Chandigarh
INR 0.45 - 0.5 Lacs P.A.
On-site
Full Time
Key Responsibilities Financial Reporting & Analysis: Prepare and analyse monthly, quarterly, and annual financial statements, including balance sheets, income statements, and cash flow statements. Budgeting & Forecasting: Monitor, and manage budgets to ensure financial stability and alignment with organizational goals. Month END Closing: - Analyse the P&L and Balance sheet for month accurate accruals and maintained schedule as per month end Planning. Payroll Process: - Pay role related activity pay run every fortnight, on barding and maintain records. Account Reconciliation: Reconcile general ledger accounts, Bank Accounts, accounts payable, and accounts receivable to maintain accurate financial records. Audit & Compliance: Assist with internal and external audits by providing necessary documentation and explanations. Ensure compliance with accounting regulations and standards. Tax Compliance: Ensure timely and accurate preparation of GST, PAYG, PAYGI, and adherence to tax regulations. Team Leadership: Supervise and mentor junior accounting staff, providing guidance and support as needed. Process Improvement: Identify inefficiencies in financial processes and implement solutions to enhance accuracy and efficiency. Financial Analysis : Conduct thorough financial analysis to identify trends, variances, and opportunities for improvement. Collaboration : Work closely with other departments to ensure accurate financial reporting and support Job Types: Full-time, Permanent, Fresher Pay: ₹45,000.00 - ₹50,000.00 per month Benefits: Leave encashment Paid sick time Paid time off Schedule: Day shift Fixed shift Monday to Friday Morning shift Weekend availability Supplemental Pay: Yearly bonus Work Location: In person
Chandigarh
INR 2.4 - 3.6 Lacs P.A.
On-site
Full Time
Whatsapp - 7888425961 Job Description: As a Credit Analyst specializing in home loans, you will play a crucial role in assessing the creditworthiness of prospective borrowers and ensuring the quality and integrity of our loan portfolio. Working within a dynamic and collaborative team, you will leverage your analytical skills and industry knowledge to make informed lending decisions while adhering to regulatory requirements. Conduct thorough analysis of loan applications, including financial statements, credit reports, and supporting documentation, to evaluate applicants' creditworthiness and ability to repay loans. Key Responsibilities: 1. Identify and evaluate potential risks associated with each loan application, including credit, financial, and collateral risks, and recommend appropriate risk mitigation strategies. 2. Collaborate effectively with internal stakeholders, including loan officers, underwriters, and senior management, to communicate credit decisions, resolve issues, and provide guidance on credit-related matters. 3. Make informed and timely lending decisions based on the results of credit analysis, balancing risk and reward to maintain a high-quality loan portfolio. 4. Ensure compliance with internal credit policies, as well as regulatory guidelines and industry best practices, throughout the credit assessment process. 5. Stay abreast of industry trends, market conditions, and regulatory changes affecting the home loan market, and contribute to the ongoing enhancement of credit policies and procedures. Qualifications- 1. Bachelor's degree in finance, accounting, economics, or a related field. Additional certifications (e.g., CPA, CFA) are advantageous. 2. Strong attention to detail, critical thinking, and problem-solving abilities, with a commitment to delivering accurate and timely results. Shift Timings- 06:00 am to 2:30 pm Job Types: Full-time, Permanent, Fresher Pay: ₹240,000.00 - ₹360,000.00 per year Benefits: Paid sick time Paid time off Schedule: Day shift Fixed shift Monday to Friday Morning shift Weekend availability Supplemental Pay: Performance bonus Experience: total work: 1 year (Preferred) Work Location: In person
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