Branch Credit Manager

In this role as a Branch Credit Manager at Electronica Finance Limited (EFL) in Bikaner, your main responsibility will be to assess the creditworthiness of clients, manage credit risk effectively, and analyze financial data to make informed credit decisions. You will be tasked with evaluating loan applications, conducting credit reviews, and devising strategies to minimize risk. Additionally, maintaining strong client relationships and ensuring regulatory compliance are essential aspects of your role. Key Responsibilities: - Assess the creditworthiness of clients - Manage credit risk effectively - Analyze financial data to make informed credit decisions - Evaluate loan applications - Conduct credit reviews - Develop strategies to minimize risk - Maintain strong relationships with clients - Ensure regulatory compliance Qualifications Required: - Proficiency in Credit Management and Credit Risk Management - Strong financial analysis and credit evaluation skills - Excellent analytical skills with attention to detail - Outstanding written and verbal communication abilities - Capability to work independently and on-site - Experience in the finance industry, particularly within Non-Banking Finance Companies (NBFCs), is advantageous - Bachelor's degree in Finance, Accounting, Business Administration, or a related field Join EFL to be part of a company with over 30 years of experience, a diverse portfolio, and a commitment to ethics, mutual respect, and a positive work environment.,