Key Responsibilities Oversee and process vendor invoices, employee reimbursements, and payment runs. Conduct detailed accounting reviews and GL reconciliations to ensure accuracy and compliance. Manage GL control activities and support month-end closing processes. Collaborate with internal teams for timely resolution of AP-related queries. Perform system integration tasks related to AP processes. Analyze GL data to identify discrepancies and areas for improvement. Ensure adherence to financial policies and internal controls. Required Skills & Experience :Graduate with 4–5 years of experience in Accounts Payable/Finance .Strong understanding of AP processes, payment cycles, and accounting principles .Hands-on experience in GL review, reconciliation, and control .Experience in working with system integration and accounting tools .Proficient in Excel and accounting software .Preferred: Candidates from NBFCs and familiarity with Sun Accounting System . Show more Show less

Primary Responsibility: Network and Firewall Management: Design, implement, and maintain the organization's network infrastructure, ensuring high performance, reliability, and security. Configure and manage network devices, switches, routers, and firewalls to maintain a secure and efficient network environment. Monitor network traffic and proactively address potential vulnerabilities and issues. Cloud Data Centre Administration: Oversee the management and administration of the organization's cloud-based data centre infrastructure. Implement robust security measures and data backup strategies within the cloud environment. Server Administration: Manage and maintain both physical and virtual servers, ensuring their optimal performance and availability. Conduct regular server maintenance, updates, and patch management to prevent system vulnerabilities and ensure smooth operations. Information Security Tools: Implement and manage Information Security tools, such as MDM, DLP, SSO, ZTNA, SIEM to enforce security policies and safeguard sensitive data. Utilize technology available in the market to enhance network security and protect against unauthorized access and data breaches. Manage and configure the Email Gateway to prevent email-based threats and ensure a secure email communication environment. Investigate and respond to security incidents, ensuring a proactive approach to threat detection. ITIL Practices: Apply ITIL best practices to streamline IT service management processes and ensure effective incident, problem, and change management. Implement ITIL-based service improvement initiatives to enhance IT service delivery and customer satisfaction. Windows and Linux Troubleshooting: Possess advanced troubleshooting skills for both Windows and Linux operating systems. Diagnose and resolve complex issues related to OS performance, applications, and system stability. Job Requirements: Bachelor's degree in Computer Science, Information Technology, or a related field. Proven experience as an IT Manager in IT infrastructure management. Strong knowledge of Network and Firewall administration, Cloud Data Center management, and Information Security tools with Extensive experience in Network, Security & server administration. Familiarity with ITIL best practices and their application in IT service management. Excellent communication and problem-solving skills. Industry certifications such as CCNA, CISSP, ITIL, or equivalent are a plus. Show more Show less

Key Responsibilities : Lead the rollout of MIS, analytics, and process setup for MSME/LAP products within the collections and tele-calling unit. Collaborate with stakeholders to monitor end-to-end performance and productivity. Manage automation projects, develop user stories, and oversee UAT for the collections unit. Leverage collection systems to devise strategies for field, branch, agency, and tele-calling units to enhance portfolio performance. Support budgeting and forecasting activities for the collections unit. Develop and implement advanced analytics methodologies, including statistical modeling, to provide insights that drive business impact. Analyze large datasets to identify trends and actionable insights to improve collections outcomes. Create advanced reports and dashboards to support faster and informed decision-making. Prepare and maintain Collection Decks, showcasing various portfolio and collection metrics. Continuously improve processes and strategies for better operational efficiency. Automate and enhance existing MIS reports and develop new ones based on stakeholder requirements. Publish regular (weekly, daily, monthly) MIS reports, dashboards, and presentations to the leadership team and other stakeholders. Key Accountabilities : Develop and implement advanced analytics approaches including statistical modelling Analyse Big Data and understand trends to provide actionable insight that impact the business bottomline Display strong storytelling and articulation skills to convert analytical output into clear , concise and persuasive insights for collections actions on overdue accounts Create advanced reports and dashboards to facilitate faster decision making Preparing Collection Deck having various portfolio & collection cuts Regular Improvement in processes / strategies Automation and enhancement of MIS reports Development of new reports as per the requirements and increase the usability of new & existing reports Publishing weekly , daily , monthly MIS , dashboards , PPTs to the stakeholders and to the leadership team. Show more Show less

Key Responsibilities: Handle GST return preparation, filing, and payments. Manage TDS calculations, payments, and return filing. Prepare and file Income Tax Returns, Tax Audit Reports, SFT returns, and MSME Form I. Support and coordinate Income Tax Assessments and respond to tax notices. Ensure timely compliance with all applicable direct and indirect tax laws. Maintain accurate tax records and documentation for audit and statutory purposes. Collaborate with internal teams and external consultants for tax planning and execution. Ensure adherence to tax regulations, reporting timelines, and internal control processes. Required Skills & Experience: Graduate with 3–4 years of hands-on experience in taxation. Strong knowledge of GST, TDS, Income Tax, and compliance filings. Ability to independently manage tax responsibilities with minimal supervision. Preferred experience in NBFCs or financial institutions. Familiarity with the Sun Accounting System is an added advantage. Proficient in Excel and accounting tools. Show more Show less

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Oversee the underwriting of the loans in the designated region. Lead a team of Credit Managers at a Cluster Level. Review the underwriting process and define process as per available resources and branch requirements. Credit decision for secured on organisation policies, processes and merits as per limits. Evolve underwriting norms customized to the local market needs and update the credit bulletins. Identify fraudulent practices and mitigate risk through changes in policy and process. Formulate and manage the technical evaluation process and policies in the region. Formulate and manage the legal evaluation process in the region. Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation. Co-ordinate with the recoveries team and generate business insights to mitigate risk Resource planning and management at hub for smooth running of operations. Set exposure limits and maintain total sanctioned amount in the region for customer segments and geographical areas.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Roles & Responsibilities : Supervising screening/sampling activities of respective region. Monitoring TAT and Quality of Vendor Checks. Maintaining and coordinating with internal department for any process improvement in respective region. Sharing market triggers with our internal business teams. Responsible for tracking of frauds cases identified in branches and conducting investigations. Regular branch and vendor visits in respective regions. To attend task force meeting organize by peers of financial institutions/banks. To investigate and publish the complete report with the help of Zonal Manager. Education and Desired Experience : B.Com or any PG degree with a minimum of 10 years of experience in RCU/FCU/Investigations. Should have a substantial stint in the NBFC industry specifically catering to the MSME business vertical Demonstrates strong communication and influencing skills and develops ongoing relationships with internal and external stakeholder

Manage Secured Business Loans for the given branch location Guide & facilitate Relationship Managers to formulate and drive plans for their respective branch. Ensure Overall revenue targets are met for the Branch on a monthly basis. Ensure overall revenue targets are reached as per the approved matrix for the branch from all revenue sources (processing fees, cross sell, yield etc.) Ensure the profitability targets to be met for all the product in assigned branch. Initiate the branch network expansion through network planning ,identifying potential market. Formulate the sales, distribution and disbursement strategy for the branch. Ensure review of all cases in assigned branch to conduct sales personal discussion (PD) to understand the customer profile and ensure right sourcing.

Oversee the underwriting of the loans in the designated region. Lead a team of Credit Managers at a Cluster Level. Review the underwriting process and define process as per available resources and branch requirements. Credit decision for secured on organisation policies, processes and merits as per limits. Evolve underwriting norms customized to the local market needs and update the credit bulletins. Identify fraudulent practices and mitigate risk through changes in policy and process. Formulate and manage the technical evaluation process and policies in the region. Formulate and manage the legal evaluation process in the region. Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation. Co-ordinate with the recoveries team and generate business insights to mitigate risk Resource planning and management at hub for smooth running of operations. Set exposure limits and maintain total sanctioned amount in the region for customer segments and geographical areas. Show more Show less

Manage Secured Business Loans for the given branch location Guide & facilitate Relationship Managers to formulate and drive plans for their respective branch. Ensure Overall revenue targets are met for the Branch on a monthly basis. Ensure overall revenue targets are reached as per the approved matrix for the branch from all revenue sources (processing fees, cross sell, yield etc.) Ensure the profitability targets to be met for all the product in assigned branch. Initiate the branch network expansion through network planning ,identifying potential market. Formulate the sales, distribution and disbursement strategy for the branch. Ensure review of all cases in assigned branch to conduct sales personal discussion (PD) to understand the customer profile and ensure right sourcing. Show more Show less

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Role & responsibilities Identify, recommending and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verifications of loan documents both pre and post-disbursement, as well as sample verification, by third party agencies/vendors. Monitoring the cost of vendors on month-to-month basis to ensure optimal resource allocation. Conducting field visit as required to ensure compliance and address potential risks. collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. providing comprehensive fraud risk training to sub-ordinates to enhance awareness and vigilance. overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines. Preferred candidate profile 5 to 10 years in risk Management. Minimum Degree graduation. should have a substantial stint in the NBFC industry specifically catering to the MSME business vertical. Contact Details : Surendar S /surendar.pandian@hfs.in (8667566427)

Role & responsibilities: Manage Secured Business Loans/LAP for given cluster by leading the Area Business Manager, Branch Sales Managers. To provide guidance and facilitation to the team to formulate and drive plans for their respective locations. Ensure that overall revenue targets for the cluster are met every month. Ensure that overall revenue targets are achieved as per approved matrix for the area from all revenue sources (processing fees, cross-selling etc.). Ensure profitability targets are met for all products in the assigned area. Ensure branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per the branch score card. By identifying the potential market, initiate branch network expansion through network planning. Develop new strategies to scan the market for potential new avenues and generate revenue from untapped markets; Launch new products to generate new business after consultation with respective business heads. Develop sales, distribution and disbursement strategy for the region. Ensure review of all cases in assigned area to understand customer profile and conduct Sales Personal Discussion (PD) to ensure correct sourcing. Follow and guide the team on required compliance and regulatory requirements. Preferred candidate profile: 10+ years of experience in Secured Business Loans/LAP. Preference will be given to local candidates with local geography knowledge.

Role & responsibilities: Manage Secured Business Loans/LAP for given cluster by leading the Area Business Manager, Branch Sales Managers. To provide guidance and facilitation to the team to formulate and drive plans for their respective locations. Ensure that overall revenue targets for the cluster are met every month. Ensure that overall revenue targets are achieved as per approved matrix for the area from all revenue sources (processing fees, cross-selling etc.). Ensure profitability targets are met for all products in the assigned area. Ensure branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per the branch score card. By identifying the potential market, initiate branch network expansion through network planning. Develop new strategies to scan the market for potential new avenues and generate revenue from untapped markets; Launch new products to generate new business after consultation with respective business heads. Develop sales, distribution and disbursement strategy for the region. Ensure review of all cases in assigned area to understand customer profile and conduct Sales Personal Discussion (PD) to ensure correct sourcing. Follow and guide the team on required compliance and regulatory requirements. Preferred candidate profile: 10+ years of experience in Secured Business Loans/LAP. Preference will be given to local candidates with local geography knowledge.

Role & responsibilities Manage Secured Business Loans for the designated state. Guide & facilitate Cluster and Area Managers to formulate and drive plans for their respective state. Ensure overall revenue targets are met for the state on a monthly basis. Ensure overall revenue targets are reached as per the approved matrix for the state from all revenue sources (processing fees, cross sell, yield etc.) Ensure the profitability targets to be met for all the product in assigned state. Ensure that branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per branch score card. Initiate the branch network expansion through network planning, identifying potential market. Develop new strategies to scan the market for potential new avenues & generate revenue from untapped markets; launch new products for generating new business post consultation with respective Business Heads. Formulate the sales, distribution and disbursement strategy for the state. Ensure review of all cases in assigned Region to conduct sales personal discussion (PD) to understand the customer profile and ensure right sourcing.

Key Responsibilities: Fraud Risk Policy and Governance: Implement fraud risk management policy in line with Regulatory guidelines. Establish governance frameworks and define roles and responsibilities for fraud risk management within the organization. Ensure the fraud risk management practices are in full compliance with the Regulatory guidelines, circulars, and directives related to fraud detection and prevention. Maintain documentation for audits and inspections or auditors. Regularly review and update fraud management practices as per the latest circulars. Risk Identification and Assessment: Continuously assess fraud risks across all various processes and Identify emerging fraud risks Conduct regular risk assessments and fraud risk impact analysis Fraud Detection and Prevention: Monitor transactions, behaviour, and activity trends to detect suspicious patterns. Incident Reporting and Response: Ensure that fraud incidents are promptly reported to relevant authorities. Adhere to reporting framework for frauds above prescribed thresholds. Develop a fraud incident response plan. Fraud Analytics and Investigation: Review and drafting of investigation reports, notices, etc. Initiate actionable with stakeholders for closure Leverage data analytics and intelligence tools to identify perpetrators. Analyze fraud trends and prepare actionable reports for senior management. Training and Awareness: Provide regular fraud risk management training to employees to ensure they are aware of common fraud schemes and risk mitigation strategies. Design fraud awareness programs for customers Internal Controls and Audits: Implement internal controls to minimize fraud risks Regularly audit fraud detection mechanisms and risk mitigation strategies to ensure their effectiveness. Fraud Reporting and Monitoring: Report fraud metrics and trends to internal stakeholders Track fraud losses, control effectiveness, and corrective actions taken. Experience: Minimum 5-7 years of experience in fraud risk management, internal audit, or compliance within a financial services environment (e.g., banking, NBFC, insurance, or fintech). Hands-on experience in working with regulatory compliance frameworks (e.g., RBI guidelines, KYC/AML, data protection laws). Specialized Knowledge: Strong experience in fraud investigation and root cause analysis . Experience in working with cross-functional teams (e.g., legal, compliance, IT, and operations) to design and implement fraud prevention controls . Understanding of industry regulations such as KYC (Know Your Customer) , AML (Anti-Money Laundering) Familiarity with central fraud registries (e.g., RBIs Central Fraud Registry ) and fraud reporting standards. Experience preparing reports for regulatory bodies or auditors. Qualifications: Educational Requirements: Degree in Finance , Risk Management , Law , C.S. or a related field. Skills & Competencies: Strong problem-solving abilities and decision-making skills. Excellent communication skills, both written and verbal, with the ability to present complex fraud risks to senior management and regulatory bodies. Ability to manage high-pressure situations and resolve incidents swiftly. Strong understanding of fraud risk control mechanisms and fraud mitigation strategies . Personal Attributes: Detail-oriented and results-driven. Strong ethical standards and integrity. Ability to handle confidential information with discretion. Ability to work independently and within a team-oriented environment.

Role & responsibilities Manage Secured Business Loans for the designated state. Guide & facilitate Cluster and Area Managers to formulate and drive plans for their respective state. Ensure overall revenue targets are met for the state on a monthly basis. Ensure overall revenue targets are reached as per the approved matrix for the state from all revenue sources (processing fees, cross sell, yield etc.) Ensure the profitability targets to be met for all the product in assigned state. Ensure that branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per branch score card. Initiate the branch network expansion through network planning, identifying potential market. Develop new strategies to scan the market for potential new avenues & generate revenue from untapped markets; launch new products for generating new business post consultation with respective Business Heads. Formulate the sales, distribution and disbursement strategy for the state. Ensure review of all cases in assigned Region to conduct sales personal discussion (PD) to understand the customer profile and ensure right sourcing. Show more Show less