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Kotak Mahindra Bank
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Credit Manager

Credit Manager

Kotak Mahindra Bank

2 - 5 years

10 - 15 Lacs

vadodara

Posted:2 days ago| Platform:

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Skills Required

risk assessment risk management credit underwriting credit analysis credit risk debt recovery credit management credit appraisal credit processing credit reporting underwriting compliance credit policy credit risk analysis finance credit monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

Kotak Mahindra Bank Limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey

Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity
Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

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Kotak Mahindra Bank

Banking

Mumbai Maharashtra

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Credit Manager