that all automation solutions comply with relevant regulatory requirements and adhere to internal security standards.

Dear Candidates. Yethi Consulting is Conducting Walkin Drive on 19, 20, 21 of August 2025, Candidates who have 2+ years of experience in LOS , LMS + Testing can take the interview. Venue Details - Time: 10:00 AM 4:00 PM Location: Yethi Consulting, VSI Estate, 4th Floor, CADDS Building, Rajiv Gandhi Salai, Chennai 600041 Landmark: Next to NIFT, Thiruvanmiyur Role & responsibilities Hands-on experience in LOS & LMS testing Strong knowledge of loan life cycle (origination, disbursement, repayment, closure) Experience in test case design, execution, and defect management Core banking knowledge CASA, Deposits, Loans, Financial Transactions Proficiency in SQL and defect tracking tools (JIRA/ALM/QC) Good communication and problem-solving skills

Collaborating with large ecosystem partners to accelerate the adoption of our digital lending solutions - designing, executing & optimizing partnerships with top-tier digital platforms, fintech & consumer brands that align with org's long-term goals.

Job Title: Sales Manager Job Overview: - As a sales Manager, you will be responsible for driving business growth by identifying, developing, and maintaining strategic partnerships with banks, NBFCs, lending institutions, fintech companies, and other financial organizations. Your primary focus will be on expanding the companys portfolio of BFSI software products, increasing revenue streams, and building long-term relationships to meet business goals. Key Responsibilities 1. Market Analysis and Opportunity Identification Conduct in-depth market research to identify emerging trends, competitor strategies, and new business opportunities within the BFSI technology space. Analyse customer needs, regulatory changes, and industry developments to tailor software solutions accordingly. Develop data-driven strategies to penetrate new markets and expand the company's footprint. 2. Strategic Partnership Development Identify, initiate, and strengthen partnerships with banks, NBFCs, fintech firms, and credit unions. Lead high-value negotiations and structure partnership agreements that drive business growth. Collaborate with internal stakeholders to develop go-to-market strategies for BFSI software solutions. 3. Client Acquisition and Relationship Management Develop and execute strategies to acquire high-value clients in domestic and international markets. Build and nurture relationships with key decision-makers, C-suite executives, and financial institutions. Act as a trusted advisor to clients, providing tailored technology-driven solutions. 4. Product Development and Innovation Work closely with Product, Marketing, and Operations teams to enhance BFSI software products and services. Stay ahead of industry trends, regulatory updates, and fintech innovations to drive product evolution. Identify opportunities for digital transformation and process automation in financial services. 5. Sales and Revenue Generation Set aggressive revenue targets and develop high-impact sales strategies to exceed business goals. Drive the sales process from lead generation to deal closure using a consultative, value-driven approach. Monitor sales performance, pipeline metrics, and market trends, providing strategic insights to senior management. 6. Risk Management and Compliance Ensure compliance with regulatory guidelines and internal policies in all engagements. Assess potential risks in partnership and client engagements, implementing robust mitigation strategies. Coordinate with legal and compliance teams to maintain governance standards. Qualifications & Experience Bachelors/masters degree in business administration, Finance, Economics, or related field. 7+ years of proven experience in sales, business development, or strategic partnerships in the BFSI domain . Experience in software product sales within BFSI is mandatory. International market sales experience with prior Indian market exposure is preferred. Strong understanding of BFSI products, fintech innovations, and digital transformation solutions. Demonstrated success in closing high-value deals and managing strategic financial partnerships. Excellent negotiation, communication, and stakeholder management skills. Ability to work in a fast-paced, target-driven environment, with a track record of achieving revenue growth. Knowledge of regulatory compliance and risk management in BFSI is a plus. Location: Open Candidates can be based anywhere in India (PAN India) About Qualtech Edge: Qualtech Edge is an ISO 9001:2008 certified IT Software & Product Development company focused exclusively on the BFSI domain . Though we are a 22-year-old organization , we continue to operate with a startup mindsetagile, innovation-driven, and growth-focused . We have successfully delivered large-scale digital transformation and lending solutions to reputed Indian and multinational BFSI clients Our product miFIN is widely used by various NBFCs and Banks for end-to-end management of their Lending and Leasing businesses. With a highly skilled team, deep domain expertise, and a client-first mindset, Qualtech combines people, processes, and technology to solve real business challenges and deliver measurable ROI. Our leadership comprises professionals from IITs , Citigroup , Infosys , Barclays and other top institutions—forming the DNA of an organization built on excellence, ownership, and agility. We invite high-performing professionals who believe in ownership, innovation, and speed to be a part of Team Qualtech and shape our next exponential phase of growth. Know more: www.qualtechedge.com

About the Role: We are looking for a dynamic and detail-oriented Business Manager with 1 year of consulting experience in the NBFC and Fintech sectors, specifically in business and sales functions. The ideal candidate will have a strong understanding of financial products, sales processes, and business operations, along with demonstrated analytical and problem-solving skills. Key Responsibilities: Collaborate with sales and business teams to identify growth opportunities, process bottlenecks, and areas for operational improvement Analyze sales performance data, customer acquisition funnels, and business metrics to provide actionable insights Prepare and present business reports, dashboards, and performance tracking sheets Conduct market and competitor analysis to assist in strategic planning Liaise with product and tech teams to ensure that business requirements are clearly understood and implemented Monitor and report on key metrics related to business and sales performance Collaborate with sales and business teams to identify growth opportunities, process bottlenecks, and areas for operational improvement Analyze sales performance data, customer acquisition funnels, and business metrics to provide actionable insights Prepare and present business reports, dashboards, and performance tracking sheets Conduct market and competitor analysis to assist in strategic planning Liaise with product and tech teams to ensure that business requirements are clearly understood and implemented Monitor and report on key metrics related to business and sales performance

Key Responsibilities: - 1. End-to-End Funnel Ownership Own and drive the entire digital partner funnelfrom lead generation to disbursal. Identify and resolve funnel drop-offs, inefficiencies, and bottlenecks through data-driven interventions. Track and optimize key funnel metrics such as P2P, P2A, PSA, and Login-to-Disbursal across partner platforms. 2. Partner Performance Management Collaborate with external partner teams (apps, aggregators, sourcing platforms) to align on funnel KPIs and growth initiatives. Conduct periodic performance reviews to generate actionable insights and drive corrective measures for improvement. 3. Policy & Rule Engine Optimization Coordinate with internal teams risk, policy, product —to refine BRE rules, eligibility criteria, and sourcing logic to enhance partner performance. Measure the impact of policy changes on funnel conversion and sourcing quality. 4. Cross-Functional Collaboration Work closely with internal stakeholders including risk, analytics, operations, and product to ensure smooth implementation of growth initiatives. Serve as the SPOC for all digital partner growth initiatives. 5. User Journey Optimization Analyze borrower journey flows (Salaried, Self-employed, New-to-Credit, etc.) to detect friction points and conversion blockers. Deploy user experience enhancements such as nudges, personalization, and re-targeting strategies to recover drop-offs. 6. Market Benchmarking Continuously monitor market trends, competitor benchmarks, and innovations in partner-led digital lending. Recommend adoption of best practices and new sourcing models where applicable. Desired Skills & Experience Strong experience in digital funnel management , preferably within Fintechs, NBFCs, or lending-tech environments. Demonstrated ability to identify, analyze, and solve funnel-level problems using data-backed insights. Proven track record of data-driven decision-making , with hands-on experience in interpreting performance metrics and driving measurable outcomes. Comfortable working in a fast-paced, cross-functional setup with multiple internal and external stakeholders. Working knowledge of partner-led sourcing models, BRE/policy calibration, and digital customer journeys is a strong plus. Proficiency in tools such as Excel, SQL, Tableau/Looker/Data Studio, etc. is preferred. Qualifications: BE/BTech in Computer Science, Information Systems, or a related field from a premier institute • MBA preferred, with a focus on Business Strategy, Marketing, or Analytics Other Expectations The role is based out of Pune and will be Work-from-Office only. Working Saturdays will be applicable on the 1st and last Saturday of every month.

Role Brief: In this role, the employee will serve as the Single Point of Contact (SPOC) for clients using Hotfoot's software solutions. They will act as a liaison between the client team and the delivery team, facilitating communication and understanding. The employee is expected to gain knowledge in three key areas: Software Development Lifecycle (with a focus on Business Analysis), the Lending Domain, and the Product (Platform). They will work closely with both internal and external stakeholders to provide solutions to the clients business needs, enhancing the delivery process and overall client experience. Role & responsibilities: To coordinate between the stakeholders - Internal and External and ensure timely closure of open points and information is available for Delivery teams. To conduct JAD/Requirements gathering sessions and perform details documentation -requirement tracker, minutes of Meeting, Open Points To provide regular and pre-active status updates to the Management on current andfuture sprints To follow the agile process in full spirit To create required documentation - Epic/ Story/ FSD To conduct show & tell sessions with customer for deliveries To conduct daily scrum calls and standy calls with client and internal team to follow upon open points and bring to logical closure To highlight dependencies and high risk items to Project team Preferred candidate profile Strong knowledge of Banking & Financial Services, preferably in lending and Loan Origination Systems. Experience in Agile methodologies for software development and project management. Ability to Elicitate requirements and perform detailed documentation Clear and precise communication of complex technical concepts to non-technical stakeholders, both verbally and in writing. Technical Knowledge on components on Software development Technical Knowledge of Integrations/APIs Sprint Planning and Delivery Tracking

Role of Product Manager: As the Product Manager for MFL ONE, you are responsible for gathering detailed requirements and managing complete product lifecycle of Gold Loan product. You will own product roadmap, present business case to stakeholders, prioritize the product initiatives in the roadmap and collaborate closely with internal cross-functional teams and external stakeholders to ensure business delivery of launched products. Understand customer expectations, see the big picture when it comes to building sustainable solutions, set ambitious goals and drive the cross-functional team to ensure seamless product launch, scaling and go-to-market plan. One should have a strong execution focus to keep the engine moving while always seeking to build scalable systems to meet our long-term goals. You will be building MFOs core building blocks that will power Gold Loan from Home Journey, Repayment, Renewal and top-up of Gold loans in Consumer app as well as separate Field Executive App, Website and be the cornerstone for driving all customer experience touchpoints related to Gold Loan. Key Responsibilities: New product development Develop wireframes, PRDs and owning the assigned product roadmap and delivery Enhancing Gold Loan from Home module with multiple new features from regulatory and security perspective Collect regular feedback to refine products and drive product enhancements to meet business objectives Develop and maintain a prioritized product roadmap that aligns with business objectives. Benchmark market offerings to identify and develop differentiated features Work closely with 3rd parties to understand exact working of the system and product constructs to plan implementation Enable scaling of Gold Loan products:- Enhancing the gold loan lead collection via scalable solutions Enable business delivery of launched products such as Gold Loan Top-up and Repayments via continuous improvements Improve conversion in major product funnels of Gold Loan in the customer app Collect feedback and enhance the field executive app to drive higher productivity of field executives Stakeholder Engagement:- Collaborate with cross-functional teams, including engineering, design, marketing, customer support, compliance, legal and finance, to deliver high-quality products. Review the regulatory and compliance requirements ensuring adherence to industry standards as well as ensure all languages and processes used in Gold Loan product are in line with all regulatory requirements Provide clear requirements and feedback to ensure alignment with product goals and usability standards. Partner with the marketing team to craft effective go-to-market strategies and campaigns. Work with the mobile, web and design team to ensure a consistent user experience across platform. Business Case Development:- Prepare comprehensive business cases, including cost-benefit analyses, to support product development and launch decisions. Provide competitive analysis basis market research to identify trends, customer needs, and potential revenue streams. Perform problem statement validation, pre and post launch impact analysis and conduct user research Brand Guidelines and Visual Consistency:- Check designs adhere to brand guidelines while contributing to their evolution as needed. Maintain a consistent look and feel across all user interfaces. Product Operations:- Work with support, finance and external partner teams to ensure smooth BAU operations ( financial recon, system upgrades etc.) Ensure on time resolution of customer tickets and queries You will be a good fit for this role if: Prior experience in building products in the fintech space, with a focus on consumer-facing applications (B2C) Deep empathy for understanding consumer needs and pain points Strong analytical and problem-solving skills, with the ability to translate complex data into actionable insights. Well-versed with current technology trends, platform related technologies and API Adept in platform thinking, showcasing the ability to develop intricate platform products which can scale for millions. Basic understanding of secured loans, payment schedules, industry regulations,LOS, LMS, lending policies, industry regulations Business acumen and experience in building business cases for senior stakeholders, coupled with excellent communication and presentation skills Excellent collaboration skills to work effectively with design, marketing, engineering, legal, risk, compliance teams as well as external stakeholders Required Qualification: Bachelors degree in computer science & engineering, or other technology-related field. An MBA from a tier-1 institute is preferred though not mandatory 3+ years of experience in NBFC/ Fintech product management, with specific focus on lending product & ops (Secured Lending such as Gold Loan preferable) Hands-on experience in managing digital platforms and system migrations. Familiarity with lending policies, industry regulations and compliance requirements

About the role Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems. Expectation:- Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. Make sure that clear, simple, and technically sound decisions are made. With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: Professional experience in a product management or analytical role, Exp should be in between 3- 7 years, out of which minimum 3 years in product management Bachelors degree in engineering, computer science and/or related field Have an extreme bias towards action basically, you need to have the Get Shit Done attitude. Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills. Why join us? • A collaborative output driven program that brings cohesiveness across businesses through technology• Improve the average revenue per use by increasing the cross-sell opportunities• A solid 360 feedback from your peer teams on your support of their goals•Respect, that is earned, not demanded from your peers and manager. Compensation : If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Description : Drive personal loan disbursals through field-based and tele-assisted digital onboarding. Source high-quality leads through direct field visits, and existing customer references. Assist customers in document collection, KYC completion, and navigating the PahalPe app. Coordinate with the credit and operations team for faster processing and approval. Develop and manage partnerships with HR heads, real estate agents in the salaried segment. Regularly monitor application-to-disbursal conversion and take steps to improve it. Ideal Candidate Profile : 14 years of experience in instant personal loan sales , specifically through digital lending applications . Strong understanding of digital lending processes and customer onboarding. Experience working in target-driven roles with consistent achievement of monthly disbursal numbers. Ability to assist customers who are unfamiliar with digital processes, including guiding them through app usage, document upload, and eKYC. Comfortable using loan apps, CRMs, and mobile-first sales processes. Fluent in local language plus Hindi/English (depending on region). B.Com Graduate (preferably). Postgraduate degrees (MBA, PGDM, etc.) and relevant certifications in sales, marketing, or financial services will be considered a plus.