4 Credit Head Jobs

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

This position will oversee the Regional Credit Collections function in India of TD SYNNEX s Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit Collections team to support our businesses across India region. You will lead credit management and analysis, the cash collections process, and ensure teams deliver timely reporting in accordance with corporate guidance and timelines. This position shall report to Credit Head India and work closely with Finance leaders and team members in the APJ region. Responsibilities: Support establishment of the APJ Center of Excellence Set up CoE governance, structure, resourcing, tools and cadence. Clear roadblocks, mitigate risks, and support the APJ region in the centralization of Credit Collections activities. Build Credit Collections team within the CoE and support the transition. Support the hiring of skilled and technically inclined Credit Collections personnel and build capabilities within CoE. Design and implement the centralized processes based on the current business unit structure and requirements. Play a key role in change management to increase adoption and efficiency of CoE. Provide direct support and coaching the regional team as they help Credit Collections members through transitions. Setup supporting tools and systems Design and implementation of Credit Collections-related tools to improve efficiency of CoE Support relevant tool investment requests prepared by the team, ensure alignment with business needs, and manage the approval process. Manage Credit Collections activities within the CoE Plan for AOP/Forecast (Credit Cost DSO) and measure department performance with appropriate metrics Manage relations with factoring and 3rd party financing companies, credit reporting and collections agencies, credit and other insurance providers, resellers and external vendors, as well as sales, marketing and other (internal) customers. Maintain the corporate credit policy and recommend changes to senior management. Create and maintain risk reduction programs such as rating-tools, as well cont. develops on fraud detection processes. Manage periodic customer credit files and Country portfolio risk reviews. Monitor the credit granting and updating process / review cycles. The CoE will support Credit Head in providing credit recommendations and investigating on the largest customer credit applications. Monitor deductions being taken by customers and organize on management reporting and customer meetings. Manage Finance Solutions Programs/Offerings, as well develop on other alternative financing options. Resolve escalations that arise and ensure smooth functioning of the CoE Identify and execute other transformation efforts relating to Credit Collections Lead and manage the Credit Collections team within CoE Build the team s capability and ensure alignment of resources and skills to meet business needs. Coach mentor and empower staff with the goal of skills development and retention. Actively manage the team s development goals. Alignment with key stakeholders and APJ Finance leadership; escalate risks when necessary. Knowledge, Skills and Experience: CA/MBA Finance/M.COM/Post Graduate degree with business / finance field of study preferred. 8-10 years of relevant working experience in CREDIT COLLECTIONS, ideally in IT multinational environment with 2-4 of experience directly managing colleagues. Good analytical skills including but not limited to experience developing and shaping key business performance indicators. Experience in Planning and forecasting, is an added advantage Experience with data analytics tools such as Power BI, data mining, and building dashboards that drive decision making. Experience in managing and leading offshoring programs or centers within India and globally. Strong Customer Service orientation. Sensitive to business needs, drives efficiency and best practice. Proven ability to work independently and effectively in a matrix reporting organization. Ability to multitask, work under pressure to meet deadlines, and handle long hours during month-end and quarter-end closing periods. Willingness to acquire new skills / product knowledge. Is committed to delivering and exceeding expectations. Key Skills Credit, Credit Applications, Credit Management What s In It For You Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle. Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses. Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program. Diversity, Equity Inclusion: It s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities. Make the Most of our Global Organization : Network with other new co-workers within your first 30 days through our onboarding program. Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.

Job Purpose: This position will oversee the Regional Credit Collections function in India of TD SYNNEX s Center of Excellence (CoE) location. This role requires setting up a full-fledged centralized Credit Collections team to support our businesses across India region. You will lead credit management and analysis, the cash collections process, and ensure teams deliver timely reporting in accordance with corporate guidance and timelines. This position shall report to Credit Head India and work closely with Finance leaders and team members in the APJ region. Responsibilities: Support establishment of the APJ Center of Excellence Set up CoE governance, structure, resourcing, tools and cadence. Clear roadblocks, mitigate risks, and support the APJ region in the centralization of Credit Collections activities. Build Credit Collections team within the CoE and support the transition. Support the hiring of skilled and technically inclined Credit Collections personnel and build capabilities within CoE. Design and implement the centralized processes based on the current business unit structure and requirements. Play a key role in change management to increase adoption and efficiency of CoE. Provide direct support and coaching the regional team as they help Credit Collections members through transitions. Setup supporting tools and systems Design and implementation of Credit Collections-related tools to improve efficiency of CoE Support relevant tool investment requests prepared by the team, ensure alignment with business needs, and manage the approval process. Manage Credit Collections activities within the CoE Plan for AOP/Forecast (Credit Cost DSO) and measure department performance with appropriate metrics Manage relations with factoring and 3rd party financing companies, credit reporting and collections agencies, credit and other insurance providers, resellers and external vendors, as well as sales, marketing and other (internal) customers. Maintain the corporate credit policy and recommend changes to senior management. Create and maintain risk reduction programs such as rating-tools, as well cont. develops on fraud detection processes. Manage periodic customer credit files and Country portfolio risk reviews. Monitor the credit granting and updating process / review cycles. The CoE will support Credit Head in providing credit recommendations and investigating on the largest customer credit applications. Monitor deductions being taken by customers and organize on management reporting and customer meetings. Manage Finance Solutions Programs/Offerings, as well develop on other alternative financing options. Resolve escalations that arise and ensure smooth functioning of the CoE Identify and execute other transformation efforts relating to Credit Collections Lead and manage the Credit Collections team within CoE Build the team s capability and ensure alignment of resources and skills to meet business needs. Coach mentor and empower staff with the goal of skills development and retention. Actively manage the team s development goals. Alignment with key stakeholders and APJ Finance leadership; escalate risks when necessary. Knowledge, Skills and Experience: CA/MBA Finance/M.COM/Post Graduate degree with business / finance field of study preferred. 8-10 years of relevant working experience in CREDIT COLLECTIONS, ideally in IT multinational environment with 2-4 of experience directly managing colleagues. Good analytical skills including but not limited to experience developing and shaping key business performance indicators. Experience in Planning and forecasting, is an added advantage Experience with data analytics tools such as Power BI, data mining, and building dashboards that drive decision making. Experience in managing and leading offshoring programs or centers within India and globally. Strong Customer Service orientation. Sensitive to business needs, drives efficiency and best practice. Proven ability to work independently and effectively in a matrix reporting organization. Ability to multitask, work under pressure to meet deadlines, and handle long hours during month-end and quarter-end closing periods. Willingness to acquire new skills / product knowledge. Is committed to delivering and exceeding expectations. Key Skills Credit, Credit Applications, Credit Management What s In It For You Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle. Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses. Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program. Diversity, Equity Inclusion: It s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities. Make the Most of our Global Organization : Network with other new co-workers within your first 30 days through our onboarding program. Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives. Don t meet every single requirementApply anyway. At Tech Data, a TD SYNNEX Company, we re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you re excited about working for our company and believe you re a good fit for this role, we encourage you to apply. You may be exactly the person we re looking for! We are an equal opportunity employer and committed to building a diverse team that represents and empowers a variety of backgrounds, perspectives, and skills. All qualified applicants will receive consideration for employment based on merit, without regard to race, colour, religion, national origin, gender, gender identity or expression, sexual orientation, protected veteran status, disability, genetics, age, or any other characteristic protected by law. To support our diversity and inclusion efforts, we may ask for voluntary gender disclosure information. This data will be used solely to improve our hiring practices and ensure fair treatment for all candidates.

Credit Manager Based Aurangabad Cluster Credit Head Based Surat. Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Maintaining Daily Reports like Cash At Branch, Approved MIS, RTO Receipts, PDD Status, etc. Regional Credit Head Based Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state of Maharashtra. Deliver Best TAT in Credit underwriting Managing CPMI , EWI and NS cases for the state Maintain best portfolio quality and control delinquency Manage fraud, Risk, Valuation activities Find out market updates and take policy decision based on market conditions Implement new credit policies and provide training for Credit & sales team Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA. Preferred candidate profile Must Exp of Local Market of Used CV Loan of Credit Underwriting with lead role. Perks and benefits Fix CTC + Variables + Attractive Incentives