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8.0 - 12.0 years
8 - 9 Lacs
ludhiana
Work from Office
CREDIT MANAGER INTERNAL USAGE No of Vacancies Reports to Area Credit Head SEG Is a Team leader N Team Size NA Grade Business Corporate Center Department Wholesale Credit Sub - Department SEG Credit Location About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location The Credit Manager is responsible for smooth functioning of the Credit app...
Posted 3 days ago
7.0 - 12.0 years
13 - 18 Lacs
chandigarh, pune, delhi / ncr
Work from Office
Role & responsibilities Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state. Deliver Best TAT in Credit underwriting. Managing CPMI , EWI and NS cases for the State. Maintain best portfolio quality and control delinquency. Manage fraud, Risk, Valuation activities. Find out market updates and take policy decision based on market conditions. Implement new credit policies and provide training for Credit & sales team . Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA. Preferred candidate profile Must Experienced of 10 to 12 years of Credit Unde...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
gorakhpur, lucknow, karnal
Work from Office
We are hiring Branch Credit Heads for Lucknow,Gorakhpur and Karnal locations. You will be responsible for : Manage credit operations, including loan processing, underwriting, and disbursement. Oversee a team responsible for credit analysis, appraisal, and approval of loans. Ensure compliance with regulatory requirements and internal policies related to credit management. Implement laid down guidelines to improve portfolio quality by identifying areas for improvement in the credit process. Collaborate with other departments (e.g., sales, marketing) to drive business growth through effective lending practices. Candidate must have 5+yrs experience in MSELAP/STLAP/Mortgage underwriting. Early jo...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
bhavnagar, amreli, ankleshwar
Work from Office
We are hiring Branch Credit Heads for Amreli, Ankleshwar, Balasinor, Bareja, Bhavnagar, Jamnagar ,Mansa locations . You will be responsible for : Manage credit operations, including loan processing, underwriting, and disbursement. Oversee a team responsible for credit analysis, appraisal, and approval of loans. Ensure compliance with regulatory requirements and internal policies related to credit management. Implement laid down guidelines to improve portfolio quality by identifying areas for improvement in the credit process. Collaborate with other departments (e.g., sales, marketing) to drive business growth through effective lending practices. Candidate must have 5+yrs experience in MSELAP...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
anantapur, srikakulam, bhimavaram
Work from Office
We are hiring Branch Credit Heads for Bhimavaram,Kukatpally, Srikakulam, Ananthpur and Bhongir locations . You will be responsible for : Manage credit operations, including loan processing, underwriting, and disbursement. Oversee a team responsible for credit analysis, appraisal, and approval of loans. Ensure compliance with regulatory requirements and internal policies related to credit management. Implement laid down guidelines to improve portfolio quality by identifying areas for improvement in the credit process. Collaborate with other departments (e.g., sales, marketing) to drive business growth through effective lending practices. Candidate must have 5+yrs experience in MSELAP/STLAP/Mo...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
karjat, shirur, solapur
Work from Office
We are hiring Branch Credit Heads for Solapur,Karjat,Shirur and Karjat locations . You will be responsible for : Manage credit operations, including loan processing, underwriting, and disbursement. Oversee a team responsible for credit analysis, appraisal, and approval of loans. Ensure compliance with regulatory requirements and internal policies related to credit management. Implement laid down guidelines to improve portfolio quality by identifying areas for improvement in the credit process. Collaborate with other departments (e.g., sales, marketing) to drive business growth through effective lending practices. Candidate must have 5+yrs experience in MSELAP/STLAP/Mortgage underwriting. Imm...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
bengaluru, ramanagara
Work from Office
Greetings from Fedbank Financial Services| Managing a team of Branch credit managers, Credit Executives managers. Conduct personal discussion with customers to establish Credit worthiness. Pre and post sanction credit risk compliance. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio. Control on portfolio performance. Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM). Coordinate with sales to achieve targets and ensure TAT or SLAs are met Manage the team of Credit. Location - Ramanagara | Bomnahalli (Bangalore) | Wilson Garden (Bangalore) Email - reetikaraj@fedfina.com Thanks
Posted 2 months ago
8.0 - 14.0 years
0 - 0 Lacs
maharashtra
On-site
As a Credit Head in the financial services industry based in Mumbai, Mumbai Beyond Thane, you will be responsible for the Credit & Risk appraisal of Secured Loans. Your key role will involve appraising deviations based on mitigants, relationships, local market knowledge, and other relevant factors. You will also have the opportunity to meet with customers to thoroughly understand their needs and structure proposals that meet their requirements. To excel in this role, you must have experience in utilizing various avenues to gather customer information during the underwriting process. Your expertise should encompass the entire loan processing operations, including scrutinizing borrower assets,...
Posted 3 months ago
10.0 - 20.0 years
25 - 30 Lacs
Chennai
Work from Office
Company Name Muthoot Fincorp Limited Job Title National Technical Head Secured & Unsecured Lending Business Grade SM4 Designation National Technical Head Location Chennai Reports to National Credit Head Secured & Unsecured Lending Business Span Of Control NA Job Purpose Key Job Responsibilities Performing learning needs identification linking with top business priorities across all the divisions Approvals/Opinions on the Technical reports prepared by External Valuers for mortgage of the property. Reviewing/Amending new technical policies for mortgage of various type of properties and proposing suggestions to improve the existing policies. Stay Updated with new types of products/Technical pol...
Posted 4 months ago
10.0 - 20.0 years
20 - 35 Lacs
Pune, Delhi / NCR, Mumbai (All Areas)
Work from Office
Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to ...
Posted 5 months ago
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