186 Credit Evaluation Jobs - Page 2

Hiring: Credit Analyst – SCF/WC | Mumbai (Kalina) | 4+ yrs exp | Role: Credit evaluation, risk assessment, underwriting, compliance & monitoring. | Immediate joiners or 30 days. Apply now- janvi.urbanecorps21@gmail.com

Evaluate loan proposals for Machinery Finance and Loan Against Property (LAP). Conduct comprehensive financial, technical, and legal due diligence on loan applications. Approve or recommend credit proposals in accordance with company policies. Monitor portfolio performance and ensure adherence to compliance standards. Profile Specifications: Proven experience in credit assessment of LAP and Machinery Loans. Strong analytical and decision-making skills. Sound knowledge of financial ratios, risk assessment, and credit evaluation. Ability to work independently and collaborate with cross-functional teams.

Underwriting experience in Loan, preferably Unsecured Loans. Doing personal discussion with borrower. Preparing CAM (Credit Assessment Memo), ensuring proper and correct information. Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality. Primary assessment & analysis of reasons of non-starter cases. Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

As a Credit Manager, you will be responsible for evaluating and approving credit, monitoring and managing loans, and ensuring compliance with documentation requirements. This is a full-time, permanent position where you will work in a day shift with fixed hours at our in-person location. The ideal candidate will have a minimum of 8 years of experience in credit-related roles. In addition to a competitive salary, we offer benefits such as health insurance, life insurance, and Provident Fund to support your well-being and financial security. If you are a detail-oriented professional with a strong background in credit management and a commitment to upholding compliance standards, we invite you to apply for this rewarding opportunity.,

The Branch Credit Manager position at one of the Weekday's clients in Vadodara requires a dynamic and result-oriented professional with 3-6 years of experience in evaluating and managing credit for Home Loans, Mortgage Loans, and Loan Against Property (LAP). This role involves close collaboration with sales and risk teams to ensure timely and sound credit decisions, directly contributing to branch growth and profitability. Key Responsibilities: - Assess the creditworthiness of potential customers applying for Home Loans, Mortgage Loans, and Loans Against Property. - Conduct a comprehensive analysis of customer profiles, including financial documents, income statements, property documents, and credit reports. - Sanction loans within delegated authority limits and propose approvals to higher authority when necessary. - Ensure strict adherence to internal credit policies and regulatory guidelines. - Collaborate with customers, sales team, legal, and technical vendors to verify the completeness and authenticity of loan applications. - Identify potential risks and recommend appropriate mitigants to protect company interests. - Work with legal and technical teams to validate property documents, valuations, and title clearance. - Maintain a high-quality credit portfolio by taking proactive measures on irregular accounts. - Monitor the disbursement process and post-disbursement documentation for compliance. - Provide support to the collections team by identifying early warning signs of default risks. - Prepare credit appraisal memos with clear justifications for decisions to ensure transparency and accountability. - Regularly update credit MIS reports and dashboards for review by senior management. Key Skills & Competencies: - Profound understanding of Home Loan, Mortgage Loan, and LAP products. - Proficiency in financial analysis, risk assessment, and credit evaluation techniques. - Sound knowledge of lending norms, credit policies, and RBI regulations. - Hands-on experience in property-related legal and technical due diligence. - High attention to detail, accountability, and integrity. - Proficiency in credit appraisal tools, MS Excel, and loan management systems. - Strong interpersonal and communication skills to engage effectively with customers and internal stakeholders. - Ability to work under pressure and manage multiple cases simultaneously within tight timelines. Qualifications: - Graduate/Postgraduate in Finance, Commerce, or related field. - MBA (Finance) or CA Inter certification would be an added advantage. Preferred Experience: - Prior experience in NBFCs/Banks/Housing Finance Companies in a similar credit role. - Experience in dealing with Tier 1 and Tier 2 cities is considered beneficial.,

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

As a Senior Credit Officer at Khushbu Auto Finance Ltd. in Rajkot, Gujarat, you will be a crucial part of our team dedicated to providing customized financing solutions while prioritizing customer satisfaction and ethical lending practices. Your role will involve managing the credit evaluation process for auto finance loans to maintain the quality of our loan portfolio, evaluate risk, and facilitate sustainable business growth through informed credit decisions. Your responsibilities will include evaluating loan applications, conducting credit risk analysis, and making credit decisions in alignment with company policies. You will be responsible for performing financial assessments of borrowers, verifying information through client visits when necessary, and collaborating with sales and operations teams to ensure smooth loan processing. Monitoring overdue accounts, ensuring policy compliance, and presenting credit reports to management will also be integral parts of your role. Additionally, you will contribute to training and mentoring junior credit staff to enhance team capabilities. To excel in this position, you should hold a Bachelor's degree in Finance, Commerce, or a related field, with an MBA/CA/ICWA being advantageous. A minimum of 3-5 years of experience in credit appraisal, particularly in auto finance or NBFC sectors, is required. Strong familiarity with credit underwriting processes, risk assessment, local market knowledge in and around Rajkot, and proficiency in MS Office and financial analysis tools are essential. Your analytical skills, effective communication, and sound decision-making abilities will be critical to your success in this role. Joining our team comes with various benefits including Provident Fund (PF), Employees State Insurance (ESIC), Gratuity, Mediclaim Coverage, Group Mediclaim Policy, and Annual Paid Leaves. This is a full-time position with additional benefits such as health insurance, paid sick time, paid time off, and yearly bonuses. The work schedule is during the day, and the role requires in-person work at the specified location. If you are ready to contribute to our mission of responsible lending and customer-focused financial solutions, we look forward to speaking with you. For further inquiries or to apply, please contact us at +91 6351009501.,

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

As a Credit Analyst - LAS, your main responsibilities will revolve around conducting financial analysis to assess the creditworthiness of individuals and businesses. You will be tasked with reviewing financial statements, cash flow, and various financial metrics to make informed credit evaluations. Your expertise will be crucial in recommending suitable credit limits and terms based on in-depth risk assessments. It will be your responsibility to stay updated on industry trends, market conditions, and regulatory changes to ensure that credit risk decisions are well-informed. Additionally, you will be preparing and presenting credit reports and risk assessments to senior management, playing a key role in strategic decision-making processes. Ensuring compliance with internal credit policies and regulatory standards will also fall under your purview. Collaboration will be a vital aspect of your role, requiring close work with cross-functional teams such as credit, relationship management, and risk departments. Your aim will be to streamline credit processes and enhance efficiency across the board. To excel in this role, you are expected to hold the educational qualifications of a Chartered Accountant (CA), preferably cleared in the first attempt. Your strong financial acumen should be complemented by expertise in financial statement analysis, accounting principles, and financial ratios. Advanced analytical skills will be necessary to assess complex financial health and associated risks effectively. Attention to detail is key in this role, as you will be required to identify discrepancies and proactively mitigate risks. Excellent written and verbal communication skills are essential for presenting financial data and credit recommendations clearly. Proficiency in Microsoft Excel and other financial analysis tools is a must, along with a proven ability to lead credit assessments and collaborate efficiently with cross-functional teams to drive positive business outcomes.,

As a structured financing professional, you will be responsible for originating and syndicating structured financing opportunities in the wholesale lending space, focusing on secured transactions. Your role will involve syndicating structured debt deals to various entities such as offshore funds, AIFs, NBFCs, banks, and wealth platforms. You will need to develop and implement syndication strategies to ensure successful placement of transactions. In deal structuring and execution, you will be required to create innovative financing solutions that meet the needs of both borrowers and investors. This will involve conducting thorough credit evaluations and financial analyses to establish an investment thesis. You will present investment proposals to internal committees and external investors, negotiate terms, and oversee transactions from start to finish. Building and maintaining strong relationships with institutional investors, private credit funds, family offices, and other key stakeholders will be a crucial aspect of your role in investor and client relationship management. You will engage with CFOs, treasury heads, and promoters to tailor financing solutions to their requirements and maintain an active investor pipeline for deal distribution. Your responsibilities will also include staying informed about market trends, credit risk appetite, and investor preferences to develop insights that drive new opportunities. You should possess 8-12 years of experience in private credit, structured finance, debt syndication, or corporate banking, with a deep understanding of structured credit, securitization, and high-yield debt markets. Experience in originating and distributing structured debt products to institutional investors is essential, along with a track record of closing complex transactions. The ideal candidate will have strong financial modeling, credit analysis, and negotiation skills, with a preference for a CA/MBA (Finance) or equivalent qualification. Preferred attributes include established relationships with private credit funds, banks, AIFs, and NBFCs, a solid understanding of RBI regulations and credit risk frameworks, as well as excellent communication and deal-making abilities.,

As a Relationship Manager in the Finance/Sales department of a Thrissur Vehicle Loan industry, your primary responsibility will be to promote and process vehicle financing solutions for customers looking to purchase new cars. Your role will involve understanding customer needs, evaluating creditworthiness, liaising with banks/NBFCs, and ensuring that loan applications are handled smoothly and efficiently. Your key responsibilities will include assisting customers in completing loan applications, collecting and verifying necessary documents such as KYC and income proof, and ensuring timely submission of forms while following up on loan approvals. You will also be required to explain available financing options, interest rates, terms, and conditions to customers, maintaining positive relationships with clients throughout the financing process, and addressing any queries they may have regarding loan products. Additionally, you will need to liaise with multiple banks and NBFCs to find suitable financing options, maintain relationships with dealership representatives, underwriters, and bank representatives, and negotiate loan terms on behalf of customers when necessary. Collaborating closely with the vehicle sales team to convert leads into financed deals, upselling loan protection products and insurance, and achieving monthly loan disbursal targets will also be part of your role. It is essential to ensure that all your activities comply with company policies and regulatory guidelines, maintaining proper records for audit and compliance checks. To excel in this role, you should possess a minimum qualification of Plus two/Diploma/Bachelor's degree, along with 1 to 3 years of experience in car loan sales or car sales. Strong communication and interpersonal skills, a good understanding of lending procedures, credit evaluation, and loan products, proficiency in MS Office and CRM tools, and the ability to work under pressure to meet sales targets are also required. In terms of the work environment, you will be visiting car showrooms frequently and interacting regularly with sales teams, customers, and banking partners. Your performance will be measured based on key performance indicators such as loan conversion rate, loan disbursal volume, Turnaround Time (TAT) for approvals, and customer satisfaction scores. If you believe you are the dynamic individual we are looking for, please send your updated resume to +917736626618.,

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines. - Document and synthesize findings based on above mentioned reviews into a credit review report (covering all the related sections, Company Overview, Management, Financial Performance, Industry, Risk and Mitigants, Risk Rating Rationale, Recommendation) which would be for presented to lending officers and / or approval committees. - Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well. - Understand the feedback received from the onshore team members and disseminate the same to the team. - MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. - ~5 years of overall commercial credit experience across diversified asset class - Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). -Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc. - Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc. Please share your profile at surbhi.malhotra@nlbtech.com

The role of Regional Credit Manager - LAP based in Visakhapatnam involves overseeing credit appraisal for LAP products in the region. Your primary responsibility will be to ensure the efficient functioning of the credit evaluation process for LAP products by managing the credit teams effectively. To qualify for this role, you should hold a degree in Commerce or a Post Graduate in Finance. Additionally, you must possess a substantial experience of 12 to 20 years in the LAP domain, having previously led a credit evaluation team in the retail banking sector. A strong understanding of credit and risk management specific to the region is also essential for this position. Your key responsibilities will include overseeing the seamless operations of credit evaluation in the region, leading and guiding the credit team, maintaining a high-quality portfolio at the regional level, and making informed decisions on loan approvals and disbursements within your authority. Any matters beyond your empowerment will be escalated to the Zonal Credit Manager. If you meet the qualifications and are interested in this opportunity, please forward your resume to muthukumarv@chola.murugappa.com.,

You will be responsible for ensuring proper credit evaluation of customers in accordance with the policy and process. This will involve conducting personal discussions with customers to evaluate loan proposals. Your support will be crucial in helping the branch team achieve their desired objectives. It will also be your responsibility to manage and maintain the Turnaround Time (TAT) for loan disbursement. As a supervisor and mentor, you will guide Credit Officers and Officer Credit Operation team members. Your role will include diligently appraising loan applications as per the organization's credit policy. You will also need to ensure that credit policies are followed to maintain a high-quality portfolio for the branch. You will be in charge of ensuring that all files are completed in every aspect before the loan disbursement and maintaining accurate records. Timely completion of Pre-Disbursement Documentation (PDD) for the loans disbursed will be part of your duties. It will be essential to maintain a quality portfolio for the branch and underwrite proposals while making decisions on loan approval and disbursement within the specified empowerment levels based on credit evaluation criteria. Maintaining high standards in credit appraisal, understanding customers personally, and reviewing documentation provided will be necessary to minimize the turnaround time per application. You will also be responsible for managing and supporting other operational activities within the branch. If a loan proposal exceeds the empowered limit, you will need to escalate it for a review by the Area/Regional Credit Manager. Ensuring the collection and maintenance of PDD as per credit norms will also be a key aspect of your role.,

This role is for one of Weekday's clients. You are seeking a dynamic and results-driven Cluster Business Head to lead and manage the home loan and loan against property (LAP) vertical across multiple branches within a defined cluster. This is a strategic leadership role responsible for driving business growth, overseeing operations, and ensuring strong team performance. The ideal candidate should have a deep understanding of retail lending, customer acquisition strategies, and credit policies in the housing finance sector. You will be responsible for driving acquisition and disbursement of home loans and LAP across the assigned cluster. Identify new markets, customer segments, and growth opportunities to meet and exceed business targets. Manage, mentor, and motivate a team of branch managers, relationship officers, and sales staff. Set performance goals, monitor progress, and ensure accountability across the team. Develop and manage direct and indirect sourcing channels including DSA, connectors, and referral networks to ensure a consistent business pipeline. Build and maintain strong relationships with customers, ensuring a seamless experience from lead generation to loan disbursal. Resolve escalations and support high-value cases personally. Coordinate with credit and risk teams to maintain healthy portfolio quality. Ensure adherence to credit policies, KYC norms, and compliance requirements. Streamline processes across branches to enhance customer satisfaction, reduce turnaround time, and improve operational metrics. Keep abreast of competitor offerings, customer preferences, and real estate trends. Use market insights to craft localized strategies. Prepare and present periodic business reports, forecasts, and dashboards to regional and senior leadership. Analyze performance trends and identify areas of improvement. The ideal candidate should have a minimum of 4 years of experience in the home loan/LAP industry, with at least 2 years in a team-leading or multi-location role. Strong knowledge of retail mortgage products, documentation, credit evaluation, and lending processes is required. Demonstrated success in driving business numbers and meeting revenue targets. Excellent leadership, communication, and interpersonal skills are essential. Proven ability to lead, develop, and inspire field sales teams. Strong analytical and decision-making abilities are a must. A graduate in any discipline; MBA/PGDM in Finance/Marketing is preferred.,

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required. Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 2 to 5 years of experience in credit.

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required. Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 2 to 5 years of experience in credit.

You will be responsible for personally discussing cases in accordance with the established policies and procedures while maintaining strict adherence to quality standards. It is vital to adhere to agreed Service Level Agreements (SLAs) and timelines for completing the assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral assessment, and coordination with cross-functional sales operation teams. Your primary duty will be to safeguard company assets by thoroughly evaluating all credit requests, setting credit limits, and ensuring that all approved loans are properly documented and secured with the appropriate collateral. Effective communication of credit decisions to stakeholders is crucial for this role. You will also focus on enhancing underwriting efficiencies while upholding adequate risk management practices. Additionally, you will be responsible for conducting Loan Account Verification, Cross Verification such as Member House Visits, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Middleman Influence Checks, Negative Area Verifications, CPC Checklist Verification, Loan Card Verification from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and Closure of ICQ Observations.,

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sales and risk teams for smooth processing Requirements: • Minimum 4 years of experience in credit underwriting Strong knowledge of financial analysis and lending guidelines Excellent decision-making and communication skills • Bachelor's degree in Finance, Accounting, or a related field

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Core Responsibilities : Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. Adhere to agreed SLAs and timelines in completing the activities assigned. A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function. Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral. Ensure proper communication of credit decisions to Stakeholders. Responsible for improving underwriting efficiencies while ensuring adequate risk management. Additional Responsibilities : Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. Adhere to agreed SLAs and timelines in completing the activities assigned. A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral Ensure proper communication of credit decisions to Stakeholders. Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. Adhere to agreed SLAs and timelines in completing the activities assigned. A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral Ensure proper communication of credit decisions to Stakeholders. Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. Adhere to agreed SLAs and timelines in completing the activities assigned. A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral Ensure proper communication of credit decisions to Stakeholders. Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality Adhere to agreed SLAs and timelines in completing the activities assigned A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral Ensure proper communication of credit decisions to Stakeholders Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure