656 Credit Processing Jobs

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0.0 - 1.0 years

2 - 3 Lacs

noida, new delhi

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Job Title: Credit Manager Company: Dpal Leasing & Finance Company Limited . (C-8 3rd Floor New Krishna Park New Delhi 110018).Job Type: Full-Time Experience: 1-3 years Job Description: We're looking for experienced Credit Managers to join our team in Noida & Delhi . As a Credit Manager, you'll oversee short-term loan processes, analyze Creditworthiness, and ensure compliance with regulatory requirements. Responsibilities:- Manage loan processing and approval - Analyze credit reports and CIBIL scores - Assess creditworthiness and risk - Ensure compliance with regulatory requirements - Lead a team (if applicable) Requirements:- 1-3 years of experience in loan processing or credit management - ...

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2.0 - 5.0 years

5 - 9 Lacs

bathinda

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Roles and Responsibility Manage and oversee the credit function at the branch level, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain strong relationships with customers, providing excellent customer service and support. Analyze market trends and competitor activity to identify opportunities for expansion and improvement. Collaborate with cross-functional teams to achieve business objectives and resolve complex issues. Monitor and control credit risk, developing mitigation strategies as needed. Job Requirements Strong knowledge of credit principles, practice...

Posted 3 days ago

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5.0 - 10.0 years

6 - 13 Lacs

hyderabad

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Hiring State Credit Manager for Home loans/ LAP Location- Hyderabad Experience - Min 7 Years Diversity - Only Female candidate can apply **Preferred immediate joiners Only relevant experience, female candidates can share their CV on sharada.nanna@truhomefinance.in Role & responsibilities - The role involves managing and overseeing the credit department of the assigned areas. Ensuring compliance with credit policies and procedures Partnering with sales teams Monitoring delinquencies. Responsible for managing and providing training to team members Preferred candidate profile • Excellent understanding of Credit policies and procedures • Excellent communication and analytical skills with experie...

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4.0 - 7.0 years

3 - 6 Lacs

kolar

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Role & responsibilities Purpose of the role: The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV,Used Car & Used commercial vehicle business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities: Ensure proper credit evaluation of customers as per policy & proc...

Posted 4 days ago

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1.0 - 4.0 years

3 - 6 Lacs

pune, akurdi, pimpri

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Primary Responsibilities: Credit Management Policy Processes Maintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the case Visit neighbours suppliers customers for the reference checks Visit property and conduct due diligence in identifying the property Location - Pune,Akurdi,Pimpri,Nashik,Navi Mumbai,Thane,Dombivli,Ambarnath,Surat,Borivali,Mumbai,Vadodara,Nagar,Aurangabad,Bhiwani,Vapi,Solapur,Nadiad,Kolhapur,Ahmedabad,Jalgaon,Bhusawal,Mehsana,Himatnagar,Chowk,Rajkot,L...

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2.0 - 7.0 years

3 - 8 Lacs

karimnagar, nizamabad, mahabubnagar

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Branch Credit Manager - HL/LAP The role involves managing and overseeing the credit department of the assigned branch. Locations: Mahbubnagar, Nizamabad & Hyderabad Experience: Min 2 years Key Roles & Responsibilities: Responsible for managing credit risks Assessing creditworthiness Making loan decisions Ensuring overall credit portfolio quality Responsible for managing credit policies and risk scoring models Monitoring delinquency. Interested with relevant experience can share their profile on sharada.nanna@truhomefinance.in

Posted 6 days ago

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0.0 - 4.0 years

2 - 5 Lacs

mumbai

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Khush Housing Finance is looking for Credit officer to join our dynamic team and embark on a rewarding career journey We are looking for a highly skilled and experienced Credit Officer to join our team at Khush Housing Finance. The ideal candidate will have a strong background in credit management and analysis, with excellent communication and interpersonal skills. Roles and Responsibility Analyze financial data and reports to assess creditworthiness and make informed decisions. Develop and maintain relationships with clients and stakeholders to ensure effective communication and collaboration. Conduct thorough credit risk assessments and provide recommendations for approval or denial. Colla...

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4.0 - 6.0 years

3 - 6 Lacs

chittaurgarh

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Industry: Banking / NBFC Experience: 5 to 12 years and gradudate experiance and CA Fresher can apply. Location: Chittorgarh Salary - Negotiable Openings - Positions Open : 1 Designation Job profile: Handle Credit Underwriting HL & LAP proposals. Manage Branch -Level Credit Processes. Conduct Personal discussions (PDs) to assess client risk and financials. Oversee end to end Loan Process login to sanctions Coordinanate with FCU/Legal/Technical teams Reverting to Audit Queries in timely manner. Disbursement Punching & Handover. Disbursal Memo signing for dockets. Managing customer escalation as per escalation matrix

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3.0 - 4.0 years

3 - 4 Lacs

kalyan

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Role & responsibilities - Managing a team of 3-4 Sales Officers Responsible for origination of LAP. Achieving the teams sales and collections targets. Building and managing relationships with Channel partners and other external stakeholders Engaging with relevant authorities and departments for Case Approvals. Escalating the case wherever required. Engaging with Credit, Operations & Clients for effective & smooth case closure. Providing regular service to the customers and taking care of their future needs. Collections Hiring, retaining and training the team to achieve strong growth in the locations under coverage Required Qualifications and Experience- 3 to 5 years of relevant sales experie...

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1.0 - 5.0 years

0 - 3 Lacs

bangalore rural, bengaluru

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Job Title: Credit Process Associate Location: Bangalore Salary: Up to 4 LPA (Based on Interview Performance) We are seeking a Credit Process Associate with experience in credit processing and underwriting to join our dynamic team in Bangalore. The ideal candidate should have a strong understanding of financial analysis, risk assessment, and documentation verification. Responsibilities include processing loan applications, evaluating creditworthiness, and ensuring compliance with company policies. Requirements: 1-3 years of experience in credit processing/underwriting Strong analytical and decision-making skills Attention to detail and accuracy If you have the right expertise, apply now Inter...

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4.0 - 8.0 years

6 - 9 Lacs

karimnagar, hyderabad

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Role & responsibilities Research & evaluate clients creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in LAP /home loans. Preferred candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

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0.0 years

1 - 3 Lacs

bengaluru

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Role & responsibilities Credit operations MIS Quality control KYC Cibil checking Preferred candidate profile Perks and benefits

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4.0 - 9.0 years

3 - 6 Lacs

bengaluru

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Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting...

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0.0 - 2.0 years

1 - 3 Lacs

bengaluru

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Role & responsibilities Perform initial appraisal of potential borrowers by thoroughly examining their applications Interview applicants to evaluate their eligibility for personal loan or business loans Conclude on all applicable financial and non-financial criteria Follow up with clients to clarify important points Review and evaluate loan applications and ensure completeness of documentation. Assess creditworthiness of applicants and determine loan eligibility. Analyze credit risk and make recommendations on loan approvals and rejections. Ensure compliance with company policies and regulatory requirements. Manage the loan disbursement process and ensure timely delivery of funds. Monitor lo...

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1.0 - 5.0 years

1 - 3 Lacs

bangalore rural, bengaluru

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Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...

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1.0 - 3.0 years

2 - 3 Lacs

bengaluru

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3.0 - 7.0 years

0 Lacs

jodhpur, rajasthan

On-site

Job Description: - Role Overview: You will be responsible for sourcing secured/unsecured loan cases and achieving monthly targets. Your primary responsibilities include generating business from the DSA channel, calculating customer eligibility, presenting cases to the Credit Team, and following up until disbursement. You will also be involved in empanelling new DSAs to generate more business and providing end-to-end resolution to clients and DSAs to enhance client loyalty and ensure committed service levels. Collaboration with key stakeholders within the sales team and the credit processing unit is crucial to meet portfolio acquisition numbers and portfolio quality targets. - Key Responsibil...

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3.0 - 7.0 years

0 Lacs

andhra pradesh

On-site

Role Overview: As a Senior Sales Manager at Clix Capital Services Private Limited, your primary responsibility will be to source secured/unsecured loan cases and achieve monthly targets. You will be expected to generate business from the DSA channel, assess the customer's eligibility before processing the file, present the case to the Credit Team, and follow up until disbursement. Key Responsibilities: - Source secured/unsecured loan cases and achieve monthly targets - Generate business from the DSA channel - Assess the customer's eligibility before processing the file - Present the case to the Credit Team - Follow up until disbursement - Empanel new DSAs to increase business opportunities -...

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0.0 - 1.0 years

2 - 2 Lacs

sanand

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Role & responsibilities Disbursement of loan Preferred candidate profile Freshers can apply Please mail to surbhi.tekriwal@aavas.in and whatsapp at 9251620748

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2.0 - 7.0 years

2 - 4 Lacs

ahmedabad

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Role & responsibilities Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process. Collecting the needed financial documentation and assessing the clients' creditworthiness. Calculating and analyzing the risk ratios of clients based on their credit score and financial history. Approving or denying loan requests and communicating your decision to both clients and management. Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs. Maintaining records of loan applications by using loan management software. Managing loan renewals by organizing followup meetings ...

Posted 2 weeks ago

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4.0 - 8.0 years

6 - 10 Lacs

oddanchatram

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LTFinance is looking for BRANCH CREDIT MANAGER-LAP to join our dynamic team and embark on a rewarding career journey Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to achieve business objectives. Conduct thorough credit assessments and provide recommendations. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seek...

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3.0 - 8.0 years

6 - 16 Lacs

bengaluru

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Role Overview: We are looking for an experienced Credit Underwriting Specialist with expertise in working capital products to join our team. The ideal candidate should have a deep understanding of core working capital financing products, including CC (Cash Credit), OD (Overdraft), WCDL (Working Capital Demand Loan), Supply Chain Financing, and Bills Discounting. This role is an individual contributor position based in Bangalore Key Responsibilities: Perform detailed credit assessment and underwriting for working capital products such as Cash Credit (CC), Overdraft (OD), Working Capital Demand Loans (WCDL), Supply Chain Financing, and Bills Discounting. Evaluate MSME/SME or B2B clients' finan...

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0.0 - 2.0 years

2 - 3 Lacs

chennai

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Role & responsibilities Verifies Documents: Receives loan applications and meticulously checks all KYC, financial, and supporting documents for accuracy and validity. Runs Checks: Initiates and reviews reports from Credit Bureaus (CIBIL) and coordinates third-party verifications (address, employment). Ensures Compliance: Guarantees the application package meets the institution's credit policies and regulatory standards. Prepares CAM: Assembles the complete, verified data to prepare the draft Credit Appraisal Memorandum . Facilitates Handover: Resolves discrepancies and smoothly transfers the clean file to the Underwriting Team for final approval. Preferred candidate profile Role - CPA ( Cred...

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4.0 - 9.0 years

4 - 5 Lacs

mumbai suburban

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JOB TITLE REPORTS TO Branch Credit Manager Branch Manager JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking an...

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1.0 - 5.0 years

4 - 5 Lacs

greater noida

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Hiring: Credit Processing Associate Credit Operations Industry: Financial Services Location: Greater Noida Salary: Up to 5 LPA Openings: 5 Email: recruitment@directcredit.in Contact: 9773593871 Job Summary: We are looking for a Credit Processing Associate to manage end-to-end loan processing, documentation, compliance checks, and coordination for timely disbursement. Key Responsibilities: Review and verify loan applications and documents Process customer details in LMS/Core banking systems Track application status and ensure TAT compliance Identify discrepancies and escalate risks Maintain accurate records and daily MIS Ensure compliance with KYC, RBI, and audit norms Support disbursement do...

Posted 2 weeks ago

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