1138 Credit Policy Jobs - Page 5

Kotak Mahindra Bank Limited is looking for Location Credit Manager-HUB-CV & CE-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or d...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established cr...

Kotak Mahindra Bank Limited is looking for Credit Manager - Housing Fice - Credit to join our dynamic team and embark on a rewarding career journey. Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity. Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting Approving or declining credit applications based on the risk assessment and estab...

Kotak Mahindra Bank Limited is looking for Credit Manager - RELATIONSHIP BANKING GROUP - Credit to join our dynamic team and embark on a rewarding career journey. Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity. Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting Approving or declining credit applications based on the risk assess...

Sourcing of business a. Identification of customers through dealership networks b. Filling up of the application form c. KYC verification d. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria: Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatory Two-wheeler and Driving license are must Selected candidates home location should be between 20 KM from selected location Age: 20 to 32 yrs. - Preferable

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Educational Requirements Bachelor of Engineering Service Line Data & Analytics Unit Responsibilities We are looking for smart, self-driven, high energy people with top notch communication skills, intellectual curiosity and passion for technology in Machine Learning Space. Our analysts have a blend of in-depth domain expertise in one or more areas (Financial Services), strong business acumen and excellent soft skills & Exposure to Technology. Preferred Skills: Technology->Machine Learning->Generative AI

We are seeking a talented individual to join our Comptryx team at Mercer. This role will be based in Noida. This is a hybrid role that has a requirement of working at least three days a week in the office. Lead Specialist Survey Administration The Lead Specialist will analyze and review survey submissions from participating companies to ensure data falls within the required parameters. You will utilize a variety of analytical techniques to assist with the completion of custom projects for Mercer Comptryx clients. You will perform quantitative and qualitative analyses for multiple survey projects that serve to produce compensation and workforce metrics survey data reports and analytical tools...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit M...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit M...

Kotak Mahindra Bank Limited is looking for Location Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria...

Kotak Mahindra Bank Limited is looking for Credit Analyst to join our dynamic team and embark on a rewarding career journey Review credit applications and perform credit checks Structure deals and perform risk assessments Draft models of credit information that predict trends and patterns Assessing, analysing and interpreting complicated ficial information Undertaking risk analysis by developing statistical models Proficient in Microsoft Office Advanced Excel skills Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their...

At EY, youll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And were counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Senior or Assistant Manager Expected Credit Losses (ECL) Assurance Ch1 Audit Valuation Support Minimum 3 to 5 years of experience in credit risk evaluation with hands-on experience in performing Expected Credit Losses (ECL) modelling for financial reporting purposes in line with IFRS 9 & 13 accounting standards and worked within the credit risk...

Power Admin: Budget-15$/Hour - 22 LPA Location -All Persistent location 5+ years We are seeking an experienced Power BI Administrator with over 5 years of expertise in managing and administering Power BI environments. The ideal candidate will oversee the deployment, governance, and optimization of Power BI tools and infrastructure. You will work closely with data analysts, business intelligence teams, and IT to ensure a seamless user experience while maintaining security and compliance standards. Location - Chandigarh,Dadra,Daman,Diu,Goa,Haveli,Jammu,Lakshadweep,Nagar,New Delhi,Pondicherry,Sikkim

Primary Responsibilities: Credit Management Policy Processes Maintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the case Visit neighbours suppliers customers for the reference checks Visit property and conduct due diligence in identifying the property. Location - Ahmedabad,Akurdi,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar,Bhiwani,Bhusawal,Borivali,Chandrapur,Chowk,Dombivli,Gandhidham,Gondiya,Himatnagar,Hyderabad,Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana,Morbi,...

Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...

Job Title: Executive Underwriting Experience: Fresher to 5+ Years CTC: Up to 4.40 LPA Location: Gurgaon DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Good communication (verba...

Role & responsibilities Financial assessment of high-net-worth strategic customers through careful study of financial documents. Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans. Implement risk assessment analysis with scoring models and reviewing complex credit proposal. Consistent assessment of the strength and weakness within the portfolio. Developed comprehensive learning modules for new credit managers, ensuring a seamless onboarding process and fostering a strong foundation in credit management practices. Managed quality underwriting operations through implementing FIRST TIME RIGHT (FTR) logins, which resulted in qualitative turnaround time f...

ROLEPURPOSE & OBJECTIVE Expertknowledge of assessing credit risk for large ticket size cases upto Rs. 1 Cr. Conductincome appraisal of MSME borrowers. In depth understanding andanalysis of P & L Account and Balance Sheet including cashflows of self-employed borrowers. Assessfinancial ratios, in depth knowledge of rational behindcalculation of ratios and its impact on loan performance overlong tenures. ProvideMarket intelligence from competition and customers standpoint Recommendationson new processes & fraud Control initiative etc. SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Portfoliosize of Rs. 200-300 Cr 10-15vendors (legal, technical etc.) 1product (secured) 25-30files per month KEYDU...

Job Description: Credit Manager with experience in chit funds or financial services to oversee the credit underwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidate will be responsible for evaluating the creditworthiness of members, ensuring compliance with company policies, and supporting healthy portfolio growth while minimizing defaults. Qualifications and Skills: Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration. Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector. • Evaluate and underwrite chit lifting proposals, verify financials, and assess ...

Role & responsibilities Credit Operations Manager | Bangalore | Upto 10L | Bank Oversee and manage day-to-day retention and credit operations within service delivery related to retention and digital secured lending , customer due diligence, credit underwriting and process implementation. Lead the team of Retention Officer. HDT Status Updating Preferred candidate profile A graduate with 3+ years experience in secured credit & operation .Operation preferably into secured loan initiation, retaining and foreclosure process.

We are looking for a skilled Credit Manager to join our team at Courtyard by Marriott, with 3-5 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio monitoring. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze financial data and market trends to inform credit decisions and optimize business outcomes. Provide exceptional customer service and support to clients and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requi...