1138 Credit Policy Jobs - Page 7

This Position reports to: Accounting & Reporting Manager - Account Your responsibilities Credit Assessment and Risk Analysis : You will be responsible for evaluating the creditworthiness of customers and assessing their ability to repay their debts. This involves analyzing financial statements, credit reports, and other relevant information to make informed decisions regarding credit limits, terms, and conditions. Credit Policy Development and Implement : You will be responsible to develop and implement credit policies and procedures that align with the company's overall financial goals and objectives (in line with ABB Group Credit Policy). This includes establishing guidelines for credit li...

Develop, mentor and supervise Analysts and Advanced Analysts Act as a counselor for Analysts and Advanced Analysts Proactively recognize issues and recommend solutions Proactively seek opportunities to diversify client load and exposure to different teams Foster collaboration and constructive communication within the team Demonstrate basic presentation and public speaking skills, while actively participating in meetings Communicate in face-to-face situations, by phone and via email, and determine the appropriate mechanism for communicating, given the situation Display general knowledge of engagement big picture and work towards obtaining appropriate certification Communicate your progress an...

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credi...

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...

We have a suitable opportunity in the Corporate Finance function for the position of Credit Controller . In this role, you will be responsible for managing the Accounts Receivables. You will work closely with the customer service and commercial team to achieve smooth order to cash process. The Candidate should have 5 to 8 years of professional experience with FMCG . A qualified CA /ICWA/ MBA (Finance) from a Tier I institute is preferable. The location of the job will be LOral India H.O. at Mumbai . The role reports to the Head of Credit and Regional Control for L'Oreal India. Key Responsibilities: Credit Insurance management. Managing the Internal Audits from Group and External Audits for t...

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit tea...

Chart Industries, Inc. is looking for Credit Analyst I to join our dynamic team and embark on a rewarding career journey Review credit applications and perform credit checks Structure deals and perform risk assessments Draft models of credit information that predict trends and patternsAssessing, analysing and interpreting complicated financial informationUndertaking risk analysis by developing statistical modelsProficient in Microsoft Office Advanced Excel skills Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their of...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Collaborate with cross-functional teams to achieve strategic outcomes Apply subject expertise to support operations, planning, and decision-making Utilize tools, analytics, or platforms relevant to the job domain Ensure compliance with policies while improving efficiency and outcomes Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established...

Role Overview: As a Loan Officer at our company located in Chentrapinni, your main responsibility will be to approve and reject loans based on our credit policy. You will also negotiate the terms of the loan with new clients, ensuring that all loans and lending procedures comply with regulations. Additionally, you will be responsible for monitoring and ensuring daily branch collection. Key Responsibilities: - Approve and reject loans based on the credit policy - Negotiate loan terms with new clients - Ensure all loans and lending procedures comply with regulations - Monitor and ensure daily branch collection Qualifications Required: - Minimum 3-4 years of managerial experience in the Microfi...

As the Manager of Retail Loan Credit Underwriting, your role involves owning the entire credit underwriting process for the assigned region. This includes applying a credit policy consistently, conducting periodic credit reviews, managing early warning and delinquency, and assessing potential customers" creditworthiness. Your responsibilities include: - Conducting periodic reviews of existing policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. - Assessing customers sourced by the Sales team according to the credit policy, determining deviations, and providing decisions on deals. - Monitoring the local market throu...

Work with team of onshore analysts to cover credit risk monitoring for Financial Institutions portfolio Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies The credit assessment review requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and...

Duties and responsibilities Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Loan documentation

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

JOB PURPOSE: Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting prop...

Dalmia Cement Bharat Ltd is looking for I&F Support to join our dynamic team and embark on a rewarding career journey A support analyst, also known as a technical support analyst or help desk analyst, is a professional who provides technical assistance and resolves issues for customers or internal users of a product, software, or service The primary responsibilities of a support analyst typically include:Issue Resolution: Support analysts handle customer or user inquiries and troubleshoot technical issues They investigate problems reported by users, identify the root cause of the issue, and provide solutions or workarounds to resolve the problem This may involve remote assistance, phone supp...

Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12...

Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with rep...

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control-Compliance of policy and processes Report...