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1.0 - 2.0 years
1 - 3 Lacs
ghazipur, gazipur
Work from Office
Responsibilities: - Assessing creditworthiness of potential clients for LAP and Business Loan products - Managing credit applications and ensuring timely processing Requirements: - Understanding of LAP and Business Loan products
Posted 1 month ago
5.0 - 10.0 years
10 - 15 Lacs
noida, new delhi, gurugram
Work from Office
Inviting CA!! For Role Area Credit Manager - HL/LAP with leading NBFC at Noida Sec 3
Posted 2 months ago
4.0 - 7.0 years
10 - 14 Lacs
mumbai, pune, delhi / ncr
Work from Office
10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculatio...
Posted 2 months ago
2.0 - 7.0 years
11 - 15 Lacs
mahabubnagar
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
2.0 - 7.0 years
11 - 15 Lacs
mahabubnagar
Work from Office
Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS,...
Posted 2 months ago
6.0 - 8.0 years
9 - 13 Lacs
mumbai, pune, chennai
Work from Office
Core Responsibilities: Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis...
Posted 2 months ago
2.0 - 6.0 years
10 - 15 Lacs
bhongir
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
5.0 - 10.0 years
3 - 5 Lacs
dausa, kotputli, alwar
Work from Office
Role & responsibilities - • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instr...
Posted 2 months ago
7.0 - 10.0 years
15 - 20 Lacs
pune
Work from Office
Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...
Posted 2 months ago
0.0 - 2.0 years
1 - 2 Lacs
ahmedabad
Work from Office
Role & responsibilities Manage disbursement process from loan sanction to final disbursal. Ensure timely processing of loan applications within TAT (Turnaround Time). Coordinate with sales team for lead generation and conversion. Conduct credit operations, including risk assessment and documentation. Maintain accurate records of customer interactions and transactions. Preferred candidate profile 0-4 years of experience in banking or finance industry. Strong understanding of Credit Operations, Disbursement, Sanction processes. Excellent communication skills for effective customer interaction. Ability to work independently with minimal supervision. Interested candidate can share updated cv Sur...
Posted 2 months ago
1.0 - 7.0 years
6 - 10 Lacs
kolkata, new delhi
Work from Office
Perpetuity Capital is looking for CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitor...
Posted 2 months ago
0.0 - 4.0 years
2 - 6 Lacs
kolkata, new delhi
Work from Office
Perpetuity Capital is looking for CREDIT OFFICER to join our dynamic team and embark on a rewarding career journey Officer plays a crucial role in the organization, responsible for overseeing and executing various tasks and projects to ensure the smooth functioning of operations This role requires strong leadership, analytical skills, and the ability to collaborate effectively with team members and stakeholders Key Responsibilities :Leadership:Provide leadership and guidance to team members, fostering a positive work environment Lead by example, demonstrating professionalism, integrity, and dedication to the organization's goals and values Project Management:Manage and coordinate projects fr...
Posted 2 months ago
3.0 - 7.0 years
0 Lacs
pune, maharashtra
On-site
The incumbent in this Full Time position in the BL Department will be responsible for end-to-end credit processing, which includes handling fresh sanctions, renewals, and other related tasks. You will be required to underwrite Unsecured Business loan finance proposals following the established policies and procedures. Your responsibilities will also include conducting personal discussions with customers to assess their creditworthiness. Additionally, you will be responsible for ensuring the completion of credit and KYC documents through telephonic, field, and collateral visits. Keeping track of credit requirements such as Sanction Limit and client Net worth by preparing and maintaining MIS r...
Posted 2 months ago
1.0 - 3.0 years
2 - 3 Lacs
bengaluru
Work from Office
Credit
Posted 2 months ago
1.0 - 5.0 years
2 - 5 Lacs
ongole, markapur, chirala
Work from Office
company's or customer's creditworthiness to minimize financial risk and bad debts while optimizing sales. Key responsibilities include evaluating financial statements, approving credit, setting credit limits approving credit, setting credit limits.
Posted 2 months ago
2.0 - 6.0 years
9 - 13 Lacs
mumbai, pune, delhi / ncr
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
3.0 - 7.0 years
9 - 13 Lacs
mumbai, pune, delhi / ncr
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
5.0 - 10.0 years
4 - 6 Lacs
tanuku, bhimavaram
Work from Office
Evaluating credit proposals covering financial, business and industrial risk & decision of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal
Posted 2 months ago
2.0 - 7.0 years
3 - 5 Lacs
dehgam, kheralu
Work from Office
We are hiring Branch Credit Manager profile Job Location: Kheralu, Dehgam, 2 to 3 years of experience in Home Loan / Loan Against Property credit profile Salary budget: up to 5 LPA Salary budget: Any graduate • Requirements: • Graduate/Postgraduate • Strong understanding of secured loan credit process • Experience in mortgage/LAP credit preferred • Knowledge of local market and property documentation • Good communication and decision-making skills Interested candidates can call and WhatsApp at 9722310300 -- Thanks & Regards Parth Lohana HRBP - Gujarat EFL
Posted 2 months ago
4.0 - 6.0 years
6 - 8 Lacs
chandigarh
Work from Office
Independently assess and underwrite working capital/CC/OD/MSME terms loans/Corporate Business Loans Perform in-depth financial analysis Adhere internal credit policies and regulatory compliance Required Candidate profile B.Com/M.Com/MBA Finance/CA Minimum 2–4 years of experience in working capital/CC/OD/MSME terms loans/Corporate Business Loans
Posted 2 months ago
3.0 - 7.0 years
8 - 12 Lacs
jorhat
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
7.0 - 10.0 years
14 - 18 Lacs
chennai
Work from Office
Industry :- BFSI Designation :- Regional Credit Manager Location :- Chennai Product :- Car Loan, Auto Loan, or CV Loan ( must experience ) Roles and Responsibilities Manage a team responsible for credit appraisal and approval of Auto loans or CV Loans. Conduct thorough credit analysis, assessment, and risk evaluation to ensure timely decision-making. Develop and maintain strong relationships with dealerships across India to drive business growth. Ensure compliance with regulatory requirements and internal policies related to credit management. Collaborate with other departments (e.g., sales, operations) to resolve customer queries and issues. Desired Candidate Profile 7-10 years of experienc...
Posted 2 months ago
1.0 - 3.0 years
2 - 3 Lacs
gurugram
Work from Office
About the job Were looking for a detail-oriented Credit Processing Associate to support end-to-end home loan processingfrom application to approval Youll ensure accuracy, compliance, and timely FTR logins while coordinating with sales and credit teams to drive seamless loan approvals. Major Job responsibilities would be as under: Process and verify home loan applications, assess creditworthiness, and ensure documentation is complete and compliant Coordinate with internal teams and underwriters to drive timely approvals and resolve application or credit-related issues Communicate with customers for clarifications, updates, and missing documents, ensuring a smooth loan journey Maintain accurat...
Posted 2 months ago
2.0 - 6.0 years
9 - 13 Lacs
gandhidham
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 2 months ago
3.0 - 7.0 years
3 - 7 Lacs
indore, madhya pradesh, india
On-site
End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process. Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Ensuring gating rejections in line with credit policy and close monitoring on login quality. Ensuring timely initiation of internal reports and checks as mandated by credit policy. Oversee the CAM (Credit Appraisal Memo) preparation ensuring completeness and accuracy before submission to credit approvers, ensuring that key ratios are in lines with credit policy. Conduct final review of loan files before disbursement, ensuring all documents are in place and compliant with ...
Posted 2 months ago
 
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