Credit Manager

Role Overview: You will be collaborating with the Credit Head to analyze the new changes in the Education Loan market dynamics for overseas and domestic segments. Your primary focus will be on identifying areas for process improvement, monitoring and analyzing various metrics, managing vendor relationships, and ensuring timely responses to audits. Key Responsibilities: - Identify areas for improvement in existing processes and recommend changes to enhance efficiency - Monitor and drive metrics such as TAT, Vendor TAT, FTNR, FTAR, RAL, and publish relevant MIS reports in a timely and accurate manner - Track and publish productivity metrics for both on-roll and off-roll employees - Work on process improvement, automation, and efficiency enhancement initiatives - Ensure timely responses to audits and share key learnings with the team - Monitor and publish Channel and Marketing cuts MIS for monitoring and insights - Coordinate with the risk team to obtain relevant MIS for portfolio monitoring - Manage vendors effectively to improve efficiency and efficacy Qualifications Required: - 3-4 years of experience in unsecured lending products, preferably in credit or credit modelling within a Bank or NBFC in the Education Loan sector - Experience in credit strategy is preferred - Proficiency in MS Excel and MS PowerPoint - Strong analytical abilities and a good understanding of credit underwriting and risk management practices - Expertise in process development and policy formulation - Strong communication, collaboration, and presentation skills - Innovative mindset (Note: No additional details about the company were provided in the job description) Role Overview: You will be collaborating with the Credit Head to analyze the new changes in the Education Loan market dynamics for overseas and domestic segments. Your primary focus will be on identifying areas for process improvement, monitoring and analyzing various metrics, managing vendor relationships, and ensuring timely responses to audits. Key Responsibilities: - Identify areas for improvement in existing processes and recommend changes to enhance efficiency - Monitor and drive metrics such as TAT, Vendor TAT, FTNR, FTAR, RAL, and publish relevant MIS reports in a timely and accurate manner - Track and publish productivity metrics for both on-roll and off-roll employees - Work on process improvement, automation, and efficiency enhancement initiatives - Ensure timely responses to audits and share key learnings with the team - Monitor and publish Channel and Marketing cuts MIS for monitoring and insights - Coordinate with the risk team to obtain relevant MIS for portfolio monitoring - Manage vendors effectively to improve efficiency and efficacy Qualifications Required: - 3-4 years of experience in unsecured lending products, preferably in credit or credit modelling within a Bank or NBFC in the Education Loan sector - Experience in credit strategy is preferred - Proficiency in MS Excel and MS PowerPoint - Strong analytical abilities and a good understanding of credit underwriting and risk management practices - Expertise in process development and policy formulation - Strong communication, collaboration, and presentation skills - Innovative mindset (Note: No additional details about the company were provided in the job description)