Branch Credit Manager

Company Description

AU SMALL FINANCE BANK, founded by Mr. Sanjay Agarwal and a skilled team, originated as AU Financiers, one of the fastest-growing Non-Banking Financial Companies (NBFCs). It has evolved into a customer-centric bank, committed to addressing the financial needs of its diverse clientele. With over two decades of expertise, AU SMALL FINANCE BANK aims to create value and positively impact communities by providing innovative financial solutions.

Role Description

This is an on-site full-time role for a Branch Credit Manager located in Belda. The Branch Credit Manager will oversee and manage credit underwriting processes of designated location of Belda, Nandakumar and Heria branches and ensure robust credit risk management. Key responsibilities include assessing creditworthiness, evaluating financial data, ensuring compliance with lending policies, and maintaining effective relationships with stakeholders to facilitate smooth lending operations. This role requires a proactive approach to problem-solving and decision-making to ensure the financial health of the branch. Should have profound knowledge of portfolio management, Early delinquent, Non Starter , current bracket and 1-30 bracket.

Qualifications

• Expertise in Credit Management and Credit Risk Management
• Strong Analytical Skills for evaluating financial data and risk assessment
• Knowledge of Finance and Credit processes
• Outstanding decision-making and problem-solving abilities
• Bachelor's degree in Finance, Economics, or a related field (advanced qualifications or certifications are a plus)
• Experience in banking or financial services, particularly in credit roles, is preferred
• Strong interpersonal and communication skills for stakeholder engagement
• Proficiency in financial tools, software, and data analysis methodologies