Department Central Risk & Policy Job posted on Jun 02, 2025 Employment type Full Time The role holder will be responsible for overseeing the company's technology infrastructure, Cloud Information Security and bringing in new digital initiatives while working in close co-ordination with internal stakeholders and vendors The role holder will have to identify the need for upgrades as per requirements of various departments while assessing risk and the impact on existing systems. Responsible for planning and implementing technology infrastructure and digital transformation functions and integrating with all branches Responsible for analysing requirements, identifying dependencies, UAT, setting time lines and prioritising tasks Vendor Management Responsible for Loan Management systems of the organisation Responsible for tracking regulatory requirements and co-ordination during audits

Department Central Risk & Policy Job posted on Jun 02, 2025 Employment type Full Time The role holder will be responsible for overseeing the company's technology infrastructure, Cloud Information Security and bringing in new digital initiatives while working in close co-ordination with internal stakeholders and vendors The role holder will have to identify the need for upgrades as per requirements of various departments while assessing risk and the impact on existing systems. Responsible for planning and implementing technology infrastructure and digital transformation functions and integrating with all branches Responsible for analysing requirements, identifying dependencies, UAT, setting time lines and prioritising tasks Vendor Management Responsible for Loan Management systems of the organisation Responsible for tracking regulatory requirements and co-ordination during audits

Department IT Infra Job posted on Jun 03, 2025 Employment type Full Time Job Overview: We are seeking a skilled and experienced IT Infrastructure and Governance, Risk, and Compliance (GRC) Specialist to join our team. The ideal candidate will have a proven track record in managing and optimizing IT infrastructure, Network while ensuring compliance with industry regulations and best practices. Person will be responsible for maintaining secure and efficient IT systems, as well as ensuring that governance, risk management, and compliance processes are effectively integrated within the organization’s operations. Job Title: IT Infrastructure and GRC (Governance, Risk, and Compliance) Specialist Location: Gurgaon Job Type: Full-Time Experience Required: 8+ Years Key Responsibilities: IT Infrastructure Management: o Oversee the design, implementation, and maintenance of the organization’s IT infrastructure, including servers, networks, storage, and On-prim systems. o Manage and optimize the performance, scalability, and security of IT systems. o Ensure high availability and disaster recovery plans are in place and tested regularly. o Troubleshoot and resolve infrastructure-related issues, ensuring minimal downtime. o Collaborate with cross-functional teams to assess and implement new infrastructure solutions. Governance, Risk, and Compliance (GRC) Management: Develop and implement GRC policies, processes, and controls to ensure adherence to regulatory requirements and industry standards (e.g., GDPR, HIPAA, ISO 27001). Conduct regular risk assessments and audits to identify potential vulnerabilities in IT systems and infrastructure. Assist in the creation of risk management frameworks and compliance strategies. Ensure that the organization’s IT infrastructure aligns with compliance requirements and mitigates any risks. Maintain up-to-date knowledge of evolving GRC regulations and standards. Security & Risk Management: Work closely with the security team to implement robust security measures, including firewalls, intrusion detection systems, and encryption protocols. Monitor and report on compliance and risk levels within the IT infrastructure, making recommendations for improvements. Lead incident response and recovery efforts in case of security breaches or compliance violations. Documentation & Reporting: Maintain detailed documentation of IT infrastructure configurations, system changes, and GRC compliance activities. Prepare regular reports on IT infrastructure performance, risk assessments, compliance status, and incident management for senior management. Assist with audits by providing necessary documentation and evidence of compliance. Collaboration and Training: Collaborate with IT teams, legal, compliance, and business units to ensure compliance initiatives are integrated into all stages of IT project development. Provide training and guidance to staff on best practices for IT security, risk management, and compliance. Work with external auditors and consultants as needed for compliance reviews and assessments. Qualifications: Bachelor’s degree in information technology, Computer Science, Cybersecurity, or a related field. A minimum of 8 years of experience in IT infrastructure management, with a focus on governance, risk management, and compliance (GRC). Proven experience with GRC tools and frameworks, including risk assessments, audits, and regulatory compliance. Strong knowledge of IT infrastructure components (e.g., servers, networks, storage, on-prim services). Familiarity with industry standards and regulations (e.g., ISO 27001 etc). Solid understanding of security principles, firewalls, VPNs, and encryption technologies. Excellent problem-solving skills and ability to troubleshoot complex infrastructure issues. Strong communication and interpersonal skills, with the ability to collaborate effectively with both technical and non-technical teams.

Department Disbursement - HFS Job posted on Jun 17, 2025 Employment type Full Time Roles & Responsibilities Supporting the team, managing pre / post disbursement activities. (Secured Product/ HFS ). Ensuring adherence to laid down policies / processes for disbursement (Pre / Post). Tracking, monitoring and closure of open pre/post disbursement conditions. Ensuring adherence to all compliance and regulatory requirements. Provide support to various business initiatives as required from time to time. Promote concept of cross-functional support, multi skilling, and knowledge transfer to members within the department. Undertake periodic self-assessment on key controls to assess proper adherence to procedures and policies. Understanding and complete knowledge of Ops processes and activities. PDD / OTC Tracking & monitoring as per SLA's / escalation metrics. Delivery as per business agreed SLA's and TAT and SOP. Digitization in Ops processes by Collaborating with other departments to meet digitization needs.

Department Central Risk & Policy Job posted on Jul 07, 2025 Employee Type Full Time Experience range (Years) 0 - 0 Key Responsibilities: Portfolio & Risk Analytics Conduct portfolio quality analysis across products (Business Loan, LAP, School Finance, Business Loan, PL etc). Perform Early Warning Signal (EWS) tracking and trend analysis. Collaborate with Business & Credit teams for portfolio actions and insights. ECL & ICAAP Own and update the Expected Credit Loss (ECL) model assumptions, documentation, and reporting. Support in preparation of ICAAP (Internal Capital Adequacy Assessment Process) including capital computation, stress testing, and related risk parameters. Policy & Governance Lead periodic review and updation of credit risk policies with relevant data support. Benchmark internal frameworks with regulatory and industry practices. Stakeholder & Investor Interaction Coordinate with internal and external stakeholders (e.g., investors, auditors, rating agencies) for data requirements, portfolio presentations, and Q&A support. Scorecard & Data Science Collaboration Work with the Data Science team to co-develop, test, and refine credit scorecards. Validate performance metrics and ensure proper business integration of models. Dashboards & Reporting Design and monitor risk dashboards, MIS, and review decks for internal governance forums (Risk Committee, Board Risk Committee). Ensure timely and accurate reporting for senior management. Key Skills & Qualifications: Postgraduate in Finance, Statistics, Economics, or equivalent. (FRM/CFA is a plus.) Strong analytical skills with experience in SAS, SQL, Python, or Excel-based modeling. Working knowledge of ECL, Basel II/III, RBI guidelines, and credit risk frameworks. Ability to manage multiple stakeholders, synthesize data, and present actionable insights. Prior experience in NBFC, Bank, or Fintech risk functions preferred.

Department Central Risk & Policy Job posted on Jul 07, 2025 Employee Type Full Time Experience range (Years) 0 - 0 Key Responsibilities: Portfolio & Risk Analytics Conduct portfolio quality analysis across products (Business Loan, LAP, School Finance, Business Loan, PL etc). Perform Early Warning Signal (EWS) tracking and trend analysis. Collaborate with Business & Credit teams for portfolio actions and insights. ECL & ICAAP Own and update the Expected Credit Loss (ECL) model assumptions, documentation, and reporting. Support in preparation of ICAAP (Internal Capital Adequacy Assessment Process) including capital computation, stress testing, and related risk parameters. Policy & Governance Lead periodic review and updation of credit risk policies with relevant data support. Benchmark internal frameworks with regulatory and industry practices. Stakeholder & Investor Interaction Coordinate with internal and external stakeholders (e.g., investors, auditors, rating agencies) for data requirements, portfolio presentations, and Q&A support. Scorecard & Data Science Collaboration Work with the Data Science team to co-develop, test, and refine credit scorecards. Validate performance metrics and ensure proper business integration of models. Dashboards & Reporting Design and monitor risk dashboards, MIS, and review decks for internal governance forums (Risk Committee, Board Risk Committee). Ensure timely and accurate reporting for senior management. Key Skills & Qualifications: Postgraduate in Finance, Statistics, Economics, or equivalent. (FRM/CFA is a plus.) Strong analytical skills with experience in SAS, SQL, Python, or Excel-based modeling. Working knowledge of ECL, Basel II/III, RBI guidelines, and credit risk frameworks. Ability to manage multiple stakeholders, synthesize data, and present actionable insights. Prior experience in NBFC, Bank, or Fintech risk functions preferred.

As an Assistant Vice President/Head, you will be responsible for developing and maintaining regulatory policies and procedures under the Compliance Program. This includes implementing review mechanisms to ensure continuous effectiveness in ensuring all applicable compliances by the company and managing day-to-day operations of the compliances. You will collaborate with cross-functional teams to facilitate the implementation of compliance requirements at all levels/processes of the organization and direct compliance issues to respective functions for resolution. Your role will also involve ensuring compliance with statutory requirements and regulations prescribed for NBFC by RBI and all other applicable laws/policies. You should be capable of independently drafting compliance checklists, manuals, and other regulatory documentation such as Money laundering Risk assessment. Monitoring and highlighting alleged violations of RBI laws, rules, and regulations applicable to NBFCs will be part of your responsibilities, along with recommending procedures for corrective action. Maintaining and organizing compliance records in consonance with internal control and audit mechanisms will be crucial. You will establish and drive the implementation of Corporate Governance norms to ensure transparency across business operations. Building relations with the Registrar of Companies, Reserve Bank of India, and other statutory authorities while periodically providing returns/forms required by them will be essential. Additionally, you will assist in advising management on the legal and regulatory implications of proposed new initiatives of the Company. Understanding Capital Adequacy, SBL, GBL, customer complaints related Compliances, Fair Practices code, and AML will be important. You will need to help develop technology solutions to support various Compliance programs and disseminate Compliance and risk trainings and ongoing communications to drive the Company's culture of compliance. Your role will involve preparing notes for the Board on regulatory requirements, interpreting market practices on various Business compliance calls, attending and preparing replies to RBI inspection reports, and structuring drafts in terms of papers, compliance, and risk according to the business needs. Experience in managing RBI related regulations including Moratorium, Restructuring, and Credit Guarantee Schemes is desired. In terms of Internal Control, you will perform regular and comprehensive compliance reviews and Internal Control oversight. Overseeing and monitoring Control risks in line with Group standards and the local regulatory environment, identifying breaches, and suggesting/implementing mitigation measures will be part of your duties. You will also review and regularly update policies and procedures considering new regulations, including compliance manuals, and report incidents of control breaches to Management with required corrective actions. As for Legal and Regulatory aspects, you will act as the principal interface between the Bank and RBI on all banking matters. Managing relationships with regulators such as RBI, AML authorities, and obtaining approvals/licenses/certifications from regulatory bodies will be crucial. You will ensure legal/compliance diligence for new customers/vendors onboarding, protect the Bank's interest, vet and concur all product offerings, agreements, Loan documentation, contracts, Guarantees/LC drafts from a Compliance and AML perspective, and manage relationships with law firms and a network of lawyers. Handling Corporate Governance & Disclosures related compliance under Listing Regulations, implementing best practices within the organization, preparing minutes of various meetings, handling mergers/equity infusions/shareholders agreements, compliance with Listing Agreements, Labor Laws, and other laws will be part of your responsibilities. You will also liaise with Banks for settlements of Bad Debts/OTS, handle mergers/equity infusions, and prepare Annual General Meeting Notices, Directors Reports, and Empanelment forms with various banks and institutions. The additional requirements for this role include a 10% travel involvement, significant prioritization & team management skills, strong communication & presentation skills, a customer-based approach, co-leading process redesign & automation initiatives, and beneficial knowledge of best practices in the industry.,

Department Tax Job posted on Jul 11, 2025 Employment type Full Time Tax Compliance Ø Ensure timely monthly/quarterly/annual compliances for TDS, GST, Income Tax Ø Review returns prepared before filing for accuracy & completeness Ø Reconcile data collated for return filing with financials/ monthly schedule Ø Document tax position taken while preparing return Ø Issuance of form 15CA & 15CB Ø Compliance related to filing of SFT (Form 61A & Form 61B) Ø Ensure any recent tax amendment/change has been incorporated while filing return Ø Review SOP’s on periodic basis and make amendment if process change is required Tax Accounting Ø Ensure tax account reconciliation are prepared on monthly basis Ø Tax balance is supported by independent source Ø Ensure no open item which has an ageing for more than 45 days Ø Ensure base value on which tax liability is computed reconcile with income/expense schedule Ø Assess Deferred Tax Asset, Tax Credit/ Tax Asset for impairment/valuation allowance, if any Tax Audits & Assessments Ø Closure of tax audit for all entities under Income Tax Act – collation & preparation of all schedules for various clauses Ø Annual GST Reconciliation & filing of Annual GST returns Ø Coordinating with tax authorities during Income tax audits and GST audits Ø Ensure proper documentation and record keeping for tax assessments Tax Litigation Ø Ensure notice received is responded within timeline Ø Attend hearing in tax office independently/ along with tax consultant Ø Evaluate order received from tax office & decide/discuss next steps with counsel/tax consultant Ø Ensure appeal, if any against adverse order is filed within timeline Ø Attend hearing in appellate authority – Tribunal, High Court, Supreme Court along with counsel/ tax consultant Ø Ensure notice tracker & tax litigation tacker is updated Ø Track recent jurisprudence and its impact on current tax litigation Ø Evaluate tax reserve/provision on periodic basis Business Support/ Tax Planning Ø Review business agreement from direct & indirect tax perspective Ø Mitigate tax exposure from Clix ’s perspective Ø Guide business of structuring of tax compliant deals Ø Evaluate/analyze impact of change in tax legislation/jurisprudence on business Job Description : Chartered Accountant with at least 10 years’ experience having industry background and expert knowledge of Income Tax, GST legislation and Accounting. Person will be responsible for managing direct & indirect tax compliance, litigation and planning.

Department LAP Sales Job posted on Jul 14, 2025 Employee Type Full Time Experience range (Years) 1 year - 6 years Group Company: Clix Capital Services Private Limited Designation: Sales Manager Office Location: Position description: Sales Manager Primary Responsibilities: #* Sourcing Secured/Unsecured Loan cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Department LAP Sales Job posted on Jul 14, 2025 Employment type Full Time Group Company: Clix Capital Services Private Limited Designation: Senior Sales Manager Office Location: Position description: Sr.Sales Manager Primary Responsibilities: Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Department LAP Sales Job posted on Jul 14, 2025 Employee Type Full Time Experience range (Years) 1 year - 6 years Group Company: Clix Capital Services Private Limited Designation: Senior Sales Manager Office Location: Position description: Sr.Sales Manager Primary Responsibilities: Sourcing Secured/Unsecured Loans cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate client loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Department LAP Sales Job posted on Jul 14, 2025 Employment type Full Time Group Company: Clix Capital Services Private Limited Designation: Sales Manager Office Location: Position description: Sales Manager Primary Responsibilities: #* Sourcing Secured/Unsecured Loan cases and achieving monthly targets. Generating business from DSA channel and calculate the eligibility of the customer before processing the file. Present the case to the Credit Team and follow up till disbursement. Empanelment of new DSA to generate the more business. Providing end to end resolution to the client as well as DSA so as to reiterate clients loyalty and ensuring committed services level. Collaborating with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met.

Department LAP Sales Job posted on Jul 14, 2025 Employment type Full Time Group Company: Clix Capital Services Private Limited Designation: Area Sales Manager Office Location: Position description: Area Sales Manager Primary Responsibilities: Sales Target Achievement Develop and implement sales strategies to achieve sales targets within the assigned area. Monitor and analyze sales performance to ensure targets are met. Team Management Recruit, trained and manage a team of sales professionals. Provide guidance and support to the team to enhance their performance and productivity. DSA Management, DSA identification, enrollment, training and management. Manage DSA relationships to ensure Clix Capital is the preferred financer. Motivate and support DSA teams to drive performance. Customer Experience, Ensure quick turnaround times for case processing to enhance customer experience. Add value to end customers through personalized service and support. Collaboration with key stake holders both within the sales team and at the credit processing unit and ensure both portfolio acquisition numbers and portfolio quality targets are met. Credit Quality and Compliance Maintaining credit quality and overall cost control. Additional Responsibilities: Minimum 5 Years of experience with leading NBFCs, Banking or Financial segment. Minimum 2 Years of experience in a managerial role. Ability to motivate and guide a team to achieve targets. Strong process orientation and ability to add value to customer experience. Ability to convince and influence stakeholders and customers. Excellent communication skills and Interpersonal skills.

As a Senior Sales Manager at Clix Capital Services Private Limited, your primary responsibility will be to source secured/unsecured loan cases and achieve monthly targets. You will be expected to generate business from the DSA channel and assess the customer's eligibility before processing the file. Presenting the case to the Credit Team and following up until disbursement will also be part of your job. Your role will involve empanelling new DSAs to increase business opportunities and providing end-to-end resolution to clients and DSAs to enhance client loyalty and maintain service excellence. Effective collaboration with key stakeholders within the sales team and the credit processing unit will be crucial to meet both portfolio acquisition numbers and portfolio quality targets. If you are proactive, results-driven, and enjoy working in a dynamic sales environment, this role offers an exciting opportunity to make a significant impact on business growth and client satisfaction.,

As a Senior Sales Manager at Clix Capital Services Private Limited, your primary responsibility will be to source Secured/Unsecured Loans cases and achieve monthly targets. You will be generating business from the DSA channel and calculating the eligibility of customers before processing the file. Your role will involve presenting cases to the Credit Team and following up until disbursement. Empanelment of new DSA will be necessary to generate more business. Providing end-to-end resolution to clients and DSAs is essential to reiterate client loyalty and ensure committed service levels. Collaboration with key stakeholders within the sales team and at the credit processing unit is crucial. Your focus will be on meeting both portfolio acquisition numbers and portfolio quality targets. If you are a motivated individual with a knack for sales and a passion for achieving targets, this role offers an opportunity to contribute to the growth of the company while ensuring top-notch services for clients and stakeholders alike.,

You will be responsible for sourcing secured/unsecured loan cases and achieving monthly targets. Your primary responsibilities include generating business from the DSA channel, calculating customer eligibility, presenting cases to the Credit Team, and following up until disbursement. You will also be involved in empanelling new DSAs to generate more business and providing end-to-end resolution to clients and DSAs to enhance client loyalty and ensure committed service levels. Collaboration with key stakeholders within the sales team and the credit processing unit is crucial to meet portfolio acquisition numbers and portfolio quality targets.,

As the Head of Co-Lending, you will be responsible for overseeing and driving the co-lending strategy to build and manage partnerships with banks and financial institutions. Your role will be instrumental in expanding the lending portfolio and enhancing market presence. Your key responsibilities will include developing and implementing the co-lending strategy in alignment with company growth objectives, identifying and establishing strategic partnerships, managing the end-to-end co-lending process from deal structuring to execution, monitoring partnership performance, collaborating with internal teams, and ensuring compliance with regulatory requirements and internal policies. To qualify for this role, you should have a Bachelor's degree in Finance, Business Administration, or a related field (MBA or advanced degree preferred), proven experience in lending, finance, or a related role with a strong background in co-lending or partnership management, a strong understanding of the NBFC sector, financial products, and regulatory environment, excellent negotiation, communication, and interpersonal skills, and the ability to drive business growth through strategic partnerships.,

Department LAP Collections Job posted on Jul 29, 2025 Employment type Full Time Group Company: Clix Capital Services Private Limited Designation: National Collection Manager Office Location: Chennai Position description: Primary Responsibilities: Develop and implement national level collections strategies to maximize recovery and minimize overdue accounts. Monitor collection metrics and performance ensuring targets are consistently achieved. Analyze market trends and customer behavior to refine collection strategies. Lead and mentor regional collection teams ensuring effective coordination across all locations. Establish robust training programs to enhance the skillset of collections teams. Set performance goals and track individual and team achievements. Ensure smooth functioning of collections operations including inbound and outbound call processes field collections and legal follow-ups. Implement technology driven solutions to optimize collections processes and reduce inefficiencies. Ensure all collection practices adhere to regulatory requirements maintaining ethical standards. Manage and mitigate risks associated with non performing assets. Collaborate with other departments such as legal and credit to streamline collections activities. Present reports and insights to senior management for strategic decision making.