Education qualification-CA/MBA (Finance) Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting Desired experience- Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection. Willing to travel. Role: 1. Establish key qualification rules & credit worthiness of applicants 2. Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations 3. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts 4. Working on new credit monitoring measures and credit triggers and their tracking. 5. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. 6. Meeting clients at regular intervals and making detailed visit reports for further information on the clients 7. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics 8. Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated 9. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated 10. Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risksRole & responsibilities Skill Set: 1. Analytical bend of mind & Strong judgmental attributes 2. Good organizational discipline and thirst for efficiency 3. Good presentation skills 4. Enthusiastic and dedicated
Key Responsibilities:- Track daily micro level collections of each merchant and identify risks. Identify Merchants daily collection process at his shop through Mystery/Secret Shopping Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Qualification Minimum 6 years relevant experience needed. Collection of consumer loans/ small business loans Minimum a graduate (in any field). Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and Hindi Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour Good convincing skills Aware of Collection Code of Conducts. Acquainted with the geographical spread of Mumbai area Should preferably have a 2 wheeler Role & responsibilities
Education qualification-CA/MBA (Finance) Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting Desired experience- Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection. Willing to travel. Role: 1. Establish key qualification rules & credit worthiness of applicants 2. Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations 3. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts 4. Working on new credit monitoring measures and credit triggers and their tracking. 5. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. 6. Meeting clients at regular intervals and making detailed visit reports for further information on the clients 7. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics 8. Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated 9. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated 10. Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks Job Profile Skill Set: 1. Analytical bend of mind & Strong judgmental attributes 2. Good organizational discipline and thirst for efficiency 3. Good presentation skills 4. Enthusiastic and dedicated
Key Responsibilities:- Track daily micro level collections of each merchant and identify risks. Identify Merchants daily collection process at his shop through Mystery/Secret Shopping Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Qualification Minimum 6 years relevant experience needed. Collection of consumer loans/ small business loans Minimum a graduate (in any field). Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and Hindi Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behavior Good convincing skills Aware of Collection Code of Conducts. Acquainted with the geographical spread of Mumbai area Should preferably have a 2 wheeler
Department : Sales Unsecured loans Reporting To: City/Cluster Manager Company Name: NeoGrowth Credit Private Limited ( www.neogrowth.in ) About Us NeoGrowth is a new-age digital lender, with a focus on Micro, Small, and Medium Enterprises (MSMEs). We are a Systemically Important, Non-Deposit taking Non- Banking Financial Company (NBFC-ND-SI), offering a wide range of products tailored to the dynamic needs of small businesses. Our data science and technology-led approach enable us to offer quick and hassle-free loans to MSMEs across 70+ segments across 25+ cities in India. We offer a unique daily repayment option to our customers with multi-channel repayment modes. We have served and engaged with 1,00,000+ businesses and supported them with their growth ambitions. We not only help small businesses grow but also drive financial inclusion making a positive social impact . Job Profile:- * Experience in the sales of (Business Loan) * Should have excellent network in market * Should have good knowledge of business loans segment * Should be a Go -Getter and a Team Player. Key Responsibilities:- Associate Manager-Customer Acquisition will be responsible for Prospecting, developing and acquiring clients (business merchants) through direct sourcing or channels (DSA/ Alliances/ others). Meeting productivity targets on loan disbursements on Month on Month (MoM) basis. Understanding the product offering clearly. Ability to explain the product to the merchants. Achieving set disbursal targets through lead generation and fulfilment from alternate channels. Qualification & Experience Graduate is a must. 1 to 5 years of experience in a Bank/Insurance company or a NBFC.
About the Role The coveted role offers unique exposure, empowerment, authority and wealth creation opportunity for a dynamic business leader to join Neogrowths core team, driven to delivering profitable growth in rapidly expanding non metro cities / emerging economic hubs of the country. The position involves building, scaling and leading a robust, large, thriving branch network of 50 to 100 full service branches within your circle / state / region delivering exceptional products & services with unparalleled focus on customer centricity and operational excellence. Candidate Profile: Masters in Business Management or CA or equivalent, ideally from a Tier 1&2 management institute, with 14 18 years of leadership experience in banks or NBFCs with P&L management capability and leading large teams across multiple locations. Domain knowledge of secured product lines like LAP, Home Loans, Secured Business Loans, Working Capital Finance etc with deep understanding of local markets, industries and customer segments. Expertise in building business at scale and speed, with high focus and alignment with audits, regulatory, compliance and governance framework. Strong background in lending ( both sales and collection ) to retailers, merchants, industries, and MSMEs in both B2B and B2C ecosystem. Proven track record of delivering business results through direct acquisition sourcing channels like Customer Events, Loan Melas, Exhibitions, MSME conclaves, Micromarketing activities, local merchant associations, data base calling, roadshows, lead referral model etc. Candidate should possess strong business intelligence network, competition knowledge, connects with local bodies, legal, fraud detection and prevention units, and supervisory governance infrastructure of the state to understand new business trends and critical triggers. High on entrepreneurial spirit, integrity and passion to build large scale, profitable and compliant distribution franchise. Ability and willingness to travel extensively for 15+ days in the state. Key Performance Indicators (KPIs) : - Overachieve circles AOP, P&L, ROA, ROE and deliver quick scale, business metrices and collections performance across the entire network. Lead a team and a span of control of 6 to 9 Regional Business Heads (RBHs), 50 to 100 Branch Heads and between 200 to 400 Full Time Employees (FTEs) to deliver circles business metrics. Deliver consistent growth through strong expense control, risk management, operational effectiveness to deliver best in class portfolio quality. Achieve strong and consistent outcomes related to portfolio yield, tenure, insurance cross-sell, customer foreclosures, Balance Transfer, top up & renewals, Cost of Acquisition (CAC), Sourcing Fees, Opex , marketing budgets ROI, recoveries for the region with innovation, technology and digital framework. Good Understanding of the competitive landscape backed with exhaustive market research to strategize and execute business plans. Ensure full regulatory adherence, branch audits, regulatory compliance, and in depth understanding of local municipal limits, property by-laws, jurisdictions, collateral management, litigation and repossession standards. Identification of branch locations, commercials discussions and closure of lease agreements for network expansion. Recruit and train Cluster Business Heads, Branch Heads, Customer Acquisition Managers (CAMs) and equipping them with the necessary skills and knowledge to succeed. Ensure adherence to basic business quality parameters, including Turnaround Time (TAT) Incorporate checkpoints within the sales process, ensuring quality sourcing.
Circle Business Head Job Profile Department: Sales- Secured Loans Role: This is a high-impact leadership role for an entrepreneurial business leader to drive profitable growth across Indias emerging markets. The Circle Business Head will be responsible for building, scaling, and leading a high-performing branch network (25+ branches) within a defined circle/state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Responsibilities: 1. Business Growth & P&L Ownership Own and exceed the circles AOP, P&L, ROA, and ROE targets Drive rapid and sustainable growth across secured lending products Maximize revenue through cross-sell, renewals, top-ups, and balance transfers Use competitive intelligence and local market insights to shape business strategy 2. Distribution & Network Expansion Scale a robust network of 25+ full-service branches in the assigned region Identify branch locations, manage lease closures, and oversee setup Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, roadshows, and local merchant connects 3. Team Leadership & Capability Building Lead a span of 4 to 6 Regional Business Heads, 25+ Branch Heads, and 75 100 FTEs Recruit, coach, and build a high-performance leadership pipeline across roles Foster a culture of ownership, agility, compliance, and customer-first execution 4. Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Oversee cost control, TATs, sourcing quality, recoveries, and risk containment Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols 5. Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Job Profile Circle Business Head Qualification & Experience: 1. Educational Background Chartered Accountant or Masters in Business Management Preferably from Tier 1 or Tier 2 institutions 2. Experience & Functional Expertise 14-18 years of progressive leadership experience in banks or NBFCs Proven P&L ownership and multi-location team leadership experience Deep expertise in secured lending products: LAP, Home Loans, Secured Business Loans, Working Capital Finance Strong track record in both sales and collections within MSME, B2B, and B2C segments KeySkills&Competencies: 1. Market & Domain Knowledge Strong understanding of regional markets, customer segments, and business ecosystems Familiarity with compliance, audit, risk frameworks, and regulatory landscape Ability to engage with local bodies, legal entities, fraud control, and governance infrastructure 2. Attributes Demonstrated success in building large-scale distribution networks in emerging markets Experience in hiring, developing, and managing high performing, geographically spread teams Entrepreneurial mindset with a hands-on approach to problem-solving and execution 3. Personal Attributes & Mobility High integrity, result orientation, and strong business acumen Excellent communication and relationship-building skills Willingness to travel extensively across the assigned circle
Delhi, Bangalore, Chennai Key Responsibilities Track daily micro level collections of each merchant and identify risks. Identify Merchant s daily collection process at his shop through Mystery/Secret Shopping. Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts. To effectively manage all customer/ merchant related complaints and issues. Managing a group of 4-5 team members Qualification Minimum 6-10 years relevant experience needed. Collection of consumer loans/ small business loans. Minimum a graduate (in any field). Preferably a DRA (Debt Recovery Agent) certified professional. Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and local language. Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour. Good convincing skills. Aware of Collection Code of Conducts. Acquainted with the geographical spread of the local area. Mandatory to have a 2 wheeler/ 4 wheeler Share this on: View All Jobs
Job Profile Branch Head Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high- performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities: Business Growth & P&L Ownership ¢ Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. ¢ Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion ¢ ¢ ¢ Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building ¢ ¢ Lead a span of CAMs responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. ¢ Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution www.neogrowth.in Branch Head Job Profile Risk, Compliance & Operational Excellence ¢ ¢ Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships ¢ ¢ Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background ¢ ¢ Post Graduate Degree MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements ¢ ¢ ¢ 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes ¢ Demonstrated success in building large-scale DIRECT distribution networks in emerging markets ¢ Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility ¢ Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills ¢ Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities. Asset 34.png Asset 32.png ; www.neogrowth.in
Job Profile Branch Head Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high- performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities: Business Growth & P&L Ownership ¢ Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. ¢ Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion ¢ ¢ ¢ Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building ¢ ¢ Lead a span of CAMs responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. ¢ Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution www.neogrowth.in Branch Head Job Profile Risk, Compliance & Operational Excellence ¢ ¢ Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships ¢ ¢ Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background ¢ ¢ Post Graduate Degree MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements ¢ ¢ ¢ 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes ¢ Demonstrated success in building large-scale DIRECT distribution networks in emerging markets ¢ Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility ¢ Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills ¢ Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities. Asset 34.png Asset 32.png ; www.neogrowth.in
Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a highperforming branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities : Business Growth & P&L Ownership • Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. • Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. • Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. • Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. • Use competitive intelligence and local market insights to execute business strategy with speed and purpose Distribution & Network Expansion • Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. • Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. • Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building • Lead a span of CAMs responsible for sales and collections. • Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. • Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution Risk, Compliance & Operational Excellence • Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards • Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships • Build strong networks with local bodies, legal institutions, and fraud prevention agencies • Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience : Educational Background • Post Graduate Degree MBA or equivalent • Graduation and Schooling from reputed institutions of the country Experience Requirements • 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. • Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability • Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes • Demonstrated success in building large-scale DIRECT distribution networks in emerging markets • Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility • Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills • Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities.
AM/Sr.CAM Job Profile Department: Sales- Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. ¢ Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. ¢ Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions ¢ Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban marketsidentify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. www.neogrowth.in CAM/Sr.CAM Job Profile ¢ Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification & Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable. Key Skills &Competencies: ¢ ¢ ¢ ¢ ¢ Strong local market knowledge and merchant network. Good understanding of loan products, customer needs, and financial documentation. Target-oriented, self-motivated, and team player with strong execution ability. Excellent communication and interpersonal skills. Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. ¢ Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: ¢ Achievement of monthly and quarterly disbursement targets. Number of new Business merchant acquisitions. Productivity through direct and channel sourcing. Conversion rate from leads to disbursed accounts. Early bucket collection efficiency, bounce rate, entry rate and resolution. ¢ ¢ ¢ ¢ Asset 34.png Asset 32.png ; www.neogrowth.in
Key Responsibilities: 1. Financial Reporting Assist in preparation of monthly, quarterly, and annual financial statements in compliance with Ind AS. Participate in timely and accurate closing of books of accounts. Assist in audit processes including statutory, internal, and tax audits. 2. Project Management Support finance-led projects including automation initiatives, and process improvements. Coordinate with cross-functional teams to track project milestones and deliverables. Prepare project documentation, dashboards, and status reports for leadership. 3. Finance Operations Assist in day-to-day finance operations which may include taxation, expense provisioning and general ledger activities. Help maintain internal controls and ensure compliance with company policies. Participate in reconciliations and process standardization initiatives.
Job Profile:- The position offers excellent exposure and growth potential to a professional who would like to join the core team engaged in setting up a new nationwide organization, and participate in its growth. The position involves setting up the DSA network for the sales function in NeoGrowth, and will be the responsible for identifying, selecting and appointing DSA network as well as monitoring. Key Responsibilities:- Ideal candidate will be Masters in Business Management, aged 30-35 with 10+ in a NBFC/Bank handling the Sales through the DSA channel from small to mid size loans to retailers, merchants and small business enterprises. Our product is targeted at Merchant & retail establishments. Responsibilities from the role will be appointing and monitoring the DSA Channel network for loan product portfolio such as: 1. To grow the retail loan business and achieve the targeted loan book size. 2. To increase the productivity in terms of value and number of loan disbursals as a team. 3. To optimize the cost of merchant acquisition per disbursal. 4. To increase the income from each merchant acquisition. 5. Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure continuing sales growth. 6. Responsible for generating business through DSAs/DSTs. 7. Should have direct experience in working out & negotiating commercial agreements. 8. Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by the team 9. Ensuring basic Sales Process in the team by imparting continuous Product and Process training for the front end team, setting individual Sales Target and Monitoring regular productivity etc 10. Recruitment and Training of FOS, 11. Experience in designing incentive plans, motivational programmes and engagement activities. 12. Sphere-heading various awareness and lead generating activities done by the team (such as Road Shows) in order to increase the inflow of customer enquiry which further resulting into increased business volume 13. Accountable for the profitability of the channel and productivity of team members 14. Exposure to fraud prevention and detection 15. Coordinating with collection department in resolving non starters and delinquency cases. 16. Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets. Qualification Graduate in Commerce/Science 10 to 15 years of experience in a Bank/Insurance company or a NBFC out of which atleast 5 to 7 years of retail loan selling is a must. Management degree in finance/business from reputed institute will be given preference. Skills Set & Experience Excellent sales and negotiation skills Good business sense The ability to motivate and lead a team Initiative and enthusiasm Good communication and 'people skills' The ability to work calmly under pressure IT Savvy, should have a working knowledge of MS office
Job Profile:- Key Responsibilities:- Daily monitoring of all groups for the locations assigned Experience in 90+DAD, write off, recovery, Sec 138, Arbitration , Warrant, Execution . Ensure candidate experience should be Unsecured Business Loan. Ensure locations targets are aligned to targets for Pan India Location travel as an when required for review and to ensure performance is at par Target to achieve monthly targets for all assigned locations and monitor performance To ensure minimal recovery to higher buckets / Group Monitoring of Bucket movement within each group Responsible for managing teams assigned Telecallers / Field Executives / Agency/Portfolio Managers Micro level daily tracking of Collections for each merchant and highlight risk associated if any Take corrective measures with cross functional stakeholders against Internal process gaps if any impacting Portfolio Performance Performance level matrix is shared with seniors basis required frequency to get Portfolio insights Location and Pan India level performance matrix is shared frequently to uplift existing performance Daily follow-ups for non-receipt of repayments (DNP) Resolving service issues impacting Portfolio Performance Conduct Mystery Shopping as a measure to control account not performing Update feedback trails on system and sending daily collection reports to the concerned reporting head. To regularly visit delinquent customer / merchant for the updation of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Qualification Minimum 15-19years relevant experience needed in handling multiple locations across all groups Collection of consumer loans/ business loans Minimum a graduate (in any field). Preferably a DRA (Debt Recovery Agent) certified professional Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Team Management – Telecallers and Field Executives Experience in handling mass data volumes Agency Management Should be presentable with good communication skills. Should have knowledge of the Collection Process. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour Good convincing skills Aware of Collection Code of Conduct.
Urgent Openings for HR Associate - Neogrowth Credit Private Limited . Assist in sourcing qualified candidates through various channels (job portals, social media, internal referrals, etc.) Screen resumes and applications to shortlist candidates based on job requirements. Coordinate and schedule interviews between candidates and hiring managers. Manage communication with candidates throughout the recruitment process. Requirements: MBA in Human Resources, Business Administration, or a related field. 1 & 2 years of experience in a recruitment or talent acquisition role (freshers with strong internship experience may also apply). Familiarity with sourcing techniques and tools (LinkedIn, Naukri, etc.). Strong communication and interpersonal skills. Interested candidates can share resume on ruchita.meher@neogrowth.in
Job Profile Branch Head Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high- performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities: Business Growth & P&L Ownership ¢ Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. ¢ Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion ¢ ¢ ¢ Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building ¢ ¢ Lead a span of CAMs responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. ¢ Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution www.neogrowth.in Branch Head Job Profile Risk, Compliance & Operational Excellence ¢ ¢ Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships ¢ ¢ Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background ¢ ¢ Post Graduate Degree MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements ¢ ¢ ¢ 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes ¢ Demonstrated success in building large-scale DIRECT distribution networks in emerging markets ¢ Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility ¢ Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills ¢ Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities. Asset 34.png Asset 32.png ; www.neogrowth.in
Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities: Business Growth & P&L Ownership Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building Lead a span of CAMs responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background Post Graduate Degree MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes Demonstrated success in building large-scale DIRECT distribution networks in emerging markets Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities. Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with ‘ are preferred key skills Sales Loan Against Property Mortgage Loans Direct Sales Lap
Job Profile Branch Head Department: Sales Secured Laons Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high- performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Role and Responsibilities: Business Growth & P&L Ownership ¢ Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM ( Customer Account Managers ) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual Branch Scorecard by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. ¢ Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion ¢ ¢ ¢ Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building ¢ ¢ Lead a span of CAMs responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. ¢ Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution www.neogrowth.in Branch Head Job Profile Risk, Compliance & Operational Excellence ¢ ¢ Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships ¢ ¢ Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background ¢ ¢ Post Graduate Degree MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements ¢ ¢ ¢ 7 to 10 years of team handling and branch experience in Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes ¢ Demonstrated success in building large-scale DIRECT distribution networks in emerging markets ¢ Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility ¢ Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills ¢ Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities. Asset 34.png Asset 32.png ; www.neogrowth.in
Department: Sales Secured Loans Branch Head Purpose of the Role This is a high-impact leadership role for a dynamic business leader to drive profitable growth for his/her branch within Indias top emerging markets. The Branch Head will be responsible for building, scaling, and leading a high performing branch & team within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hub Role and Responsibilities: Business Growth & P&L Ownership Own the Branch P&L through AOP delivery, business volumes, collection efficiency levers and strong expense control. Lead a team of CAM (Customer Account Manager) and drive them for sales and collections targets and productivity benchmarks. Drive rapid and sustainable growth across MSMEs lending products – Loan Against Property and Business Loans through the neighbourhood lending model. Deliver on annual “Branch Scorecard” by exceeding the expectations on benchmark Pricing, Processing Fees, Cost of Acquisition (CAC), Insurance Cross Sell, Early Bucket Delinquency Management, 30+ and 90+ DPD portfolio performance, renewals, top-ups, balance transfers, internal audits, customer servicing and overall branch administration. Use competitive intelligence and local market insights to execute business strategy with speed and purpose. Distribution & Network Expansion Scale a full-service branch in the assigned region with complete empowerment, budgets and analytics / marketing / HR & credit support. Help the central leadership team to identify branch premises and requisite administrative insights for quick ramp up. Drive “direct sourcing” via customer events, exhibitions, loan melas, MSME conclaves, data base acquisition, tele calling efforts, beat plan adherence, cluster roadshows, and local merchant connects. Team Leadership & Capability Building Lead a span of CAM’s responsible for sales and collections. Recruit, coach, and build a high-performance team and groom them to assume Branch Heads roles in future. Foster a culture of ownership, collaboration, proactiveness, compliance, and customer-first execution Job Profile Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Sharp focus on cost control, TATs, sourcing quality, recoveries, and underwriting standards Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background Post Graduate Degree – MBA or equivalent Graduation and Schooling from reputed institutions of the country Experience Requirements 7 to 10 years of team handling and branch experience Banks/NBFCs/HFCs/SFBs/Fintechs. Ability and Maturity to balance sales and collection verticals for consistent branch scale up and profitability Good knowledge of secured lending products: LAP, Home Loans, Business Loans, Working Capital Finance Key Skills & Competencies: Leadership Attributes Demonstrated success in building large-scale DIRECT distribution networks in emerging markets Experience in hiring, developing, and managing young and dynamic colleagues Entrepreneurial mindset with a hands-on approach to problem-solving and execution Personal Attributes & Mobility Extremely High on integrity, result orientation, and strong business acumen Good communication and relationship-building skills Willingness and passion to lead the branch team in the marketplace / field for sales and collection activities.