314 Credit Evaluation Jobs - Page 5

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention Bachelor s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Strong interpersonal and communication skills Proven sales and ne...

InCred is looking for Assistant Manager - Credit to join our dynamic team and embark on a rewarding career journey. Manages credit evaluation, approval, and risk assessment processes. Reviews financial data to support lending decisions. Ensures compliance with internal policies and regulatory standards. Coordinates with stakeholders for credit operations and customer engagement. Disclaimer : This job description has been sourced from a public domain and may have been modified by Naukri. com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

Job Summary: We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance. Key Responsibilities: Lead and manage the credit and risk team, ensuring smooth day-to-day functioning. Analyze credit and risk data to derive meaningful insights; prepare presentations for stakeholders and management. Approach credit and risk assessment from a business-integrated perspective, beyond traditional underwriting practices. C...

Visit client company- to analysis ITR, Bank statement, physical stock and Securities to detect potential risk of default. Evaluates clients’ backgrounds and assesses industry trends. Determines the creditworthiness of applicants, Formulating reports. Required Candidate profile Worked in any banking or private loan sector. Presentation skills. Should own two wheeler to visit client place, CAR license holder will be added advantage to travel across TN for client visit.

Role: Manage and engage with customers for Commercial Vehicles (CV) and Construction Equipment (CE) products with exposures ranging from 1 Cr to 5 Cr. Monitor portfolio performance with a focus on early delinquency trends (6-month) and long-term book performance (12-month) to identify quick mortality risks. Implement corrective measures to mitigate credit risks proactively. Conduct regular meetings to understand customer needs, credit behavior, and market dynamics. Review and approve credit deviations up to Level 2 as per the matrix. Ensure adherence to TAT for credit-related processes and approvals. Collaborate with Business team to improve sourcing quality by sharing the portfolio performa...

Description CHIEF RESPONSIBILITIES "Required a candidate Min 3 to 5 Years of Experience in RB Risk Healthcare Business Equipment" Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations Conduct monthly Regional Council Meetings with all the stak...

Job Code : TechM94382 Experience : 10+ Yrs Location : Hyderabad / Bangalore / Visakhapatnam / Bhubaneswar Notice Period : short notice joiners Budget : Max 25 LPA JD for SAP S/4 HANA CFIN Receivables Management: 10 plus years of experience in SAP FICO with 3 plus years of hands-on experience working with S/4 HANA, SAP Credit Management, SAP Biller Direct, SAP E-Invoicing for Compliance, SAP Collections and Dispute Management, SAP Credit Evaluation and Management 3 years of domain (Accounting & Receivables Management) experience Implementation & support experience in SAP FICO including GL, AR, AP, COPA, CO-CCA, PCA, Product Costing, FSCM, Material Ledger modules. Knowledge of integrating with...

Only immediate to 30 Days Notice Period Profiles are accepted. Required only Male Candidates for this role. Drop your CVs and reference on swati.s@sdnaglobal.com Experience: 2-6 years industry experience Languages: Telugu, Tamil, Kannada, Hindi (Candidate should know at least 2 languages apart from English) Qualification: Graduate, Post graduate or a related field. Working Days: 6 Days of working Employment Type: Full-time Responsibilities: Reviewing the complete file of loan applications. Conducting personal discussions and video PDs with applicants. Ensuring timely decision making within the TAT. Managing vendors involved in the loan processing. To evaluate proposals of customers for Busin...

Description CHIEF RESPONSIBILITIES Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. Strategic/ Managerial Responsibilities Discussion of observations with Seniors ACH / ...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention Bachelor s degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Strong interpersonal and communication skills Proven sales and ne...

Deputy Manager - Business Loans - Indirect About The Role We are seeking a highly motivated and experienced Deputy Manager - Business Loans - Indirect to join our dynamic team. In this role, you will be responsible for managing and expanding the indirect business loans portfolio by developing relationships with channel partners, driving sales, and ensuring compliance with organizational standards and regulatory requirements. Key Responsibilities Develop and manage a network of channel partners, including DSAs, brokers, and other intermediaries, to generate business loan leads. Evaluate loan proposals sourced through indirect channels and ensure adherence to credit policies and guidelines. Dr...

Role Overview: You will be responsible for evaluating credit proposals, covering financial, business, and industrial risk decisioning of the loan. Your main focus will be to ensure that Bounce Rate and Delinquency are within acceptable standards. Additionally, you will monitor and enforce approval rate and Turnaround Time (TAT) as per prescribed standards. It will be your responsibility to monitor and ensure that the monthly Branch audit score is satisfactory. Vendor management and conducting customer meetings to evaluate credit proposal PDD tracking and closure will also be part of your role. Key Responsibilities: - Ensure Process and Policy Adherence. - Implement Effective Cost Management....

Recruiter Name: Deepanshi Contact Number: 9971733423 Email: deepanshi.1@cariotauto.com Role & responsibilities: Efficient loan processing from application to disbursement, ensuring timely and accurate execution. Credit evaluation by assessing financial documentation, credit history, and determining loan eligibility. Collaboration with external agencies like DSAs, dealerships, banks, NBFCs, and credit agencies for seamless loan facilitation. Sales pitching to potential clients, presenting loan options, and addressing inquiries to drive loan conversion. Maintaining compliance with internal policies and industry regulations. Customer interaction to clearly explain loan terms, address concerns, ...

Recruiter Name: Deepanshi Contact Number: 9971733423 Email: deepanshi.1@cariotauto.com Role & responsibilities: Efficient loan processing from application to disbursement, ensuring timely and accurate execution. Credit evaluation by assessing financial documentation, credit history, and determining loan eligibility. Collaboration with external agencies like DSAs, dealerships, banks, NBFCs, and credit agencies for seamless loan facilitation. Sales pitching to potential clients, presenting loan options, and addressing inquiries to drive loan conversion. Maintaining compliance with internal policies and industry regulations. Customer interaction to clearly explain loan terms, address concerns, ...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Job Description As a Branch Credit Manager at Electronica Finance Limited (EFL) located in Bikaner, your role involves assessing the creditworthiness of clients, managing credit risk, and analyzing financial data to make informed credit decisions. You will be responsible for evaluating loan applications, conducting credit reviews, and developing strategies to minimize risk. Additionally, maintaining strong relationships with clients and ensuring regulatory compliance are essential aspects of your day-to-day tasks. Key Responsibilities - Assess the creditworthiness of clients - Manage credit risk effectively - Analyze financial data for informed credit decisions - Evaluate loan applications -...

Role Overview: You will be responsible for personally reviewing cases in accordance with established policies and procedures while maintaining a high level of quality. It is crucial to strictly adhere to the company's standards and ensure timely completion of assigned tasks as per the agreed service level agreements (SLAs). Key Responsibilities: - Utilizing your expertise in underwriting, disbursements, collateral management, and coordinating with various sales and operational functions. - Safeguarding company assets by thoroughly evaluating credit requests, setting appropriate credit limits, and ensuring that all approved loans are properly documented and secured by suitable collateral. - E...

CHIEF RESPONSIBILITIES Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hind sight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities Discu...

Contact: 9150967111 At least 1 year experience in Credit role Any degree- Male / Female Two-wheeler and DL Prepare CAM and conduct PD for all assigned customers. Monitor Non-JLG PAR and record reasons for delinquency

Role Overview: As a Credit Manager, you will be responsible for the consistent application of a credit policy. You will conduct periodic credit reviews of existing customers and evaluate the creditworthiness of potential customers. Your duties will include analyzing risks, making decisions on loan requests, preparing Credit Appraisal Memos (CAM), reviewing credit history, and assessing technical and legal reports. Additionally, you will calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct field visits for hindsight, and engage in personal discussions with customers via tele/video/physical mediums. You will also be involved in audit clearance, processing ...

Role Overview: As the Credit Control Manager, you will play a crucial role in managing the credit approval process for new customers, collaborating closely with the Sales and Accounts Receivable teams. Your responsibilities will include evaluating customer creditworthiness through financial analysis, credit reports, and internal scoring tools. You will oversee daily credit control operations, such as debt collection, account reviews, and risk monitoring. Monitoring aged debt reports, identifying high-risk accounts, and handling disputed invoices will be part of your daily tasks. Key Responsibilities: - Develop and maintain credit risk reporting, dashboards, and key performance indicators (KP...

As a Credit Risk Manager in the Risk Management Group at our company, you will play a crucial role in managing the bank's risk exposure while maximizing returns within an acceptable risk profile. You will work closely with origination teams to provide financing, investments, and hedging opportunities to customers. Your main responsibilities will include: **Key Responsibilities:** - Underwriting files according to policy, processes, and controls for CLAP business - Recommending/approving credit applications in line with agreed workflows and policies, considering all significant risks - Monitoring delinquency levels and ensuring timely follow-up to regularize overdues - Having sound knowledge ...

Designation - Credit Analyst Team/Function - Banking & Credit Risks Key Skills/Expertise -- Financial Analysis Excellent Communication Skills Analytical Skills Any one who wants to do INTERNSHIP can apply !! Freshers can apply !! Experinced candidates can also apply !! Role Description: Designing and formulating credit underwriting for supply chain finance and strategize & partner in technology implementation to enable digital journey in supply chain financing process. Responsible for conducting detailed research on the financial history of businesses and their related parties/ individuals to determine their creditworthiness. Reviewing and verifying financial statements (like Balance Sheet, ...

Job Responsibilities: Extend credit to customers as per company policies and agreed terms. Review and evaluate credit applications and financial data to assess credit risk. Approve or decline credit accounts based on thorough analysis. Monitor customer transactions to ensure timely collections as per the schedule. Develop and implement credit control procedures and collection strategies. Maintain updated records of credit limits, outstanding receivables, and payment history. Coordinate with the sales, accounts, and legal departments to manage credit issues. Plan and maintain a program for systematic follow-up and collection of receivables. Generate credit reports and aging analysis for manag...

Role Overview: As a Location Manager in the Risk Control Unit, your primary responsibility will involve evaluating credit requirements for potential customers, both strategic and retail. This will require you to underwrite and prepare credit assessment notes that include a detailed analysis of the business, management, and financials. You will be tasked with analyzing balance sheets and other financial statements to identify risk factors effectively. Key Responsibilities: - Conduct market, competitor, and dealer visits as necessary to stay updated on market changes. - Act proactively based on the information gathered from market visits. - Ensure timely processing of proposals to improve time...