413 Credit Evaluation Jobs - Page 2

In this role as a Branch Credit Manager at Electronica Finance Limited (EFL) in Bikaner, your main responsibility will be to assess the creditworthiness of clients, manage credit risk effectively, and analyze financial data to make informed credit decisions. You will be tasked with evaluating loan applications, conducting credit reviews, and devising strategies to minimize risk. Additionally, maintaining strong client relationships and ensuring regulatory compliance are essential aspects of your role. Key Responsibilities: - Assess the creditworthiness of clients - Manage credit risk effectively - Analyze financial data to make informed credit decisions - Evaluate loan applications - Conduct...

Job Description: As a Credit Officer, you will play a crucial role in evaluating and approving credit applications, managing credit risk, and ensuring adherence to the organization's credit policies. Your attention to detail and analytical skills will be essential in assessing customer creditworthiness, monitoring existing accounts, and collaborating closely with sales and finance teams to maintain a healthy credit portfolio. Key Responsibilities: - Evaluate and approve credit applications. - Manage credit risk effectively. - Ensure adherence to the organization's credit policies. - Assess customer creditworthiness. - Monitor existing accounts. - Collaborate with sales and finance teams to m...

JOB SPECIFICATION Position : Senior Analyst (Fixed Income Credit Research) Location : Mumbai Department : Investment Research KEY RESPONSIBILITIES: • Writing credit research recommendation notes on companies / sectors/ themes. Hands on experience in high yield, and distressed debt credit • Preparing detailed distressed debt and recovery models with cash flow forecasting, detailed capital structure analysis and waterfall analysis. Good understanding of off-balance sheet adjustments and performing distressed debt modeling and recovery analysis. • Working experience on screening bonds/loans indentures/prospectuses, financial and negative covenants; preparing covenants summaries, etc • Ensuring ...

Credit Rating/ Analysis (Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparin...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Role & responsibilities Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process. Collecting the needed financial documentation and assessing the clients' creditworthiness. Calculating and analyzing the risk ratios of clients based on their credit score and financial history. Approving or denying loan requests and communicating your decision to both clients and management. Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs. Maintaining records of loan applications by using loan management software. Managing loan renewals by organizing followup meetings ...

Responsible for LAP credit underwriting, personal discussion, and loan file assessment. Evaluate risk, verify documents, and ensure credit decision accuracy. Manage and guide a small credit team effectively. Required Candidate profile Graduate or above with 2–5 years of LAP credit underwriting experience. Strong in loan file assessment, PD handling, and risk evaluation. Must have at least 1–2 years of team management experience.

A State Credit Manager job description includes developing and implementing credit policies, assessing customer creditworthiness, and managing risk to balance sales growth with minimizing bad debt. Key responsibilities involve analyzing financial data, overseeing the credit application and collection processes, ensuring regulatory compliance, and leading a credit team to achieve financial goals. Responsibilities: Policy and risk management: Develop, implement, and enforce credit policies to manage risk. Review and update these policies periodically. Credit evaluation: Assess the creditworthiness of potential and existing customers by analyzing financial statements and credit reports. Applica...

We are hiring for Credit analyst role for Hyderabad Shifts : US Shifts (start from 5:30 pm) Education : Any graduate Responsibilities Evaluate the creditworthiness of new and existing distributor clients by analysing financial statements, credit reports, trade references, and payment history. • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements. • Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms. • Support customer on boarding by reviewing legal documents, trade references, and credit application data. • Update and maintain credit master data in ERP systems and en...

Hi, Greetings!! Responsibilities Evaluate the creditworthiness of new and existing distributor clients by analysing financial statements, credit reports, trade references, and payment history. • Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements. • Monitor credit exposure, outstanding balances, and aging to ensure compliance with approved credit limits and terms. • Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies. • Work closely with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds. • Support ...

As an Underwriter at our company, your role involves the following responsibilities: - Personal discussion of cases as per the laid down policies & procedures and maintaining strict adherence to quality. - Adhering to agreed SLAs and timelines in completing the activities assigned. - Utilizing a skill set of underwriting, disbursements, collateral, and coordination with cross-functional sales operation function. - Protecting company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring that all loans granted are adequately documented and secured by the appropriate collateral. - Ensuring proper communication of credit decisions to Stakeholders. - Im...

Job Description: You will be working as a Credit Analyst at ALWAR GENERAL FINANCE CO. PVT. LTD. in Alwar, Rajasthan, India. Your role will involve evaluating credit data, analyzing financial statements, and assessing the creditworthiness of clients on a full-time on-site basis. Key Responsibilities: - Evaluate credit data to determine the creditworthiness of clients - Analyze financial statements to assess risk levels - Engage with clients and stakeholders using excellent communication skills - Work independently in an on-site environment with attention to detail Qualifications Required: - Excellent Communication skills for engaging with clients and stakeholders - Attention to detail and the...

To apply you need to submit details via this application form(Mandatory) - https://docs.google.com/forms/d/e/1FAIpQLSfrmxVjiyveLat1bjFZrHXCV0YYHX5uEz8CPxdYpKEcsqhcRw/viewform TIPS for Candidate -Research about the company and job role. Job name - Wholesale lending Analyst Education: MBA (Finance, Business, Economics, Accounting) Company: Deloitte Location: Hybrid (Bangalore) Experience: 5+ years Salary: 10 -24 LPA Industry: Banking / Financial Services Functional Area: Wholosale Lending, Corporate Banking, Financial Analysis Employment Type: Full Time, Permanent Job Description Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collabor...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back.

As a candidate for this position, you will be responsible for personal discussion of cases according to the established policies and procedures while maintaining strict adherence to quality standards. You will also be expected to adhere to agreed Service Level Agreements (SLAs) and timelines in completing the assigned activities. Your skill set should include underwriting, disbursements, collateral management, and coordination with cross-functional sales operation teams. Key Responsibilities: - Protect company assets by properly evaluating all credit requests, establishing credit limits, and ensuring that all granted loans are well-documented and secured by appropriate collateral. - Improve ...

Role Overview: As a Credit Risk Analyst, your primary role will be to evaluate credit proposals by assessing financial, business, and industrial risks related to loan decisioning. You will also be responsible for ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Monitoring and enforcing approval rates and Turn-Around-Time (TAT) will be crucial aspects of your responsibilities. Additionally, you will need to monitor the monthly Branch audit score to ensure it meets the set standards. Vendor management and conducting customer meetings to evaluate credit proposals and tracking PDD closure will also be key tasks. Key Responsibilities: - Ensure Proce...

As a Loan Underwriter at our company, you will be responsible for the following key tasks: - Personal discussion of cases according to established policies and procedures, maintaining strict adherence to quality standards. - Adherence to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Utilizing a skill set encompassing underwriting, disbursements, collateral evaluation, and coordination with cross-functional sales operations. - Safeguarding company assets by conducting proper evaluation of credit requests, establishing credit limits, and ensuring all granted loans are well-documented and secured by appropriate collateral. - Effective communication o...

As a candidate for the position, you will be responsible for the following key responsibilities: - Personal discussion of cases as per the laid down policies & procedures with strict adherence to quality standards. - Adherence to agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. - Utilizing a skill set encompassing underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. - Protection of company assets through the proper evaluation of all credit requests, establishment of credit limits, and ensuring that all granted loans are well-documented and secured by appropriate collateral. - Effective communicati...

Credit Analyst /Senior Credit Analyst -BFSI/FI/Insurance - 2 Years -Pune Domain- Financial Services /Banking / Insurance /BFSI/ Financial Institutions Experience -3-8Years Were on the lookout for dynamic Credit Analysts and Senior Credit Analysts with 3-9years of experience in the BFSI, Banking, Insurance, Financial Services, or Financial Institutions domain. Were seeking professionals with strong expertise in credit research, credit appraisal, financial analysis, ratio analysis, financial modelling, and credit report writing Your Future Employer: A leading global financial services and analytics organization providing insights, ratings, and solutions to support informed decision-making in i...

Job Summary: The Credit Manager will lead a team of Home Loan Sales Executives and guide them in evaluating customer profiles, identifying suitable lending institutions, and structuring loan proposals in line with customers financial standing, property type, and bank policies. The role requires a blend of credit assessment expertise, leadership skills, and strong knowledge of mortgage products across multiple banks. Key Responsibilities: l Lead, mentor, and manage a team of Home Loan Sales Executives to achieve business and quality targets. l Evaluate customers’ financial profiles, income stability, credit worthiness. l Advise the team on selecting the most appropriate bank or financial inst...

Role Overview: You will be responsible for evaluating credit proposals, assessing financial, business, and industrial risks, and making decisions regarding loans. You will also verify the creditworthiness of the promoters and analyze the financial statements of potential customers to determine their solvency and liquidity positions. Your role will involve ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Additionally, you will monitor and enforce approval rates and Turnaround Time (TAT) as per prescribed standards, as well as ensure that the monthly Branch audit score meets satisfactory levels. Vendor management and conducting customer meetings ...

As a Credit Underwriter at our company, your role involves personal discussion of cases in accordance with established policies and procedures while maintaining strict adherence to quality standards. You will be required to adhere to agreed Service Level Agreements (SLAs) and timelines for the completion of assigned activities. Your skill set should encompass underwriting, disbursements, collateral evaluation, and coordination with cross-functional sales operation functions. Key Responsibilities: - Evaluate all credit requests to protect company assets, establish credit limits, and ensure proper documentation and collateral security for all loans granted - Communicate credit decisions effect...

You will be joining the Home Loans Credit team as a Management Trainee, where you will be trained to eventually take on the role of a Credit Manager. Your main responsibility will involve assessing and managing credit risk related to home loan applications. This position will provide you with the opportunity to enhance your skills in credit evaluation, risk analysis, and customer interaction, which will set the groundwork for a successful career in housing finance. Key Responsibilities: - Undergo intensive training for the initial 3 to 6 months - Work on credit appraisal assignments with guidance from senior credit managers - Assess and manage credit risk associated with home loan applicatio...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back.

We need a Credit & Operations Executive to coordinate with lenders, prepare reports, and perform CIBIL checks, customer document verification, and error tracking.