Associate Product Manager-Lending

Role Overview:

As an APM/PM, you will work closely with Product Managers, Engineering, and Operations teams to execute product plans, ensure smooth delivery of features, and monitor product performance post launch. The role requires strong ownership, operational rigor, and the ability to work in a fast-paced environment with shifting priorities.

Key Responsibilities:

1. Build, iterate and simplify the end-to-end Digital loan application journey as Product owner

2. Prepare Product requirement documents and coordinate with the concerned Loan Origination Systems (LOS) and Loan Management Systems (LMS) teams for execution

3. Build and iterate Loan products, schemes and policies in Loan management system (LMS)

4. API testing in Postman to ascertain the usability of the same and map them to user Journey

5. Design, develop and deploy project and program-specific strategies and help make the product team more efficient and enable faster delivery of products

6. Proactively identify and remove impediments on behalf of the team or negotiating with stakeholders when the project scope changes

7. Collaborate with key stakeholders for scoping and prioritizing development activities based on the business impact/ team OKRs

8. Measure and monitor each project from inception to delivery, including tracking and communicating status, identifying and tracking cross-functional dependencies, proposing options to mitigate risk and drive issues to resolution

9. Develop a deep understanding of the tech stack and supporting the needs of various engineering and product partners

10. Design program management best practices, processes, and mechanisms for continuous improvements

11. Participate in PRD/ Scrum walkthroughs and driving sprint planning discussions with concerned stakeholders.

12. Look out for scope creeps and figuring project impact in terms of cost, effort, timelines and trade-offs accordingly communication of project timelines, risks, achievements to internal and external stakeholders including leadership

13. Funnel ownership Track and resolve funnel issues and demonstrate the funnel performance to various stakeholders

Qualifications

• Bachelor’s or master’s degree in engineering or Business administration

• Experience of atleast 1-3 years in Fintech /Financial services with Lending background.

• Thorough understanding of the Lending business especially (Personal Loan /Business loans preferably)

• Acquaintance with Business Rule engines and tools

• Strong organizational skills and ability to handle multiple projects simultaneously.

• Proficiency in Excel/Google Sheets, familiarity with project tracking tools (Jira, Trello, Asana)

• Handson with API testing (Postman, Swagger etc)

• Excellent written and verbal communication skills.

What We Offer:

• End-to-end ownership and exposure across the product lifecycle in a fast-paced fintech environment.

• Opportunity to build and scale new lending products (Personal Loans, Business Loans) from concept to launch (0 to 1).

• Hands-on experience in managing large-scale lending programs (1000+ Cr) in collaboration with established partners

• Mentorship and guidance from seasoned product leaders within the organization.

• A chance to work on impactful offerings that serve and empower millions of customers.