Education qualification-CA/MBA (Finance) Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting Desired experience- Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection. Willing to travel. Role: 1. Establish key qualification rules & credit worthiness of applicants 2. Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations 3. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts 4. Working on new credit monitoring measures and credit triggers and their tracking. 5. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. 6. Meeting clients at regular intervals and making detailed visit reports for further information on the clients 7. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics 8. Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated 9. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated 10. Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risksRole & responsibilities Skill Set: 1. Analytical bend of mind & Strong judgmental attributes 2. Good organizational discipline and thirst for efficiency 3. Good presentation skills 4. Enthusiastic and dedicated

Key Responsibilities:- Track daily micro level collections of each merchant and identify risks. Identify Merchants daily collection process at his shop through Mystery/Secret Shopping Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Qualification Minimum 6 years relevant experience needed. Collection of consumer loans/ small business loans Minimum a graduate (in any field). Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and Hindi Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour Good convincing skills Aware of Collection Code of Conducts. Acquainted with the geographical spread of Mumbai area Should preferably have a 2 wheeler Role & responsibilities

Education qualification-CA/MBA (Finance) Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting Desired experience- Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection. Willing to travel. Role: 1. Establish key qualification rules & credit worthiness of applicants 2. Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations 3. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts 4. Working on new credit monitoring measures and credit triggers and their tracking. 5. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. 6. Meeting clients at regular intervals and making detailed visit reports for further information on the clients 7. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics 8. Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated 9. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated 10. Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks Job Profile Skill Set: 1. Analytical bend of mind & Strong judgmental attributes 2. Good organizational discipline and thirst for efficiency 3. Good presentation skills 4. Enthusiastic and dedicated

Key Responsibilities:- Track daily micro level collections of each merchant and identify risks. Identify Merchants daily collection process at his shop through Mystery/Secret Shopping Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts To effectively manage all customer/ merchant related complaints and issues. Qualification Minimum 6 years relevant experience needed. Collection of consumer loans/ small business loans Minimum a graduate (in any field). Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and Hindi Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behavior Good convincing skills Aware of Collection Code of Conducts. Acquainted with the geographical spread of Mumbai area Should preferably have a 2 wheeler

Department : Sales Unsecured loans Reporting To: City/Cluster Manager Company Name: NeoGrowth Credit Private Limited ( www.neogrowth.in ) About Us NeoGrowth is a new-age digital lender, with a focus on Micro, Small, and Medium Enterprises (MSMEs). We are a Systemically Important, Non-Deposit taking Non- Banking Financial Company (NBFC-ND-SI), offering a wide range of products tailored to the dynamic needs of small businesses. Our data science and technology-led approach enable us to offer quick and hassle-free loans to MSMEs across 70+ segments across 25+ cities in India. We offer a unique daily repayment option to our customers with multi-channel repayment modes. We have served and engaged with 1,00,000+ businesses and supported them with their growth ambitions. We not only help small businesses grow but also drive financial inclusion making a positive social impact . Job Profile:- * Experience in the sales of (Business Loan) * Should have excellent network in market * Should have good knowledge of business loans segment * Should be a Go -Getter and a Team Player. Key Responsibilities:- Associate Manager-Customer Acquisition will be responsible for Prospecting, developing and acquiring clients (business merchants) through direct sourcing or channels (DSA/ Alliances/ others). Meeting productivity targets on loan disbursements on Month on Month (MoM) basis. Understanding the product offering clearly. Ability to explain the product to the merchants. Achieving set disbursal targets through lead generation and fulfilment from alternate channels. Qualification & Experience Graduate is a must. 1 to 5 years of experience in a Bank/Insurance company or a NBFC.

About the Role The coveted role offers unique exposure, empowerment, authority and wealth creation opportunity for a dynamic business leader to join Neogrowths core team, driven to delivering profitable growth in rapidly expanding non metro cities / emerging economic hubs of the country. The position involves building, scaling and leading a robust, large, thriving branch network of 50 to 100 full service branches within your circle / state / region delivering exceptional products & services with unparalleled focus on customer centricity and operational excellence. Candidate Profile: Masters in Business Management or CA or equivalent, ideally from a Tier 1&2 management institute, with 14 18 years of leadership experience in banks or NBFCs with P&L management capability and leading large teams across multiple locations. Domain knowledge of secured product lines like LAP, Home Loans, Secured Business Loans, Working Capital Finance etc with deep understanding of local markets, industries and customer segments. Expertise in building business at scale and speed, with high focus and alignment with audits, regulatory, compliance and governance framework. Strong background in lending ( both sales and collection ) to retailers, merchants, industries, and MSMEs in both B2B and B2C ecosystem. Proven track record of delivering business results through direct acquisition sourcing channels like Customer Events, Loan Melas, Exhibitions, MSME conclaves, Micromarketing activities, local merchant associations, data base calling, roadshows, lead referral model etc. Candidate should possess strong business intelligence network, competition knowledge, connects with local bodies, legal, fraud detection and prevention units, and supervisory governance infrastructure of the state to understand new business trends and critical triggers. High on entrepreneurial spirit, integrity and passion to build large scale, profitable and compliant distribution franchise. Ability and willingness to travel extensively for 15+ days in the state. Key Performance Indicators (KPIs) : - Overachieve circles AOP, P&L, ROA, ROE and deliver quick scale, business metrices and collections performance across the entire network. Lead a team and a span of control of 6 to 9 Regional Business Heads (RBHs), 50 to 100 Branch Heads and between 200 to 400 Full Time Employees (FTEs) to deliver circles business metrics. Deliver consistent growth through strong expense control, risk management, operational effectiveness to deliver best in class portfolio quality. Achieve strong and consistent outcomes related to portfolio yield, tenure, insurance cross-sell, customer foreclosures, Balance Transfer, top up & renewals, Cost of Acquisition (CAC), Sourcing Fees, Opex , marketing budgets ROI, recoveries for the region with innovation, technology and digital framework. Good Understanding of the competitive landscape backed with exhaustive market research to strategize and execute business plans. Ensure full regulatory adherence, branch audits, regulatory compliance, and in depth understanding of local municipal limits, property by-laws, jurisdictions, collateral management, litigation and repossession standards. Identification of branch locations, commercials discussions and closure of lease agreements for network expansion. Recruit and train Cluster Business Heads, Branch Heads, Customer Acquisition Managers (CAMs) and equipping them with the necessary skills and knowledge to succeed. Ensure adherence to basic business quality parameters, including Turnaround Time (TAT) Incorporate checkpoints within the sales process, ensuring quality sourcing.

Circle Business Head Job Profile Department: Sales- Secured Loans Role: This is a high-impact leadership role for an entrepreneurial business leader to drive profitable growth across Indias emerging markets. The Circle Business Head will be responsible for building, scaling, and leading a high-performing branch network (25+ branches) within a defined circle/state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Responsibilities: 1. Business Growth & P&L Ownership Own and exceed the circles AOP, P&L, ROA, and ROE targets Drive rapid and sustainable growth across secured lending products Maximize revenue through cross-sell, renewals, top-ups, and balance transfers Use competitive intelligence and local market insights to shape business strategy 2. Distribution & Network Expansion Scale a robust network of 25+ full-service branches in the assigned region Identify branch locations, manage lease closures, and oversee setup Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, roadshows, and local merchant connects 3. Team Leadership & Capability Building Lead a span of 4 to 6 Regional Business Heads, 25+ Branch Heads, and 75 100 FTEs Recruit, coach, and build a high-performance leadership pipeline across roles Foster a culture of ownership, agility, compliance, and customer-first execution 4. Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Oversee cost control, TATs, sourcing quality, recoveries, and risk containment Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols 5. Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Job Profile Circle Business Head Qualification & Experience: 1. Educational Background Chartered Accountant or Masters in Business Management Preferably from Tier 1 or Tier 2 institutions 2. Experience & Functional Expertise 14-18 years of progressive leadership experience in banks or NBFCs Proven P&L ownership and multi-location team leadership experience Deep expertise in secured lending products: LAP, Home Loans, Secured Business Loans, Working Capital Finance Strong track record in both sales and collections within MSME, B2B, and B2C segments KeySkills&Competencies: 1. Market & Domain Knowledge Strong understanding of regional markets, customer segments, and business ecosystems Familiarity with compliance, audit, risk frameworks, and regulatory landscape Ability to engage with local bodies, legal entities, fraud control, and governance infrastructure 2. Attributes Demonstrated success in building large-scale distribution networks in emerging markets Experience in hiring, developing, and managing high performing, geographically spread teams Entrepreneurial mindset with a hands-on approach to problem-solving and execution 3. Personal Attributes & Mobility High integrity, result orientation, and strong business acumen Excellent communication and relationship-building skills Willingness to travel extensively across the assigned circle

Delhi, Bangalore, Chennai Key Responsibilities Track daily micro level collections of each merchant and identify risks. Identify Merchant s daily collection process at his shop through Mystery/Secret Shopping. Prepare account reconciliation statement on regular basis. Send daily collection reports to the concerned reporting head. Resolve service issues of clients by coordinating with relevant departments. To regularly visit delinquent customer / merchant for the updation of overdue amounts. To effectively manage all customer/ merchant related complaints and issues. Managing a group of 4-5 team members Qualification Minimum 6-10 years relevant experience needed. Collection of consumer loans/ small business loans. Minimum a graduate (in any field). Preferably a DRA (Debt Recovery Agent) certified professional. Good knowledge of Computers (MS Office, email communication) Skills Set & Experience Should be presentable with good communication skills. Good hold over language -English and local language. Should have knowledge of the Collection Process. Should have Experience in Field/Corporate Collections. Professional approach towards the Customer. Ability to command authority but humble and sincere in behaviour. Good convincing skills. Aware of Collection Code of Conducts. Acquainted with the geographical spread of the local area. Mandatory to have a 2 wheeler/ 4 wheeler Share this on: View All Jobs