Branch Credit Manager

JD for Branch Credit Manager :

• End to End Managing of Credit Shop at the Branches assigned
• Proactively respond to the business requirements & challenges and

support Branch Business Team to acquire Quality Portfolio

• To ensure FIRST TIME RIGHT of Logins at the branches, and

Disbursement dockets submitted to Central Operations.

• Monitor Technical & Legal functions pertaining to the branch with

regard to timely receipt of Legal & Technical reports from vendors

maintaining quality of the reports as well.

• Own & resolve the early mortality, delinquencies and NPAs from

new sourcing and existing portfolio.

To understand the competition policies regarding Micro LAP and

Affordable Housing, suggest improvements in our current policies

& products.

• To liaison with Business, Subject Matter Experts at different levels

to clear customers loan proposals for faster decisioning.

• To Constantly look out for opportunities for improve customer

experience by giving inputs to the Sr. Management for addressing

the unmet needs of the customer.

• To Retain existing live loan customers.
• To effectively liaison with law authorities for resolving conflicts if

any.

• To Build a Quality and Profitable Loan Portfolio.

8

Skills and Exposure

:

• A result oriented individual with Positive Mental Attitude with

Integrity, willing to put hardwork.

• Proven ability to Work under Pressure with regard to TAT
• Adherence to laid down credit policies and suggest improvements

if any.

• Atleast 5 years experience in underwriting role, with atleast 3

years Mortgages & Affordable Housing experience with exposure

to Loan Origination software like Finnone, risk tools like Perfios,

Hunter, Karza.

• Strong understanding of appraising proposals from Lower & Middle

Income Customer Segments, having worked in similar role in an

Affordable Housing or NBFC, with minimum 2 years of similar

exposure.

• Excellent interpersonal and verbal communication skills
• Ability to Work & Deliver business targets under pressure
• Working knowledge of Collections/ Recoveries.

Location : Chittoor ,Tirupati,Guntur ,Rajahmundry,Vinukonda ,Kavali , Kakinada.