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3.0 - 8.0 years

8 - 13 Lacs

Hyderabad

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We are looking for a highly skilled and experienced Credit Manager to join our team in Hyderabad. The ideal candidate will have 3-8 years of experience in credit management, preferably in housing finance. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong understanding of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

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2.0 - 7.0 years

8 - 13 Lacs

Vijayawada

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We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Vijayawada. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and facilitating quick turnaround times for credit lending proposals.

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2.0 - 7.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai-Lower Parel. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular Credit Monitoring Committee Meetings to identify potential risks and opportunities. Report actionable insights to relevant authorities to ensure compliance with regulatory requirements. Continuously monitor events related to borrower accounts to maintain high customer satisfaction. Perform annual reviews of accounts to ensure accuracy and completeness. Appoint and maintain vendors such as lenders, independent engineers, legal counsel, and insurance consultants. Identify stress accounts and recommend actions, while also handling account restructuring. Engage in portfolio modeling and analysis, covenant monitoring, and coordinate with Fincon/accounts and budgeting teams; prepare MIS and other reports. Job A Diploma or Degree in a relevant field is required, along with an MBA degree. Possess strong knowledge of credit monitoring, analysis, and portfolio management principles. Demonstrate excellent communication and coordination skills to work effectively with cross-functional teams. Exhibit strong analytical and problem-solving skills to identify areas of improvement. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are necessary to manage multiple tasks simultaneously.

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6.0 - 11.0 years

4 - 7 Lacs

Bengaluru

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We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to join our team as an Associate - CF - Credit Administration in Bengaluru. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Coordinate with operations departments for data input, file maintenance, and other tasks. Ensure security perfection and appropriate charge creation, and file in ROC for assets securing facilities. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Map and improve processes related to business operations. Job MBA in Finance or CA qualification is required. Minimum 6 years of experience in credit administration or a related field. Possess strong knowledge of credit underwriting, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines.

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2.0 - 7.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Possess strong knowledge of credit administration, underwriting, and financial services. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Maintain confidentiality and handle sensitive information with discretion.

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2.0 - 7.0 years

8 - 13 Lacs

Visakhapatnam

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We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit in Visakhapatnam. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree in any field; CA/MBA is preferable. Minimum 2 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and credit risk management. Demonstrate excellent communication and interpersonal skills to build effective relationships with customers and stakeholders. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are needed to assess complex credit data and make informed decisions.

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2.0 - 5.0 years

8 - 13 Lacs

Vizianagaram

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We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Vizianagaram. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong knowledge of housing finance, credit underwriting, and retail credit. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

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6.0 - 10.0 years

9 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 6-10 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Experience in MIS and other reporting is desirable.

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2.0 - 7.0 years

4 - 8 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong attention to detail and organizational skills. Understanding of financial markets and instruments. Familiarity with credit risk management practices.

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2.0 - 7.0 years

14 - 19 Lacs

Mumbai

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We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate in Delhi. The ideal candidate will have a strong understanding of corporate, group, and promoter due diligence. Roles and Responsibility Conduct thorough analysis of financials and credit assessments for effective risk mitigation. Understand proposal-related industry and market dynamics to inform credit decisions. Perform site visits and personal discussions with promoters/CFOs to gather essential information. Prepare comprehensive credit notes including deal-specific covenants. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions based on thorough analysis. Job Strong knowledge of term loans, working capital, and structural products. Ability to analyze financials and credit assessments. Excellent communication skills for effective collaboration with stakeholders. Strong analytical and problem-solving skills to mitigate risks. Experience in preparing credit notes and managing portfolio companies. Familiarity with internal credit policies and procedures. Understanding of the banking/financial services/broking industry is beneficial. Candidate should be able to work independently and as part of a team. Additional Info The selected candidate will be required to monitor portfolio companies and ensure adherence to internal credit policies.

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10.0 - 15.0 years

8 - 13 Lacs

Mumbai

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We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Delhi. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk assessment, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and portfolio management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

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2.0 - 7.0 years

8 - 13 Lacs

Hosur

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We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2-7 years of experience in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Job Graduate or Postgraduate degree in any field; CA/MBA is preferable. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and leading by example. CertificationsCA/MBA (Preferable).

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3.0 - 5.0 years

8 - 13 Lacs

Hyderabad

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We are looking for a highly skilled and experienced Credit Manager to join our team in Hyderabad. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. CertificationsCA/MBA (Preferable). Additional Info The selected candidate will be required to manage a team and provide guidance and support to junior staff members.

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6.0 - 8.0 years

13 - 17 Lacs

Pune

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We are looking for a highly skilled and experienced Area Credit Manager to join our team at TATA CAPITAL LIMITED, located in Pune. The ideal candidate will have 6-8 years of experience in the field. Roles and Responsibility Manage and oversee the credit appraisal process for equipment finance. Develop and implement effective credit policies and procedures. Conduct thorough analysis of customer financial data to determine Collaborate with cross-functional teams to resolve complex credit issues. Provide expert guidance on credit-related matters to internal stakeholders. Monitor and report on credit portfolio performance metrics. Job Strong knowledge of credit appraisal principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong understanding of financial services industry trends and regulations. Experience working with equipment finance products and services. TitleArea Credit Manager-Equipment Finance-Credit Appraisal-Pune Fortune Center-JM*. Reference number6588035.

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10.0 - 15.0 years

8 - 13 Lacs

Nandyal

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We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Nandyal, Sanjeev Nagar. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting and risk management. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

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6.0 - 9.0 years

14 - 19 Lacs

Mumbai

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We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai, Lower Parel, and MM*. The ideal candidate will have 6-9 years of experience in the banking or financial services industry. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financials to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Conduct site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants to ensure compliance. Adhere to internal credit policies and capture deviations in credit notes for transparency. Approve/recommend credit limits and transactions based on thorough analysis. Monitor portfolio companies to ensure timely payments and adherence to agreed-upon terms. Job Strong understanding of credit appraisal principles and practices. Excellent analytical and problem-solving skills with attention to detail. Ability to work independently and as part of a team to achieve common goals. Effective communication and interpersonal skills to build strong relationships. Proficiency in preparing credit notes and other financial documents. Experience in monitoring portfolio companies to ensure timely payments.

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10.0 - 15.0 years

8 - 13 Lacs

Palanpur

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We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Palanpur, S9 Complex, JM. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 10 years of experience in credit underwriting and risk management. Possess strong knowledge of credit underwriting principles, practices, and regulations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

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3.0 - 10.0 years

5 - 8 Lacs

Gonda, Chennai

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Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

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10.0 - 20.0 years

10 - 20 Lacs

Gurugram

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Key Deliverables for the role Build the Credit and Operations functions in the Company covering the following: o Underwriting o Transaction Documentation o Disbursements o Banking Operations o Regulatory Compliance & Reporting (CERSAI, Credit Bureaus etc.) Lead a team of Credit & Operations Officers Managing quality & delivery turnaround of loan proposals. Enabling business growth Provide relevant & regular inputs for creation refinement of Credit policy. Will drive and support other miscellaneous initiatives as part of risk credit business technology as may be taken up from time to time. CA/ MBA with 10 14 years of relevant credit risk experience with reputed NBFCs & or Commercial Banks Exposure and knowledge of credit practices and products in small ticket lending (LAP Home Loans and unsecured loans) Should have local market knowledge of key industries, acceptable collateral, high risk areas etc. Should be fully conversant with legal documentation Candidates having experience in both Operations and Credit will be preferred.

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2.0 - 7.0 years

2 - 6 Lacs

Mumbai

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Role & responsibilities The Credit Manager is responsible for assessing the creditworthiness of loan applicants, analyzing financial data, and approving or recommending credit decisions in line with company policy. The role involves mitigating risk while supporting business growth through prudent lending decisions.

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0.0 - 6.0 years

2 - 8 Lacs

Hyderabad

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Bharat Financial Inclusion is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journeyCredit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria.Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders.Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities.

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3.0 - 6.0 years

7 - 12 Lacs

Pune, Ahmedabad, Mumbai (All Areas)

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Delivery Manager Lending Solutions We are seeking an experienced and results-driven Delivery Manager Lending Solutions to lead the successful implementation and delivery of our lending software projects. The Delivery Manager will be responsible for managing project timelines, ensuring client satisfaction, and coordinating cross-functional teams to deliver high-quality lending solutions on schedule and within budget. The ideal candidate will have a deep understanding of lending processes, strong project management skills, and the ability to manage multiple stakeholders across business and technology teams. Key Responsibilities Lead end-to-end delivery of lending software solutions, ensuring alignment with client requirements, timelines, and quality standards. Act as the primary point of contact for clients throughout project execution, maintaining strong relationships and proactive communication. Manage project planning, resource allocation, risk management, and issue resolution across all phases of the delivery cycle. Work closely with product, development, business analysis, quality assurance, and customer success teams to ensure smooth and timely deliveries. Conduct regular status reviews, track progress against project milestones, and ensure timely escalation and resolution of issues. Ensure adherence to delivery methodologies, best practices, and governance frameworks. Support configuration, customization, and integration of lending software with client systems. Lead post-implementation reviews to capture lessons learned and identify areas for continuous improvement. Ensure compliance with regulatory and security standards relevant to lending processes. Collaborate with sales and pre-sales teams to support solution demonstrations and delivery planning for prospective clients. Required Skills and Qualifications Bachelor’s degree in Business, Finance, Information Technology, or a related field. 3+ years of experience in IT project delivery, with at least 1-2 years focused on lending software or financial services solutions. Strong understanding of lending life cycles, including loan origination, credit processing, loan servicing, and collections. Proven experience in project management and delivery of complex software solutions (preferably SaaS or enterprise software). Excellent client management and stakeholder engagement skills. Proficiency in project management tools (JIRA, MS Project, Asana, etc.). Experience in Agile, Scrum, or hybrid delivery methodologies. Strong leadership, team coordination, and problem-solving abilities. Excellent verbal and written communication skills.

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3.0 - 6.0 years

2 - 7 Lacs

Noida, Haridwar, Dehradun

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Roles and Responsibilities Urgent Requirement in NBFC Company Assistant Credit Manager Annalise risks and approve or reject loan requests Prepared CAM(Credit Appraisal Memo) Analysed for Credit History Knowledge of Technical and Legal report Desired Candidate Profile 3 + Years of Experience in the field of NBFC/Banking/Any finance industry with relevant HL, Lap, and BL Products

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2.0 - 7.0 years

7 - 11 Lacs

Mumbai

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10.0 - 15.0 years

18 - 20 Lacs

Pune

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Role & responsibilities Evaluate loan applications, analyze financial statements, credit reports, and other relevant information to assess creditworthiness. Approve loans within delegated authority and ensure adherence to credit policies and procedures Manage and mentor a team of credit analysts, providing guidance and support in credit appraisal and approval processes . Collaborate with other departments like sales, operations, and collections to drive business growth and achieve business targets Monitor the performance of the loan portfolio within the zone, identifying and mitigating potential risks. Implement strategies to improve portfolio quality, reduce delinquencies, and enhance recoveries Monitor periodic Credit reviews Monitor & maintain quality portfolio of given Zone. Manage relationship with Zonal business team. Suggest change requirements in credit process to National Credit Manager. Compliance to norms and Audit requirement Vendor Management

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