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3.0 - 8.0 years

4 - 6 Lacs

ahmedabad

Work from Office

Role & responsibilities Credit Underwriting and Credit Management Preferred candidate profile Should have relevant Credit experience in HL/LAP Please share resume at surbhi.tekriwal@aavas.in

Posted 8 hours ago

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3.0 - 7.0 years

0 Lacs

mandya, karnataka

On-site

As a diligent professional, you will be responsible for various aspects related to loan underwriting and disbursement processes. Your key responsibilities will include: - Discussing cases as per the established policies and procedures while maintaining a high level of quality. - Ensuring strict adherence to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Demonstrating proficiency in underwriting, disbursements, collateral management, and coordination with cross-functional sales operation teams. - Safeguarding company assets by thoroughly evaluating credit requests, setting appropriate credit limits, and documenting loans securely with the necessary collateral. - Effectively communicating credit decisions to relevant stakeholders. - Enhancing underwriting efficiencies while managing risks effectively. In addition to the above responsibilities, you will also be involved in: - Conducting Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. This comprehensive role will require a keen eye for detail, strong analytical skills, and the ability to work effectively in a dynamic and fast-paced environment. Your dedication to maintaining high standards of quality and compliance will be instrumental in the success of the company's credit operations.,

Posted 2 days ago

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5.0 - 8.0 years

10 - 14 Lacs

gurugram

Work from Office

About The Role Project Role : Application Lead Project Role Description : Lead the effort to design, build and configure applications, acting as the primary point of contact. Must have skills : Avanade Scrum Project Management Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As an Application Lead, you will lead the effort to design, build, and configure applications, acting as the primary point of contact. Your typical day will involve collaborating with various teams to ensure project milestones are met, facilitating communication between stakeholders, and guiding the development process to align with business objectives. You will also be responsible for addressing any challenges that arise during the project lifecycle, ensuring that the team remains focused and productive while delivering high-quality applications that meet user needs. Roles & Responsibilities:- Expected to be an SME, collaborate and manage the team to perform.- Responsible for team decisions.- Engage with multiple teams and contribute on key decisions.- Provide solutions to problems for their immediate team and across multiple teams.- Facilitate regular team meetings to ensure alignment and address any roadblocks.- Mentor junior team members to enhance their skills and professional growth. Professional & Technical Skills: - Must To Have Skills: Proficiency in Avanade Scrum Project Management.- Strong understanding of Agile methodologies and frameworks.- Experience in project planning and resource allocation.- Ability to manage stakeholder expectations and communicate effectively.- Proficient in risk management and mitigation strategies. Additional Information:- The candidate should have minimum 7.5 years of experience in Avanade Scrum Project Management.- This position is based at our Gurugram office.- A 15 years full time education is required. Qualification 15 years full time education

Posted 3 days ago

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3.0 - 8.0 years

8 - 12 Lacs

mumbai

Work from Office

Job Summary: We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance. Key Responsibilities: Analyze loan applications and financial documents (income, balance sheets, bank statements, etc.) to assess borrower risk. Conduct credit evaluation using internal underwriting policies, external credit reports, and scoring models. Ensure due diligence, KYC, and compliance with regulatory guidelines. Recommend loan approvals, rejections, or modifications with justification. Coordinate with internal teams (sales, operations, collections) to gather information and resolve discrepancies. Maintain detailed records of underwriting decisions and support documentation. Monitor existing portfolio to identify early warning signals or default risks. Collaborate in improving underwriting processes and risk policies. Key Skills & Qualifications: Bachelor's degree in Finance, Commerce, Accounting, or a related field. Minimum 3 years of experience in credit underwriting, preferably in NBFCs, Banks, or Fintech. Strong knowledge of credit risk principles and lending practices. Proficiency in financial analysis, ratio analysis, and credit scoring models. Familiarity with loan origination systems (LOS) and credit bureau reports. Excellent communication and decision-making skills. Attention to detail and high level of accuracy. Preferred: Experience in underwriting unsecured/business loans, MSME lending, or retail credit. Knowledge of regulatory compliance and RBI guidelines. Hands-on experience with credit bureau APIs and analytics to

Posted 3 days ago

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2.0 - 7.0 years

4 - 9 Lacs

noida

Work from Office

Were Hiring: Credit Manager @CredFlow At CredFlow, our lending arm is reshaping credit access for SMEs in India. And now were looking for a Credit Manager to drive underwriting and disbursal. This is a key role with full ownership of credit underwriting, loan processing, and coordination with lending partners. Location: Noida, Sector 3 Key Responsibilities: Conduct detailed credit appraisal and underwriting for high ticket size unsecured business loan applicants Process loan applications and ensure policy compliance Coordinate with NBFCs/banks for loan fulfilment and documentation Ensure stringent compliance with KYC, AML, and other regulatory requirements Monitor credit performance and highlight risk factors Drive process improvements within credit operations Support policy refinement through data analysis and partner feedback What Were Looking For: 2-7 years of experience in credit operations or underwriting (Only unsecured business loan experience preferred) Strong understanding of MSME lending and unsecured credit products Proven ability to work independently with cross-functional teams as needed Analytical, detail-oriented, and communicative Bonus: Familiarity with lender APIs, LOS/LMS systems #Credit Manager, #Credit Underwriting, #Loan Processing, #Business Loans, #Unsecured #Business Loans, #MSME Lending, #SME Lending, #Credit Operations, #Credit Appraisal, #Risk Assessment, #Loan Disbursal, #Loan Fulfilment, #NBFC Coordination, #Banking Partnerships, #KYC Compliance, #AML Compliance, #Regulatory Compliance, #Credit Risk

Posted 3 days ago

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3.0 - 7.0 years

0 Lacs

erode, tamil nadu

On-site

In this role, you will be responsible for conducting personal discussions of cases in accordance with established policies and procedures, ensuring strict adherence to quality standards. Your key responsibilities will include: - Adhering to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Demonstrating expertise in underwriting, disbursements, collateral management, and coordinating with cross-functional sales and operations teams. - Safeguarding company assets by thoroughly evaluating all credit requests, setting appropriate credit limits, and ensuring proper documentation and collateralization for all approved loans. - Effectively communicating credit decisions to stakeholders. - Enhancing underwriting efficiencies while maintaining robust risk management practices. Additionally, the company requires you to handle tasks such as Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Middleman Influence Check, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.,

Posted 3 days ago

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2.0 - 6.0 years

0 Lacs

chennai, tamil nadu

On-site

Job Description Role Overview: You will be working as a Loan Sales Executive in Chennai on a full-time basis. Your main responsibilities will include prospecting and qualifying potential clients, understanding their financial needs, and recommending suitable loan products. You will be expected to carry out daily sales activities such as cold calling, client meetings, and follow-ups to successfully close deals. Additionally, you will collaborate with the underwriting team to ensure a smooth loan processing and maintain strong client relationships. Key Responsibilities: - Prospect and qualify potential clients - Understand clients" financial needs and recommend suitable loan products - Perform daily sales activities including cold calling, client meetings, and follow-ups - Collaborate with the underwriting team for smooth loan processing - Maintain long-term client relationships Qualifications Required: - Experience in Sales, Client Prospecting, and Relationship Management - Knowledge of Loan Products, Financial Analysis, and Credit Evaluation - Excellent Communication, Negotiation, and Presentation skills - Proficiency in using CRM software and Microsoft Office Suite - Strong Analytical and Problem-Solving skills - Ability to work independently and as a part of a team - Bachelor's degree in Finance, Business Administration, or a related field - Previous experience in the financial services industry is required Additional Details: Smart Advisors, established in 2009, is dedicated to fostering business growth by collaborating closely with entrepreneurs and small to medium enterprises. They craft tailor-made solutions to ensure sustainable success and empower entrepreneurs to turn their business visions into reality. With a global perspective and cutting-edge methodologies, Smart Advisors is committed to redefining business success and embracing sustainable growth. Note: Fixed salary plus performance-based incentives based on loan disbursals.,

Posted 3 days ago

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3.0 - 5.0 years

4 - 8 Lacs

mumbai suburban, mumbai (all areas)

Work from Office

Role & responsibilities : Review the Customer's Profile for Loan credit Worthiness. Visit in person for Verification. Analyze the credit worthiness and past track records of loans and repayments CIBIL Verification Maintain a detailed track report of clients Loan processing Attention to detail Preferred candidate profile 3-5 Yrs in Affordable housing segment HL/ LAP/ Mortgage Background (must) Ticket size of upto 1 Cr handling experience NBFC background only

Posted 4 days ago

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3.0 - 7.0 years

0 Lacs

salem, tamil nadu

On-site

Role Overview: As a credit evaluator, your main responsibility will be to evaluate credit proposals by assessing financial, business, and industrial risks associated with the loan applicants. You will also need to verify the track record of the promoters to determine their creditworthiness. Analyzing the financial statements of potential customers to assess their solvency and liquidity positions will also be a crucial part of your role. Ensuring that the bounce rate and delinquency levels are within acceptable standards will be essential, along with monitoring and enforcing approval rates and turnaround time as per set standards. It will also be your responsibility to monitor the monthly branch audit score and manage vendor relationships. Conducting customer meetings to evaluate credit proposals, tracking PDD, and ensuring closure will also be part of your duties. Key Responsibilities: - Make sound lending decisions based on available information and interactions with applicants. - Manage credit quality and control delinquencies and frauds effectively. - Monitor and manage performance in terms of key drivers such as losses, portfolio quality parameters, cost of credit administration, and employee productivity.,

Posted 4 days ago

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3.0 - 7.0 years

0 Lacs

andhra pradesh

On-site

As a Loan Underwriter, you will be responsible for personal discussion of cases following company policies and procedures while maintaining strict adherence to quality. Your key responsibilities will include: - Adhering to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Demonstrating a skill set encompassing underwriting, disbursements, collateral assessment, and coordination with cross-functional sales and operations teams. - Protecting company assets by properly evaluating credit requests, establishing credit limits, and ensuring that all granted loans are well-documented and secured by appropriate collateral. - Communicating credit decisions effectively to stakeholders. - Improving underwriting efficiencies while maintaining adequate risk management. Qualifications required for this role include: - Proficiency in underwriting processes and risk assessment. - Strong analytical and communication skills. - Ability to work effectively in a fast-paced environment. - Knowledge of loan verification procedures, KYC checks, and compliance standards. - Experience in handling various document checks and verifications related to lending operations. Additionally, the job involves responsibilities such as Loan Account Verification, Cross Verification, KYC Check, Bank Passbook Verification, Income and Expense Assessment, Negative Area Check, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.,

Posted 5 days ago

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0.0 - 3.0 years

2 - 5 Lacs

mumbai suburban, goregaon, mumbai (all areas)

Work from Office

Roles and Responsibilities Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposal Review the underwriting process and define process as per available resources and branch requirements Analyze associated risks in the business and financial standing of the client Appraising proposals, conducting risk analysis & scrutinizing relevant documents before recommending, ensuring compliance with credit policies Overseeing the proposals end to end e.g. from login to sanction of cases and supporting in disbursal Analyze the bank behavior of the customer and bank statement. Analyzing CRIF/CIBIL reports Loan Assessment and decision making Handling loan pre-sanction and post-sanction activities Partnership management MIS reporting Preferred candidate profile B.com (M.com, MBA is an added advantage) Odiya language reading & speaking is mandatory for the candidates. Perks and benefits : PF, Gratuity, Medical & Life insurance

Posted 5 days ago

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3.0 - 10.0 years

0 Lacs

ahmedabad, gujarat

On-site

As a Regional Sales Manager (CRE Commercial Real Estate) at our company, you will be responsible for managing commercial real estate loans, specifically focusing on projects such as office spaces, malls, and large real estate developments in Ahmedabad and Bangalore. Your main tasks will include sourcing and handling loans for Commercial Real Estate (CRE), Lease Rental Discounting (LRD), and Construction Finance (CF). To excel in this role, you should have at least 3-10 years of experience in CRE, LRD, and CF, along with expertise in credit evaluation and financial modeling. It is essential to analyze the financial health of projects and clients before approving loans. Additionally, you should be up to 36 years old, ideally a mid-level professional with the potential for growth. Your educational background should include a degree from Tier 1 or Tier 2 colleges such as IIMs, XLRI, NMIMS, Symbiosis, or similar reputable finance/commerce institutes. A CA qualification would be advantageous due to the financial analysis involved in the role. Local market knowledge is crucial for this position, and you must have experience in real estate financing in Ahmedabad or Bangalore. Building strong relationships with local developers and builders is essential for business development and deal sourcing. In summary, as a Regional Sales Manager (CRE), your responsibilities will include sourcing and managing commercial real estate loans, handling client relationships with builders and developers, evaluating deals financially, and leading sales efforts in the respective regions of Ahmedabad and Bangalore.,

Posted 5 days ago

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2.0 - 4.0 years

4 - 5 Lacs

gurugram

Work from Office

About the Organization: PRP group is a financial services conglomerate with focus on both fund based and non-fund-based services. Incepted in 2013, PRP is a decade old financial services company having business verticals across Debt Capital Markets, Institutional Advisory and Investment Banking. It is one of the top 10 DCM players and has close to INR 1,42,000 crore of Assets Under Advisory. Our website: www.prpedge.com Job Summary: We are looking for a detail-oriented Credit Analyst to join our Debt Market Research team. The role involves evaluating the creditworthiness of various issuers, conducting due diligence, monitoring credit ratings, and providing actionable investment recommendations across a range of debt instruments in primary and secondary markets. Job Responsibilities: 1. Evaluate creditworthiness of issuers (Corporate, NBFCs, Sovereign, Municipal, etc.) 2. Track credit rating changes, bond covenants, and potential default risks. 3. Develop research notes, and maintain rating rationale summaries. 4. Analyze financial statements, industry developments, management strength, and regulatory developments. 5. Conduct due diligence for new issuances and monitor existing investments. 6. Provide investment recommendations for primary and secondary market opportunities in debt instruments. Qualifications and skills: 1. Preferably qualification bachelor / Master degree. 2. Experience up to 2 years. 3. Basic understanding of fields like Accounting, Finance, Economics, Debt Market, Equity Market, Mutual Fund, Portfolio Management. 4. Proficient in MS Word, advance Excel & PowerPoint. 5. Good Communication skills.

Posted 6 days ago

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0.0 - 1.0 years

2 Lacs

chennai

Work from Office

Role & responsibilities Responsible for Credit underwriting, credit Appraisals of Consumer Durable/ Personal Loans. Manage credit quality and control delinquencies. Understand credit policy and processes as well as credit environment in the city / branch. Ensuring 100% screening of new applications. Responsible for checking online profiling of customer in fastest mode. Managing Post Disbursement Verification. Investigation on pre acquisition fraud's. Managing Weekly and Monthly MIS and Trackers. Monitor and enforce approval rate and TAT as per prescribed standards. Sharing of best practices and trend for respective locations. Preferred candidate profile Looking for Freshers graduates of 2024/2025, interested to join the credit verification team. Must know Telugu/ Malayalam or Kannada. Should be flexible working in day shifts with compensatory week off Good communication and pleasing personality

Posted 6 days ago

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12.0 - 16.0 years

0 Lacs

maharashtra

On-site

The key purpose of the Zonal Sales Manager - West (SME) position based in Mumbai is to drive business growth for SME by formulating and executing zonal sales strategies. This includes ensuring the achievement of branch sales targets, maintaining portfolio quality, and leading high-performing sales teams. The ideal candidate should have a Graduate / Postgraduate / MBA in Sales & Marketing with a minimum of 12 years of experience in sales and marketing of LAP / SME. Strong exposure to credit evaluation, portfolio risk management, and market analysis is essential. The candidate should also possess a proven ability to handle large and diverse field sales teams. Key responsibilities of the role include developing and implementing zonal sales strategies to enhance market share and profitability, monitoring branch performance, sales targets, portfolio credit quality & collection efficiency, and driving business through DSAs, connectors, and direct channels in the zone. The Zonal Sales Manager will guide and mentor Regional Managers to achieve branch-level sales & cross-sell targets, manage key customer & partner relationships including HNI clients and DSAs, recruit, train, and motivate sales teams, identify training needs, and ensure capability building. Additionally, the Zonal Sales Manager will be responsible for maintaining NPAs within prescribed limits through proactive monitoring and corrective actions. If you believe your profile aligns with the requirements mentioned above, please send your resume to muthukumarv@chola.murugappa.com.,

Posted 6 days ago

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3.0 - 10.0 years

0 Lacs

ahmedabad, gujarat

On-site

As a Regional Sales Manager (CRE Commercial Real Estate), you will be responsible for managing commercial real estate loans, specifically focusing on projects such as office spaces, malls, and large real estate developments in Ahmedabad and Bangalore. Your key responsibilities will include sourcing and managing loans related to Commercial Real Estate (CRE), Lease Rental Discounting (LRD), and Construction Finance (CF). A crucial aspect of the role will involve evaluating the financial viability of projects and clients through credit evaluation and financial modeling. To excel in this position, you should possess at least 3-10 years of experience in CRE lending, LRD, and CF. Familiarity with credit evaluation and financial modeling will be advantageous in assessing the financial health of projects and clients before loan approvals. The ideal candidate for this role would be a mid-level professional aged up to 36 years, with the potential for growth in the real estate financing sector. Educational qualifications preferred for this role include graduation from Tier 1 or Tier 2 colleges such as IIMs, XLRI, NMIMS, Symbiosis, or other reputable finance/commerce institutes. Additionally, a CA qualification would be considered beneficial due to the financial analysis requirements of the role. Having a solid understanding of the local real estate market in Ahmedabad or Bangalore is essential. You should have established connections within the builder community to facilitate business development and deal sourcing. Building and maintaining strong relationships with local developers and builders will be a key aspect of your role. In summary, as the Regional Sales Manager (CRE), your primary responsibilities will include sourcing and managing commercial real estate loans, maintaining client relationships with builders and developers, conducting financial evaluations of deals, and leading sales activities in the Ahmedabad or Bangalore region.,

Posted 1 week ago

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3.0 - 7.0 years

0 Lacs

andhra pradesh

On-site

As a dedicated professional in this role, you will be responsible for the personal discussion of cases in accordance with established policies and procedures while maintaining a strict adherence to quality standards. Your primary focus will be on ensuring that all activities assigned are completed within the agreed Service Level Agreements (SLAs) and timelines. Utilizing your expertise in underwriting, disbursements, collateral management, and effective coordination with various cross-functional teams such as sales and operations, you will play a key role in safeguarding company assets. This involves conducting thorough evaluations of credit requests, establishing appropriate credit limits, and ensuring that all approved loans are well-documented and secured by the necessary collateral. Effective communication is a vital aspect of this position, as you will be responsible for conveying credit decisions to stakeholders in a clear and timely manner. Additionally, you will be tasked with enhancing underwriting efficiencies while upholding rigorous risk management practices to protect the interests of the organization. Furthermore, your role will encompass various tasks including Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and Document Verification, Income and Expense Assessment, as well as monitoring for any negative influences or irregularities in the lending process. Your attention to detail will be crucial in executing tasks such as Bucket Monitoring, Death Case Verification, Branch Compliances, ICQ Observation Closure, and ensuring compliance with CPC Checklist Verification. Overall, your commitment to upholding high standards of credit evaluation, risk assessment, and operational efficiency will be instrumental in driving the success and sustainability of our organization.,

Posted 1 week ago

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0.0 - 5.0 years

3 - 6 Lacs

hyderabad, chennai, bengaluru

Work from Office

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Posted 1 week ago

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5.0 - 10.0 years

8 - 18 Lacs

mumbai, mumbai suburban, mumbai (all areas)

Work from Office

CHIEF RESPONSIBILITIES Carry out due diligence for large corporate customers (large companies, listed/unlisted) In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models, Analyzing cashflows and WC Review of annual reports, borrower/promoter background Review of term sheets/sanction letters and suggest terms to be incorporated in the same for both fund based and non-fund based products Review of Credit notes and guide team in analysis, decision making Interaction with various stakeholders (internal and external) for review of such customers Review of internal rating of customers and assign rating Review Early warning triggers Prepare recommendation notes and recommend proposals to top management Involvement in Management level meetings/discussion Up-to-date with industry dynamics and changing environment Keep up to date with various RBI circulars critical from wholesale lending perspective Adherence to Bank internal policy, deviations to be reviewed adequately Being sensitives to Banks Business requirements Team player, handling resources Discussion of observations with Seniors RCH/ZCH/NCH Assessment of Credit Proposal / Case for his respective location / region Presentation of key observations to Senior Management on periodic basis Managing a team & drive the results/ goals set for self & Team Core Responsibilities: Assessment of credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level. Monitoring of delinquency, exceptions, portfolio movement. • Maintaining data as required by the Senior Management Understanding Banking product , policies , loans. • To be conversant with SME Loan Products Minimum Qualifications: CA/ MBA from a reputed institute Exp: Minimum of 6 years of work experience in credit evaluation in a Bank (Not NBFC) Nature of Experience: Credit Evaluation in any Bank Technical Competencies: Financial Analysis and Market knowledge of industry segment

Posted 1 week ago

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2.0 - 6.0 years

0 Lacs

noida, uttar pradesh

On-site

You will be joining YSS Direct Credit, a company dedicated to supporting Micro, Small, and Medium Enterprises (MSMEs) by providing them with accessible and personalized financial services. The organization is focused on facilitating sustainable growth and economic development within the MSME sector, with a goal of contributing to the prosperity of both local communities and the nation as a whole. YSS Direct Credit envisions a future where women play a key role in driving economic development, facilitated by their specialized financial products and services. The company places a high priority on customer-centricity, integrity, innovation, collaboration, responsible lending, and community impact in all its activities. As a Loan Advisor based in Noida, you will be responsible for evaluating loan applications, assisting clients in securing tailored financial solutions, and ensuring adherence to lending policies. Your role will involve assessing creditworthiness, preparing loan documentation, and providing exceptional customer service to MSME clients. Collaboration with various teams will be essential to deliver the best possible financial solutions. To excel in this role, you should have experience in loan assessment, credit evaluation, and financial analysis. Knowledge of MSME financing and customized financial solutions is crucial, along with strong customer service and communication skills. You must be able to work effectively with cross-functional teams, possess excellent organizational abilities and attention to detail, and be proficient in relevant financial software and tools. Understanding responsible lending practices and regulatory compliance is essential, and a Bachelor's degree in Finance, Business, Economics, or a related field is required. Prior experience in the financial sector would be advantageous.,

Posted 1 week ago

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0.0 - 4.0 years

0 Lacs

vijayawada, andhra pradesh

On-site

As a Full-time Fresher in this role, you will be responsible for visiting Committee Centres on a daily basis to collect necessary information. Your primary tasks will include reviewing loan requests, assessing clients" financial status, and evaluating creditworthiness and associated risks. Based on your analysis, you will be required to approve or reject loan requests. It will also be part of your duties to maintain accurate and updated records of all loan applications and verify loan documents thoroughly. In addition to your core responsibilities, you will also enjoy benefits such as health insurance and Provident Fund coverage. The work schedule for this position is during the day shift, and the work location will require your physical presence. If you are passionate about finance, meticulous in your approach to risk assessment, and keen on contributing to the lending process, this role could be a great fit for you. Your ability to analyze risks effectively and make informed decisions will be key to your success in this position.,

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4.0 - 6.0 years

6 - 13 Lacs

gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 2 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Experience in CRE and Underwriting Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines. - Document and synthesize findings based on above mentioned reviews into a credit review report (covering all the related sections, Company Overview, Management, Financial Performance, Industry, Risk and Mitigants, Risk Rating Rationale, Recommendation) which would be for presented to lending officers and / or approval committees. - Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well. - Understand the feedback received from the onshore team members and disseminate the same to the team. - MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. - ~5 years of overall commercial credit experience across diversified asset class - Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). -Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc. - Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc. Please share your profile at surbhi.malhotra@nlbtech.com

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3.0 - 8.0 years

9 - 18 Lacs

pimpri-chinchwad, pune

Work from Office

Role & responsibilities Manage responsibilities of Credit Appraisals and underwriting including High Value cases. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards.

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0.0 - 5.0 years

3 - 6 Lacs

hyderabad, chennai, bengaluru

Work from Office

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

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1.0 - 2.0 years

1 - 3 Lacs

ghazipur, gazipur

Work from Office

Responsibilities: - Assessing creditworthiness of potential clients for LAP and Business Loan products - Managing credit applications and ensuring timely processing Requirements: - Understanding of LAP and Business Loan products

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