Job Title: Assistant Manager Talent AcquisitionLocation: NoidaExperience: 68 yearsShift: Day/Night (As per business requirement)Reports to: Talent Acquisition Lead About Biz2Credit Founded in 2007, Biz2Credit is committed to transforming business finance. Trusted by over 200,000 small businesses, weve facilitated more than $10 billion in funding. Our India-based SaaS platform, Biz2X, is revolutionizing digital lending for global banks and Indian financial institutions, driving over INR 3 lakh crore in loans with AI-driven automation.For more information, visit www.biz2credit.com and www.biz2x.com. About Kreditstack Established in 2015, Kreditstack swiftly emerged as a leading player in the KPO industry, specializing in digital lending services for banks, NBFCs, and SMEs. With a relentless focus on innovation and customer-centric solutions, we have built a track record of success. Over the years, Kreditstack has established itself as a trusted partner, enabling financial institutions and SMEs to thrive in the digital era of lending. Role Overview As an Assistant Manager Talent Acquisition, you will lead the end-to-end recruitment lifecycle for critical Non Tech roles across Sales,Collections & Underwriting. You will act as a strategic partner to business stakeholders, managing hiring plans, executing sourcing strategies, mentoring junior recruiters, and ensuring a superior candidate experience. Key Responsibilities Own and drive recruitment strategies for mid to senior-level roles across verticals (Tech, Sales, Product, Operations, etc.). Partner with hiring managers to understand manpower plans, job requirements, and organizational priorities. Use innovative sourcing methods (Boolean, LinkedIn, social media, employee referrals, etc.) to identify the right talent. Conduct HR screening, competency-based interviews, and ensure alignment with company culture. Oversee and manage the performance of junior recruiters and hiring coordinators. Manage recruitment metrics such as time-to-fill, cost-per-hire, and quality of hire. Maintain accurate hiring data and progress dashboards via ATS and Excel trackers. Work closely with HRBPs to ensure smooth onboarding and pre-joining engagement. Lead employer branding initiatives and drive proactive talent pipelining. Ensure a seamless candidate experience from first contact through onboarding. Required Skills & Qualifications 68 years of end-to-end recruitment experience, preferably in BFSI, FinTech or from BPO Proven experience managing diverse hiring mandates including Sales,Collections,Underwriting and mid-management roles. Strong stakeholder management and communication skills. Experience mentoring and leading small recruitment teams. High proficiency in using Applicant Tracking Systems (ATS) and Excel-based dashboards. Sound knowledge of sourcing techniques and recruitment best practices. MBA/PGDM in HR or related field preferred. Why Join Us? Work with a high-growth, globally recognized FinTech platform. Be part of a collaborative and innovative talent team. Enjoy opportunities for career advancement and learning. Work culture certified as a Great Place to Work (4 years in a row). Global exposure, and cross-functional project opportunities.
About Biz2X Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience, best-in-class risk management tools and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2Xs digital lending platform. Biz2X solutions not only reduces operational expenses, but accelerates lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts. Read Our Latest Press Release: Press Release - Biz2X About Biz2Credit Biz2Credit is a digital-first provider of small business funding. Biz2Credit leverages data, cash flow insights, and the latest technology to give business owners an automated small business funding platform. Since its inception, Biz2Credit has been the best place for small businesses to get funding online. With over 750 employees globally, our team made up of top-notch engineers, marketers, and data scientists is building the next generation in business lending solutions. Read Our Latest Press Release: Biz2Credit in the News - Biz2Credit Learn More: www.biz2x.com & www.biz2credit.com Role QA Automation Skills Programming and Scripting Languages: Python/Java/ JavaScript/C#. Automated Testing Tools: Selenium/Appium, Cypress, TestNG, JUnit, PyTest, Postman, JMeter. Continuous Integration and Continuous Deployment (CI/CD) Tools: Jenkins/GitLab CI Version Control Systems Git/SVN Containerization and Virtualization (e.g., Docker, Kubernetes) API Testing Tools (e.g., Postman, RestAssured) Performance Testing Tools (e.g., JMeter, LoadRunner) Test Management and Bug Tracking Tools (e.g., JIRA, TestRail) Database Management and SQL Cloud Services and Platforms (e.g., AWS, Azure, Google Cloud) Framework Experience creating Automation Frameworks from scratch preferably HYBRID framework, with an understanding of its benefits such as reusability, component integration, and maintenance efficiency. Proficiency in BDD Cucumber Framework for web-based applications and RestAssured Framework for APIs. Hands on experience of implementing CI/CD tools like Jenkins for automation script execution. Testing Methodologies Demonstrated experience in Agile/Scrum methodologies. Participation in Sprint planning, estimation, daily standups, and collaboration with stakeholders like PO, SM, and Dev Leads. AI based testing using tools like pcloudy, testtigor, lamdba, GenAI, playwrightMCP, cursor or any other Test Case Management Tools Proficiency in using Jira, Rally, or ALM for maintaining user stories and developing test cases. Experience in defect management with severity and priority. Candidates should not solely rely on Excel or Word for test case management. Communication Clear communication skills with the right attitude and tone. Domain Knowledge Preference for candidates with experience in Fintech or related domains (banking, insurance). Understanding of use cases such as customer onboarding, banking/payment platforms, payment gateways, and peer-to-peer lending platforms. Experience in functional, regression, and integration testing across various applications within the domain. Essential Prior experience in a software testing role Experience of working in Waterfall and Agile engineering teams Experience of API testing & API automation would be added advantages Experience of using manual, Selenium automation tools & creation of automation framework Experience of using Jira and multiple plugins Ability to derive test cases from User Stories and functional specs Passion for self-motivated learning and knowledge sharing Experience in challenging/pushing back and not sacrificing quality Passion for driving new ideas and standards Experience of working with development teams both near and offshore Ability to challenge the status quo and provide new innovative ideas Ability to collaborate and build relationships with stakeholders, product owners and other colleagues Desirable Knowledge of TDD and BDD Previous experience of Test Automation frameworks ie, Selenium Passion for learning and experimenting with existing/emerging testing standards and software A desire to take on challenges outside of your comfort zone. Desired Candidate Profile- Preferably from a Product based company. Minimum 60% in entire academics including the highest qualification. Experience in working on Enterprise Web applications. Ability to work independently and collaboratively. Willing to learn and grow.
About Us Biz2X , a subsidiary of Biz2Credit USAs largest digital SME lender, is at the forefront of revolutionizing digital lending across global markets. Backed by marquee investors like Westbridge Capital and Nexus Venture Partners, Biz2X enables next - gen lending through its advanced SaaS platform designed specifically for banks and NBFCs. Our platform is trusted by over 35 leading financial institutions across the globe. We are proud pioneers of industry - first AI - driven innovations such as the Agentic AI Bot , Digital Site Visits , and Biz Analyzer Score tools that significantly reduce operational costs a nd improve loan turnaround times. Recognized by CNBC , Financial Times , and Deloitte Fast 500 , Biz2X continues to lead the innovation curve in digital financial services. Certified consistently as a Great Place to Work , we are building the future of embedded finance and digital credit infrastructure in India. If you are passionate about empowering clients, creating strategic impact, and being part of the next wave of fintech transformation, Biz2X is the place for you. Read Our Latest Press Release: Biz2Credit in the News - Biz2Credit Read Our Latest Press Release: Press Release - Biz2X Learn More: Intelligent Digital Lending Platform for Banks and Lenders - Biz2X & Apply for Business Loans & Financing Online | Quick Approval - Biz2Credit Director - Marketing Were seeking a strategic, hands - on Director of Marketing to lead G TM, brand, content, PR, and employer marketing for our enterprise Fintech SaaS platform, Biz2X. Youll drive our positioning, messaging, and go - to - market strategy, creating campaigns that build brand visibility, fuel demand, and empower sales. In this hig h - impact role, youll work closely with Sales, Product, Customer Success, and HR to shape powerful narratives, lead B2B events, and deliver standout assets from product demos to boardroom - ready pitch decks. You'll also spearhead PR and employer branding, p artnering with agencies to strengthen our voice in the fintech space. Key Responsibilities Drive positioning, messaging, content development, and campaigns for Biz2X / Biz2Credit businesses. Lead brand marketing initiatives for B2B enterprise products, collaborating closely with Sales, Marketing, Product, and Customer teams. Plan and execute B2B events focused on networking, lead generation, and enhancing industry relationships for conversions and ROI. Craft compelling product narratives an d value propositions based on in - depth understanding of industry drivers and customer needs. Develop sales enablement content and deliver training sessions to equip stakeholders with deep product knowledge and positioning strategies. Create high - impact presentations and demos tailored for prospective clients to support sales efforts. Drive employer branding initiatives to establish the organization as a top workplace. Partner with PR agencies to enhance employer brand visibility through strategic ev ents and targeted campaigns. Required Skills & Competencies Strong written and verbal communication skills. Proven team leadership and people management experience. Creative, strategic thinker with a result - driven, go - getter attitude. Highly eth ical, accountable, and effective in fast - paced environments. Excellent problem - solving and analytical capabilities. Ability to think outside the box and deliver innovative marketing solutions. Preferred Qualifications MBA in Marketing with 10+ yea rs of experience in SaaS or product marketing roles. Extensive experience managing complex marketing projects with sharp execution and prioritization skills. Sales - focused mindset with a strong understanding of B2B enterprise SaaS markets. Persuasive storyteller with exceptional presentation and visual communication skills. Track record of delivering measurable business outcomes through strategic marketing efforts.
About Us Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $2.5+ billion in small business lending. Biz2Credit, an all - in - one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us! Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start - up America, CPA's, business brokers and other referral partners. Biz2X is the technology platform that has helped Biz2Credit become the premier alternative lender for small businesses. Now, traditional banks are leveraging our expertise and experience to automate small business lending. Biz2X allows banks to implement AI - powered digital banking. This allows banks clients to have a fully omnichannel experience with data and workflows that adapt seamlessly to the banks core banking systems. Biz2X platforms world - class risk solutions are based on AI algorithms that enables auto decision - making and quick processing. Biz2X is One Platform That Does It All - automates lending, optimizes risk management, and improves operational efficiency. Learn More : www.biz2credit.com & www.biz2x.com Read About Us https://www.globenewswire.com/en/news - release/2023/04/25/2653660/0/en/Financial - Times - Names - Biz2Credit - and - Biz2X - to - its - Americas - Fastest - Growing - Companies - of - 2023 - List.html https://inc42.com/buzz/biz2credit - announces - esops - worth - 12 - 25 - mn - for - 500 - indian - employees/ About The Role This is a rare opportunity to join a fast - growing team, where you will play a major role in shaping Biz2Credit's future. We're looking for an exceptional candidate that is excited about the opportunity to build a next - generation financial services business. We believe th at there is a tremendous opportunity to leverage cutting - edge data science to inform smarter, faster decision making. As a Biz2 x Data Scientist, you will shape the company's data - centric culture, work closely with our engineering team to develop our analytics infrastructure, and collaborate closely with our Chief Risk Officer on developing, validating, and automating our customer conversion and underwriting models. While a background in financial services is not required, you must be passionate about tackling complex data challenges for the benefit of small and medium businesses everywhere. Job Responsibility: - Drive the ongoing advancement and refinement of Biz2Credit's credit decisioning & pricing model - optimizing risk and return while dramatically reducing decision cycle times. Continuously evaluate alternative data sources and structures to document and improve the efficacy of our customer conversion models and processes. Harness the power of Biz2Credit's technology to proactively identify emerging risks as well as opportunities with our customers. Play a key role in the design and implementation of ongoing operational and risk reporting and analytics. Work on data projects and proposals involving Biz2Credit's financial services partners worldwide (banks, non - banks, debt investors, equity investors and others) to analyze , classify and visualize credit - related data Perform ad hoc analys e s on customer, business, and portfolio trends to generate actionable insights for internal and external stakeholders Manage multiple projects and priorities while delivering accurate & timely results in a fast - paced environment Requirements Degree in Statistics, Applied Mathematics, Engineering, Computer Science or other quantitative fields from leading university; Advanced degree preferred 4 - 6 years of experience in applied data science or machine learning roles. Hands - on experience with LLMs and GenAI applications . Expertise in Python and ML frameworks such as TensorFlow, PyTorch, Scikit - learn . Strong experience in deep learning , NLP , and generative models (e.g., VAEs, GANs, Diffusion models) . Experience with prompt engineering , fine - tuning , RAG (Retrieval - Augmented Generation) , or model distillation . Proficiency in SQL, data wrangling, and working with large datasets. Familiarity with MLOps tools (e.g., MLflow, Airflow, Kubeflow) and cloud platforms (AWS/GCP/Azure). Preferred Qualifications Published work in ML/AI journals or major conferences (NeurIPS, ICML, ACL, CVPR, etc.). Experience building and deploying LLM - powered applications in production. Background in reinforcement learning , time series forecasting , or causal inference . Understanding data privacy, model fairness, and ethical AI considerations.
1 © 2001 Streamline Studios is a registered trademark. All rights reserved. Streamline Studios Malaysia Sdn . Bhd . , Level 28, The Gardens South Tower Mid Valley City, Lingkaran Syed Putra, 59200 Kuala Lumpur, Malaysia Co Registration No: 912372 - T Software Engineer As a software engineer , youll be working in a team of developers on diverse projects . To be successful in this role , programmers must demonstrate their knowledge of critical thinking, and problem s olving . P roficiency with C# , C++, Objective - C, or JavaScript is required. Duties and R esponsibilities Coordinate with the Technical Director on current programming tasks . Collaborate with other programmers to design and implement features . Quickly p roduce well - organized, optimized , and documented source code . Create and document software tools required by artists or other developers. D ebug existing source code and polish fe ature sets . Contribute to technical design documentation. Work independently when required. Continuously learn and improve skills . Attention to detail is essential and all tasks must be carried out to the highest standard . Requirements Software development degree or four years of professional experience. Proficiency with the C# , C++, Objective - C, or JavaScript programming language s . Excellent debugging and problem - solving skills . English language fluency . Beneficial S Kills Unity or Unr eal game engine experience. Web development skills (HTML / CSS , JavaScript ). Please send in the resume and portfolio to work@streamline - studios.com if interested!
Data Scientist - About Biz2Credit Biz2Credit was founded in 2007 with one goal; make business finance work better. We’re backed by Nexus Venture Partners and our 225,000 small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online. About Biz2x Biz2X is the lending platform that has helped Biz2Credit become the premier online business lender. Biz2X is the platform chosen for business lending at banks and financial institutions around the world. Lenders choose our platform because they want to transform their lending practices digitally. Our approach is different because we know business lending. Biz2X is built on the insights and expertise that came from a decade-plus of Biz2Credit’s lending experience. That’s why the platform works so well for lenders of all sizes Biz2X's industry awards We are proud to be publicly recognized by some of the biggest awards in the industry for our outstanding efforts. Introduction Biz2Credit Talent Acquisition team is excited to accompany you on your recruitment journey with us. We aim to provide not only a smooth journey, but also one where we have the opportunity to both adequately assess you as a candidate, whilst giving you something to take away; whatever the outcome. In this guide you will find useful information about our recruitment process and how to best prepare for your interviews. If you require any additional information, please reach out to your Talent Acquisition contact. They will be happy to assist you. Good luck Our interview processes What to expect: Recruiter call (20 minutes) Gather a more in depth understanding of your experience and working style Align on our working culture & values Explain Biz2Credit and the role Hiring Manager call (60 minutes including skill assessment) Foundational concepts of machine learning SQL skills will be evaluated Academic projects/ work experience listed on your resume Data Science Leadership call (30 minutes including skill assessment) Foundational concepts of machine learning Explore your skills and confirm alignment with the role Projects listed on resume Challenges faced and their resolution Leadership Team call (45 minutes) Meet our leadership team Explore further alignment to our values and attributes aligned with success Ask about their vision for Biz2Credit moving forward Offer Offer discussion with HR team Offer Acceptance Data Scientist - Job description About the Role: This is a rare opportunity to join a fast-growing team, where you will play a major role in shaping Biz2Credit's future. We're looking for an exceptional candidate that is excited about the opportunity to build a next-generation financial services business. We believe that there is a tremendous opportunity to leverage cutting-edge data science to inform smarter, faster decision making. As a Biz2Credit Data Scientist, you will shape the company's data-centric culture, work closely with our engineering team to develop our analytics infrastructure, and collaborate closely with our Chief Risk Officer on developing, validating, and automating our customer conversion and underwriting models. While a background in financial services is not required, you must be passionate about tackling complex data challenges for the benefit of small and medium businesses everywhere. YOU WILL: Drive the ongoing advancement and refinement of Biz2Credit's credit decisioning & pricing model - optimizing risk and return while dramatically reducing decision cycle times. Continuously evaluate alternative data sources and structures to document and improve the efficacy of our customer conversion models and processes. Harness the power of Biz2Credit's technology to proactively identify emerging risks as well as opportunities with our customers. Play a key role in the design and implementation of ongoing operational and risk reporting and analytics. Work on data projects and proposals involving Biz2Credit's financial services partners worldwide (banks, non-banks, debt investors, equity investors and others) to analyse, classify and visualize credit-related data Perform ad hoc analyses on customer, business, and portfolio trends to generate actionable insights for internal and external stakeholders Manage multiple projects and priorities while delivering accurate & timely results in a fast-paced environment Requirements Degree in Statistics, Applied Mathematics, Engineering, Computer Science or other quantitative fields from leading university; Advanced degree preferred 0-2 years' experience performing quantitative analysis within self-directed roles Practical hands-on experience in the development and implementation of new predictive models and comfortable in learning new statistical tools and techniques Ability to visualize and communicate sophisticated data and models to all audiences Specifically demonstrated experience, knowledge, accuracy, and speed of execution in PowerPoint, Excel, and Python (knowledge of other programming knowledge and BI tools, such as Tableau & Power BI, is a plus) Highly motivated, versatile, capable of working independently with demonstrated initiative Strong oral and written communication skills Our Structured Interview Process Fully structured interview processes are designed to ensure we assess each candidate on the exact same criteria and assessment methodology. This means the process you are about to embark on will be the same process provided to every other applicant for this role. You will meet the same people, complete the same tasks and will be asked the same questions. We feel this is an essential approach in providing an unbiased and impartial way to assess each candidate and, most importantly, provides a level playing field for all applicants HOW TO PREPARE FOR YOUR INTERVIEW Please take a look at our website–you’ll find useful information regarding our team, product and history. Here are some of the useful links www.biz2credit.com www.biz2x.com/india (watch out for both India and US products) www.Maadhyam.ai Some Important Biz2x Videos https://youtu.be/1BL6ToCRJ_g https://youtu.be/yb6Tl_nHcPQ https://youtu.be/d2QLVfkeHF0 https://youtu.be/nQxLUy72yf4 (recommend watching all 3 parts of this video) https://youtu.be/joh1xvOcVY8 Review our values–while you’re reviewing the website, please read our values. Our values are a blueprint for success at Biz2Credit. Consider what questions we might ask you that relate to our values as these will be assessed. Review the job description–our job descriptions are linked to our assessment criteria (soft skills and hard skills) which is linked to our interview questions, we recommend thinking about: questions we could ask you to assess those skills situations you have handled that best illustrate those skills Have questions prepared–we will do our best to give you all of the information you need but we would like to hear what you’re curious about. Curiosity is one of the best signs of motivation and interest TIPS FOR INTERVIEWING SUCCESS When answering your questions please answer in the following format: Situation - set the scene of the situation Task - what tasks were involved in the situation? Action - what actions did you take? Result - what were the results of your actions? Be concise - keep your answers to the point and try not to ramble or go off on a tangent. Think about why you want to work for us - we want to know how the role fits in with your career plans, and why you’d be an excellent values-fit to an amazing collective of proud Biz2Cretian!
Role Overview: As a Credit Analyst at Biz2X, you will play a crucial role in post-funding activities, monitoring accounts receivable, ensuring compliance with policies and regulations, and collaborating with collection teams to manage credit risk effectively. Your responsibilities will involve maintaining accurate records, analyzing financial statements, and providing support during internal and external communications. Additionally, you will participate in cross-functional projects to enhance credit and collections processes while handling special projects and assignments as needed. Key Responsibilities: - Enter, update, and retrieve information of delinquent merchants post funding. - Monitor accounts receivable and identify suspicious accounts. - Ensure compliance with company policies and legal regulations. - Review deals involving Collection Analysts and provide assistance as required. - Collaborate with collection teams to manage credit risk effectively. - Maintain accurate records of all credit and collection activities. - Analyze financial statements and lien reports. - Provide support during internal and external communications. - Conduct regular reviews of default deals. - Participate in cross-functional projects to improve credit and collections processes. - Handle special projects and assignments as needed. Qualification Required: - Bachelor's degree in finance, accounting, or other business-related fields. - Two to three years of strong quantitative experience. - Strong understanding of credit risk management principles. - Proficiency in financial analysis and reporting. - Excellent communication and negotiation skills. - Ability to work independently and as part of a team. - Strong attention to detail and accuracy. - Proficiency in financial software and Microsoft Office Suite. - Ability to handle confidential information with integrity. - Ability to analyze and interpret financial data. - Ability to work in a fast-paced and dynamic environment. - Continuous improvement mindset and willingness to learn. - Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.,
As a Product Manager at Biz2Credit, you will be responsible for shaping and leading the digital lending and SaaS initiatives. Your role will require strategic thinking, deep understanding of lending products, and collaboration with cross-functional teams to deliver exceptional digital solutions. Here's what you will be doing: - Develop and communicate a compelling product vision aligned with the company's mission and strategic objectives. - Create and execute a comprehensive product strategy to drive growth. - Oversee the end-to-end product development lifecycle, ensuring timely and high-quality delivery. - Experience in roadmap planning and prioritization. - Continuously monitor industry trends, market dynamics, and user feedback for product enhancements. - Champion a user-centric approach to product design and development. - Collaborate closely with engineering, design, marketing, and sales teams for integrated product solutions. - Support internal teams through product knowledge transfer sessions and activities like product demonstrations. - Utilize data analytics to assess product performance and make data-driven decisions. - Identify and mitigate potential risks to ensure product roadmap alignment with company goals. - Experience in consumer/business-facing internet products and shipping features at scale. Qualifications required for this role: - Any Degree - B. Tech/ B.E./MBA/M. Tech preferably full time. - Minimum of 10+ years of Product Management experience. - Experience in BFSI, Fintech, and lending is preferred. - Strong analytical skills and ability to leverage data for decision-making. - Mandatory experience in handling loans product management or similar end-to-end product life cycle. - Thorough understanding of standard software development lifecycle for enterprise software applications. - Knowledge of MongoDB or any NoSQL, MySQL/PostgreSQL. - Strong communication proficiency (written and verbal) and people skills. - Experience with Agile SCRUM training and related certifications preferred. At Biz2Credit, you will be part of a dynamic team that values strategic thinking, ownership mindset, and effective communication. Join us in revolutionizing small business financing and digital banking with innovative solutions.,
As an Underwriter at Biz2Credit, you will be responsible for full cycle underwriting of proposed financing amounts and terms for small businesses. Working closely with Relationship Managers, you will assess and structure financing that is appealing to small business owners while minimizing risk. Your key responsibilities will include: - Collaborating with Relationship Managers to structure, analyze, and negotiate credit transactions. - Conducting full cycle underwriting of assigned small business financing, analyzing financial statements, tax returns, and other financial information. - Performing detailed financial analysis, including trend and ratio analysis, to evaluate credit quality and cash flow adequacy. - Analyzing credit and financial statements of co-owners, guarantors, and individuals to assess assets coverage for requested loan amounts. - Coordinating with Relationship Managers for customer calls and site visits. - Conducting additional due diligence as necessary to assess the creditworthiness of small business owners. - Being open to working in night shifts. Qualifications required for this role include: - Bachelor's/Master's degree in finance and accounting or a related field. - Formal credit training is preferred. - Experience in financial institution underwriting for small businesses, with 3+ years in commercial credit analysis or commercial underwriting working with small businesses being a plus. - Strong analytical skills, including the ability to analyze financial statements, cash flow, industry and competitive analysis, and projections. - Proficiency in spreadsheet and word processing applications, preferably Excel and Word, including the use of graphs/charts and Moody's financial analysis software. - Basic knowledge of credit principles, lending operations, loan research, and due diligence searches such as SOS, Clear report, TLOx Transunion, NYCs, Westlaw/Dockets, Credit bureau reports, and general credit policies. - Team player with initiative, good communication skills for interactions with counterparts in the US, attention to detail, ability to work under pressure, multitasking skills, and strong written and verbal communication skills. ,
Role Overview: As a detail-oriented and proactive HR Operations professional at Biz2X, your role is crucial in managing and supporting a range of HR processes to ensure a smooth and compliant employee lifecycle experience. You will be responsible for overseeing onboarding and offboarding processes, HR operations and compliance, systems and data management, as well as process improvement and support initiatives. Key Responsibilities: - Manage the end-to-end onboarding process for new hires, including document verification, background checks, and induction coordination. - Maintain and track joining formalities, offer, appointment letters, and employee documentation. - Complete offboarding process, clearances, and ensure all exit formalities are completed smoothly. - Capture insights from exit interviews and report key trends to HR leadership. - Oversee documentation processes for employment eligibility, including ID proof, passport, visa (if applicable), and academic credentials. - Conduct and manage Background Verification (BGV) to ensure candidate authenticity and compliance with company standards. - Manage Mediclaim data and insurance data. - Handle vendor management, consultant contracts, etc. - Support and coordinate HR-related audits, such as SOC2, ISO, and other statutory/internal audits. - Maintain and update employee records in the HRMS portal, with experience in Zoho People being an added advantage. - Generate and maintain headcount dashboards, reports, and analytics for business and HR leadership. - Support system updates, data audits, and process automation initiatives within HR. - Collaborate with other HR sub-functions and cross-functional teams to support seamless HR service delivery. - Identify areas of improvement in existing HR processes and recommend solutions to drive efficiency and compliance. Qualification Required: - Strong knowledge of HRMS platforms (Zoho preferred), MS Excel, and data management tools. - Familiarity with Indian labor laws and statutory compliance. - High attention to detail and strong organizational skills. - Ability to maintain confidentiality and work under tight deadlines. - Excellent communication and interpersonal skills. Additional Company Details (if present): Biz2Credit, founded in 2007, is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. With a track record of facilitating over $2.5 billion in small business lending, Biz2Credit offers an all-in-one financing solution for entrepreneurs to obtain small business loans efficiently. The Biz2X technology platform has enabled the company to become a premier alternative lender for small businesses, with world-class risk solutions based on AI algorithms. Biz2X's platforms automate lending, optimize risk management, and improve operational efficiency for its clients.,
Role Overview: As a Lead Database Engineer at Biz2X, you will collaborate with stakeholders from various teams to address data-related technical issues and fulfill data infrastructure requirements. Your role will involve working closely with Application Developers to ensure proper database design implementation, reviewing SQL queries, and optimizing database performance to meet performance requirements. Additionally, you will be responsible for developing stored procedures, functions, and data models, as well as ensuring database integrity, security, and privacy. Key Responsibilities: - Work with stakeholders to address data-related technical issues and support data infrastructure needs - Collaborate with Application Developers to implement database design and review developer's work - Review SQL slow query log, identify root causes, and optimize queries - Tune SQL Queries, Indexes, and Caches to meet performance requirements - Develop stored procedures, functions, packages, triggers, and views using T-SQL - Design logical and physical data models, prepare statistical information for internal and external use - Ensure database optimization, integrity, consistency, security, and privacy - Create scripts to build new database objects Qualifications Required: - B.Tech / B.E. from reputed Engineering College / University - Must have 60% & above scores in entire academics - 8-12 years of experience in the same domain - Advanced working SQL knowledge and experience with relational databases - Strong knowledge of RDBMS, Data Modeling, and Performance tuning concepts - Analytic skills related to structured and unstructured datasets - Experience working with cross-functional teams - Ability to drive initiatives and work independently - Experience with version control tools like GIT, CI/CD process - Strong oral and written communication skills with excellent presentation skills,
Job Description Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience, best-in-class risk management tools, and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2Xs digital lending platform. Biz2X solutions not only reduce operational expenses but accelerates lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts. Key Responsibilities - Credit Decisioning: Leverage or build advanced credit risk models (functional rule-based / heuristics and machine learning models) and lead critical credit decisions. - Team Collaboration: Provide effective credit oversight to colleagues leading our credit teams. - Risk Strategy Development: Develop, implement, and monitor risk strategies across credit underwriting, limit assessment, pricing, and collections. - Policy Development: Assist in drafting a detailed risk policy for the business loan business and closely monitor the adherence of the same. - Data Utilization: Work extensively with Credit Bureau, Bank statement, financial data. Identify and evaluate alternate data features to explore credit expansion opportunities. - Team Development: Coach and mentor younger team members to create a world-class credit team both in functional credit analysis and machine learning-based models. - Reporting and Monitoring Systems: Drive robust monitoring and alerting systems for early warning signals of delinquencies in the portfolio, ensuring agility in decision-making. Perform Root cause analysis and present those to stakeholders in a timely fashion. - Underwriting: Responsible for managing the underwriting operations and performing risk assessment for various policies. End-to-end underwriting analysis of core business including risk selection, primarily simple costing, contracts review and structuring; incorporating and improving relevant technology to make informed decisions. Grow the core business by developing opportunities in the portfolio in collaboration with relevant specialists. - Regulatory Compliance: Ensure that all risk models and pricing strategies comply with relevant regulations and industry standards. Stay updated on regulatory changes and adjust strategies. Qualifications Required - Risk professional with 8+ years of experience across a bank/NBFC with experience across retail-individual and retail business (micro businesses) underwriting/fraud/risk/collection. - Strong hands-on experience and expertise in building Machine Learning based underwriting statistical models. - Deep domain/functional knowledge in credit underwriting/credit analysis. - Proven experience in underwriting risk management in the fin-tech or financial services industry, with a focus on credit risk. - Strong knowledge of fin-tech products, unsecured lending products, services, and technologies, as well as the regulatory landscape governing the industry. - Experience in Product and Credit Policy formulation, Collections and Recovery, Fraud, and Operational Risks. - Exceptional analytical and problem-solving skills, with the ability to assess complex situations and make sound decisions. - Strong leadership capabilities with the ability to build and lead a high performing risk management team. - Excellent Analytical and Data Science capabilities.,
Manager - About Biz2X Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni - channel experience, best - in - class risk management tools and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2X’s digital lending platform. Biz2X solutions not only reduces operational expenses, but accelerates lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts. Read Our Latest Press Release: Press Release - Biz2X About Biz2Credit Biz2Credit is a digital - first provider of small business funding. Biz2Credit leverages data, cash flow insights, and the latest technology to give business owners an automated small business funding platform. Since its inception, Biz2Credit has been the best place fo r small businesses to get funding online. With over 750 employees globally, our team – made up of top - notch engineers, marketers, and data scientists – is building the next generation in business lending solutions. Read Our Latest Press Release: Biz2Credit in the News - Biz2Credit Learn More: www.biz2x.com & www.biz2credit.com Role – Content – Digital Marketing We are seeking an experienced content person to oversee content creation and editorial strategy for Biz2Credit. The editor will manage in - house writers and freelancers, ensuring consistent production of high - quality content across articles, newsletters, videos, and website features. This role requires strong editorial judgment, deep expertise in financial and business news, and the abilit y to guide contributors in producing engaging, analytical, and actionable stories for small business owners. Key Responsibilities Manage coverage of the American economy and US small business loans, ensuring accuracy, quality, and relevance. Oversee a roster of writers and freelancers across the US and India. Ensure all content complies with Biz2Credit’s editorial, compliance, and brand guidelines. Provide hands - on editorial support and guidance to writers for consistently high - quality work. Write original articles around small business financing needs in the US. Generate and assign story ideas that deliver actionable insights and broaden audience reach. Stay informed on business finance, lending trends, and competitor coverage. Collaborate with data, SEO, and social media teams to optimize content and increase engagement. Analyze audience data to shape coverage strategy and refine publishing approaches. Support Biz2Credit’s digital platforms by helping run and evolve the company website. Ideal Candidate 8 – 16 years of professional journalism experience, with strong experience in business and financial news. Unimpeachable news judgment and expertise in business finance, lending, money, and investing. Proven line - editing skills with a strong ear for tone, clarity, and narrative flow. Experience managing freelancers on an ongoing or project basis. Skilled in SEO practices and audience growth strategies. Background in multi - platform journalism (articles, newsletters, video scripts, and social collaborations). Strong organizational, leadership, and multitasking abilities in a fast - paced environment. Track record of training or mentoring writers on tools, practices, or formats. Team player, adaptable, and comfortable managing contributors across US and India.
Senior Associate-Talent Acquisition - Job Title: Assistant Manager – Talent AcquisitionLocation: NoidaExperience: 6–8 yearsShift: Day/Night (As per business requirement)Reports to: Talent Acquisition Lead About Biz2Credit Founded in 2007, Biz2Credit is committed to transforming business finance. Trusted by over 200,000 small businesses, we’ve facilitated more than $10 billion in funding. Our India-based SaaS platform, Biz2X, is revolutionizing digital lending for global banks and Indian financial institutions, driving over INR 3 lakh crore in loans with AI-driven automation.For more information, visit www.biz2credit.com and www.biz2x.com. About Kreditstack : Established in 2015, Kreditstack swiftly emerged as a leading player in the KPO industry, specializing in digital lending services for banks, NBFCs, and SMEs. With a relentless focus on innovation and customer-centric solutions, we have built a track record of success. Over the years, Kreditstack has established itself as a trusted partner, enabling financial institutions and SMEs to thrive in the digital era of lending. Role Overview As an Assistant Manager – Talent Acquisition, you will lead the end-to-end recruitment lifecycle for critical Non Tech roles across Sales,Collections & Underwriting. You will act as a strategic partner to business stakeholders, managing hiring plans, executing sourcing strategies, mentoring junior recruiters, and ensuring a superior candidate experience. Key Responsibilities Own and drive recruitment strategies for mid to senior-level roles across verticals (Tech, Sales, Product, Operations, etc.). Partner with hiring managers to understand manpower plans, job requirements, and organizational priorities. Use innovative sourcing methods (Boolean, LinkedIn, social media, employee referrals, etc.) to identify the right talent. Conduct HR screening, competency-based interviews, and ensure alignment with company culture. Oversee and manage the performance of junior recruiters and hiring coordinators. Manage recruitment metrics such as time-to-fill, cost-per-hire, and quality of hire. Maintain accurate hiring data and progress dashboards via ATS and Excel trackers. Work closely with HRBPs to ensure smooth onboarding and pre-joining engagement. Lead employer branding initiatives and drive proactive talent pipelining. Ensure a seamless candidate experience from first contact through onboarding. Required Skills & Qualifications 6–8 years of end-to-end recruitment experience, preferably in BFSI, FinTech or from BPO Proven experience managing diverse hiring mandates including Sales,Collections,Underwriting and mid-management roles. Strong stakeholder management and communication skills. Experience mentoring and leading small recruitment teams. High proficiency in using Applicant Tracking Systems (ATS) and Excel-based dashboards. Sound knowledge of sourcing techniques and recruitment best practices. MBA/PGDM in HR or related field preferred. Why Join Us? Work with a high-growth, globally recognized FinTech platform. Be part of a collaborative and innovative talent team. Enjoy opportunities for career advancement and learning. Work culture certified as a Great Place to Work (4 years in a row). Global exposure, and cross-functional project opportunities.
Senior Software Engineer - About Us Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $2.5+ billion in small business lending. Biz2Credit, an all - in - one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us! Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start - up America, CPA's, business brokers and other referral partners. Biz2X is the technology platform that has helped Biz2Credit become the premier alternative lender for small businesses. Now, traditional banks are leveraging our expertise and experience to automate small business lending. Biz2X allows banks to implement A I - powered digital banking. This allows bank’s clients to have a fully omnichannel experience with data and workflows that adapt seamlessly to the bank’s core banking systems. Biz2X platform’s world - class risk solutions are based on AI algorithms that enables auto decision - making and quick processing. Biz2X is “One Platform That Does It All” - automates lending, optimizes risk management, and improves operational efficiency. Learn More : www.biz2credit.com & www.biz2x.com Read About Us: https://www.globenewswire.com/en/news - release/2023/04/25/2653660/0/en/Financial - Times - Names - Biz2Credit - and - Biz2X - to - its - Americas - Fastest - Growing - Companies - of - 2023 - List.html https://inc42.com/buzz/biz2credit - announces - esops - worth - 12 - 25 - mn - for - 500 - indian - employees/ Role – Software & Senior Software Engineer - Mean Roles and Responsibilities: • Excellent understanding of computer science fundamentals, data structures, algorithms and design patterns . • Currently working as a hands - on developer in Mean Stack (Mongo DB, Angular.js, node.js, express.js). Knowledge of Python /Java will be advantageous. • 3 – 5 years of product development experience for large scale systems with high volume and high - performance requirements . • Deep understanding on OOPs concepts, logics, & JavaScript . • Experience and good knowledge of microservices based architecture. • Working experience of RESTful APIs / Soap APIs and data modelling. • Experience / Knowledge SQL/NoSQL database fundamentals desirable . • Ability to w rit e extensive unit tests and comply with the code - coverage guidelines. • Strong problem solving and analytical skills . • Sound interpersonal and team working skills. Desired Candidate Profile - • Preferably from a Product based company. • Minimum 60% in entire academics including highest qualification. • Experience in working on Enterprise Web applications. • Ability to work independently and collaboratively. • Willingness to learn and grow.
Financial Analyst - Job Description-Financial Analyst About US: Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience, best-in-class risk management tools and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their digital transformation efforts with Biz2X's digital lending platform. Biz2X solutions not only reduce operational expenses but accelerate lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts. Company Info Link:BIZ2X Platform Private Limited website About the Role: We are seeking a motivated and detail-oriented Financial Analyst with 0-2 years of experience to join our team during the night shift. The ideal candidate will assist in analyzing financial data, preparing reports, and supporting decision-making processes to drive business performance. This role offers an excellent opportunity for recent graduates or early-career professionals looking to build their expertise in finance within a dynamic work environment. Key Responsibilities: Analyze financial data and trends to provide actionable insights. Prepare and maintain financial reports, forecasts, and budgets. Assist in variance analysis and identifying key drivers impacting financial performance. Support month-end and quarter-end closing activities. Collaborate with cross-functional teams to gather and validate financial information. Monitor and reconcile financial transactions to ensure accuracy. Assist in process improvements and automation of financial workflows. Ensure compliance with company policies and financial regulations. Perform ad hoc financial analysis and projects as assigned. Qualifications: Bachelors degree in Finance, Accounting, Economics, or related field. 0-2 years of experience in financial analysis or related roles. Strong analytical and problem-solving skills. Proficiency in Microsoft Excel; experience with financial software (e.g., SAP, Oracle, QuickBooks) is a plus. Good understanding of financial statements and accounting principles. Excellent attention to detail and organizational skills. Strong communication skills, both written and verbal. Ability to work independently and as part of a team. Willingness to work night shift hours.
Senior Associate - Underwriting - Job Title Commercial Underwriter Function Underwriting Designation Sr.associate Reporting Relationship Compensation & Benefits Market Driven; Commensurate with the candidate’s experience Work location Noida, India Position Type Permanent Travel required Only as per business requirement About Biz2Credit (read more at www.biz2credit.com ): Founded in 2007, Biz2Credit is rated as the #1 small business financing resource in the U.S. by Entrepreneur Magazine. To-date, we've facilitated more than $2 billion in small business lending. Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us! Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start-up America, CPA's, business brokers and other referral partners. We are connected to the IRS, QuickBooks, D&B, Equifax, and others for streamlined data capture right into the loan application. Businesses can register in under four (4) minutes and see instant, online matches with qualified lenders. There's 24/7 access to SMB articles and resources, and an option to work directly with a Biz2Credit Loan Specialist who work with the business every step of the way to ensure high quality loan packages. Our loan packages close 3x the national average. Our Global Presence: Biz2Credit is headquartered in New York City, (USA). With a well-established international presence outside the United States we maintain a network of offices serving our clients in Asia Pacific Regions, Australia etc. Careers with Biz2Credit; Explore our career opportunities and learn more about why Biz2Credit is a great place to work. Join a global leader in digital fintech services that will engage your mind, inspire your creativity and develop your career. Biz2Credit values the individual and strives to deliver an appropriate work-life balance because a motivated and happy person can add untold value to our clients and colleagues around the world. We attract individuals from different backgrounds and cultures who — like you — bring a unique point of view and unique business skills. You’ll work with great people and will be exposed to a range of alternative perspectives. Everyone’s opinion is valued. After all, diversity of thought and ideas enables us to provide better services to our clients. In return for your input and ideas, we’re committed to giving you the experiences you need to progress and develop as well as the learning and coaching to help you to excel. Biz2credit is an equal opportunity employer. JOB DESCRIPTION Job Description & Details of Role The Underwriter will be responsible for full cycle underwriting of proposed financing amounts and terms to small businesses. The Underwriter will work closely with the Relationship Manager to assess and structure financing that is attractive to the small business owner and minimizes risk. • Work with the Relationship Managers in structuring, analyzing and negotiating credit transactions • Responsible for full cycle underwriting of assigned small business financing • Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, US tax returns (such as 1120, 1120S, 1065, 1040), and other financial information • Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy • Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts • Coordinate with Relationship Managers regarding customer calls and site visits • Perform other due diligence as needed to determine the creditworthiness of a small business owner Open to Work in Night Shift. Desired Candidate • Master's degree in finance and accounting • Formal credit training preferred. • Experience working in a financial institution underwriting small businesses; 3+ years in a commercial credit analysis or commercial underwriting role working with small businesses a plus • Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections • Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts, and Moody's financial analysis software • Basic knowledge of credit principles, lending operations, loan research, due diligence searches such as SOS, Clear report, TLOx Transunion, Credit bureau report and general credit policies • Team player with the ability to take the initiative • Detail oriented, ability to work well under pressure and multi-task • Strong written and verbal communication skills • Problem recognition and resolution skills
Senior Software Engineer - About Bi z 2X Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni - channel experience, best - in - class risk management tools and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2X’s digital lending platform. Biz2X solutions not only reduces operational expenses, but accelerates lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts. Read Our Latest Press Release : Press Release - Biz2X About Bi z 2 Credit Biz2Credit is a digital - first provider of small business funding. Biz2Credit leverages data, cash flow insights, and the latest technology to give business owners an automated small business funding platform. Since its inception, Biz2Credit has been the best place for small businesses to get funding online. With over 750 employees globally, our team – made up of top - notch engineers, marketers, and data scientists – is building the next generation in business lending solutions. Read Our Latest Press Release : Biz2Credit in the News - Biz2Credit Learn More: www.biz2x.com & www.biz2credit.com Role – Software Engineer & Senior Software Engineer - Frontend Roles and Responsibilities: Excellent understanding of computer science fundamentals, data structures, algorithms and design patterns. 2 – 5 years of product development experience over microservices based architecture . Working experience of RESTful APIs / Soap APIs and data modelling. Proficiency with JavaScript and HTML5. Deep knowledge of Angular 2+ practices and commonly used modules based on extensive work experience. Creating self - contained, reusable, and testable modules and components. Writing non - blocking code, and resorting to advanced techniques such as multi - threading, when needed. Creating custom, general use modules and components which extend the elements and modules o f core Angular framework. Experience with building the infrastructure for serving the front - end app and assets. Ability to write extensive unit tests and comply with the code - coverage guidelines. Strong problem solving and analytical skills . Sound interper sonal and team working skills. Desired Candidate Profile - Preferably from a Product based company. Minimum 60% in entire academics including highest qualification. Experience in working on Enterprise Web applications. Ability to work independently and col laboratively. Willingness to learn and grow. Role – Software Engineer & Senior Software Engineer - Backend Roles and Responsibilities: Previous working experience as a Backend for 2 - 5 years Strong proficiency with JavaScript {{or Coffee Script depending on your technology stack}} Knowledge of Node.js and frameworks available for it {{such as Express, Strong Loop, etc. depending on your technology stack}} Understanding the nature of asynchronous programming and its quirks and workarounds Basic un derstanding of front - end technologies, such as HTML5, and CSS3 User authentication and authorization between multiple systems, servers, and environments Understanding fundamental design principles behind a scalable application Creating database schemas tha t represent and support business processes. Implementing automated testing platforms and unit tests is a plus. Proficient understanding of code versioning tools, such as Git Desired Candidate Profile - Preferably from a Product based company. Minimum 60% in entire academics including highest qualification. Experience in working on Enterprise Web applications. Ability to work independently and collaboratively. Willingness to learn and grow.
Senior Software Engineer - About Us Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $2.5+ billion in small business lending. Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us! Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start-up America, CPA's, business brokers and other referral partners. Biz2X is the technology platform that has helped Biz2Credit become the premier alternative lender for small businesses. Now, traditional banks are leveraging our expertise and experience to automate small business lending. Biz2X allows banks to implement AI-powered digital banking. This allows bank’s clients to have a fully omnichannel experience with data and workflows that adapt seamlessly to the bank’s core banking systems. Biz2X platform’s world-class risk solutions are based on AI algorithms that enables auto decision-making and quick processing. Biz2X is “One Platform That Does It All” - automates lending, optimizes risk management, and improves operational efficiency. Learn More: www.biz2credit.com & www.biz2x.com Read About Us: https://www.globenewswire.com/en/news-release/2023/04/25/2653660/0/en/Financial-Times-Names-Biz2Credit-and-Biz2X-to-its-Americas-Fastest-Growing-Companies-of-2023-List.html https://inc42.com/buzz/biz2credit-announces-esops-worth-12-25-mn-for-500-indian-employees/ Role –Software & Senior Software Engineer - Mean Roles and Responsibilities: Excellent understanding of computer science fundamentals, data structures, algorithms and design patterns. Currently working as a hands-on developer in Mean Stack (Mongo DB, Angular.js, node.js, express.js). Knowledge of Python/Java will be advantageous. 3 – 5 years of product development experience for large scale systems with high volume and high-performance requirements. Deep understanding on OOPs concepts, logics, & JavaScript. Experience and good knowledge of microservices based architecture. Working experience of RESTful APIs / Soap APIs and data modelling. Experience / Knowledge SQL/NoSQL database fundamentals desirable. Ability to write extensive unit tests and comply with the code-coverage guidelines. Strong problem solving and analytical skills. Sound interpersonal and team working skills. Desired Candidate Profile- Preferably from a Product based company. Minimum 60% in entire academics including highest qualification. Experience in working on Enterprise Web applications. Ability to work independently and collaboratively. Willingness to learn and grow.
Associate - Pre-Underwriting - About us Kreditstack, leading subsidiary of Biz2Credit, was founded in 2015. Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $2.5+ billion in small business lending. Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us! Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start-up America, CPA's, business brokers and other referral partners. Learn More: www.biz2credit.com Location: NoidaShifts: Night ShiftDepartment: Pre Underwriting/Operations Job description Job Summary: We are seeking a detail-oriented and analytical Pre-Underwriting Specialist to join our team. The ideal candidate will review incoming applications and supporting documentation to perform initial risk assessments, ensure compliance with underwriting guidelines, and prepare cases for final underwriting review. This role plays a critical part in streamlining the underwriting process and maintaining high-quality standards. Key Responsibilities: Review and analyze insurance or loan applications and support documents for completeness and accuracy. Perform preliminary risk assessments in accordance with company guidelines and industry standards. Identify missing or inconsistent information and communicate with applicants, brokers, or other stakeholders to obtain necessary data. Organize and maintain accurate records and files to ensure efficient workflow. Collaborate with underwriters to flag cases requiring detailed evaluation. Use underwriting software and databases to input and manage application data. Maintain knowledge of relevant regulations, company policies, and underwriting criteria. Prioritize workload to meet deadlines and support team productivity. Key Skills and Qualifications: Strong attention to detail and analytical skills. Basic understanding of underwriting principles and risk assessment. Excellent communication and interpersonal skills. Proficiency with relevant software and databases. Ability to work independently and as part of a team. Good organizational and time management abilities. Prior experience in insurance, banking, or financial services preferred but not mandatory. Education: Any Graduate can apply