NATIONAL TECHINCAL HEAD Muthoot FinCorp (MFL)

10.0 - 20.0 years

25 - 30 Lacs

Chennai

Work from Office

Company Name Muthoot Fincorp Limited Job Title National Technical Head Secured & Unsecured Lending Business Grade SM4 Designation National Technical Head Location Chennai Reports to National Credit Head Secured & Unsecured Lending Business Span Of Control NA Job Purpose Key Job Responsibilities Performing learning needs identification linking with top business priorities across all the divisions Approvals/Opinions on the Technical reports prepared by External Valuers for mortgage of the property. Reviewing/Amending new technical policies for mortgage of various type of properties and proposing suggestions to improve the existing policies. Stay Updated with new types of products/Technical policies of various other competitors in the industry. Technical Vendor management includes maintaining quality of reports, Identifying errors in the report and timely adherence to TAT by vendor. New Vendor Empanelment for old and new branches for smooth functioning of work. Regular Interactions with other teams to identify the need for any modification in existing legal processes. Responsible for examining the efficacy of existing policies and laying out the groundwork for ew programs. Maintaining MIS for the cases of your regions Field Visit wherever required for cases with issues. Knowledge, Skills & Attributes Technical & Functional expertise Familiar with a variety of location s (field s) concepts, practices, and procedures Strong understanding of the geographical spread Excellent verbal and written communication skills Strong Technical Valuation knowledge, and organizational & time management skills. Possess an excellent understanding of the mortgage industry and laws affecting mortgage. Good interpersonal and social skills. Exceptional team player with a strong ability to contribute positively to a team environment. EDUCATION / EXPERIENCE Minimum Qualifications: Technical Diploma/Technical engineer Preferred qualification B. Tech Currently handling a national role in technical department of a Housing Finance Co. or at least in the capacity of Zonal Manager for at least 3 to 4 years preferably in a Housing Finance Co, NBFC. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing, or deciding on anything, whether it s passing the test of integrity. No unethical shortcuts, to save time, money, and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers based on their needs only. Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate if we observe any superior performance. Do not get settled for less at any cost display the go getter attitude. Encourage people to stretch inorder to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance

Posted 1 month ago

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Zonal Credit Head / Circle Credit Head - Unsecured Loan Array Job Solutions

10.0 - 20.0 years

20 - 35 Lacs

Pune, Delhi / NCR, Mumbai (All Areas)

Work from Office

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Posted 2 months ago

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