113 Credit Processing Jobs - Page 3

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed lending decisions. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.

Role & responsibilities Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Preferred candidate profile Detail oriented and ability to multi-task Good Interpersonal skills and ability to work in teams Excellent Communication Skills

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analyses to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and manage credit portfolios to optimize performance and profitability. Provide exceptional customer service and support to resolve credit-related queries. Stay updated with industry trends and regulatory changes to enhance credit operations. Job Requirements Strong understanding of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience in the BFSI industry, preferably in a similar role, is preferred.

Job Information Job Opening ID ZR_1776_JOB Date Opened 24/03/2023 Industry Technology Job Type Work Experience 3-5 years Job Title Credit Manager City Bangalore Province Karnataka Country India Postal Code 560102 Number of Positions 1 Prepare credit appraisal memorandum for approval Portfolio quality management to ensure lower delinquency ratio Maintain productivity and TAT as per prescribed norms Personal Loan/Home loan/LAP/term loan relevant CPA experience 3-4 Years Knowledge about CIBIL check(event) ; career-website-detail-template-2 => apply(record.id,meta)" mousedown="lyte-button => check(event)" final-style="background-color:#2B39C2;border-color:#2B39C2;color:white;" final-class="lyte-button lyteBackgroundColorBtn lyteSuccess" lyte-rendered=""> I'm interested

Role: Cluster Credit Manager - Home Loans Base Branch Location: Thane Branches to be responsible for: Thane, Kalyan, Panvel, Andheri Roles and Responsivities: - Responsible for smooth functioning and managing the credit responsibilities of the assigned cluster Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of Home Loans cases in the mapped region including visiting the customers. Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mitigation strategies wherever needed. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Portfolio Management Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy. Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.

Experience on SAP GTS E4H implementation Experience on implementing of GTS Risk management module Experience on Preference Determination, Free Trade Agreements, Regional Value Content (RVC) Calculation, Vendor Based Long Term Vendor Declarations (LTVDs), Long Term Vendor Declarations customers purpose, and Letter of Credit Processing Experience on Foreign Trade Zone (FTZ), Inward process Relief, Outward Process Relief and Customs Warehouse.

Job Purpose : To ensure adherence of laid down policy, processes & Procedures at locations managed by them with the objective of functioning within the defined framework. To analyze every proposal in detail and ensuring all credit checks are carried out to the satisfaction. To ensure adherence of Credit TAT without compromising quality of the portfolio and to deliver faster decision to the customer Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and quality Ensuring co-ordination between other stakeholders for smooth functioning of all departments in the interest of the Bank Job Responsibilities(JR) : Portfolio Management Working Capital Products TAT Management Monitoring of vendor performance Adherence of Credit Policy & Processes MIS Analysis Compliance, Audit and CRU requirements . Educational Qualifications : Chartered Accountant MBA from reputed Institute Experience Required : Minimum experience in years 1 yr for ST-CM and 5 years for LT-CM Exposure to banking preferable

Job Title: Credit Officer PL/MSME/Business Loan Location: Ahmedabad Key Responsibilities: Evaluate loan files (PL/MSME/BL) with focus on Login to Recommendation TAT. Conduct PD/site visits, ensure policy adherence & audit compliance. Maintain credit MIS & monitor PDDs/documents. Control delinquency within budgeted limits. Review hind sighting errors and ensure corrective action. Collections for smooth workflow. Manage costs and support overall portfolio quality. Requirements: Graduate/Postgraduate (Finance/Commerce). 2–4 years in Personal / MSME / Business Loan credit. Strong credit assessment & risk skills. Good communication & MS Office proficiency. Contact Person : Ami Soni (8511015682 / ta_hr14@mas.co.in)

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department.

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Preferred candidate profile Having Good Experience in Credit for home loan underwriting and lap underwriting. may also know PD for cases .

Roles and Responsibilities: Maintaining the positive relationship with stakeholders through appropriate management of expectations and objectives, ensuring consistent and effective communication. Managing and developing relationships with external stakeholders by delivering value, consistency, quality, and reliability in communications and collaborations. Developing alliances and interactions with French and European trade associations and key strategic stakeholders, including local authorities and government agencies. Supporting corporate communications efforts, including coordinating with ENGIEs head office in Paris for messaging, branding, and stakeholder outreach. Monitoring key industry events and, ensuring ENGIEs participation at appropriate levels to enhance visibility and influence. Planning and coordinating major events and high-level engagements, including those involving ENGIE senior management and senior government officials in India. Facilitating strategic alliances and partnerships by interfacing with external companies, trade organizations, and industry associations to foster collaboration, such as MoU's. Additional Responsibilities: Driving internal and external reporting on CSR and sustainability projects, including collaboration with ENGIEs ESG team to align with corporate goals. Supporting business development, Regulatory and project expansion teams, ensuring alignment with ENGIEs strategy and objectives. Will handle the Invoicing, NFA, payment disbursement activities, etc. Implementing processes for tracking and documenting progress on stakeholder engagements, providing regular updates and recommendations to senior management.

Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials maintaining the processing TAT Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry. Responsible for frequent training, updates on new circulars, credit policy with the sales team.

We are looking for a Credit Risk Manager–Supply Chain Finance to assess and manage credit risk across dealer, vendor,and factoring programs,ensuring portfolio quality,policy compliance,and supporting business growth through effective risk evaluation

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in MS Office and other relevant software applications.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience with credit management software and systems.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain strong relationships with customers and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Experience with credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Legal Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Provide legal advice and support on various matters, including contracts and agreements. Draft, review, and negotiate legal documents such as contracts, agreements, and policies. Conduct legal research and analysis to ensure compliance with regulatory requirements. Collaborate with internal stakeholders to provide legal guidance and support. Develop and implement legal procedures and protocols to ensure compliance with regulatory requirements. Manage and maintain accurate records of legal documents and transactions. Job Requirements Strong knowledge of legal principles and practices applicable to the BFSI industry. Excellent drafting, negotiation, and communication skills. Ability to work independently and collaboratively as part of a team. Strong analytical and problem-solving skills. Familiarity with regulatory requirements and industry standards. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience working in the BFSI industry, preferably in a similar role.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience working in the BFSI industry, preferably in a similar role.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with expertise in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit performance metrics to senior management. Stay up-to-date with regulatory changes and industry best practices in credit management. Job Requirements Strong knowledge of credit principles, including credit scoring and risk assessment. Experience with credit software and systems, such as loan origination and servicing platforms. Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Effective communication and collaboration skills, with experience working with diverse stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of the BFSI industry, including financial products and services.

We are looking for a highly skilled and experienced Product Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with 1-6 years of experience. Roles and Responsibility Develop and implement product strategies to drive business growth. Collaborate with cross-functional teams to design and launch new products. Conduct market research and analyze customer needs to identify opportunities. Manage and maintain existing products to ensure they remain competitive. Work closely with stakeholders to develop and execute marketing campaigns. Monitor and evaluate product performance to inform future decisions. Job Requirements Strong understanding of the BFSI industry and its trends. Excellent communication and project management skills. Ability to work collaboratively with diverse teams. Strong analytical and problem-solving skills. Experience with product development and launch is preferred. Bachelor's degree in any field; MBA or advanced degree is a plus.

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 AM to 3:00 PM Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.

Job Role • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • To ensure Bounce Rate and Delinquency are within acceptable standards • .Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities. • Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skills • Graduate. • 3 - 4 yrs experience. • Strong analytical and problem solving skills • Documentation, Disbursement & File Processing. • Knowledge on secured and unsecured loans. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm